Cost of Living Comparison Between Sao Paulo and Francisco Morato Cost of Living Comparison Between Sao Paulo and Francisco Morato

Monthly Cost of Living

Monthly costs for one person with rent: $1,186 in Sao Paulo versus $905 in Francisco Morato.

Estimated couple costs with rent: $1,958 in Sao Paulo versus $1,486 in Francisco Morato.

Monthly costs for a family of three with rent: $2,730 in Sao Paulo versus $2,066 in Francisco Morato.

Living in Sao Paulo is roughly 31% more expensive than in Francisco Morato, driven mainly by Eating Out.

Both cities sit below the global median: Sao Paulo 13% lower, Francisco Morato 34% lower.

Meal at Budget Restaurant

$8.62 R$44.33

$6.76 R$34.74

27.51%

Three-Course Dinner for Two, Mid-Range

$47.80 R$246

$39.23 R$202

21.85%

Fast Food Meal (McDonalds, etc)

$8.51 R$43.74

$8.04 R$41.34

5.85%

Cappuccino

$2.50 R$12.84

$2.07 R$10.64

20.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 R$7.06

$1.67 R$8.60

-17.96%

Water (0.33 liter bottle)

$0.80 R$4.13

$1.19 R$6.12

-32.77%

Local Beer (0.5 liter draught)

$2.84 R$14.62

$2.96 R$15.22

-4.05%

Imported Beer (0.33 liter bottle)

$4.37 R$22.45

$4.66 R$23.95

-6.22%

Milk (1 liter)

$1.20 R$6.17

$1.16 R$5.99

3.45%

White Bread (500g)

$1.81 R$9.33

$1.99 R$10.24

-9.05%

Rice (white) (1kg)

$1.39 R$7.14

$1.15 R$5.92

20.87%

Eggs

$2.70 R$13.89

$2.69 R$13.84

0.37%

Local Cheese (1kg)

$11.62 R$59.7

$8.50 R$43.69

36.71%

Chicken Fillets (1kg)

$5.24 R$26.97

$4.25 R$21.85

23.29%

Beef Round Steak (1kg)

$10.61 R$54.6

$10.70 R$55.0

-0.84%

Apples (1kg)

$2.71 R$13.96

$2.76 R$14.19

-1.81%

Banana (1kg)

$1.71 R$8.79

$1.81 R$9.33

-5.52%

Oranges (1kg)

$1.56 R$8.04

$1.75 R$9.00

-10.86%

Tomato (1kg)

$1.83 R$9.40

$1.82 R$9.35

0.55%

Potato (1kg)

$1.36 R$7.01

$1.38 R$7.09

-1.45%

Onion (1kg)

$1.23 R$6.33

$1.34 R$6.90

-8.21%

Lettuce (1 head)

$1.18 R$6.06

$0.89 R$4.55

32.58%

Water (1.5 liter bottle)

$0.84 R$4.31

$0.71 R$3.67

18.31%

Cigarettes 20 Pack (Marlboro, Camel)

$2.96 R$15.21

$2.70 R$13.90

9.63%

Wine (Bottle)

$9.80 R$50.4

$8.61 R$44.29

13.82%

Local Beer (0.5 liter bottle)

$1.67 R$8.58

$1.63 R$8.37

2.45%

Imported Beer (0.33 liter bottle)

$2.67 R$13.72

$4.32 R$22.21

-38.19%

One-way Ticket (Public Transport)

$1.00 R$5.14

$0.98 R$5.06

2.04%

Public Transport Monthly Pass (Regular Price)

$47.38 R$244

$39.60 R$204

19.65%

Taxi Start (Normal Tariff)

$1.73 R$8.88

$1.29 R$6.63

34.11%

Taxi (Normal Tariff) (1km)

$0.98 R$5.06

$1.34 R$6.87

-26.87%

Taxi 1hour Waiting (Normal Tariff)

$9.80 R$50.4

$9.38 R$48.26

4.48%

Gasoline (1 liter)

$1.26 R$6.50

$1.22 R$6.29

3.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.0K R$118.2K

$23.8K R$122.4K

-3.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.5K R$172.3K

$32.4K R$166.8K

3.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.7 R$497

$45.08 R$232

114.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.73 R$80.9

$15.16 R$77.9

3.76%

Internet (50+ Mbps, Unlimited Data)

$21.43 R$110

$17.70 R$91.0

21.07%

Gym Membership (Monthly)

$33.21 R$171

$23.26 R$120

42.78%

Tennis Court (1 Hour on Weekend)

$44.18 R$227

$28.11 R$145

57.17%

Cinema Ticket

$9.45 R$48.60

$7.64 R$39.28

23.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 R$2,607

$421 R$2,163

20.50%

International Primary School, 1 Child (Yearly)

$15.5K R$79.9K

$7,339 R$37.7K

111.76%

Jeans (Levis 501 Or Similar)

$64.1 R$329

$55.2 R$284

16.01%

Summer Dress (H&M, Zara, etc)

$60.7 R$312

$57.3 R$295

5.95%

Sport Shoes (Adidas, Nike)

$97.4 R$501

$92.6 R$476

5.19%

Men's Leather Business Shoes

$86.7 R$446

$82.0 R$422

5.68%

1-bedroom Apartment, City Center (Monthly)

$655 R$3,368

$347 R$1,786

88.59%

1-bedroom Apartment, Outside City Center (Monthly)

$409 R$2,103

$231 R$1,188

77.07%

3-bedroom Apartment, City Center (Monthly)

$1,366 R$7,023

$646 R$3,320

111.53%

3-bedroom Apartment, Outside City Center (Monthly)

$935 R$4,807

$460 R$2,365

103.23%

Buy Apartment in City Center (m2)

$2,792 R$14.4K

$1,791 R$9,210

55.87%

Buy Apartment Outside City Center (m2)

$2,002 R$10.3K

$1,299 R$6,680

54.12%

Average Monthly Net Salary (After Tax)

$846 R$4,352

20-Year Fixed Mortgage Interest Rate (Annual %)

12.04

11.12

8.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sao Paulo: September 13, 2026

Last update for Francisco Morato: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $655 in Sao Paulo and $347 in Francisco Morato. Housing cost is often the main lever when comparing two cities.

Dining out: $48.00 in Sao Paulo vs $39.00 in Francisco Morato for a mid-range dinner for two. Groceries echo the gap at $233 vs $219 per month, with Francisco Morato cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sao Paulo vs Francisco Morato: Cost of Living - Frequently Asked Questions

Francisco Morato is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 31% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,779 in Sao Paulo and $1,358 in Francisco Morato to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $655 in Sao Paulo versus $347 in Francisco Morato. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Francisco Morato – a meal for two runs $39.00 versus $48.00 in Sao Paulo. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,186 per month in Sao Paulo versus $905 in Francisco Morato – a 31% gap that adds up to real savings over time for anyone picking the cheaper option.

At $905 in Francisco Morato versus $1,186 in Sao Paulo, a $1,500 budget is realistic in Francisco Morato but tight or insufficient in Sao Paulo. The gap between the two cities makes Francisco Morato the clear choice for anyone on this budget.

For families, Francisco Morato is more practical. Housing and childcare are both notably cheaper than in Sao Paulo, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Francisco Morato gentler on the wallet – expenses run 31% less than in Sao Paulo. Beyond cost, consider language, visa policies, and how big the international community is in each city.