Cost of Living Comparison Between Sao Paulo and Francisco Morato Cost of Living Comparison Between Sao Paulo and Francisco Morato

Monthly Cost of Living

Monthly costs for one person with rent: $1,048 in Sao Paulo versus $798 in Francisco Morato.

Estimated couple costs with rent: $1,666 in Sao Paulo versus $1,309 in Francisco Morato.

Monthly costs for a family of three with rent: $2,284 in Sao Paulo versus $1,821 in Francisco Morato.

Living in Sao Paulo is roughly 31% more expensive than Francisco Morato, driven mainly by Groceries & Markets.

Both cities sit below the global median: Sao Paulo 22% lower, Francisco Morato 40% lower.

Currency
🍽 Eating Out
Sao Paulo
Francisco Morato
Difference
Meal at Budget Restaurant
$7.30 R$36.44
$6.27 R$31.27
16.43%
Three-Course Dinner for Two, Mid-Range
$40.41 R$202
$32.59 R$163
24.00%
Fast Food Meal (McDonalds, etc)
$7.10 R$35.44
$7.19 R$35.89
-1.25%
Cappuccino
$2.01 R$10.03
$1.80 R$8.97
11.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.20 R$5.97
$1.37 R$6.84
-12.41%
Water (0.33 liter bottle)
$0.88 R$4.41
$0.87 R$4.35
1.15%
Local Beer (0.5 liter draught)
$2.22 R$11.08
$1.76 R$8.80
26.14%
Imported Beer (0.33 liter bottle)
$2.95 R$14.72
$3.47 R$17.30
-14.99%
🛒 Groceries & Markets
Sao Paulo
Francisco Morato
Difference
Milk (1 liter)
$1.05 R$5.25
$1.13 R$5.64
-7.08%
White Bread (500g)
$1.78 R$8.89
$1.52 R$7.60
17.11%
Rice (white) (1kg)
$1.35 R$6.72
$1.27 R$6.31
6.30%
Eggs
$2.36 R$11.77
$2.29 R$11.41
3.06%
Local Cheese (1kg)
$10.93 R$54.5
$8.08 R$40.34
35.27%
Chicken Fillets (1kg)
$4.21 R$21.02
$3.73 R$18.60
12.87%
Beef Round Steak (1kg)
$9.04 R$45.12
$8.63 R$43.06
4.75%
Apples (1kg)
$2.87 R$14.33
$2.24 R$11.20
28.12%
Banana (1kg)
$1.92 R$9.58
$1.78 R$8.90
7.87%
Oranges (1kg)
$1.62 R$8.11
$1.48 R$7.39
9.46%
Tomato (1kg)
$1.85 R$9.23
$1.58 R$7.87
17.09%
Potato (1kg)
$1.39 R$6.93
$1.31 R$6.55
6.11%
Onion (1kg)
$1.25 R$6.23
$1.14 R$5.70
9.65%
Lettuce (1 head)
$1.02 R$5.08
$0.76 R$3.79
34.21%
Water (1.5 liter bottle)
$0.70 R$3.48
$0.65 R$3.24
7.69%
Cigarettes 20 Pack (Marlboro, Camel)
$2.49 R$12.43
$2.69 R$13.41
-7.43%
Wine (Bottle)
$9.85 R$49.13
$9.69 R$48.33
1.65%
Local Beer (0.5 liter bottle)
$1.30 R$6.47
$1.32 R$6.57
-1.52%
Imported Beer (0.33 liter bottle)
$2.32 R$11.57
$3.33 R$16.61
-30.33%
🚌 Getting Around
Sao Paulo
Francisco Morato
Difference
One-way Ticket (Public Transport)
$0.93 R$4.63
$0.94 R$4.71
-1.06%
Public Transport Monthly Pass (Regular Price)
$45.21 R$226
$38.91 R$194
16.19%
Taxi Start (Normal Tariff)
$1.05 R$5.25
$0.86 R$4.29
22.09%
Taxi (Normal Tariff) (1km)
$0.76 R$3.81
$1.02 R$5.07
-25.49%
Taxi 1hour Waiting (Normal Tariff)
$8.93 R$44.58
$8.41 R$41.97
6.18%
Gasoline (1 liter)
$1.10 R$5.49
$1.01 R$5.06
8.91%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K R$108.8K
$22.4K R$111.9K
-2.74%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.9K R$139.3K
$29.4K R$146.5K
-4.93%
🧾 Monthly Utilities & Internet
Sao Paulo
Francisco Morato
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$53.7 R$268
$47.80 R$239
12.28%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.21 R$65.9
$15.07 R$75.2
-12.34%
Internet (50+ Mbps, Unlimited Data)
$20.40 R$102
$19.04 R$95.0
7.14%
🎉 Sport & Entertainment
Sao Paulo
Francisco Morato
Difference
Gym Membership (Monthly)
$29.67 R$148
$22.27 R$111
33.23%
Tennis Court (1 Hour on Weekend)
$35.25 R$176
$21.73 R$108
62.22%
Cinema Ticket
$8.33 R$41.54
$5.27 R$26.29
58.06%
🧸 Childcare & Education
Sao Paulo
Francisco Morato
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$494 R$2,463
$313 R$1,561
57.80%
International Primary School, 1 Child (Yearly)
$15.6K R$77.8K
$6,840 R$34.1K
127.94%
👕👟 Clothing & Footwear
Sao Paulo
Francisco Morato
Difference
Jeans (Levis 501 Or Similar)
$51.4 R$257
$57.9 R$289
-11.11%
Summer Dress (H&M, Zara, etc)
$42.21 R$211
$52.5 R$262
-19.52%
Sport Shoes (Adidas, Nike)
$77.5 R$387
$83.9 R$418
-7.55%
Men's Leather Business Shoes
$73.0 R$364
$72.0 R$359
1.47%
🏠 Accommodation & Living
Sao Paulo
Francisco Morato
Difference
1-bedroom Apartment, City Center (Monthly)
$667 R$3,328
$312 R$1,555
113.97%
1-bedroom Apartment, Outside City Center (Monthly)
$413 R$2,060
$218 R$1,087
89.52%
3-bedroom Apartment, City Center (Monthly)
$1,291 R$6,440
$590 R$2,946
118.60%
3-bedroom Apartment, Outside City Center (Monthly)
$762 R$3,800
$436 R$2,175
74.76%
Buy Apartment in City Center (m2)
$2,984 R$14.9K
$1,692 R$8,445
76.32%
Buy Apartment Outside City Center (m2)
$2,192 R$10.9K
$1,193 R$5,955
83.70%
💵 Salaries & Financials
Sao Paulo
Francisco Morato
Difference
Average Monthly Net Salary (After Tax)
$858 R$4,279
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
11.56
10.92
5.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sao Paulo: April 28, 2026

