Last update: Oct 2026

Cost of Living Comparison Between Sao Paulo and McKinney, TX

For one person, living is cheaper in Sao Paulo: $1,235 a month against $2,789 in McKinney, TX, rent and utilities included – about $18,600 less a year. Rent and utilities account for most of the difference.

60

Cost of Living Index in Sao Paulo
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Sao Paulo Living Index
135

Cost of Living Index in McKinney, TX
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McKinney, TX Living Index

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Sao Paulo

🇧🇷 Brazil

$1,235

/mo nomad

McKinney, TX

🇺🇸 United States

$2,789

/mo nomad

Monthly Cost of Living

How much you'll spend in Sao Paulo and in McKinney, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sao Paulo and in McKinney, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,235 in Sao Paulo versus $2,789 in McKinney, TX.

Sao Paulo $1,235
McKinney, TX $2,789

Estimated couple costs with rent: $2,073 in Sao Paulo versus $3,710 in McKinney, TX.

Sao Paulo $2,073
McKinney, TX $3,710

Monthly costs for a family of three with rent: $2,911 in Sao Paulo versus $4,630 in McKinney, TX.

Sao Paulo $2,911
McKinney, TX $4,630

Living in Sao Paulo costs roughly 56% less than in McKinney, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Sao Paulo is 9% below, McKinney, TX is 107% above.

Meal at Budget Restaurant

$8.81 R$44.68

$18.90 $18.90

-53.39%

Three-Course Dinner for Two, Mid-Range

$49.37 R$250

$59.1 $59.1

-16.45%

Fast Food Meal (McDonalds, etc)

$8.80 R$44.63

$10.81 $10.81

-18.59%

Cappuccino

$2.49 R$12.63

$5.05 $5.05

-50.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.42 R$7.19

$2.56 $2.56

-44.53%

Water (0.33 liter bottle)

$0.85 R$4.31

$1.79 $1.79

-52.51%

Local Beer (0.5 liter draught)

$2.98 R$15.11

$5.86 $5.86

-49.15%

Imported Beer (0.33 liter bottle)

$4.34 R$22.02

$7.59 $7.59

-42.82%

Milk (1 liter)

$1.24 R$6.28

$0.95 $0.95

30.53%

White Bread (500g)

$1.91 R$9.66

$2.79 $2.79

-31.54%

Rice (white) (1kg)

$1.43 R$7.25

$2.32 $2.32

-38.36%

Eggs

$2.81 R$14.23

$4.09 $4.09

-31.30%

Local Cheese (1kg)

$12.74 R$64.6

$10.16 $10.16

25.39%

Chicken Fillets (1kg)

$5.41 R$27.44

$15.51 $15.51

-65.12%

Beef Round Steak (1kg)

$10.64 R$54.0

$16.84 $16.84

-36.82%

Apples (1kg)

$2.75 R$13.95

$3.06 $3.06

-10.13%

Banana (1kg)

$1.81 R$9.19

$2.85 $2.85

-36.49%

Oranges (1kg)

$1.63 R$8.27

$2.97 $2.97

-45.12%

Tomato (1kg)

$2.00 R$10.16

$2.63 $2.63

-23.95%

Potato (1kg)

$1.40 R$7.10

$2.18 $2.18

-35.78%

Onion (1kg)

$1.27 R$6.43

$2.10 $2.10

-39.52%

Lettuce (1 head)

$1.28 R$6.47

$1.72 $1.72

-25.58%

Water (1.5 liter bottle)

$0.95 R$4.83

$2.98 $2.98

-68.12%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 R$15.15

$11.05 $11.05

-72.94%

Wine (Bottle)

$9.96 R$50.5

$11.47 $11.47

-13.16%

Local Beer (0.5 liter bottle)

$1.85 R$9.37

$1.75 $1.75

5.71%

Imported Beer (0.33 liter bottle)

$2.54 R$12.90

$3.59 $3.59

-29.25%

One-way Ticket (Public Transport)

$1.09 R$5.50

$3.08 $3.08

-64.61%

Public Transport Monthly Pass (Regular Price)

$48.78 R$247

$189 $189

-74.17%

Taxi Start (Normal Tariff)

$1.85 R$9.39

$2.93 $2.93

-36.86%

Taxi (Normal Tariff) (1km)

$0.99 R$4.99

Taxi 1hour Waiting (Normal Tariff)

$10.29 R$52.2

$14.74 $14.74

-30.19%

Gasoline (1 liter)

