Last update: Nov 2026

Cost of Living Comparison Between Chicago, IL and Satellite Beach, FL

For one person, living is cheaper in Satellite Beach, FL: $2,563 a month against $3,072 in Chicago, IL, rent and utilities included – about $6,100 less a year. Rent and utilities account for most of the difference.

146

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
128

Cost of Living Index in Satellite Beach, FL
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Satellite Beach, FL Living Index

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Chicago, IL

🇺🇸 United States

$3,072

/mo nomad

Satellite Beach, FL

🇺🇸 United States

$2,563

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Satellite Beach, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Satellite Beach, FL actually costs, broken down by who's living it.

A single person spends $3,072 per month in Chicago, IL vs $2,563 in Satellite Beach, FL, rent included.

Chicago, IL $3,072
Satellite Beach, FL $2,563

A couple spends around $4,545 per month in Chicago, IL vs $3,847 in Satellite Beach, FL, rent included.

Chicago, IL $4,545
Satellite Beach, FL $3,847

A family of three spends $6,019 per month in Chicago, IL vs $5,131 in Satellite Beach, FL, rent included.

Chicago, IL $6,019
Satellite Beach, FL $5,131

Chicago, IL costs about 20% more than Satellite Beach, FL, and outside of rent the biggest gap is in groceries.

Both Chicago, IL and Satellite Beach, FL sit above the global median – Chicago, IL by 127%, Satellite Beach, FL by 90%.

Meal at Budget Restaurant

$20.39 $20.39

$25.91 $25.91

-21.30%

Three-Course Dinner for Two, Mid-Range

$88.6 $88.6

$73.9 $73.9

19.85%

Fast Food Meal (McDonalds, etc)

$12.85 $12.85

$9.93 $9.93

29.41%

Cappuccino

$5.78 $5.78

$5.20 $5.20

11.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.74 $2.74

$3.07 $3.07

-10.75%

Water (0.33 liter bottle)

$2.26 $2.26

$1.90 $1.90

18.95%

Local Beer (0.5 liter draught)

$6.88 $6.88

$5.30 $5.30

29.81%

Imported Beer (0.33 liter bottle)

$9.24 $9.24

$7.42 $7.42

24.53%

Milk (1 liter)

$1.26 $1.26

$1.07 $1.07

17.76%

White Bread (500g)

$3.55 $3.55

$4.29 $4.29

-17.25%

Rice (white) (1kg)

$5.38 $5.38

$3.37 $3.37

59.64%

Eggs

$4.55 $4.55

$5.56 $5.56

-18.17%

Local Cheese (1kg)

$13.65 $13.65

$13.34 $13.34

2.32%

Chicken Fillets (1kg)

$14.07 $14.07

$11.25 $11.25

25.07%

Beef Round Steak (1kg)

$18.06 $18.06

$14.98 $14.98

20.56%

Apples (1kg)

$5.16 $5.16

$4.64 $4.64

11.21%

Banana (1kg)

$1.98 $1.98

$1.56 $1.56

26.92%

Oranges (1kg)

$3.88 $3.88

$2.95 $2.95

31.53%

Tomato (1kg)

$4.83 $4.83

$5.28 $5.28

-8.52%

Potato (1kg)

$2.81 $2.81

$2.96 $2.96

-5.07%

Onion (1kg)

$2.67 $2.67

$3.43 $3.43

-22.16%

Lettuce (1 head)

$2.07 $2.07

$2.32 $2.32

-10.78%

Water (1.5 liter bottle)

$3.03 $3.03

$2.58 $2.58

17.44%

Cigarettes 20 Pack (Marlboro, Camel)

$13.90 $13.90

$9.13 $9.13

52.25%

Wine (Bottle)

$15.05 $15.05

$15.64 $15.64

-3.77%

Local Beer (0.5 liter bottle)

$2.63 $2.63

$1.76 $1.76

49.43%

Imported Beer (0.33 liter bottle)

$3.45 $3.45

$3.23 $3.23

6.81%

One-way Ticket (Public Transport)

$2.43 $2.43

$2.17 $2.17

11.98%

Public Transport Monthly Pass (Regular Price)

$75.3 $75.3

$54.0 $54.0

39.47%

Taxi Start (Normal Tariff)

$3.17 $3.17

$3.43 $3.43

-7.58%

Taxi (Normal Tariff) (1km)

$1.70 $1.70

$1.90 $1.90

-10.53%

Taxi 1hour Waiting (Normal Tariff)