Last update for Francisco Morato: April 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $667 in Sao Paulo and $312 in Francisco Morato. Housing cost is often the main lever when comparing two cities.

Dining out: $40.00 in Sao Paulo vs $33.00 in Francisco Morato for a mid-range dinner for two. Groceries echo the gap at $216 vs $195 per month, with Francisco Morato cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sao Paulo vs Francisco Morato: Cost of Living - Frequently Asked Questions
Is Francisco Morato cheaper than Sao Paulo?
Francisco Morato is cheaper overall, especially in Groceries & Markets, Eating Out, Getting Around, Sport & Entertainment. The 31% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,573 in Sao Paulo and $1,196 in Francisco Morato to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Sao Paulo and Francisco Morato?
Rent for a central apartment: $667 in Sao Paulo versus $312 in Francisco Morato. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Sao Paulo or Francisco Morato?
Dining out is cheaper in Francisco Morato – a meal for two runs $33.00 versus $40.00 in Sao Paulo. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Sao Paulo vs Francisco Morato?
All in, you'll spend $1,048 per month in Sao Paulo versus $798 in Francisco Morato – a 31% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for Sao Paulo or Francisco Morato?
At $798 in Francisco Morato versus $1,048 in Sao Paulo, a $1,500 budget is realistic in Francisco Morato but tight or insufficient in Sao Paulo. The gap between the two cities makes Francisco Morato the clear choice for anyone on this budget.
Is Sao Paulo or Francisco Morato more family-friendly?
For families, Francisco Morato is more practical. Housing and childcare are both notably cheaper than in Sao Paulo, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is easier to live in as a foreigner?
Expats usually find Francisco Morato gentler on the wallet – expenses run 31% less than in Sao Paulo. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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