Cost of Living Comparison Between Schenectady, NY and Austin, TX Cost of Living Comparison Between Schenectady, NY and Austin, TX

🙂 Solo nomad: Schenectady, NY is 9.5% cheaper than Austin, TX without rent, and 7.8% cheaper with rent.

😐 Family of 3: Schenectady, NY is 11.6% more expensive than Austin, TX without rent, and 19.7% cheaper with rent.

Meal at Budget Restaurant

$19.24 $19.24

$19.64 $19.64

-2.04%

Three-Course Dinner for Two, Mid-Range

$65.4 $65.4

$76.2 $76.2

-14.19%

Fast Food Meal (McDonalds, etc)

$11.96 $11.96

$9.95 $9.95

20.20%

Cappuccino

$4.06 $4.06

$5.61 $5.61

-27.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.41 $2.41

$2.64 $2.64

-8.71%

Water (0.33 liter bottle)

$1.97 $1.97

$2.19 $2.19

-10.05%

Local Beer (0.5 liter draught)

$4.95 $4.95

$5.84 $5.84

-15.24%

Imported Beer (0.33 liter bottle)

$5.98 $5.98

$7.92 $7.92

-24.49%

Milk (1 liter)

$1 $1

$1.13 $1.13

-11.50%

White Bread (500g)

$3.99 $3.99

$3.3 $3.3

20.91%

Rice (white) (1kg)

$5.55 $5.55

$3.5 $3.5

58.57%

Eggs

$5.09 $5.09

$4.4 $4.4

15.68%

Local Cheese (1kg)

$16.4 $16.4

$12 $12

36.67%

Chicken Fillets (1kg)

$13.62 $13.62

$10.68 $10.68

27.53%

Beef Round Steak (1kg)

$17.39 $17.39

$14.73 $14.73

18.06%

Apples (1kg)

$4.55 $4.55

$4.88 $4.88

-6.76%

Banana (1kg)

$1.45 $1.45

$1.52 $1.52

-4.61%

Oranges (1kg)

$4.77 $4.77

$4.53 $4.53

5.30%

Tomato (1kg)

$4.8 $4.8

$3.92 $3.92

22.45%

Potato (1kg)

$3.25 $3.25

$2.72 $2.72

19.49%

Onion (1kg)

$2.46 $2.46

$2.76 $2.76

-10.87%

Lettuce (1 head)

$1.85 $1.85

$2.01 $2.01

-7.96%

Water (1.5 liter bottle)

$1.79 $1.79

$2.18 $2.18

-17.89%

Cigarettes 20 Pack (Marlboro, Camel)

$13.17 $13.17

$8.86 $8.86

48.65%

Wine (Bottle)

$12.77 $12.77

$14.96 $14.96

-14.64%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.34 $2.34

-25.21%

Imported Beer (0.33 liter bottle)

$3.38 $3.38

$3.44 $3.44

-1.74%

One-way Ticket (Public Transport)

$1.53 $1.53

$1.48 $1.48

3.38%

Public Transport Monthly Pass (Regular Price)

$55.6 $55.6

$42.82 $42.82

29.78%

Taxi Start (Normal Tariff)

$3.09 $3.09

$4.3 $4.3

-28.14%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$1.82 $1.82

-21.43%

Taxi 1hour Waiting (Normal Tariff)

$27.22 $27.22

$34.63 $34.63

-21.40%

Gasoline (1 liter)

$0.93 $0.93

$0.73 $0.73

27.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K $30.4K

$25.5K $25.5K

19.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26K $26K

$26.3K $26.3K

-1.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$209 $209

$177 $177

18.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.3 $58.3

$58.9 $58.9

-1.07%

Internet (50+ Mbps, Unlimited Data)

$76.1 $76.1

$64.8 $64.8

17.32%

Gym Membership (Monthly)

$70.5 $70.5

$62.6 $62.6

12.65%

Tennis Court (1 Hour on Weekend)

$10.17 $10.17

Cinema Ticket

$14.93 $14.93

$14.72 $14.72

1.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,414 $1,414

$1,378 $1,378

2.59%

International Primary School, 1 Child (Yearly)

$28.1K $28.1K

$22.4K $22.4K

25.30%

Jeans (Levis 501 Or Similar)

$48.04 $48.04

$56.3 $56.3

-14.66%

Summer Dress (H&M, Zara, etc)

$44.12 $44.12

$46.46 $46.46

-5.04%

Sport Shoes (Adidas, Nike)

$85 $85

$86.7 $86.7

-1.97%

Men's Leather Business Shoes

$160 $160

$119 $119

34.70%

1-bedroom Apartment, City Center (Monthly)

$1,324 $1,324

$2,188 $2,188

-39.49%

1-bedroom Apartment, Outside City Center (Monthly)

$1,106 $1,106

$1,395 $1,395

-20.74%

3-bedroom Apartment, City Center (Monthly)

$2,183 $2,183

$3,896 $3,896

-43.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,461 $1,461

$2,689 $2,689

-45.68%

Buy Apartment in City Center (m2)

$2,384 $2,384

$4,414 $4,414

-45.99%

Buy Apartment Outside City Center (m2)

$2,335 $2,335

$3,161 $3,161

-26.14%

Average Monthly Net Salary (After Tax)

$3,901 $3,901

$4,871 $4,871

-19.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Schenectady, NY: October 27, 2025

Last update for Austin, TX: October 28, 2025

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