Last update: Oct 2026

Cost of Living Comparison Between Seine-Saint-Denis and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,857 in Seine-Saint-Denis, rent and utilities included – about $11,300 less a year. Rent and utilities account for about half of the difference.

90

Cost of Living Index in Seine-Saint-Denis
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Seine-Saint-Denis Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Seine-Saint-Denis

🇫🇷 France

$1,857

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Seine-Saint-Denis and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seine-Saint-Denis and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,857 in Seine-Saint-Denis versus $915 in Cebu.

Seine-Saint-Denis $1,857
Cebu $915

Estimated couple costs with rent: $2,792 in Seine-Saint-Denis versus $1,418 in Cebu.

Seine-Saint-Denis $2,792
Cebu $1,418

Monthly costs for a family of three with rent: $3,727 in Seine-Saint-Denis versus $1,921 in Cebu.

Seine-Saint-Denis $3,727
Cebu $1,921

Living in Seine-Saint-Denis is roughly 103% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Seine-Saint-Denis is 37% above, Cebu is 33% below.

Meal at Budget Restaurant

$11.03 €9.81

$3.05 ₱192

261.64%

Three-Course Dinner for Two, Mid-Range

$38.59 €34.33

$24.00 ₱1,511

60.79%

Fast Food Meal (McDonalds, etc)

$11.23 €9.99

$3.99 ₱251

181.45%

Cappuccino

$4.98 €4.43

$2.50 ₱157

99.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.56 €4.06

$1.54 ₱97.1

196.10%

Water (0.33 liter bottle)

$2.69 €2.40

$0.50 ₱31.37

438.00%

Local Beer (0.5 liter draught)

$7.77 €6.91

$1.78 ₱112

336.52%

Imported Beer (0.33 liter bottle)

$6.88 €6.12

$2.17 ₱136

217.05%

Milk (1 liter)

$1.58 €1.41

$2.00 ₱126

-21.00%

White Bread (500g)

$2.43 €2.17

$1.37 ₱86.2

77.37%

Rice (white) (1kg)

$2.77 €2.46

$1.03 ₱64.9

168.93%

Eggs

$3.30 €2.94

$2.03 ₱128

62.56%

Local Cheese (1kg)

$22.03 €19.59

$10.20 ₱642

115.98%

Chicken Fillets (1kg)

$11.38 €10.12

$4.45 ₱280

155.73%

Beef Round Steak (1kg)

$19.27 €17.14

$7.67 ₱483

151.24%

Apples (1kg)

$3.18 €2.83

$3.31 ₱208

-3.93%

Banana (1kg)

$1.71 €1.52

$1.46 ₱91.8

17.12%

Oranges (1kg)

$2.87 €2.55

$2.32 ₱146

23.71%

Tomato (1kg)

$2.27 €2.02

$1.49 ₱94.0

52.35%

Potato (1kg)

$1.87 €1.66

$2.34 ₱147

-20.09%

Onion (1kg)

$2.56 €2.28

$1.94 ₱122

31.96%

Lettuce (1 head)

$1.14 €1.01

$1.16 ₱73.0

-1.72%

Water (1.5 liter bottle)

$0.96 €0.86

$0.68 ₱42.89

41.18%

Cigarettes 20 Pack (Marlboro, Camel)

$14.85 €13.21

$2.99 ₱188

396.66%

Wine (Bottle)

$9.20 €8.18

$6.24 ₱393

47.44%

Local Beer (0.5 liter bottle)

$2.69 €2.39

$1.23 ₱77.3

118.70%

Imported Beer (0.33 liter bottle)

$3.55 €3.16

$1.73 ₱109

105.20%

One-way Ticket (Public Transport)

$1.90 €1.69

$0.23 ₱14.36

726.09%

Public Transport Monthly Pass (Regular Price)

$49.24 €43.80

$12.34 ₱777

299.03%

Taxi Start (Normal Tariff)

$8.93 €7.95

$0.79 ₱49.96

1030.38%

Taxi (Normal Tariff) (1km)

$1.43 €1.27

$0.22 ₱13.86

550.00%

Taxi 1hour Waiting (Normal Tariff)

