Cost of Living Comparison Between Schenectady, NY and Ubud, Bali Cost of Living Comparison Between Schenectady, NY and Ubud, Bali

😐 Solo nomad: Schenectady, NY is 178% more expensive than Ubud, Bali without rent, and 231.5% more expensive with rent.

😐 Family of 3: Schenectady, NY is 139% more expensive than Ubud, Bali without rent, and 186.9% more expensive with rent.

Meal at Budget Restaurant

$19.11 $19.11

$2.85 Rp 47.5K

570.53%

Three-Course Dinner for Two, Mid-Range

$65.7 $65.7

$12.26 Rp 204.3K

435.81%

Fast Food Meal (McDonalds, etc)

$12.02 $12.02

$3.28 Rp 54.6K

266.46%

Cappuccino

$4.21 $4.21

$2.3 Rp 38.3K

83.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.37 $2.37

$1.11 Rp 18.5K

113.51%

Water (0.33 liter bottle)

$1.95 $1.95

$0.26 Rp 4,324

650.00%

Local Beer (0.5 liter draught)

$5.04 $5.04

$2.4 Rp 40K

110.00%

Imported Beer (0.33 liter bottle)

$6.03 $6.03

$3.15 Rp 52.5K

91.43%

Milk (1 liter)

$1 $1

$1.49 Rp 24.9K

-32.89%

White Bread (500g)

$3.96 $3.96

$1.65 Rp 27.5K

140.00%

Rice (white) (1kg)

$5.6 $5.6

$1.13 Rp 18.9K

395.58%

Eggs

$5.01 $5.01

$2.33 Rp 38.9K

115.02%

Local Cheese (1kg)

$16.65 $16.65

$13.7 Rp 228.3K

21.53%

Chicken Fillets (1kg)

$13.61 $13.61

$3.97 Rp 66.2K

242.82%

Beef Round Steak (1kg)

$17.23 $17.23

$11.22 Rp 187K

53.57%

Apples (1kg)

$4.62 $4.62

$3.48 Rp 57.9K

32.76%

Banana (1kg)

$1.45 $1.45

$1.5 Rp 25K

-3.33%

Oranges (1kg)

$4.68 $4.68

$2.68 Rp 44.6K

74.63%

Tomato (1kg)

$4.92 $4.92

$1.35 Rp 22.5K

264.44%

Potato (1kg)

$3.16 $3.16

$1.57 Rp 26.2K

101.27%

Onion (1kg)

$2.55 $2.55

$2.1 Rp 34.9K

21.43%

Lettuce (1 head)

$1.94 $1.94

$1.03 Rp 17.1K

88.35%

Water (1.5 liter bottle)

$1.77 $1.77

$0.57 Rp 9,488

210.53%

Cigarettes 20 Pack (Marlboro, Camel)

$12.83 $12.83

$2.31 Rp 38.5K

455.41%

Wine (Bottle)

$12.97 $12.97

$15.21 Rp 253.5K

-14.73%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.49 Rp 41.5K

-29.72%

Imported Beer (0.33 liter bottle)

$3.22 $3.22

$2.66 Rp 44.3K

21.05%

One-way Ticket (Public Transport)

$1.48 $1.48

$0.29 Rp 4,911

410.34%

Public Transport Monthly Pass (Regular Price)

$56 $56

$10.03 Rp 167.1K

458.23%

Taxi Start (Normal Tariff)

$3.05 $3.05

$0.45 Rp 7,480

577.78%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$0.34 Rp 5,748

317.65%

Taxi 1hour Waiting (Normal Tariff)

$27.95 $27.95

$5.97 Rp 99.4K

368.17%

Gasoline (1 liter)

$0.87 $0.87

$0.75 Rp 12.4K

16.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.5K $29.5K

$25.8K Rp 430.2M

14.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$31.7K Rp 528.9M

-18.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$213 $213

$64.6 Rp 1.1M

230.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.6 $57.6

$4.14 Rp 69K

1291.06%

Internet (50+ Mbps, Unlimited Data)

$77.3 $77.3

$23.99 Rp 399.7K

222.05%

Gym Membership (Monthly)

$69.9 $69.9

$23.29 Rp 388.1K

200.21%

Tennis Court (1 Hour on Weekend)

$6.19 Rp 103.1K

Cinema Ticket

$14.93 $14.93

$3.45 Rp 57.5K

332.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,392 $1,392

$91.9 Rp 1.5M

1414.37%

International Primary School, 1 Child (Yearly)

$27.7K $27.7K

$5,912 Rp 98.5M

368.43%

Jeans (Levis 501 Or Similar)

$48.09 $48.09

$51.5 Rp 857.6K

-6.57%

Summer Dress (H&M, Zara, etc)

$44.18 $44.18

$24.45 Rp 407.3K

80.70%

Sport Shoes (Adidas, Nike)

$85.7 $85.7

$84.4 Rp 1.4M

1.58%

Men's Leather Business Shoes

$159 $159

$74.3 Rp 1.2M

114.00%

1-bedroom Apartment, City Center (Monthly)

$1,300 $1,300

$261 Rp 4.4M

397.62%

1-bedroom Apartment, Outside City Center (Monthly)

$1,079 $1,079

$160 Rp 2.7M

576.11%

3-bedroom Apartment, City Center (Monthly)

$2,233 $2,233

$585 Rp 9.7M

281.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,449 $1,449

$328 Rp 5.5M

341.46%

Buy Apartment in City Center (m2)

$2,425 $2,425

$985 Rp 16.4M

146.21%

Buy Apartment Outside City Center (m2)

$2,487 $2,487

$847 Rp 14.1M

193.61%

Average Monthly Net Salary (After Tax)

$3,847 $3,847

$178 Rp 3M

2061.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

13.28

-51.43%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Schenectady, NY: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

Digital Nomad Cost of Living Index

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