Last update: Oct 2026

Cost of Living Comparison Between Savonlinna and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,462 in Savonlinna, rent and utilities included – about $1,400 less a year. The total is higher in Savonlinna despite lower rent and utilities.

70

Cost of Living Index in Savonlinna
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Savonlinna Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Savonlinna

🇫🇮 Finland

$1,462

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Savonlinna and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Savonlinna and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,462 in Savonlinna versus $1,349 in Ubud, Bali.

Savonlinna $1,462
Ubud, Bali $1,349

Estimated couple costs with rent: $2,381 in Savonlinna versus $2,305 in Ubud, Bali.

Savonlinna $2,381
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,301 in Savonlinna versus $3,261 in Ubud, Bali.

Savonlinna $3,301
Ubud, Bali $3,261

Living in Savonlinna is roughly 8% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$13.87 €12.46

$3.32 Rp 59.9K

317.77%

Three-Course Dinner for Two, Mid-Range

$94.1 €84.5

$35.64 Rp 642.4K

163.89%

Fast Food Meal (McDonalds, etc)

$12.08 €10.85

$5.53 Rp 99.7K

118.44%

Cappuccino

$5.29 €4.75

$2.72 Rp 49.0K

94.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.93 €2.63

$1.70 Rp 30.7K

72.35%

Water (0.33 liter bottle)

$2.65 €2.38

$0.76 Rp 13.7K

248.68%

Local Beer (0.5 liter draught)

$6.88 €6.18

$2.65 Rp 47.8K

159.62%

Imported Beer (0.33 liter bottle)

$7.30 €6.56

$4.38 Rp 79.0K

66.67%

Milk (1 liter)

$1.09 €0.98

$1.49 Rp 26.9K

-26.85%

White Bread (500g)

$2.11 €1.90

$2.28 Rp 41.0K

-7.46%

Rice (white) (1kg)

$2.52 €2.27

$1.19 Rp 21.5K

111.76%

Eggs

$3.48 €3.12

$2.04 Rp 36.7K

70.59%

Local Cheese (1kg)

$6.86 €6.16

$17.70 Rp 319.1K

-61.24%

Chicken Fillets (1kg)

$11.83 €10.63

$3.96 Rp 71.4K

198.74%

Beef Round Steak (1kg)

$13.25 €11.91

$12.19 Rp 219.7K

8.70%

Apples (1kg)

$2.18 €1.96

$3.66 Rp 65.9K

-40.44%

Banana (1kg)

$2.07 €1.86

$1.52 Rp 27.4K

36.18%

Oranges (1kg)

$1.69 €1.52

$2.23 Rp 40.2K

-24.22%

Tomato (1kg)

$3.71 €3.34

$1.97 Rp 35.6K

88.32%

Potato (1kg)

$1.21 €1.09

$1.85 Rp 33.3K

-34.59%

Onion (1kg)

$1.80 €1.62

$2.42 Rp 43.7K

-25.62%

Lettuce (1 head)

$2.26 €2.03

$0.99 Rp 17.8K

128.28%

Water (1.5 liter bottle)

$1.84 €1.65

$0.51 Rp 9,255

260.78%

Cigarettes 20 Pack (Marlboro, Camel)

$9.59 €8.62

$2.22 Rp 40.0K

331.98%

Wine (Bottle)

$13.48 €12.12

$22.24 Rp 400.9K

-39.39%

Local Beer (0.5 liter bottle)

$3.30 €2.96

$2.26 Rp 40.7K

46.02%

Imported Beer (0.33 liter bottle)

$1.14 €1.03

$2.97 Rp 53.5K

-61.62%

One-way Ticket (Public Transport)

$3.41 €3.06

$0.25 Rp 4,525

1264.00%

Public Transport Monthly Pass (Regular Price)

$69.7 €62.6

$7.82 Rp 141.0K

790.79%

Taxi Start (Normal Tariff)

$9.97 €8.96

$0.44 Rp 7,923

2165.91%

Taxi (Normal Tariff) (1km)

$1.83 €1.64

$0.43 Rp 7,753

325.58%

Taxi 1hour Waiting (Normal Tariff)

