Last update: Oct 2026

Cost of Living Comparison Between Oneonta, NY and Seattle, WA

For one person, living is cheaper in Oneonta, NY: $2,072 a month against $3,800 in Seattle, WA, rent and utilities included – about $20,700 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Oneonta, NY
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Oneonta, NY Living Index
185

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index

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Oneonta, NY

🇺🇸 United States

$2,072

/mo nomad

Seattle, WA

🇺🇸 United States

$3,800

/mo nomad

Monthly Cost of Living

How much you'll spend in Oneonta, NY and in Seattle, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oneonta, NY and in Seattle, WA actually costs, broken down by who's living it.

A single person spends $2,072 per month in Oneonta, NY vs $3,800 in Seattle, WA, rent included.

Oneonta, NY $2,072
Seattle, WA $3,800

A couple spends around $2,976 per month in Oneonta, NY vs $5,702 in Seattle, WA, rent included.

Oneonta, NY $2,976
Seattle, WA $5,702

A family of three spends $3,881 per month in Oneonta, NY vs $7,603 in Seattle, WA, rent included.

Oneonta, NY $3,881
Seattle, WA $7,603

Oneonta, NY is about 45% cheaper than Seattle, WA, and outside of rent the biggest gap is in groceries.

Both Oneonta, NY and Seattle, WA sit above the global median – Oneonta, NY by 53%, Seattle, WA by 182%.

Meal at Budget Restaurant

$17.25 $17.25

$25.32 $25.32

-31.87%

Three-Course Dinner for Two, Mid-Range

$55.9 $55.9

$101 $101

-44.94%

Fast Food Meal (McDonalds, etc)

$6.45 $6.45

$14.85 $14.85

-56.57%

Cappuccino

$4.05 $4.05

$6.59 $6.59

-38.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.54 $2.54

$3.22 $3.22

-21.12%

Water (0.33 liter bottle)

$2.00 $2.00

$3.14 $3.14

-36.31%

Local Beer (0.5 liter draught)

$2.94 $2.94

$8.18 $8.18

-64.06%

Imported Beer (0.33 liter bottle)

$3.88 $3.88

$8.03 $8.03

-51.68%

Milk (1 liter)

$0.90 $0.90

$1.21 $1.21

-25.62%

White Bread (500g)

$2.99 $2.99

$5.12 $5.12

-41.60%

Rice (white) (1kg)

$1.22 $1.22

$6.30 $6.30

-80.63%

Eggs

$2.03 $2.03

$4.90 $4.90

-58.57%

Local Cheese (1kg)

$11.10 $11.10

$19.10 $19.10

-41.88%

Chicken Fillets (1kg)

$7.84 $7.84

$18.50 $18.50

-57.62%

Beef Round Steak (1kg)

$10.30 $10.30

$23.03 $23.03

-55.28%

Apples (1kg)

$3.13 $3.13

$5.81 $5.81

-46.13%

Banana (1kg)

$1.15 $1.15

$1.95 $1.95

-41.03%

Oranges (1kg)

$2.59 $2.59

$5.29 $5.29

-51.04%

Tomato (1kg)

$4.42 $4.42

$6.48 $6.48

-31.79%

Potato (1kg)

$1.54 $1.54

$3.57 $3.57

-56.86%

Onion (1kg)

$1.67 $1.67

$3.15 $3.15

-46.98%

Lettuce (1 head)

$1.45 $1.45

$2.85 $2.85

-49.12%

Water (1.5 liter bottle)

$1.53 $1.53

$2.42 $2.42

-36.78%

Cigarettes 20 Pack (Marlboro, Camel)

$10.85 $10.85

$12.75 $12.75

-14.90%

Wine (Bottle)

$14.15 $14.15

$14.99 $14.99

-5.60%

Local Beer (0.5 liter bottle)

$3.04 $3.04

$4.17 $4.17

-27.10%

Imported Beer (0.33 liter bottle)

$1.53 $1.53

$5.99 $5.99

-74.46%

One-way Ticket (Public Transport)

$1.94 $1.94

$3.04 $3.04

-36.18%

Public Transport Monthly Pass (Regular Price)

$110 $110

Taxi Start (Normal Tariff)

$3.92 $3.92

$2.55 $2.55

53.73%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.64 $1.64

34.15%

Taxi 1hour Waiting (Normal Tariff)

