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Cost of Living Comparison Between Seinajoki and Ubud, Bali Cost of Living Comparison Between Seinajoki and Ubud, Bali

😐 Solo nomad: Seinajoki is 79.7% more expensive than Ubud, Bali without rent, and 111.4% more expensive with rent.
😐 Family of 3: Seinajoki is 82.7% more expensive than Ubud, Bali without rent, and 113.3% more expensive with rent.
Currency
🍽 Eating Out
Seinajoki
Ubud, Bali
Difference
Meal at Budget Restaurant
$14.23 €12.26
$2.85 Rp 47.5K
399.30%
Three-Course Dinner for Two, Mid-Range
$93.4 €80.5
$12.26 Rp 204.3K
661.91%
Fast Food Meal (McDonalds, etc)
$10.4 €8.96
$3.28 Rp 54.6K
217.07%
Cappuccino
$5.03 €4.33
$2.3 Rp 38.3K
118.70%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.37 €2.04
$1.11 Rp 18.5K
113.51%
Water (0.33 liter bottle)
$1.88 €1.62
$0.26 Rp 4,324
623.08%
Local Beer (0.5 liter draught)
$7.99 €6.88
$2.4 Rp 40K
232.92%
Imported Beer (0.33 liter bottle)
$7.94 €6.84
$3.15 Rp 52.5K
152.06%
🛒 Groceries & Markets
Seinajoki
Ubud, Bali
Difference
Milk (1 liter)
$1.17 €1
$1.49 Rp 24.9K
-21.48%
White Bread (500g)
$1.89 €1.63
$1.65 Rp 27.5K
14.55%
Rice (white) (1kg)
$1.99 €1.72
$1.13 Rp 18.9K
76.11%
Eggs
$3.37 €2.9
$2.33 Rp 38.9K
44.64%
Local Cheese (1kg)
$7.95 €6.85
$13.7 Rp 228.3K
-41.97%
Chicken Fillets (1kg)
$13.38 €11.52
$3.97 Rp 66.2K
237.03%
Beef Round Steak (1kg)
$16.38 €14.11
$11.22 Rp 187K
45.99%
Apples (1kg)
$2.45 €2.11
$3.48 Rp 57.9K
-29.60%
Banana (1kg)
$2.07 €1.79
$1.5 Rp 25K
38.00%
Oranges (1kg)
$2 €1.72
$2.68 Rp 44.6K
-25.37%
Tomato (1kg)
$3.98 €3.43
$1.35 Rp 22.5K
194.81%
Potato (1kg)
$1.16 €1
$1.57 Rp 26.2K
-26.11%
Onion (1kg)
$1.74 €1.5
$2.1 Rp 34.9K
-17.14%
Lettuce (1 head)
$1.93 €1.66
$1.03 Rp 17.1K
87.38%
Water (1.5 liter bottle)
$1.45 €1.25
$0.57 Rp 9,488
154.39%
Cigarettes 20 Pack (Marlboro, Camel)
$11.67 €10.05
$2.31 Rp 38.5K
405.19%
Wine (Bottle)
$13.17 €11.34
$15.21 Rp 253.5K
-13.41%
Local Beer (0.5 liter bottle)
$2.64 €2.28
$2.49 Rp 41.5K
6.02%
Imported Beer (0.33 liter bottle)
$2.81 €2.42
$2.66 Rp 44.3K
5.64%
🚌 Getting Around
Seinajoki
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.55 €3.06
$0.29 Rp 4,911
1124.14%
Public Transport Monthly Pass (Regular Price)
$36.9 €31.78
$10.03 Rp 167.1K
267.90%
Taxi Start (Normal Tariff)
$7.63 €6.57
$0.45 Rp 7,480
1595.56%
Taxi (Normal Tariff) (1km)
$1.12 €0.96
$0.34 Rp 5,748
229.41%
Taxi 1hour Waiting (Normal Tariff)
$63.2 €54.5
$5.97 Rp 99.4K
959.13%
Gasoline (1 liter)
$2.06 €1.78
$0.75 Rp 12.4K
174.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.7K €29.1K
$25.8K Rp 430.2M
30.69%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39K €33.6K
$31.7K Rp 528.9M
22.79%
🧾 Monthly Utilities & Internet
Seinajoki
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$93.8 €80.8
$64.6 Rp 1.1M
45.22%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.84 €26.56
$4.14 Rp 69K
644.93%
Internet (50+ Mbps, Unlimited Data)
$27.95 €24.07
$23.99 Rp 399.7K
16.51%
🎉 Sport & Entertainment
Seinajoki
Ubud, Bali
Difference
Gym Membership (Monthly)
$34.09 €29.36
$23.29 Rp 388.1K
46.37%
Tennis Court (1 Hour on Weekend)
$28.84 €24.84
$6.19 Rp 103.1K
365.91%
Cinema Ticket
$17.38 €14.97
$3.45 Rp 57.5K
403.77%
🧸 Childcare & Education
Seinajoki
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$358 €308
$91.9 Rp 1.5M
289.40%
International Primary School, 1 Child (Yearly)
$11.3K €9,747
$5,912 Rp 98.5M
91.40%
👕👟 Clothing & Footwear
Seinajoki
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$88.6 €76.4
$51.5 Rp 857.6K
72.22%
Summer Dress (H&M, Zara, etc)
$35.23 €30.34
$24.45 Rp 407.3K
44.09%
Sport Shoes (Adidas, Nike)
$88.2 €76
$84.4 Rp 1.4M
4.55%
Men's Leather Business Shoes
$103 €88.9
$74.3 Rp 1.2M
38.85%
🏠 Accommodation & Living
Seinajoki
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$638 €549
$261 Rp 4.4M
144.02%
1-bedroom Apartment, Outside City Center (Monthly)
$525 €452
$160 Rp 2.7M
229.12%
3-bedroom Apartment, City Center (Monthly)
$993 €856
$585 Rp 9.7M
69.80%
3-bedroom Apartment, Outside City Center (Monthly)
$789 €680
$328 Rp 5.5M
140.32%
Buy Apartment in City Center (m2)
$2,217 €1,910
$985 Rp 16.4M
125.06%
Buy Apartment Outside City Center (m2)
$2,262 €1,949
$847 Rp 14.1M
167.15%
💵 Salaries & Financials
Seinajoki
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,178 €2,737
$178 Rp 3M
1685.89%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.4
13.28
-74.40%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seinajoki: November 29, 2025

Last update for Ubud, Bali: December 2, 2025

Digital Nomad Cost of Living Index

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