$1.34 R$6.78

$0.93 $0.93

44.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K R$123.8K

$36.1K $36.1K

-32.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.9K R$172.1K

$24.7K $24.7K

37.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 R$529

$200 $200

-47.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.71 R$84.7

$59.4 $59.4

-71.88%

Internet (50+ Mbps, Unlimited Data)

$22.18 R$112

$69.3 $69.3

-67.99%

Gym Membership (Monthly)

$35.82 R$182

$30.36 $30.36

17.98%

Tennis Court (1 Hour on Weekend)

$47.28 R$240

$12.81 $12.81

269.09%

Cinema Ticket

$10.06 R$51.0

$11.85 $11.85

-15.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$579 R$2,936

$1,345 $1,345

-56.93%

International Primary School, 1 Child (Yearly)

$17.1K R$86.6K

Jeans (Levis 501 Or Similar)

$65.7 R$333

$56.5 $56.5

16.17%

Summer Dress (H&M, Zara, etc)

$61.0 R$309

$28.95 $28.95

110.81%

Sport Shoes (Adidas, Nike)

$100 R$509

$87.8 $87.8

14.38%

Men's Leather Business Shoes

$92.1 R$467

$59.8 $59.8

54.07%

1-bedroom Apartment, City Center (Monthly)

$659 R$3,341

$1,673 $1,673

-60.61%

1-bedroom Apartment, Outside City Center (Monthly)

$428 R$2,170

$1,420 $1,420

-69.84%

3-bedroom Apartment, City Center (Monthly)

$1,515 R$7,678

$2,639 $2,639

-42.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,026 R$5,201

$1,704 $1,704

-39.78%

Buy Apartment in City Center (m2)

$2,773 R$14.1K

$2,323 $2,323

19.37%

Buy Apartment Outside City Center (m2)

$2,007 R$10.2K

$2,294 $2,294

-12.51%

Average Monthly Net Salary (After Tax)

$909 R$4,609

$5,805 $5,805

-84.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.68

6.51

79.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sao Paulo: October 13, 2026

Last update for McKinney, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sao Paulo

$428 34.7%

McKinney, TX

$1.4K 50.9% 232% $991

Groceries & Markets

Sao Paulo

$244 19.8%

McKinney, TX

$371 13.3% 51.9% $127

Eating Out

Sao Paulo

$159 12.9%

McKinney, TX

$306 11% 91.9% $147

Clothing & Footwear

Sao Paulo

$144 11.6%

McKinney, TX

$105 3.8% 27% $39

Monthly Utilities & Internet

Sao Paulo

$143 11.6%

McKinney, TX

$329 11.8% 130% $186

Getting Around

Sao Paulo

$60 4.9%

McKinney, TX

$204 * 7.3% 241% $144

Sport & Entertainment

Sao Paulo

$56 4.5%

McKinney, TX

$54 1.9% 3.3% $1.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $659 in Sao Paulo and $1,673 in McKinney, TX. Housing cost is often the main lever when comparing two cities.

McKinney, TX pays 538% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $49.00 in Sao Paulo vs $59.0 in McKinney, TX for a mid-range dinner for two. Groceries echo the gap at $244 vs $371 per month, with Sao Paulo cheaper across the board.

Good to know

🇧🇷 Sao Paulo

🇺🇸 McKinney, TX

🕒 Local time

11:08 11:08 AM

09:08 9:08 AM

2 h behind Sao Paulo

🌤 Weather

👥 Population

11,451,999

202,690

💱 Currency

Brazilian Real BRL R$

United States Dollar USD $

📈 Exchange rate

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to BRL – Brazilian Real Converter

🇺🇸 United States Dollar ($)

🇧🇷 Brazilian Real (R$)

Brazilian Real exchange rates as of October 18, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to BRL in detail →

On the map

Lowest

Highest

Between locations

Sao Paulo McKinney, TX 8,240 km ≈ 11 h nonstop flight

From you

Sao Paulo
McKinney, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sao Paulo vs McKinney, TX: Cost of Living - Frequently Asked Questions

Sao Paulo and McKinney, TX differ by about 126% in total monthly costs ($1,235 vs $2,789 including rent). Sao Paulo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 538% lower in McKinney, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $659 in Sao Paulo versus $1,673 in McKinney, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,235 per month in Sao Paulo versus $2,789 in McKinney, TX – a 126% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Sao Paulo runs roughly 287% less than in McKinney, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,235 in Sao Paulo versus $2,789 in McKinney, TX, a $1,500 budget is realistic in Sao Paulo but tight or insufficient in McKinney, TX. The gap between the two cities makes Sao Paulo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Sao Paulo gentler on the wallet – expenses run 126% less than in McKinney, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.