Last update: Nov 2026

Cost of Living Comparison Between Satellite Beach, FL and Chicago, IL

For one person, living is cheaper in Satellite Beach, FL: $2,563 a month against $3,072 in Chicago, IL, rent and utilities included – about $6,100 less a year. Rent and utilities account for most of the difference.

Satellite Beach, FL, United States
Chicago, IL, United States
Satellite Beach, FL
🇺🇸 United States
$2,563
/mo nomad
Chicago, IL
🇺🇸 United States
$3,072
/mo nomad
Monthly Cost of Living

How much you'll spend in Satellite Beach, FL and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Satellite Beach, FL and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,563 per month in Satellite Beach, FL vs $3,072 in Chicago, IL, rent included.

  • Satellite Beach, FL $2,563
  • Chicago, IL $3,072

A couple spends around $3,847 per month in Satellite Beach, FL vs $4,545 in Chicago, IL, rent included.

  • Satellite Beach, FL $3,847
  • Chicago, IL $4,545

A family of three spends $5,131 per month in Satellite Beach, FL vs $6,019 in Chicago, IL, rent included.

  • Satellite Beach, FL $5,131
  • Chicago, IL $6,019

Satellite Beach, FL is about 17% cheaper than Chicago, IL, and outside of rent the biggest gap is in groceries.

Both Satellite Beach, FL and Chicago, IL sit above the global median – Satellite Beach, FL by 90%, Chicago, IL by 127%.

Currency
🍽 Eating Out
Satellite Beach, FL
Chicago, IL
Difference
Meal at Budget Restaurant
$25.91 $25.91
$20.39 $20.39
27.07%
Three-Course Dinner for Two, Mid-Range
$73.9 $73.9
$88.6 $88.6
-16.56%
Fast Food Meal (McDonalds, etc)
$9.93 $9.93
$12.85 $12.85
-22.72%
Cappuccino
$5.20 $5.20
$5.78 $5.78
-10.03%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.07 $3.07
$2.74 $2.74
12.04%
Water (0.33 liter bottle)
$1.90 $1.90
$2.26 $2.26
-15.93%
Local Beer (0.5 liter draught)
$5.30 $5.30
$6.88 $6.88
-22.97%
Imported Beer (0.33 liter bottle)
$7.42 $7.42
$9.24 $9.24
-19.70%
🛒 Groceries & Markets
Satellite Beach, FL
Chicago, IL
Difference
Milk (1 liter)
$1.07 $1.07
$1.26 $1.26
-15.08%
White Bread (500g)
$4.29 $4.29
$3.55 $3.55
20.85%
Rice (white) (1kg)
$3.37 $3.37
$5.38 $5.38
-37.36%
Eggs
$5.56 $5.56
$4.55 $4.55
22.20%
Local Cheese (1kg)
$13.34 $13.34
$13.65 $13.65
-2.27%
Chicken Fillets (1kg)
$11.25 $11.25
$14.07 $14.07
-20.04%
Beef Round Steak (1kg)
$14.98 $14.98
$18.06 $18.06
-17.05%
Apples (1kg)
$4.64 $4.64
$5.16 $5.16
-10.08%
Banana (1kg)
$1.56 $1.56
$1.98 $1.98
-21.21%
Oranges (1kg)
$2.95 $2.95
$3.88 $3.88
-23.97%
Tomato (1kg)
$5.28 $5.28
$4.83 $4.83
9.32%
Potato (1kg)
$2.96 $2.96
$2.81 $2.81
5.34%
Onion (1kg)
$3.43 $3.43
$2.67 $2.67
28.46%
Lettuce (1 head)
$2.32 $2.32
$2.07 $2.07
12.08%
Water (1.5 liter bottle)
$2.58 $2.58
$3.03 $3.03
-14.85%
Cigarettes 20 Pack (Marlboro, Camel)
$9.13 $9.13
$13.90 $13.90
-34.32%
Wine (Bottle)
$15.64 $15.64
$15.05 $15.05
3.92%
Local Beer (0.5 liter bottle)
$1.76 $1.76
$2.63 $2.63
-33.08%
Imported Beer (0.33 liter bottle)
$3.23 $3.23
$3.45 $3.45
-6.38%
🚌 Getting Around
Satellite Beach, FL
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.17 $2.17
$2.43 $2.43
-10.70%
Public Transport Monthly Pass (Regular Price)
$54.0 $54.0
$75.3 $75.3
-28.30%
Taxi Start (Normal Tariff)
$3.43 $3.43
$3.17 $3.17
8.20%
Taxi (Normal Tariff) (1km)
$1.90 $1.90
$1.70 $1.70
11.76%
Taxi 1hour Waiting (Normal Tariff)
$28.27 $28.27
$24.90 $24.90
13.53%
Gasoline (1 liter)
$1.00 $1.00
$1.28 $1.28
-21.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.3K $28.3K
$35.8K $35.8K
-20.92%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K $26.5K
$26.8K $26.8K
-1.19%
🧾 Monthly Utilities & Internet
Satellite Beach, FL
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$220 $220
$192 $192
14.72%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.8 $58.8
$69.6 $69.6
-15.52%
Internet (50+ Mbps, Unlimited Data)
$75.9 $75.9
$62.2 $62.2
21.96%
🎉 Sport & Entertainment
Satellite Beach, FL
Chicago, IL
Difference
Gym Membership (Monthly)
$39.83 $39.83
$47.79 $47.79
-16.66%
Tennis Court (1 Hour on Weekend)
$3.89 $3.89
$27.10 $27.10
-85.65%
Cinema Ticket
$9.96 $9.96
$17.83 $17.83
-44.14%
🧸 Childcare & Education
Satellite Beach, FL
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$912 $912
$1,815 $1,815
-49.75%
International Primary School, 1 Child (Yearly)
$17.9K $17.9K
$40.6K $40.6K
-55.93%
👕👟 Clothing & Footwear
Satellite Beach, FL
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$67.0 $67.0
$66.2 $66.2
1.22%
Summer Dress (H&M, Zara, etc)
$41.40 $41.40
$51.4 $51.4
-19.44%
Sport Shoes (Adidas, Nike)
$104 $104
$103 $103
1.10%
Men's Leather Business Shoes
$104 $104
$143 $143
-26.93%
🏠 Accommodation & Living
Satellite Beach, FL
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,597 $1,597
$2,531 $2,531
-36.90%
1-bedroom Apartment, Outside City Center (Monthly)
$1,166 $1,166
$1,621 $1,621
-28.08%
3-bedroom Apartment, City Center (Monthly)
$2,868 $2,868
$4,828 $4,828
-40.60%
3-bedroom Apartment, Outside City Center (Monthly)
$2,083 $2,083
$2,734 $2,734
-23.80%
Buy Apartment in City Center (m2)
$2,566 $2,566
$4,163 $4,163
-38.37%
Buy Apartment Outside City Center (m2)
$2,313 $2,313
$2,723 $2,723
-15.07%
💵 Salaries & Financials
Satellite Beach, FL
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
-
$4,924 $4,924
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.56
6.78
-3.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Satellite Beach, FL: November 3, 2026

