Last update: Oct 2026

Cost of Living Comparison Between Sao Paulo and Somerset, KY

For one person, living is cheaper in Sao Paulo: $1,222 a month against $1,591 in Somerset, KY, rent and utilities included – about $4,400 less a year. Rent and utilities account for about half of the difference.

59

Cost of Living Index in Sao Paulo
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Sao Paulo Living Index
77

Cost of Living Index in Somerset, KY
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Somerset, KY Living Index

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Sao Paulo

🇧🇷 Brazil

$1,222

/mo nomad

Somerset, KY

🇺🇸 United States

$1,591

/mo nomad

Monthly Cost of Living

How much you'll spend in Sao Paulo and in Somerset, KY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sao Paulo and in Somerset, KY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,222 in Sao Paulo versus $1,591 in Somerset, KY.

Sao Paulo $1,222
Somerset, KY $1,591

Estimated couple costs with rent: $2,044 in Sao Paulo versus $2,440 in Somerset, KY.

Sao Paulo $2,044
Somerset, KY $2,440

Monthly costs for a family of three with rent: $2,867 in Sao Paulo versus $3,289 in Somerset, KY.

Sao Paulo $2,867
Somerset, KY $3,289

Living in Sao Paulo costs roughly 23% less than in Somerset, KY, and outside of rent the biggest gap is in utilities.

The two cities straddle the global median: Sao Paulo is 10% below, Somerset, KY is 17% above.

Meal at Budget Restaurant

$8.71 R$44.15

$14.84 $14.84

-41.31%

Three-Course Dinner for Two, Mid-Range

$48.61 R$246

$49.92 $49.92

-2.62%

Fast Food Meal (McDonalds, etc)

$9.03 R$45.77

$8.42 $8.42

7.24%

Cappuccino

$2.55 R$12.94

$4.11 $4.11

-37.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 R$6.83

$2.30 $2.30

-41.30%

Water (0.33 liter bottle)

$0.91 R$4.63

$1.65 $1.65

-44.85%

Local Beer (0.5 liter draught)

$3.07 R$15.55

$3.45 $3.45

-11.01%

Imported Beer (0.33 liter bottle)

$4.38 R$22.21

$4.08 $4.08

7.35%

Milk (1 liter)

$1.19 R$6.05

$0.88 $0.88

35.23%

White Bread (500g)

$1.80 R$9.14

$2.83 $2.83

-36.40%

Rice (white) (1kg)

$1.48 R$7.51

$3.80 $3.80

-61.05%

Eggs

$2.82 R$14.31

$4.22 $4.22

-33.18%

Local Cheese (1kg)

$12.61 R$63.9

$6.80 $6.80

85.44%

Chicken Fillets (1kg)

$5.40 R$27.36

$8.59 $8.59

-37.14%

Beef Round Steak (1kg)

$10.76 R$54.6

$13.43 $13.43

-19.88%

Apples (1kg)

$2.82 R$14.28

$5.65 $5.65

-50.09%

Banana (1kg)

$1.82 R$9.25

$1.18 $1.18

54.24%

Oranges (1kg)

$1.60 R$8.14

$4.36 $4.36

-63.30%

Tomato (1kg)

$2.03 R$10.28

$4.81 $4.81

-57.80%

Potato (1kg)

$1.46 R$7.40

$2.63 $2.63

-44.49%

Onion (1kg)

$1.25 R$6.35

$3.18 $3.18

-60.69%

Lettuce (1 head)

$1.25 R$6.32

$1.96 $1.96

-36.22%

Water (1.5 liter bottle)

$0.98 R$4.98

$1.54 $1.54

-36.36%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 R$15.18

$5.83 $5.83

-48.54%

Wine (Bottle)

$9.71 R$49.22

$12.04 $12.04

-19.35%

Local Beer (0.5 liter bottle)

$1.84 R$9.32

$2.16 $2.16

-14.81%

Imported Beer (0.33 liter bottle)

$2.52 R$12.80

$1.52 $1.52

65.79%

One-way Ticket (Public Transport)

$1.07 R$5.41

$1.80 $1.80

-40.56%

Public Transport Monthly Pass (Regular Price)

$47.26 R$240

Taxi Start (Normal Tariff)

$1.81 R$9.16

$3.70 $3.70

-51.08%

Taxi (Normal Tariff) (1km)

$1.01 R$5.14

$1.22 $1.22

-17.21%

Taxi 1hour Waiting (Normal Tariff)

$10.24 R$51.9

$24.77 $24.77

-58.66%

Gasoline (1 liter)

$1.29 R$6.52

$0.98 $0.98

31.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.5K R$119.3K

$25.3K $25.3K

-6.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.5K R$174.9K

$26.7K $26.7K

29.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 R$527

$150 $150

-30.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.60 R$84.1

$78.2 $78.2

-78.76%

Internet (50+ Mbps, Unlimited Data)

