Last update: Oct 2026

Cost of Living Comparison Between Saratoga Springs, NY and Lisbon

For one person, living is cheaper in Lisbon: $2,223 a month against $2,906 in Saratoga Springs, NY, rent and utilities included – about $8,200 less a year. Rent and utilities account for most of the difference.

141

Cost of Living Index in Saratoga Springs, NY
Learn more

Saratoga Springs, NY Living Index
107

Cost of Living Index in Lisbon
Learn more

Lisbon Living Index

Jump to prices

Saratoga Springs, NY

🇺🇸 United States

$2,906

/mo nomad

Lisbon

🇵🇹 Portugal

$2,223

/mo nomad

Monthly Cost of Living

How much you'll spend in Saratoga Springs, NY and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saratoga Springs, NY and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,906 in Saratoga Springs, NY versus $2,223 in Lisbon.

Saratoga Springs, NY $2,906
Lisbon $2,223

Estimated couple costs with rent: $4,031 in Saratoga Springs, NY versus $3,271 in Lisbon.

Saratoga Springs, NY $4,031
Lisbon $3,271

Monthly costs for a family of three with rent: $5,156 in Saratoga Springs, NY versus $4,319 in Lisbon.

Saratoga Springs, NY $5,156
Lisbon $4,319

Living in Saratoga Springs, NY is roughly 31% more expensive than in Lisbon, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Saratoga Springs, NY 115% above, Lisbon 65% above.

Meal at Budget Restaurant

$18.10 $18.10

$16.50 €14.67

9.70%

Three-Course Dinner for Two, Mid-Range

$78.4 $78.4

$61.3 €54.5

28.02%

Fast Food Meal (McDonalds, etc)

$8.12 $8.12

$11.27 €10.03

-27.95%

Cappuccino

$5.29 $5.29

$3.06 €2.72

72.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.62 $2.62

$2.26 €2.01

15.93%

Water (0.33 liter bottle)

$1.83 $1.83

$1.73 €1.54

5.78%

Local Beer (0.5 liter draught)

$6.42 $6.42

$3.39 €3.02

89.38%

Imported Beer (0.33 liter bottle)

$7.62 $7.62

$3.40 €3.02

124.12%

Milk (1 liter)

$0.91 $0.91

$1.12 €1.00

-18.75%

White Bread (500g)

$3.41 $3.41

$1.86 €1.65

83.33%

Rice (white) (1kg)

$4.41 $4.41

$1.53 €1.36

188.24%

Eggs

$4.06 $4.06

$3.96 €3.53

2.53%

Local Cheese (1kg)

$11.00 $11.00

$12.76 €11.35

-13.79%

Chicken Fillets (1kg)

$13.59 $13.59

$7.90 €7.02

72.03%

Beef Round Steak (1kg)

$18.03 $18.03

$16.97 €15.09

6.25%

Apples (1kg)

$6.49 $6.49

$2.27 €2.02

185.90%

Banana (1kg)

$1.36 $1.36

$1.75 €1.55

-22.29%

Oranges (1kg)

$5.16 $5.16

$1.85 €1.64

178.92%

Tomato (1kg)

$6.83 $6.83

$2.57 €2.28

165.76%

Potato (1kg)

$3.00 $3.00

$1.86 €1.65

61.29%

Onion (1kg)

$3.26 $3.26

$2.02 €1.80

61.39%

Lettuce (1 head)

$2.33 $2.33

$1.44 €1.28

61.81%

Water (1.5 liter bottle)

$2.65 $2.65

$0.82 €0.73

223.17%

Cigarettes 20 Pack (Marlboro, Camel)

$12.85 $12.85

$6.56 €5.83

95.88%

Wine (Bottle)

$15.11 $15.11

$5.62 €5.00

168.86%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.28 €1.14

128.13%

Imported Beer (0.33 liter bottle)

$4.81 $4.81

$2.07 €1.84

132.37%

One-way Ticket (Public Transport)

$2.35 €2.09

Public Transport Monthly Pass (Regular Price)

$44.18 €39.30

Taxi Start (Normal Tariff)

$3.98 $3.98

$3.99 €3.55

-0.25%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.09 €0.97

101.83%

Taxi 1hour Waiting (Normal Tariff)

$29.52 $29.52

$16.64 €14.81

77.40%

Gasoline (1 liter)

