Last update: Oct 2026

Cost of Living Comparison Between Saratoga Springs, NY and Tempe, AZ

For one person, living costs are similar in Saratoga Springs, NY and in Tempe, AZ: $2,906 and $2,880 a month, rent and utilities included.

141

Cost of Living Index in Saratoga Springs, NY
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Saratoga Springs, NY Living Index
140

Cost of Living Index in Tempe, AZ
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Tempe, AZ Living Index

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Saratoga Springs, NY

🇺🇸 United States

$2,906

/mo nomad

Tempe, AZ

🇺🇸 United States

$2,880

/mo nomad

Monthly Cost of Living

How much you'll spend in Saratoga Springs, NY and in Tempe, AZ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saratoga Springs, NY and in Tempe, AZ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,906 in Saratoga Springs, NY versus $2,880 in Tempe, AZ.

Saratoga Springs, NY $2,906
Tempe, AZ $2,880

Estimated couple costs with rent: $4,031 in Saratoga Springs, NY versus $3,836 in Tempe, AZ.

Saratoga Springs, NY $4,031
Tempe, AZ $3,836

Monthly costs for a family of three with rent: $5,156 in Saratoga Springs, NY versus $4,792 in Tempe, AZ.

Saratoga Springs, NY $5,156
Tempe, AZ $4,792

Living in Saratoga Springs, NY is roughly 1% more expensive than in Tempe, AZ, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Saratoga Springs, NY 115% above, Tempe, AZ 113% above.

Meal at Budget Restaurant

$18.10 $18.10

$19.77 $19.77

-8.45%

Three-Course Dinner for Two, Mid-Range

$78.4 $78.4

$81.6 $81.6

-3.87%

Fast Food Meal (McDonalds, etc)

$8.12 $8.12

$13.17 $13.17

-38.34%

Cappuccino

$5.29 $5.29

$5.25 $5.25

0.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.62 $2.62

$3.10 $3.10

-15.48%

Water (0.33 liter bottle)

$1.83 $1.83

$2.44 $2.44

-25.00%

Local Beer (0.5 liter draught)

$6.42 $6.42

$6.01 $6.01

6.82%

Imported Beer (0.33 liter bottle)

$7.62 $7.62

$7.17 $7.17

6.28%

Milk (1 liter)

$0.91 $0.91

$0.97 $0.97

-6.19%

White Bread (500g)

$3.41 $3.41

$4.20 $4.20

-18.81%

Rice (white) (1kg)

$4.41 $4.41

$6.19 $6.19

-28.76%

Eggs

$4.06 $4.06

$4.68 $4.68

-13.25%

Local Cheese (1kg)

$11.00 $11.00

$13.65 $13.65

-19.41%

Chicken Fillets (1kg)

$13.59 $13.59

$13.44 $13.44

1.12%

Beef Round Steak (1kg)

$18.03 $18.03

$17.38 $17.38

3.74%

Apples (1kg)

$6.49 $6.49

$5.35 $5.35

21.31%

Banana (1kg)

$1.36 $1.36

$1.97 $1.97

-30.96%

Oranges (1kg)

$5.16 $5.16

$4.12 $4.12

25.24%

Tomato (1kg)

$6.83 $6.83

$4.96 $4.96

37.70%

Potato (1kg)

$3.00 $3.00

$2.53 $2.53

18.58%

Onion (1kg)

$3.26 $3.26

$2.99 $2.99

9.03%

Lettuce (1 head)

$2.33 $2.33

$2.22 $2.22

4.95%

Water (1.5 liter bottle)

$2.65 $2.65

$2.27 $2.27

16.74%

Cigarettes 20 Pack (Marlboro, Camel)

$12.85 $12.85

$10.89 $10.89

18.00%

Wine (Bottle)

$15.11 $15.11

$13.65 $13.65

10.70%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$2.41 $2.41

21.16%

Imported Beer (0.33 liter bottle)

$4.81 $4.81

$3.15 $3.15

52.70%

One-way Ticket (Public Transport)

$1.94 $1.94

Public Transport Monthly Pass (Regular Price)

$64.4 $64.4

Taxi Start (Normal Tariff)

$3.98 $3.98

$2.83 $2.83

40.64%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.37 $1.37

60.58%

Taxi 1hour Waiting (Normal Tariff)

$29.52 $29.52

$35.42 $35.42

-16.66%

Gasoline (1 liter)

