Last update: Oct 2026

Cost of Living Comparison Between Seattle, WA and Irving, TX

For one person, living is cheaper in Irving, TX: $2,405 a month against $3,785 in Seattle, WA, rent and utilities included – about $16,600 less a year. Rent and utilities account for most of the difference.

184

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index
116

Cost of Living Index in Irving, TX
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Irving, TX Living Index

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Seattle, WA

🇺🇸 United States

$3,785

/mo nomad

Irving, TX

🇺🇸 United States

$2,405

/mo nomad

Monthly Cost of Living

How much you'll spend in Seattle, WA and in Irving, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seattle, WA and in Irving, TX actually costs, broken down by who's living it.

A single person spends $3,785 per month in Seattle, WA vs $2,405 in Irving, TX, rent included.

Seattle, WA $3,785
Irving, TX $2,405

A couple spends around $5,688 per month in Seattle, WA vs $3,496 in Irving, TX, rent included.

Seattle, WA $5,688
Irving, TX $3,496

A family of three spends $7,592 per month in Seattle, WA vs $4,588 in Irving, TX, rent included.

Seattle, WA $7,592
Irving, TX $4,588

Seattle, WA costs about 57% more than Irving, TX, and outside of rent the biggest gap is in groceries.

Both Seattle, WA and Irving, TX sit above the global median – Seattle, WA by 178%, Irving, TX by 77%.

Meal at Budget Restaurant

$25.30 $25.30

$15.07 $15.07

67.88%

Three-Course Dinner for Two, Mid-Range

$101 $101

$75.1 $75.1

34.35%

Fast Food Meal (McDonalds, etc)

$14.76 $14.76

$10.93 $10.93

35.04%

Cappuccino

$6.50 $6.50

$4.73 $4.73

37.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.21 $3.21

$2.61 $2.61

22.99%

Water (0.33 liter bottle)

$3.14 $3.14

$1.59 $1.59

97.48%

Local Beer (0.5 liter draught)

$7.97 $7.97

$6.10 $6.10

30.66%

Imported Beer (0.33 liter bottle)

$8.13 $8.13

$6.09 $6.09

33.50%

Milk (1 liter)

$1.17 $1.17

$0.82 $0.82

42.68%

White Bread (500g)

$5.30 $5.30

$2.78 $2.78

90.65%

Rice (white) (1kg)

$6.40 $6.40

$2.90 $2.90

120.69%

Eggs

$5.06 $5.06

$2.78 $2.78

82.01%

Local Cheese (1kg)

$18.71 $18.71

$10.01 $10.01

86.91%

Chicken Fillets (1kg)

$18.72 $18.72

$10.13 $10.13

84.80%

Beef Round Steak (1kg)

$22.88 $22.88

$16.59 $16.59

37.91%

Apples (1kg)

$6.06 $6.06

$4.31 $4.31

40.60%

Banana (1kg)

$1.95 $1.95

$1.48 $1.48

31.76%

Oranges (1kg)

$5.51 $5.51

$3.28 $3.28

67.99%

Tomato (1kg)

$6.52 $6.52

$2.73 $2.73

138.83%

Potato (1kg)

$3.49 $3.49

$1.94 $1.94

79.90%

Onion (1kg)

$3.29 $3.29

$1.65 $1.65

99.39%

Lettuce (1 head)

$2.80 $2.80

$1.56 $1.56

79.49%

Water (1.5 liter bottle)

$2.58 $2.58

$1.96 $1.96

31.63%

Cigarettes 20 Pack (Marlboro, Camel)

$12.49 $12.49

$9.99 $9.99

25.03%

Wine (Bottle)

$14.87 $14.87

$10.54 $10.54

41.08%

Local Beer (0.5 liter bottle)

$4.19 $4.19

$1.70 $1.70

146.47%

Imported Beer (0.33 liter bottle)

$5.80 $5.80

$3.90 $3.90

48.72%

One-way Ticket (Public Transport)

$3.05 $3.05

$2.92 $2.92

4.45%

Public Transport Monthly Pass (Regular Price)

$106 $106

$126 $126

-15.95%

Taxi Start (Normal Tariff)

$2.58 $2.58

$3.24 $3.24

-20.37%

Taxi (Normal Tariff) (1km)

$1.64 $1.64

$1.56 $1.56

5.13%

Taxi 1hour Waiting (Normal Tariff)

$30.12 $30.12

$29.99 $29.99

0.43%

Gasoline (1 liter)