$0.90 $0.90

$2.28 €2.03

-60.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.7K $33.7K

$33.7K €30.0K

0.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K $24.9K

$39.3K €35.0K

-36.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$230 $230

$167 €149

37.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.1 $53.1

$18.80 €16.72

182.66%

Internet (50+ Mbps, Unlimited Data)

$57.4 $57.4

$33.09 €29.43

73.53%

Gym Membership (Monthly)

$60.7 $60.7

$46.01 €40.93

31.97%

Tennis Court (1 Hour on Weekend)

$20.22 $20.22

$19.19 €17.07

5.37%

Cinema Ticket

$14.98 $14.98

$9.84 €8.75

52.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,425 $1,425

$677 €602

110.48%

International Primary School, 1 Child (Yearly)

$17.7K $17.7K

$16.9K €15.1K

4.82%

Jeans (Levis 501 Or Similar)

$54.2 $54.2

$101 €90.1

-46.47%

Summer Dress (H&M, Zara, etc)

$48.93 $48.93

$45.76 €40.70

6.93%

Sport Shoes (Adidas, Nike)

$95.3 $95.3

$100.0 €88.9

-4.70%

Men's Leather Business Shoes

$101 $101

$123 €109

-17.84%

1-bedroom Apartment, City Center (Monthly)

$2,548 $2,548

$1,614 €1,436

57.89%

1-bedroom Apartment, Outside City Center (Monthly)

$1,588 $1,588

$1,197 €1,065

32.69%

3-bedroom Apartment, City Center (Monthly)

$3,008 $3,008

$2,862 €2,545

5.12%

3-bedroom Apartment, Outside City Center (Monthly)

$2,236 $2,236

$1,990 €1,770

12.35%

Buy Apartment in City Center (m2)

$7,577 €6,740

Buy Apartment Outside City Center (m2)

$4,307 €3,831

Average Monthly Net Salary (After Tax)

$4,930 $4,930

$1,588 €1,412

210.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.66

3.85

72.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saratoga Springs, NY: October 12, 2026

Last update for Lisbon: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saratoga Springs, NY

$1.6K 54.7%

Lisbon

$1.2K 53.9% 24.6% $391

Groceries & Markets

Saratoga Springs, NY

$439 15.1%

Lisbon

$269 12.1% 38.6% $169

Monthly Utilities & Internet

Saratoga Springs, NY

$341 11.7%

Lisbon

$219 9.9% 35.6% $121

Eating Out

Saratoga Springs, NY

$298 10.3%

Lisbon

$242 10.9% 18.7% $56

Clothing & Footwear

Saratoga Springs, NY

$135 4.6%

Lisbon

$166 7.5% 23.6% $32

Sport & Entertainment

Saratoga Springs, NY

$91 3.1%

Lisbon

$66 3% 27.6% $25

Getting Around

Saratoga Springs, NY

$15 * 0.5%

Lisbon

$63 2.8% 320% $48

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,548 in Saratoga Springs, NY and $1,614 in Lisbon. Housing cost is often the main lever when comparing two cities.

Saratoga Springs, NY pays 210% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $78.0 in Saratoga Springs, NY vs $61.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $439 vs $269 per month, with Lisbon cheaper across the board.

Good to know

🇺🇸 Saratoga Springs, NY

🇵🇹 Lisbon

🕒 Local time

04:50 4:50 AM

09:50 9:50 AM

5 h ahead of Saratoga Springs, NY

🌤 Weather

👥 Population

28,491

545,923 Capital

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Saratoga Springs, NY Lisbon 5,320 km ≈ 7 h nonstop flight

From you

Saratoga Springs, NY
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saratoga Springs, NY vs Lisbon: Cost of Living - Frequently Asked Questions

Saratoga Springs, NY and Lisbon differ by about 31% in total monthly costs ($2,906 vs $2,223 including rent). Lisbon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 210% higher in Saratoga Springs, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,548 in Saratoga Springs, NY versus $1,614 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 63% higher in Saratoga Springs, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,906 per month in Saratoga Springs, NY versus $2,223 in Lisbon – a 31% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,223 in Lisbon versus $2,906 in Saratoga Springs, NY, a $3,000 budget is realistic in Lisbon but tight or insufficient in Saratoga Springs, NY. The gap between the two cities makes Lisbon the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Saratoga Springs, NY and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lisbon gentler on the wallet – expenses run 31% less than in Saratoga Springs, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.