$22.04 R$112

$71.4 $71.4

-69.15%

Gym Membership (Monthly)

$36.43 R$185

$41.93 $41.93

-13.12%

Tennis Court (1 Hour on Weekend)

$47.29 R$240

Cinema Ticket

$9.69 R$49.12

$8.08 $8.08

19.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$573 R$2,906

$648 $648

-11.53%

International Primary School, 1 Child (Yearly)

$16.9K R$85.8K

$19.3K $19.3K

-12.23%

Jeans (Levis 501 Or Similar)

$66.3 R$336

$24.53 $24.53

170.16%

Summer Dress (H&M, Zara, etc)

$61.1 R$310

$30.24 $30.24

102.18%

Sport Shoes (Adidas, Nike)

$98.8 R$501

$55.7 $55.7

77.28%

Men's Leather Business Shoes

$91.4 R$463

$101 $101

-9.25%

1-bedroom Apartment, City Center (Monthly)

$654 R$3,316

$618 $618

5.78%

1-bedroom Apartment, Outside City Center (Monthly)

$418 R$2,120

$559 $559

-25.17%

3-bedroom Apartment, City Center (Monthly)

$1,524 R$7,724

$1,072 $1,072

42.10%

3-bedroom Apartment, Outside City Center (Monthly)

$992 R$5,028

$1,064 $1,064

-6.80%

Buy Apartment in City Center (m2)

$2,670 R$13.5K

$2,734 $2,734

-2.34%

Buy Apartment Outside City Center (m2)

$2,019 R$10.2K

$2,404 $2,404

-15.99%

Average Monthly Net Salary (After Tax)

$900 R$4,563

$4,640 $4,640

-80.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.68

133.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sao Paulo: October 18, 2026

Last update for Somerset, KY: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sao Paulo

$418 34.2%

Somerset, KY

$559 35.1% 33.6% $141

Groceries & Markets

Sao Paulo

$243 19.9%

Somerset, KY

$328 20.6% 35% $85

Eating Out

Sao Paulo

$161 13.1%

Somerset, KY

$235 14.7% 46.1% $74

Clothing & Footwear

Sao Paulo

$143 11.7%

Somerset, KY

$95 6% 33.5% $48

Monthly Utilities & Internet

Sao Paulo

$143 11.7%

Somerset, KY

$300 18.8% 110% $157

Getting Around

Sao Paulo

$58 4.8%

Somerset, KY

$17 * 1.1% 70.9% $41

Sport & Entertainment

Sao Paulo

$56 4.6%

Somerset, KY

$58 3.7% 4.1% $2.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $654 in Sao Paulo and $618 in Somerset, KY. Housing cost is often the main lever when comparing two cities.

Somerset, KY pays 415% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $49.00 in Sao Paulo vs $50.0 in Somerset, KY for a mid-range dinner for two. Groceries echo the gap at $243 vs $328 per month, with Sao Paulo cheaper across the board.

Good to know

🇧🇷 Sao Paulo

🇺🇸 Somerset, KY

🕒 Local time

14:06 2:06 PM

13:06 1:06 PM

1 h behind Sao Paulo

🌤 Weather

👥 Population

11,451,999

11,924

💱 Currency

Brazilian Real BRL R$

United States Dollar USD $

📈 Exchange rate

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to BRL – Brazilian Real Converter

🇺🇸 United States Dollar ($)

🇧🇷 Brazilian Real (R$)

Brazilian Real exchange rates as of October 20, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to BRL in detail →

On the map

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Highest

Between locations

Sao Paulo Somerset, KY 7,830 km ≈ 10 h nonstop flight

From you

Sao Paulo
Somerset, KY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sao Paulo vs Somerset, KY: Cost of Living - Frequently Asked Questions

Sao Paulo is cheaper overall, especially in groceries, eating out, and leisure. The 30% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 415% lower in Somerset, KY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $654 in Sao Paulo versus $618 in Somerset, KY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $573 in Sao Paulo versus $648 in Somerset, KY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Sao Paulo – a meal for two runs $49.00 versus $50.0 in Somerset, KY. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,222 in Sao Paulo versus $1,591 in Somerset, KY, a $1,500 budget is realistic in Sao Paulo but tight or insufficient in Somerset, KY. The gap between the two cities makes Sao Paulo the clear choice for anyone on this budget.

For families, Sao Paulo is more practical. Housing and childcare are both notably cheaper than in Somerset, KY, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Sao Paulo gentler on the wallet – expenses run 30% less than in Somerset, KY. Beyond cost, consider language, visa policies, and how big the international community is in each city.