Last update for Chicago, IL: November 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Satellite Beach, FL
$1.2K
Chicago, IL
$1.6K 39% $455
Groceries & Markets
Satellite Beach, FL
$404
Chicago, IL
$439 8.7% $35
Eating Out
Satellite Beach, FL
$361
Chicago, IL
$344 4.6% $17
Monthly Utilities & Internet
Satellite Beach, FL
$355
Chicago, IL
$324 8.8% $31
Clothing & Footwear
Satellite Beach, FL
$143
Chicago, IL
$164 14.7% $21
Getting Around
Satellite Beach, FL
$76
Chicago, IL
$97 27.9% $21
Sport & Entertainment
Satellite Beach, FL
$60
Chicago, IL
$83 39.6% $24

Cost Breakdown

A central one-bedroom costs $1,597 in Satellite Beach, FL versus $2,531 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $74 in Satellite Beach, FL versus $89 in Chicago, IL. Monthly groceries follow the same trend: $404 vs $439 – making Satellite Beach, FL the more affordable choice for daily food spending.

Good to know
🇺🇸 Satellite Beach, FL
🇺🇸 Chicago, IL
🕒 Local time
11:03 11:03 AM
10:03 10:03 AM
1 h behind Satellite Beach, FL
🌤 Weather
👥 Population
11,088
2,746,388
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Satellite Beach, FL Chicago, IL 1,650 km ≈ 2 h 30 min nonstop flight
From you
  • Satellite Beach, FL
  • Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Satellite Beach, FL vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in Satellite Beach, FL and in Chicago, IL compare overall?
Monthly costs with rent: $2,563 in Satellite Beach, FL, $3,072 in Chicago, IL – Satellite Beach, FL comes out roughly 17% cheaper. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Satellite Beach, FL compared to Chicago, IL?
For a comfortable life, plan on about $3,845 per month in Satellite Beach, FL and $4,608 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Satellite Beach, FL and Chicago, IL?
Rent is clearly cheaper in Satellite Beach, FL, especially for central apartments: a one-bedroom in the center costs $1,597 there versus $2,531 in Chicago, IL.
Which city has cheaper grocery shopping?
Groceries cost about 9% more in Chicago, IL, though the gap depends on what you buy.
Which city has cheaper restaurants?
A mid-range dinner for two costs $74 in Satellite Beach, FL and $89 in Chicago, IL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $2,500 budget?
$2,500 is a stretch for both – monthly costs hit $2,563 in Satellite Beach, FL and $3,072 in Chicago, IL. You’ll need shared housing and careful budgeting no matter which city you pick.
Where should families live: Satellite Beach, FL or Chicago, IL?
Families tend to lean toward Satellite Beach, FL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Where should expats move: Satellite Beach, FL or Chicago, IL?
For expats, Satellite Beach, FL is the easier option financially – housing and daily costs are lower, and overall it costs about 17% less, which matters a lot on a fixed budget or early-career salary.

Satellite Beach, FL vs other spots: cost of living compared

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