$30.10 $30.10

$29.58 $29.58

1.76%

Gasoline (1 liter)

$1.03 $1.03

$1.42 $1.42

-27.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K $26.8K

$35.7K $35.7K

-25.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$25.6K $25.6K

0.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$145 $145

$299 $299

-51.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.33 $34.33

$70.8 $70.8

-51.52%

Internet (50+ Mbps, Unlimited Data)

$75.7 $75.7

$88.3 $88.3

-14.27%

Gym Membership (Monthly)

$41.74 $41.74

$79.5 $79.5

-47.50%

Tennis Court (1 Hour on Weekend)

$35.37 $35.37

Cinema Ticket

$11.99 $11.99

$17.12 $17.12

-29.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,702 $1,702

$3,013 $3,013

-43.53%

International Primary School, 1 Child (Yearly)

$17.4K $17.4K

$31.6K $31.6K

-44.95%

Jeans (Levis 501 Or Similar)

$41.69 $41.69

$77.2 $77.2

-46.03%

Summer Dress (H&M, Zara, etc)

$39.31 $39.31

$55.1 $55.1

-28.67%

Sport Shoes (Adidas, Nike)

$73.9 $73.9

$126 $126

-41.18%

Men's Leather Business Shoes

$80.5 $80.5

$163 $163

-50.52%

1-bedroom Apartment, City Center (Monthly)

$1,119 $1,119

$2,464 $2,464

-54.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,087 $1,087

$1,956 $1,956

-44.43%

3-bedroom Apartment, City Center (Monthly)

$1,989 $1,989

$4,711 $4,711

-57.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,743 $1,743

$3,550 $3,550

-50.90%

Buy Apartment in City Center (m2)

$1,637 $1,637

$7,346 $7,346

-77.72%

Buy Apartment Outside City Center (m2)

$1,680 $1,680

$5,048 $5,048

-66.71%

Average Monthly Net Salary (After Tax)

$4,116 $4,116

$6,286 $6,286

-34.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

6.85

-2.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oneonta, NY: October 12, 2026

Last update for Seattle, WA: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oneonta, NY

$1.1K 52.5%

Seattle, WA

$2K 51.5% 80% $869

Groceries & Markets

Oneonta, NY

$289 14%

Seattle, WA

$542 14.3% 87.4% $253

Monthly Utilities & Internet

Oneonta, NY

$255 12.3%

Seattle, WA

$458 12.1% 79.8% $203

Eating Out

Oneonta, NY

$247 11.9%

Seattle, WA

$409 10.8% 65.7% $162

Clothing & Footwear

Oneonta, NY

$106 5.1%

Seattle, WA

$189 5% 78.7% $83

Sport & Entertainment

Oneonta, NY

$66 3.2%

Seattle, WA

$114 3% 73.1% $48

Getting Around

Oneonta, NY

$23 * 1.1%

Seattle, WA

$133 3.5% 486% $110

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,119 in Oneonta, NY versus $2,464 in Seattle, WA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 53% higher in Seattle, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $56.0 in Oneonta, NY versus $101 in Seattle, WA. Monthly groceries follow the same trend: $289 vs $542 – making Oneonta, NY the more affordable choice for daily food spending.

Good to know

🇺🇸 Oneonta, NY

🇺🇸 Seattle, WA

🕒 Local time

18:42 6:42 PM

15:42 3:42 PM

3 h behind Oneonta, NY

🌤 Weather

👥 Population

13,000

737,015

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Oneonta, NY Seattle, WA 3,700 km ≈ 5 h nonstop flight

From you

Oneonta, NY
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oneonta, NY vs Seattle, WA: Cost of Living - Frequently Asked Questions

Seattle, WA costs about 83% more than Oneonta, NY, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,108 per month in Oneonta, NY and $5,701 in Seattle, WA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Oneonta, NY, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $56.0 in Oneonta, NY and $101 in Seattle, WA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 87% more in Seattle, WA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Oneonta, NY, where all-in costs run around $2,072, than in Seattle, WA at $3,800. In Oneonta, NY it covers expenses comfortably, while in Seattle, WA it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Oneonta, NY costs $2,072 versus $3,800 in Seattle, WA. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Oneonta, NY. If higher salaries, better infrastructure, or specific career opportunities are the priority, Seattle, WA makes more sense. Both are solid long-term options with distinct trade-offs.