$46.08 €40.99

$4.54 ₱286

914.98%

Gasoline (1 liter)

$2.29 €2.04

$1.32 ₱82.9

73.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K €31.1K

$21.0K ₱1.3M

66.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.5K €33.4K

$19.4K ₱1.2M

93.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$251 €223

$119 ₱7,464

111.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.80 €14.05

$14.22 ₱896

11.11%

Internet (50+ Mbps, Unlimited Data)

$29.91 €26.61

$27.47 ₱1,730

8.88%

Gym Membership (Monthly)

$35.30 €31.40

$32.31 ₱2,034

9.25%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$15.62 €13.89

$5.40 ₱340

189.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,776 €1,580

$276 ₱17.4K

543.56%

International Primary School, 1 Child (Yearly)

$26.2K €23.3K

$7,866 ₱495.3K

232.56%

Jeans (Levis 501 Or Similar)

$110 €97.6

$49.37 ₱3,108

122.24%

Summer Dress (H&M, Zara, etc)

$53.6 €47.66

$24.58 ₱1,548

117.98%

Sport Shoes (Adidas, Nike)

$119 €106

$76.6 ₱4,825

55.41%

Men's Leather Business Shoes

$157 €140

$58.9 ₱3,706

167.16%

1-bedroom Apartment, City Center (Monthly)

$773 €688

$503 ₱31.7K

53.53%

1-bedroom Apartment, Outside City Center (Monthly)

$600 €534

$305 ₱19.2K

97.16%

3-bedroom Apartment, City Center (Monthly)

$1,392 €1,238

$1,075 ₱67.7K

29.52%

3-bedroom Apartment, Outside City Center (Monthly)

$1,152 €1,025

$632 ₱39.8K

82.26%

Buy Apartment in City Center (m2)

$3,632 €3,231

$2,870 ₱180.7K

26.57%

Buy Apartment Outside City Center (m2)

$3,328 €2,960

$1,877 ₱118.2K

77.29%

Average Monthly Net Salary (After Tax)

$2,159 €1,920

$336 ₱21.1K

542.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.4

7.2

-52.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seine-Saint-Denis: October 18, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Seine-Saint-Denis

$600 32.3%

Cebu

$305 33.3% 49.3% $296

Groceries & Markets

Seine-Saint-Denis

$360 19.4%

Cebu

$210 22.9% 41.8% $150

Monthly Utilities & Internet

Seine-Saint-Denis

$296 16%

Cebu

$160 17.5% 45.9% $136

Eating Out

Seine-Saint-Denis

$263 14.2%

Cebu

$88 9.6% 66.7% $176

Clothing & Footwear

Seine-Saint-Denis

$198 10.7%

Cebu

$94 10.3% 52.4% $104

Getting Around

Seine-Saint-Denis

$73 3.9%

Cebu

$15 1.7% 79.2% $58

Sport & Entertainment

Seine-Saint-Denis

$67 3.6%

Cebu

$43 4.7% 35.2% $23

Cost Breakdown

A one-bedroom apartment in the center runs $773 in Seine-Saint-Denis and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Seine-Saint-Denis pays 543% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Seine-Saint-Denis vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $360 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇫🇷 Seine-Saint-Denis

🇵🇭 Cebu

🕒 Local time

17:18 5:18 PM

23:18 11:18 PM

6 h ahead of Seine-Saint-Denis

🌤 Weather

👥 Population

6,073

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Seine-Saint-Denis Cebu 11,300 km ≈ 15 h nonstop flight

From you

Seine-Saint-Denis
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seine-Saint-Denis vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 103% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 543% higher in Seine-Saint-Denis, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $773 in Seine-Saint-Denis versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,857 per month in Seine-Saint-Denis versus $915 in Cebu – a 103% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 299% less than in Seine-Saint-Denis. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,857 in Seine-Saint-Denis, a $1,500 budget is realistic in Cebu but tight or insufficient in Seine-Saint-Denis. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Seine-Saint-Denis, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Seine-Saint-Denis and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 103% less than in Seine-Saint-Denis. Beyond cost, consider language, visa policies, and how big the international community is in each city.