$24.90 $24.90

$28.27 $28.27

-11.92%

Gasoline (1 liter)

$1.28 $1.28

$1.00 $1.00

28.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$28.3K $28.3K

26.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$26.5K $26.5K

1.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 $192

$220 $220

-12.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.6 $69.6

$58.8 $58.8

18.37%

Internet (50+ Mbps, Unlimited Data)

$62.2 $62.2

$75.9 $75.9

-18.01%

Gym Membership (Monthly)

$47.79 $47.79

$39.83 $39.83

19.98%

Tennis Court (1 Hour on Weekend)

$27.10 $27.10

$3.89 $3.89

596.66%

Cinema Ticket

$17.83 $17.83

$9.96 $9.96

79.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,815 $1,815

$912 $912

99.00%

International Primary School, 1 Child (Yearly)

$40.6K $40.6K

$17.9K $17.9K

126.93%

Jeans (Levis 501 Or Similar)

$66.2 $66.2

$67.0 $67.0

-1.21%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$41.40 $41.40

24.13%

Sport Shoes (Adidas, Nike)

$103 $103

$104 $104

-1.09%

Men's Leather Business Shoes

$143 $143

$104 $104

36.85%

1-bedroom Apartment, City Center (Monthly)

$2,531 $2,531

$1,597 $1,597

58.48%

1-bedroom Apartment, Outside City Center (Monthly)

$1,621 $1,621

$1,166 $1,166

39.04%

3-bedroom Apartment, City Center (Monthly)

$4,828 $4,828

$2,868 $2,868

68.34%

3-bedroom Apartment, Outside City Center (Monthly)

$2,734 $2,734

$2,083 $2,083

31.24%

Buy Apartment in City Center (m2)

$4,163 $4,163

$2,566 $2,566

62.27%

Buy Apartment Outside City Center (m2)

$2,723 $2,723

$2,313 $2,313

17.74%

Average Monthly Net Salary (After Tax)

$4,924 $4,924

20-Year Fixed Mortgage Interest Rate (Annual %)

6.78

6.56

3.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: November 3, 2026

Last update for Satellite Beach, FL: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.6K 52.8%

Satellite Beach, FL

$1.2K 45.5% 28.1% $455

Groceries & Markets

Chicago, IL

$439 14.3%

Satellite Beach, FL

$404 15.8% 8% $35

Eating Out

Chicago, IL

$344 11.2%

Satellite Beach, FL

$361 14.1% 4.9% $17

Monthly Utilities & Internet

Chicago, IL

$324 10.5%

Satellite Beach, FL

$355 13.9% 9.6% $31

Clothing & Footwear

Chicago, IL

$164 5.3%

Satellite Beach, FL

$143 5.6% 12.8% $21

Getting Around

Chicago, IL

$97 3.2%

Satellite Beach, FL

$76 3% 21.8% $21

Sport & Entertainment

Chicago, IL

$83 2.7%

Satellite Beach, FL

$60 2.3% 28.4% $24

Cost Breakdown

A central one-bedroom costs $2,531 in Chicago, IL versus $1,597 in Satellite Beach, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $89 in Chicago, IL versus $74 in Satellite Beach, FL. Monthly groceries follow the same trend: $439 vs $404 – making Satellite Beach, FL the more affordable choice for daily food spending.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Satellite Beach, FL

🕒 Local time

10:03 10:03 AM

11:03 11:03 AM

1 h ahead of Chicago, IL

🌤 Weather

👥 Population

2,746,388

11,088

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Chicago, IL Satellite Beach, FL 1,650 km ≈ 2 h 30 min nonstop flight

From you

Chicago, IL
Satellite Beach, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Satellite Beach, FL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,072 in Chicago, IL, $2,563 in Satellite Beach, FL – Satellite Beach, FL comes out roughly 17% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,608 per month in Chicago, IL and $3,845 in Satellite Beach, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Satellite Beach, FL, especially for central apartments: a one-bedroom in the center costs $1,597 there versus $2,531 in Chicago, IL.

Groceries cost about 9% more in Chicago, IL, though the gap depends on what you buy.

A mid-range dinner for two costs $89 in Chicago, IL and $74 in Satellite Beach, FL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,500 is a stretch for both – monthly costs hit $3,072 in Chicago, IL and $2,563 in Satellite Beach, FL. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Satellite Beach, FL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Satellite Beach, FL is the easier option financially – housing and daily costs are lower, and overall it costs about 17% less, which matters a lot on a fixed budget or early-career salary.