Last update: Oct 2026

Cost of Living Comparison Between Seminyak, Bali and Karachi

For one person, living is cheaper in Karachi: $490 a month against $1,574 in Seminyak, Bali, rent and utilities included – about $13,000 less a year. Rent and utilities account for most of the difference.

78

Cost of Living Index in Seminyak, Bali
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Seminyak, Bali Living Index
23

Cost of Living Index in Karachi
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Karachi Living Index

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Seminyak, Bali

🇮🇩 Indonesia

$1,574

/mo nomad

Karachi

🇵🇰 Pakistan

$490

/mo nomad

Monthly Cost of Living

How much you'll spend in Seminyak, Bali and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seminyak, Bali and in Karachi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,574 in Seminyak, Bali versus $490 in Karachi.

Seminyak, Bali $1,574
Karachi $490

Estimated couple costs with rent: $2,732 in Seminyak, Bali versus $755 in Karachi.

Seminyak, Bali $2,732
Karachi $755

Monthly costs for a family of three with rent: $3,889 in Seminyak, Bali versus $1,019 in Karachi.

Seminyak, Bali $3,889
Karachi $1,019

Living in Seminyak, Bali is roughly 221% more expensive than in Karachi, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Seminyak, Bali is 17% above, Karachi is 63% below.

Meal at Budget Restaurant

$3.94 Rp 70.4K

$2.15 PKR 596

83.26%

Three-Course Dinner for Two, Mid-Range

$41.86 Rp 748.3K

$13.37 PKR 3,700

213.09%

Fast Food Meal (McDonalds, etc)

$6.63 Rp 118.5K

$5.29 PKR 1,464

25.33%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 606

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.25 PKR 2,005

Cappuccino

$3.07 Rp 54.9K

$2.11 PKR 583

45.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.03 Rp 36.2K

$0.37 PKR 103

448.65%

Water (0.33 liter bottle)

$0.97 Rp 17.4K

$0.28 PKR 78.2

246.43%

Local Beer (0.5 liter draught)

$3.08 Rp 55.0K

Imported Beer (0.33 liter bottle)

$5.14 Rp 91.8K

Milk (1 liter)

$1.62 Rp 28.9K

$0.86 PKR 238

88.37%

White Bread (500g)

$2.31 Rp 41.3K

$0.52 PKR 144

344.23%

Rice (white) (1kg)

$1.21 Rp 21.7K

$1.24 PKR 344

-2.42%

Eggs

$2.28 Rp 40.7K

$1.24 PKR 342

83.87%

Local Cheese (1kg)

$18.45 Rp 329.9K

$5.86 PKR 1,622

214.85%

Chicken Fillets (1kg)

$4.01 Rp 71.7K

$3.12 PKR 862

28.53%

Beef Round Steak (1kg)

$12.50 Rp 223.5K

$6.25 PKR 1,731

100.00%

Apples (1kg)

$3.82 Rp 68.3K

$1.29 PKR 356

196.12%

Banana (1kg)

$1.60 Rp 28.5K

$0.54 PKR 150

196.30%

Oranges (1kg)

$2.39 Rp 42.7K

$0.99 PKR 273

141.41%

Tomato (1kg)

$2.07 Rp 37.1K

$0.56 PKR 155

269.64%

Potato (1kg)

$1.91 Rp 34.2K

$0.33 PKR 91.6

478.79%

Onion (1kg)

$2.52 Rp 45.0K

$0.35 PKR 95.9

620.00%

Lettuce (1 head)

$1.03 Rp 18.4K

$0.45 PKR 124

128.89%

Water (1.5 liter bottle)

$0.55 Rp 9,900

$0.44 PKR 121

25.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.23 PKR 341

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.37 PKR 381

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.44 PKR 676

Cigarettes 20 Pack (Marlboro, Camel)

$2.27 Rp 40.7K

$1.79 PKR 497

26.82%

Wine (Bottle)

$23.82 Rp 425.8K

Local Beer (0.5 liter bottle)

$2.47 Rp 44.2K

Imported Beer (0.33 liter bottle)

$3.17 Rp 56.7K

One-way Ticket (Public Transport)

$0.30 Rp 5,391

$0.28 PKR 76.5

7.14%

Public Transport Monthly Pass (Regular Price)

$9.20 Rp 164.5K

$9.68 PKR 2,679

-4.96%

Taxi Start (Normal Tariff)

$0.55 Rp 9,837

$0.92 PKR 255

-40.22%

Taxi (Normal Tariff) (1km)

$0.52 Rp 9,348

$0.71 PKR 196

-26.76%

Taxi 1hour Waiting (Normal Tariff)

$2.65 Rp 47.4K

$2.22 PKR 615

19.37%

Gasoline (1 liter)

