Cost of Living Comparison Between Sao Paulo and Francisco Morato Cost of Living Comparison Between Sao Paulo and Francisco Morato

Monthly Cost of Living

Monthly costs for one person with rent: $1,032 in Sao Paulo versus $811 in Francisco Morato.

Estimated couple costs with rent: $1,662 in Sao Paulo versus $1,300 in Francisco Morato.

Monthly costs for a family of three with rent: $2,293 in Sao Paulo versus $1,790 in Francisco Morato.

Living in Sao Paulo is roughly 27% more expensive than Francisco Morato, driven mainly by Groceries & Markets.

Both cities sit below the global median: Sao Paulo 23% lower, Francisco Morato 40% lower.

Meal at Budget Restaurant

$7.03 R$35.58

$6.35 R$32.13

10.71%

Three-Course Dinner for Two, Mid-Range

$40.28 R$204

$32.56 R$165

23.71%

Fast Food Meal (McDonalds, etc)

$7.17 R$36.28

$7.01 R$35.49

2.28%

Cappuccino

$2.05 R$10.36

$1.80 R$9.12

13.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.25 R$6.31

$1.36 R$6.87

-8.09%

Water (0.33 liter bottle)

$0.89 R$4.50

$0.93 R$4.70

-4.30%

Local Beer (0.5 liter draught)

$2.19 R$11.09

$1.84 R$9.31

19.02%

Imported Beer (0.33 liter bottle)

$2.95 R$14.94

$3.33 R$16.87

-11.41%

Milk (1 liter)

$1.06 R$5.37

$1.12 R$5.68

-5.36%

White Bread (500g)

$1.80 R$9.10

$1.55 R$7.86

16.13%

Rice (white) (1kg)

$1.31 R$6.61

$1.30 R$6.59

0.77%

Eggs

$2.40 R$12.14

$2.35 R$11.91

2.13%

Local Cheese (1kg)

$11.29 R$57.1

$8.07 R$40.85

39.90%

Chicken Fillets (1kg)

$4.21 R$21.30

$3.87 R$19.58

8.79%

Beef Round Steak (1kg)

$8.84 R$44.78

$8.59 R$43.48

2.91%

Apples (1kg)

$2.78 R$14.07

$2.28 R$11.54

21.93%

Banana (1kg)

$1.87 R$9.45

$1.74 R$8.80

7.47%

Oranges (1kg)

$1.65 R$8.34

$1.45 R$7.35

13.79%

Tomato (1kg)

$1.83 R$9.26

$1.53 R$7.75

19.61%

Potato (1kg)

$1.39 R$7.03

$1.27 R$6.42

9.45%

Onion (1kg)

$1.25 R$6.31

$1.08 R$5.45

15.74%

Lettuce (1 head)

$0.99 R$5.03

$0.81 R$4.08

22.22%

Water (1.5 liter bottle)

$0.73 R$3.71

$0.66 R$3.34

10.61%

Cigarettes 20 Pack (Marlboro, Camel)

$2.46 R$12.43

$2.63 R$13.33

-6.46%

Wine (Bottle)

$9.62 R$48.71

$8.56 R$43.36

12.38%

Local Beer (0.5 liter bottle)

$1.31 R$6.61

$1.31 R$6.63

Imported Beer (0.33 liter bottle)

$2.38 R$12.04

$3.38 R$17.11

-29.59%

One-way Ticket (Public Transport)

$0.92 R$4.64

$0.86 R$4.35

6.98%

Public Transport Monthly Pass (Regular Price)

$44.93 R$227

$38.00 R$192

18.24%

Taxi Start (Normal Tariff)

$1.07 R$5.40

$0.87 R$4.41

22.99%

Taxi (Normal Tariff) (1km)

$0.70 R$3.56

$1.01 R$5.11

-30.69%

Taxi 1hour Waiting (Normal Tariff)

$9.24 R$46.79

$8.61 R$43.61

7.32%

Gasoline (1 liter)

$1.05 R$5.32

$1.02 R$5.15

2.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.7K R$109.8K

$22.3K R$113.1K

-2.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.7K R$145.1K

$28.9K R$146.2K

-0.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.1 R$279

$46.35 R$235

18.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.97 R$65.7

$15.10 R$76.4

-14.11%

Internet (50+ Mbps, Unlimited Data)

$20.39 R$103

$18.96 R$96.0

7.54%

Gym Membership (Monthly)

$29.82 R$151

$22.54 R$114

32.30%

Tennis Court (1 Hour on Weekend)

$35.62 R$180

$22.04 R$112

61.62%

Cinema Ticket

$7.91 R$40.04

$5.41 R$27.41

46.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$500 R$2,530

$319 R$1,615

56.67%

International Primary School, 1 Child (Yearly)

$15.3K R$77.5K

$6,950 R$35.2K

120.17%

Jeans (Levis 501 Or Similar)

$51.0 R$258

$56.1 R$284

-9.18%

Summer Dress (H&M, Zara, etc)

$42.75 R$216

$50.8 R$257

-15.81%

Sport Shoes (Adidas, Nike)

$79.7 R$404

$85.4 R$432

-6.63%

Men's Leather Business Shoes

$72.4 R$367

$71.3 R$361

1.61%

1-bedroom Apartment, City Center (Monthly)

$666 R$3,371

$312 R$1,581

113.23%

1-bedroom Apartment, Outside City Center (Monthly)

$403 R$2,039

$216 R$1,092

86.70%

3-bedroom Apartment, City Center (Monthly)

$1,300 R$6,581

$583 R$2,951

123.01%

3-bedroom Apartment, Outside City Center (Monthly)

$762 R$3,859

$433 R$2,194

75.88%

Buy Apartment in City Center (m2)

$2,805 R$14.2K

$1,559 R$7,892

79.93%

Buy Apartment Outside City Center (m2)

$2,014 R$10.2K

$1,010 R$5,114

99.43%

Average Monthly Net Salary (After Tax)

$828 R$4,192

20-Year Fixed Mortgage Interest Rate (Annual %)

11.56

10.92

5.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sao Paulo: June 7, 2026

Last update for Francisco Morato: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $666 in Sao Paulo and $312 in Francisco Morato. Housing cost is often the main lever when comparing two cities.

Dining out: $40.00 in Sao Paulo vs $33.00 in Francisco Morato for a mid-range dinner for two. Groceries echo the gap at $216 vs $193 per month, with Francisco Morato cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sao Paulo vs Francisco Morato: Cost of Living - Frequently Asked Questions

Francisco Morato is cheaper overall, especially in Groceries & Markets, Eating Out, Getting Around, Sport & Entertainment. The 27% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,548 in Sao Paulo and $1,217 in Francisco Morato to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $666 in Sao Paulo versus $312 in Francisco Morato. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Francisco Morato – a meal for two runs $33.00 versus $40.00 in Sao Paulo. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,032 per month in Sao Paulo versus $811 in Francisco Morato – a 27% gap that adds up to real savings over time for anyone picking the cheaper option.

At $811 in Francisco Morato versus $1,032 in Sao Paulo, a $1,500 budget is realistic in Francisco Morato but tight or insufficient in Sao Paulo. The gap between the two cities makes Francisco Morato the clear choice for anyone on this budget.

For families, Francisco Morato is more practical. Housing and childcare are both notably cheaper than in Sao Paulo, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Francisco Morato gentler on the wallet – expenses run 27% less than in Sao Paulo. Beyond cost, consider language, visa policies, and how big the international community is in each city.