$50.5 €45.33

$5.41 Rp 97.5K

832.53%

Gasoline (1 liter)

$2.31 €2.07

$0.82 Rp 14.9K

181.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K €22.5K

$23.8K Rp 429.7M

5.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K €24.9K

$31.7K Rp 572.3M

-12.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$107 €96.6

$79.1 Rp 1.4M

35.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.09 €23.44

$6.45 Rp 116.2K

304.50%

Internet (50+ Mbps, Unlimited Data)

$26.55 €23.85

$18.58 Rp 334.9K

42.90%

Gym Membership (Monthly)

$42.83 €38.48

$49.48 Rp 892.0K

-13.44%

Tennis Court (1 Hour on Weekend)

$22.24 €19.99

$17.65 Rp 318.1K

26.01%

Cinema Ticket

$11.00 €9.88

$4.27 Rp 77.0K

157.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$336 €301

$491 Rp 8.8M

-31.60%

International Primary School, 1 Child (Yearly)

$4,509 €4,051

$5,674 Rp 102.3M

-20.53%

Jeans (Levis 501 Or Similar)

$94.5 €84.9

$44.64 Rp 804.7K

111.65%

Summer Dress (H&M, Zara, etc)

$27.89 €25.06

$34.95 Rp 630.1K

-20.20%

Sport Shoes (Adidas, Nike)

$80.1 €72.0

$79.9 Rp 1.4M

0.24%

Men's Leather Business Shoes

$111 €99.5

$79.4 Rp 1.4M

39.49%

1-bedroom Apartment, City Center (Monthly)

$528 €474

$1,125 Rp 20.3M

-53.06%

1-bedroom Apartment, Outside City Center (Monthly)

$404 €363

$671 Rp 12.1M

-39.88%

3-bedroom Apartment, City Center (Monthly)

$895 €804

$3,565 Rp 64.3M

-74.90%

3-bedroom Apartment, Outside City Center (Monthly)

$718 €645

$1,723 Rp 31.1M

-58.31%

Buy Apartment in City Center (m2)

$4,092 €3,676

$2,732 Rp 49.2M

49.78%

Buy Apartment Outside City Center (m2)

$2,165 €1,945

$2,284 Rp 41.2M

-5.21%

Average Monthly Net Salary (After Tax)

$1,698 €1,526

$164 Rp 3.0M

936.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.27

13.78

-83.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Savonlinna: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Savonlinna

$404 27.6%

Ubud, Bali

$672 49.8% 66.3% $268

Groceries & Markets

Savonlinna

$308 21.1%

Ubud, Bali

$288 21.4% 6.4% $20

Eating Out

Savonlinna

$282 19.3%

Ubud, Bali

$108 8% 61.8% $174

Monthly Utilities & Internet

Savonlinna

$160 11%

Ubud, Bali

$104 7.7% 35% $56

Clothing & Footwear

Savonlinna

$141 9.6%

Ubud, Bali

$108 8% 23.7% $33

Getting Around

Savonlinna

$102 7%

Ubud, Bali

$11 0.9% 88.8% $91

Sport & Entertainment

Savonlinna

$65 4.4%

Ubud, Bali

$58 4.3% 10.5% $6.8

Cost Breakdown

A one-bedroom apartment in the center runs $528 in Savonlinna and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Savonlinna pays about 10 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $94 in Savonlinna vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $308 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇫🇮 Savonlinna

🇮🇩 Ubud, Bali

🕒 Local time

18:56 6:56 PM

00:56 12:56 AM

6 h ahead of Savonlinna

🌤 Weather

👥 Population

31,842

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.11 USD

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

USD to EUR in detail →

On the map

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Between locations

Savonlinna Ubud, Bali 10,650 km ≈ 14 h nonstop flight

From you

Savonlinna
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Savonlinna vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Savonlinna and Ubud, Bali differ by about 8% in total monthly costs ($1,462 vs $1,349 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay in Savonlinna is about 10 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $528 in Savonlinna versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,462 per month in Savonlinna versus $1,349 in Ubud, Bali – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 89% less than in Savonlinna. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Savonlinna and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Savonlinna on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.