$0.90 $0.90

$1.17 $1.17

-23.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.7K $33.7K

$36.7K $36.7K

-8.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K $24.9K

$25.8K $25.8K

-3.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$230 $230

$240 $240

-4.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.1 $53.1

$61.4 $61.4

-13.40%

Internet (50+ Mbps, Unlimited Data)

$57.4 $57.4

$78.0 $78.0

-26.39%

Gym Membership (Monthly)

$60.7 $60.7

$30.16 $30.16

101.33%

Tennis Court (1 Hour on Weekend)

$20.22 $20.22

$15.16 $15.16

33.38%

Cinema Ticket

$14.98 $14.98

$13.80 $13.80

8.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,425 $1,425

$1,107 $1,107

28.82%

International Primary School, 1 Child (Yearly)

$17.7K $17.7K

$15.4K $15.4K

15.40%

Jeans (Levis 501 Or Similar)

$54.2 $54.2

$62.6 $62.6

-13.49%

Summer Dress (H&M, Zara, etc)

$48.93 $48.93

$44.61 $44.61

9.68%

Sport Shoes (Adidas, Nike)

$95.3 $95.3

$98.4 $98.4

-3.18%

Men's Leather Business Shoes

$101 $101

$113 $113

-10.39%

1-bedroom Apartment, City Center (Monthly)

$2,548 $2,548

$1,894 $1,894

34.53%

1-bedroom Apartment, Outside City Center (Monthly)

$1,588 $1,588

$1,460 $1,460

8.81%

3-bedroom Apartment, City Center (Monthly)

$3,008 $3,008

$2,543 $2,543

18.26%

3-bedroom Apartment, Outside City Center (Monthly)

$2,236 $2,236

$1,683 $1,683

32.89%

Average Monthly Net Salary (After Tax)

$4,930 $4,930

$3,960 $3,960

24.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.66

6.5

2.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saratoga Springs, NY: October 12, 2026

Last update for Tempe, AZ: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saratoga Springs, NY

$1.6K 54.7%

Tempe, AZ

$1.5K 50.7% 8.1% $129

Groceries & Markets

Saratoga Springs, NY

$439 15.1%

Tempe, AZ

$431 15% 1.8% $7.9

Monthly Utilities & Internet

Saratoga Springs, NY

$341 11.7%

Tempe, AZ

$380 13.2% 11.5% $39

Eating Out

Saratoga Springs, NY

$298 10.3%

Tempe, AZ

$327 11.4% 9.9% $29

Clothing & Footwear

Saratoga Springs, NY

$135 4.6%

Tempe, AZ

$143 5% 6.3% $8.5

Sport & Entertainment

Saratoga Springs, NY

$91 3.1%

Tempe, AZ

$58 2% 36.3% $33

Getting Around

Saratoga Springs, NY

$15 * 0.5%

Tempe, AZ

$82 2.8% 446% $67

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,548 in Saratoga Springs, NY and $1,894 in Tempe, AZ. Housing cost is often the main lever when comparing two cities.

Saratoga Springs, NY pays 24% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $78.0 in Saratoga Springs, NY vs $82.0 in Tempe, AZ. Groceries flip the comparison at $439 vs $431, with Tempe, AZ cheaper for home cooking.

Good to know

🇺🇸 Saratoga Springs, NY

🇺🇸 Tempe, AZ

🕒 Local time

04:50 4:50 AM

01:50 1:50 AM

3 h behind Saratoga Springs, NY

🌤 Weather

👥 Population

28,491

161,719

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Saratoga Springs, NY Tempe, AZ 3,470 km ≈ 4 h 45 min nonstop flight

From you

Saratoga Springs, NY
Tempe, AZ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saratoga Springs, NY vs Tempe, AZ: Cost of Living - Frequently Asked Questions

Tempe, AZ wins on cost – living expenses run 1% lower than in Saratoga Springs, NY. Housing and daily spending are where you'll feel the difference most, making Tempe, AZ the obvious pick if budget is a priority.

Average pay runs 24% higher in Saratoga Springs, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,548 in Saratoga Springs, NY versus $1,894 in Tempe, AZ. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 2% higher in Saratoga Springs, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,906 per month in Saratoga Springs, NY versus $2,880 in Tempe, AZ – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Tempe, AZ is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Saratoga Springs, NY and Tempe, AZ are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tempe, AZ gentler on the wallet – expenses run 1% less than in Saratoga Springs, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.