Last update: Oct 2026

Cost of Living Comparison Between Seattle, WA and Oneonta, NY

For one person, living is cheaper in Oneonta, NY: $2,072 a month against $3,800 in Seattle, WA, rent and utilities included – about $20,700 less a year. Rent and utilities account for most of the difference.

185

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index
100

Cost of Living Index in Oneonta, NY
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Oneonta, NY Living Index

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Seattle, WA

🇺🇸 United States

$3,800

/mo nomad

Oneonta, NY

🇺🇸 United States

$2,072

/mo nomad

Monthly Cost of Living

How much you'll spend in Seattle, WA and in Oneonta, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seattle, WA and in Oneonta, NY actually costs, broken down by who's living it.

A single person spends $3,800 per month in Seattle, WA vs $2,072 in Oneonta, NY, rent included.

Seattle, WA $3,800
Oneonta, NY $2,072

A couple spends around $5,702 per month in Seattle, WA vs $2,976 in Oneonta, NY, rent included.

Seattle, WA $5,702
Oneonta, NY $2,976

A family of three spends $7,603 per month in Seattle, WA vs $3,881 in Oneonta, NY, rent included.

Seattle, WA $7,603
Oneonta, NY $3,881

Seattle, WA costs about 83% more than Oneonta, NY, and outside of rent the biggest gap is in groceries.

Both Seattle, WA and Oneonta, NY sit above the global median – Seattle, WA by 182%, Oneonta, NY by 53%.

Meal at Budget Restaurant

$25.32 $25.32

$17.25 $17.25

46.78%

Three-Course Dinner for Two, Mid-Range

$101 $101

$55.9 $55.9

81.62%

Fast Food Meal (McDonalds, etc)

$14.85 $14.85

$6.45 $6.45

130.23%

Cappuccino

$6.59 $6.59

$4.05 $4.05

62.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.22 $3.22

$2.54 $2.54

26.77%

Water (0.33 liter bottle)

$3.14 $3.14

$2.00 $2.00

57.00%

Local Beer (0.5 liter draught)

$8.18 $8.18

$2.94 $2.94

178.23%

Imported Beer (0.33 liter bottle)

$8.03 $8.03

$3.88 $3.88

106.96%

Milk (1 liter)

$1.21 $1.21

$0.90 $0.90

34.44%

White Bread (500g)

$5.12 $5.12

$2.99 $2.99

71.24%

Rice (white) (1kg)

$6.30 $6.30

$1.22 $1.22

416.39%

Eggs

$4.90 $4.90

$2.03 $2.03

141.38%

Local Cheese (1kg)

$19.10 $19.10

$11.10 $11.10

72.07%

Chicken Fillets (1kg)

$18.50 $18.50

$7.84 $7.84

135.97%

Beef Round Steak (1kg)

$23.03 $23.03

$10.30 $10.30

123.59%

Apples (1kg)

$5.81 $5.81

$3.13 $3.13

85.62%

Banana (1kg)

$1.95 $1.95

$1.15 $1.15

69.57%

Oranges (1kg)

$5.29 $5.29

$2.59 $2.59

104.25%

Tomato (1kg)

$6.48 $6.48

$4.42 $4.42

46.61%

Potato (1kg)

$3.57 $3.57

$1.54 $1.54

131.82%

Onion (1kg)

$3.15 $3.15

$1.67 $1.67

88.62%

Lettuce (1 head)

$2.85 $2.85

$1.45 $1.45

96.55%

Water (1.5 liter bottle)

$2.42 $2.42

$1.53 $1.53

58.17%

Cigarettes 20 Pack (Marlboro, Camel)

$12.75 $12.75

$10.85 $10.85

17.51%

Wine (Bottle)

$14.99 $14.99

$14.15 $14.15

5.94%

Local Beer (0.5 liter bottle)

$4.17 $4.17

$3.04 $3.04

37.17%

Imported Beer (0.33 liter bottle)

$5.99 $5.99

$1.53 $1.53

291.50%

One-way Ticket (Public Transport)

$3.04 $3.04

$1.94 $1.94

56.70%

Public Transport Monthly Pass (Regular Price)

$110 $110

Taxi Start (Normal Tariff)

$2.55 $2.55

$3.92 $3.92

-34.95%

Taxi (Normal Tariff) (1km)

$1.64 $1.64

$2.20 $2.20

-25.45%

Taxi 1hour Waiting (Normal Tariff)