$0.95 Rp 17.0K

$1.35 PKR 372

-29.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K Rp 496.1M

$17.8K PKR 4.9M

55.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.4K Rp 651.2M

$26.7K PKR 7.4M

36.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$85.0 Rp 1.5M

$112 PKR 30.9K

-24.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.01 Rp 125.3K

$6.05 PKR 1,673

15.87%

Internet (50+ Mbps, Unlimited Data)

$19.32 Rp 345.3K

$13.29 PKR 3,679

45.37%

Gym Membership (Monthly)

$61.2 Rp 1.1M

$21.51 PKR 5,954

184.43%

Tennis Court (1 Hour on Weekend)

$20.85 Rp 372.8K

$17.80 PKR 4,927

17.13%

Cinema Ticket

$5.01 Rp 89.5K

$4.42 PKR 1,222

13.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$528 Rp 9.4M

$50.7 PKR 14.0K

941.42%

International Primary School, 1 Child (Yearly)

$6,307 Rp 112.7M

$1,957 PKR 541.6K

222.29%

Jeans (Levis 501 Or Similar)

$47.72 Rp 852.9K

$17.57 PKR 4,862

171.60%

Summer Dress (H&M, Zara, etc)

$36.32 Rp 649.2K

$22.78 PKR 6,304

59.44%

Sport Shoes (Adidas, Nike)

$83.1 Rp 1.5M

$67.6 PKR 18.7K

22.97%

Men's Leather Business Shoes

$83.0 Rp 1.5M

$40.97 PKR 11.3K

102.68%

1-bedroom Apartment, City Center (Monthly)

$1,427 Rp 25.5M

$117 PKR 32.5K

1116.97%

1-bedroom Apartment, Outside City Center (Monthly)

$862 Rp 15.4M

$75.7 PKR 21.0K

1037.96%

3-bedroom Apartment, City Center (Monthly)

$4,540 Rp 81.2M

$365 PKR 101.1K

1143.27%

3-bedroom Apartment, Outside City Center (Monthly)

$2,181 Rp 39.0M

$182 PKR 50.5K

1095.82%

Buy Apartment in City Center (m2)

$3,573 Rp 63.9M

$1,054 PKR 291.6K

239.07%

Buy Apartment Outside City Center (m2)

$2,861 Rp 51.1M

$491 PKR 135.8K

482.99%

Average Monthly Net Salary (After Tax)

$185 PKR 51.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

13.21

4.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seminyak, Bali: October 3, 2026

Last update for Karachi: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Seminyak, Bali

$862 53.9%

Karachi

$76 15.7% 91.2% $786

Groceries & Markets

Seminyak, Bali

$303 18.9%

Karachi

$101 20.9% 66.7% $202

Eating Out

Seminyak, Bali

$126 7.9%

Karachi

$61 12.7% 51.6% $65

Clothing & Footwear

Seminyak, Bali

$113 7%

Karachi

$67 13.9% 40.5% $46

Monthly Utilities & Internet

Seminyak, Bali

$111 7%

Karachi

$131 27.3% 17.8% $20

Sport & Entertainment

Seminyak, Bali

$71 4.5%

Karachi

$30 6.3% 57.4% $41

Getting Around

Seminyak, Bali

$14 0.9%

Karachi

$15 3.2% 12.2% $1.7

Cost Breakdown

A one-bedroom apartment in the center runs $1,427 in Seminyak, Bali and $117 in Karachi. Housing cost is often the main lever when comparing two cities.

Dining out: $42.00 in Seminyak, Bali vs $13.00 in Karachi for a mid-range dinner for two. Groceries echo the gap at $303 vs $101 per month, with Karachi cheaper across the board.

Good to know

🇮🇩 Seminyak, Bali

🇵🇰 Karachi

🕒 Local time

22:16 10:16 PM

19:16 7:16 PM

3 h behind Seminyak, Bali

🌤 Weather

👥 Population

5,000

14,910,352

💱 Currency

Indonesian Rupiah IDR Rp

Pakistani Rupee PKR ₨

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.22 EUR

Exchange rates and currency converter

PKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

Pakistani Rupee exchange rates as of October 10, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Seminyak, Bali Karachi 6,410 km ≈ 9 h nonstop flight

From you

Seminyak, Bali
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seminyak, Bali vs Karachi: Cost of Living - Frequently Asked Questions

Seminyak, Bali and Karachi differ by about 221% in total monthly costs ($1,574 vs $490 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,361 in Seminyak, Bali and $735 in Karachi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,427 in Seminyak, Bali versus $117 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,574 per month in Seminyak, Bali versus $490 in Karachi – a 221% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 5% less than in Seminyak, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $490 in Karachi versus $1,574 in Seminyak, Bali, a $2,000 budget is realistic in Karachi but tight or insufficient in Seminyak, Bali. The gap between the two cities makes Karachi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Seminyak, Bali and Karachi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karachi gentler on the wallet – expenses run 221% less than in Seminyak, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.