$1.41 $1.41

$0.88 $0.88

60.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.8K $36.8K

$27.1K $27.1K

35.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$24.8K $24.8K

7.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$308 $308

$225 $225

36.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.2 $69.2

$49.10 $49.10

40.88%

Internet (50+ Mbps, Unlimited Data)

$86.1 $86.1

$67.3 $67.3

27.90%

Gym Membership (Monthly)

$76.5 $76.5

$24.39 $24.39

213.45%

Tennis Court (1 Hour on Weekend)

$35.50 $35.50

Cinema Ticket

$18.02 $18.02

$6.79 $6.79

165.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,746 $2,746

$1,816 $1,816

51.18%

International Primary School, 1 Child (Yearly)

$30.6K $30.6K

$20.5K $20.5K

49.08%

Jeans (Levis 501 Or Similar)

$79.2 $79.2

$22.86 $22.86

246.24%

Summer Dress (H&M, Zara, etc)

$54.3 $54.3

$24.97 $24.97

117.50%

Sport Shoes (Adidas, Nike)

$127 $127

$65.4 $65.4

93.97%

Men's Leather Business Shoes

$159 $159

$95.9 $95.9

65.77%

1-bedroom Apartment, City Center (Monthly)

$2,508 $2,508

$1,509 $1,509

66.19%

1-bedroom Apartment, Outside City Center (Monthly)

$1,938 $1,938

$1,190 $1,190

62.90%

3-bedroom Apartment, City Center (Monthly)

$5,117 $5,117

$2,811 $2,811

82.08%

3-bedroom Apartment, Outside City Center (Monthly)

$3,542 $3,542

$1,954 $1,954

81.31%

Buy Apartment in City Center (m2)

$7,374 $7,374

$3,744 $3,744

96.94%

Buy Apartment Outside City Center (m2)

$5,002 $5,002

$2,410 $2,410

107.54%

Average Monthly Net Salary (After Tax)

$6,470 $6,470

$4,133 $4,133

56.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.62

4.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: October 26, 2026

Last update for Irving, TX: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Seattle, WA

$1.9K 51.2%

Irving, TX

$1.2K 49.5% 38.6% $748

Groceries & Markets

Seattle, WA

$547 14.5%

Irving, TX

$323 13.4% 41% $224

Monthly Utilities & Internet

Seattle, WA

$463 12.2%

Irving, TX

$342 14.2% 26.1% $121

Eating Out

Seattle, WA

$406 10.7%

Irving, TX

$270 11.2% 33.6% $137

Clothing & Footwear

Seattle, WA

$189 5%

Irving, TX

$94 3.9% 50.1% $95

Getting Around

Seattle, WA

$129 3.4%

Irving, TX

$149 6.2% 15.4% $20

Sport & Entertainment

Seattle, WA

$112 3%

Irving, TX

$38 1.6% 66.2% $75

Cost Breakdown

A central one-bedroom costs $2,508 in Seattle, WA versus $1,509 in Irving, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 57% higher in Seattle, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $101 in Seattle, WA versus $75 in Irving, TX. Monthly groceries follow the same trend: $547 vs $323 – making Irving, TX the more affordable choice for daily food spending.

Good to know

🇺🇸 Seattle, WA

🇺🇸 Irving, TX

🕒 Local time

07:06 7:06 AM

09:06 9:06 AM

2 h ahead of Seattle, WA

🌤 Weather

👥 Population

737,015

256,684

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

On the map

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Between locations

Seattle, WA Irving, TX 2,690 km ≈ 3 h 45 min nonstop flight

From you

Seattle, WA
Irving, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Irving, TX: Cost of Living - Frequently Asked Questions

Seattle, WA costs about 57% more than Irving, TX, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,677 per month in Seattle, WA and $3,607 in Irving, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Irving, TX, especially for central apartments: a one-bedroom in the center costs $1,509 there versus $2,508 in Seattle, WA.

Monthly expenses with rent come to $3,785 in Seattle, WA and $2,405 in Irving, TX. That makes Irving, TX about 36% cheaper.

Public transport costs about 16% less in Seattle, WA. For daily commuters, that gap adds up to noticeable savings over a year.

$2,000 is a stretch for both – monthly costs hit $3,785 in Seattle, WA and $2,405 in Irving, TX. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Irving, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Irving, TX. If higher salaries or specific career opportunities are the priority, Seattle, WA makes more sense. Both are solid long-term options with distinct trade-offs.