Last update: Oct 2026

Cost of Living Comparison Between Schwerin and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,525 in Schwerin, rent and utilities included – about $2,100 less a year. The total is higher in Schwerin despite lower rent and utilities.

74

Cost of Living Index in Schwerin
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Schwerin Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Schwerin

🇩🇪 Germany

$1,525

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Schwerin and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Schwerin and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,525 in Schwerin versus $1,349 in Ubud, Bali.

Schwerin $1,525
Ubud, Bali $1,349

Estimated couple costs with rent: $2,461 in Schwerin versus $2,305 in Ubud, Bali.

Schwerin $2,461
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,397 in Schwerin versus $3,261 in Ubud, Bali.

Schwerin $3,397
Ubud, Bali $3,261

Living in Schwerin is roughly 13% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$13.28 €11.87

$3.32 Rp 60.3K

300.00%

Three-Course Dinner for Two, Mid-Range

$111 €99.3

$35.64 Rp 647.3K

212.07%

Fast Food Meal (McDonalds, etc)

$14.99 €13.39

$5.53 Rp 100.5K

171.07%

Cappuccino

$3.80 €3.39

$2.72 Rp 49.4K

39.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.89 €2.58

$1.70 Rp 30.9K

70.00%

Water (0.33 liter bottle)

$2.26 €2.02

$0.76 Rp 13.8K

197.37%

Local Beer (0.5 liter draught)

$4.48 €4.00

$2.65 Rp 48.2K

69.06%

Imported Beer (0.33 liter bottle)

$4.01 €3.58

$4.38 Rp 79.6K

-8.45%

Milk (1 liter)

$1.25 €1.12

$1.49 Rp 27.1K

-16.11%

White Bread (500g)

$2.42 €2.16

$2.28 Rp 41.3K

6.14%

Rice (white) (1kg)

$3.65 €3.26

$1.19 Rp 21.6K

206.72%

Eggs

$3.33 €2.98

$2.04 Rp 37.0K

63.24%

Local Cheese (1kg)

$14.47 €12.93

$17.70 Rp 321.5K

-18.25%

Chicken Fillets (1kg)

$10.94 €9.77

$3.96 Rp 72.0K

176.26%

Beef Round Steak (1kg)

$18.87 €16.86

$12.19 Rp 221.4K

54.80%

Apples (1kg)

$3.32 €2.97

$3.66 Rp 66.4K

-9.29%

Banana (1kg)

$1.85 €1.65

$1.52 Rp 27.6K

21.71%

Oranges (1kg)

$2.07 €1.85

$2.23 Rp 40.5K

-7.17%

Tomato (1kg)

$4.29 €3.83

$1.97 Rp 35.8K

117.77%

Potato (1kg)

$1.37 €1.22

$1.85 Rp 33.6K

-25.95%

Onion (1kg)

$1.19 €1.06

$2.42 Rp 44.0K

-50.83%

Lettuce (1 head)

$1.68 €1.50

$0.99 Rp 18.0K

69.70%

Water (1.5 liter bottle)

$0.65 €0.58

$0.51 Rp 9,324

27.45%

Cigarettes 20 Pack (Marlboro, Camel)

$9.69 €8.66

$2.22 Rp 40.4K

336.49%

Wine (Bottle)

$6.78 €6.06

$22.24 Rp 403.9K

-69.51%

Local Beer (0.5 liter bottle)

$1.02 €0.92

$2.26 Rp 41.0K

-54.87%

Imported Beer (0.33 liter bottle)

$1.20 €1.08

$2.97 Rp 53.9K

-59.60%

One-way Ticket (Public Transport)

$2.71 €2.42

$0.25 Rp 4,559

984.00%

Public Transport Monthly Pass (Regular Price)

$64.9 €58.0

$7.82 Rp 142.1K

729.67%

Taxi Start (Normal Tariff)

$8.92 €7.96

$0.44 Rp 7,982

1927.27%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,811

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

Gasoline (1 liter)

$2.20 €1.96

$0.82 Rp 15.0K

168.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K €27.1K

$23.8K Rp 433.0M

27.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.2K €34.1K

$31.7K Rp 576.6M

20.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$212 €189

$79.1 Rp 1.4M

168.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.25 €29.70

$6.45 Rp 117.1K

415.50%

Internet (50+ Mbps, Unlimited Data)

$40.28 €35.98

$18.58 Rp 337.4K

116.79%

Gym Membership (Monthly)

$29.12 €26.01

$49.48 Rp 898.7K

-41.15%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.5K

Cinema Ticket

$13.50 €12.06

$4.27 Rp 77.6K

216.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$769 €687

$491 Rp 8.9M

56.74%

International Primary School, 1 Child (Yearly)

$3,689 €3,295

$5,674 Rp 103.0M

-34.98%

Jeans (Levis 501 Or Similar)

$103 €91.6

$44.64 Rp 810.7K

129.70%

Summer Dress (H&M, Zara, etc)

$44.26 €39.53

$34.95 Rp 634.8K

26.64%

Sport Shoes (Adidas, Nike)

$76.9 €68.7

$79.9 Rp 1.5M

-3.78%

Men's Leather Business Shoes

$100 €89.5

$79.4 Rp 1.4M

26.13%

1-bedroom Apartment, City Center (Monthly)

$442 €394

$1,125 Rp 20.4M

-60.74%

1-bedroom Apartment, Outside City Center (Monthly)

$386 €345

$671 Rp 12.2M

-42.51%

3-bedroom Apartment, City Center (Monthly)

$877 €783

$3,565 Rp 64.7M

-75.41%

3-bedroom Apartment, Outside City Center (Monthly)

$669 €598

$1,723 Rp 31.3M

-61.15%

Buy Apartment in City Center (m2)

$4,153 €3,709

$2,732 Rp 49.6M

52.02%

Buy Apartment Outside City Center (m2)

$3,121 €2,788

$2,284 Rp 41.5M

36.64%

Average Monthly Net Salary (After Tax)

$2,721 €2,430

$164 Rp 3.0M

1560.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.96

13.78

-71.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Schwerin: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Schwerin

$386 25.3%

Ubud, Bali

$672 49.8% 73.9% $285

Groceries & Markets

Schwerin

$319 20.9%

Ubud, Bali

$288 21.4% 9.5% $30

Monthly Utilities & Internet

Schwerin

$286 18.7%

Ubud, Bali

$104 7.7% 63.6% $182

Eating Out

Schwerin

$248 16.3%

Ubud, Bali

$108 8% 56.6% $140

Clothing & Footwear

Schwerin

$146 9.6%

Ubud, Bali

$108 8% 26.2% $38

Getting Around

Schwerin

$85 * 5.6%

Ubud, Bali

$11 0.9% 86.5% $73

Sport & Entertainment

Schwerin

$56 3.7%

Ubud, Bali

$58 4.3% 3.4% $1.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $442 in Schwerin and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Schwerin pays about 17 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $111 in Schwerin vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $319 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇩🇪 Schwerin

🇮🇩 Ubud, Bali

🕒 Local time

05:28 5:28 AM

12:28 12:28 PM

7 h ahead of Schwerin

🌤 Weather

👥 Population

98,596

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 3, 2026: 1 USD = 0.893 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,355 IDR (100,000 IDR = 4.91 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Schwerin Ubud, Bali 11,680 km ≈ 15 h nonstop flight

From you

Schwerin
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Schwerin vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,525 in Schwerin and $1,349 in Ubud, Bali, so Ubud, Bali is about 12% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Schwerin is about 17 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $442 in Schwerin versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 11% higher in Schwerin. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $111 in Schwerin. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Schwerin and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Schwerin on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.