$29.58 $29.58

$30.10 $30.10

-1.73%

Gasoline (1 liter)

$1.42 $1.42

$1.03 $1.03

37.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.7K $35.7K

$26.8K $26.8K

33.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$25.8K $25.8K

-0.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$299 $299

$145 $145

106.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$70.8 $70.8

$34.33 $34.33

106.29%

Internet (50+ Mbps, Unlimited Data)

$88.3 $88.3

$75.7 $75.7

16.64%

Gym Membership (Monthly)

$79.5 $79.5

$41.74 $41.74

90.49%

Tennis Court (1 Hour on Weekend)

$35.37 $35.37

Cinema Ticket

$17.12 $17.12

$11.99 $11.99

42.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,013 $3,013

$1,702 $1,702

77.08%

International Primary School, 1 Child (Yearly)

$31.6K $31.6K

$17.4K $17.4K

81.64%

Jeans (Levis 501 Or Similar)

$77.2 $77.2

$41.69 $41.69

85.27%

Summer Dress (H&M, Zara, etc)

$55.1 $55.1

$39.31 $39.31

40.19%

Sport Shoes (Adidas, Nike)

$126 $126

$73.9 $73.9

70.00%

Men's Leather Business Shoes

$163 $163

$80.5 $80.5

102.09%

1-bedroom Apartment, City Center (Monthly)

$2,464 $2,464

$1,119 $1,119

120.28%

1-bedroom Apartment, Outside City Center (Monthly)

$1,956 $1,956

$1,087 $1,087

79.95%

3-bedroom Apartment, City Center (Monthly)

$4,711 $4,711

$1,989 $1,989

136.93%

3-bedroom Apartment, Outside City Center (Monthly)

$3,550 $3,550

$1,743 $1,743

103.65%

Buy Apartment in City Center (m2)

$7,346 $7,346

$1,637 $1,637

348.74%

Buy Apartment Outside City Center (m2)

$5,048 $5,048

$1,680 $1,680

200.43%

Average Monthly Net Salary (After Tax)

$6,286 $6,286

$4,116 $4,116

52.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.67

2.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: October 13, 2026

Last update for Oneonta, NY: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Seattle, WA

$2K 51.5%

Oneonta, NY

$1.1K 52.5% 44.4% $869

Groceries & Markets

Seattle, WA

$542 14.3%

Oneonta, NY

$289 14% 46.6% $253

Monthly Utilities & Internet

Seattle, WA

$458 12.1%

Oneonta, NY

$255 12.3% 44.4% $203

Eating Out

Seattle, WA

$409 10.8%

Oneonta, NY

$247 11.9% 39.6% $162

Clothing & Footwear

Seattle, WA

$189 5%

Oneonta, NY

$106 5.1% 44% $83

Getting Around

Seattle, WA

$133 3.5%

Oneonta, NY

$23 * 1.1% 82.9% $110

Sport & Entertainment

Seattle, WA

$114 3%

Oneonta, NY

$66 3.2% 42.2% $48

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,464 in Seattle, WA versus $1,119 in Oneonta, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 53% higher in Seattle, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $101 in Seattle, WA versus $56.0 in Oneonta, NY. Monthly groceries follow the same trend: $542 vs $289 – making Oneonta, NY the more affordable choice for daily food spending.

Good to know

🇺🇸 Seattle, WA

🇺🇸 Oneonta, NY

🕒 Local time

16:42 4:42 PM

19:42 7:42 PM

3 h ahead of Seattle, WA

🌤 Weather

👥 Population

737,015

13,000

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Seattle, WA Oneonta, NY 3,700 km ≈ 5 h nonstop flight

From you

Seattle, WA
Oneonta, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Oneonta, NY: Cost of Living - Frequently Asked Questions

Seattle, WA costs about 83% more than Oneonta, NY, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,701 per month in Seattle, WA and $3,108 in Oneonta, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Oneonta, NY, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $101 in Seattle, WA and $56.0 in Oneonta, NY. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 87% more in Seattle, WA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Oneonta, NY, where all-in costs run around $2,072, than in Seattle, WA at $3,800. In Oneonta, NY it covers expenses comfortably, while in Seattle, WA it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Oneonta, NY costs $2,072 versus $3,800 in Seattle, WA. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Oneonta, NY. If higher salaries, better infrastructure, or specific career opportunities are the priority, Seattle, WA makes more sense. Both are solid long-term options with distinct trade-offs.