Cost of Living Comparison Between Sao Paulo and Francisco Morato Cost of Living Comparison Between Sao Paulo and Francisco Morato

Monthly Cost of Living

Monthly costs for one person with rent: $1,046 in Sao Paulo versus $816 in Francisco Morato.

Estimated couple costs with rent: $1,662 in Sao Paulo versus $1,337 in Francisco Morato.

Monthly costs for a family of three with rent: $2,279 in Sao Paulo versus $1,859 in Francisco Morato.

Living in Sao Paulo is roughly 28% more expensive than in Francisco Morato, driven mainly by Groceries & Markets.

Both cities sit below the global median: Sao Paulo 21% lower, Francisco Morato 39% lower.

Meal at Budget Restaurant

$7.28 R$36.92

$6.37 R$32.35

14.29%

Three-Course Dinner for Two, Mid-Range

$39.25 R$199

$33.16 R$168

18.37%

Fast Food Meal (McDonalds, etc)

$7.10 R$36.04

$7.01 R$35.58

1.28%

Cappuccino

$2.01 R$10.21

$1.80 R$9.15

11.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.25 R$6.35

$1.36 R$6.90

-8.09%

Water (0.33 liter bottle)

$0.85 R$4.32

$0.85 R$4.31

Local Beer (0.5 liter draught)

$2.21 R$11.23

$1.77 R$9.00

24.86%

Imported Beer (0.33 liter bottle)

$2.93 R$14.84

$3.48 R$17.65

-15.80%

Milk (1 liter)

$1.02 R$5.18

$1.13 R$5.72

-9.73%

White Bread (500g)

$1.78 R$9.02

$1.51 R$7.66

17.88%

Rice (white) (1kg)

$1.36 R$6.88

$1.24 R$6.31

9.68%

Eggs

$2.49 R$12.62

$2.27 R$11.54

9.69%

Local Cheese (1kg)

$11.20 R$56.8

$8.12 R$41.21

37.93%

Chicken Fillets (1kg)

$4.32 R$21.94

$3.77 R$19.14

14.59%

Beef Round Steak (1kg)

$9.13 R$46.31

$8.84 R$44.85

3.28%

Apples (1kg)

$2.81 R$14.26

$2.26 R$11.47

24.34%

Banana (1kg)

$1.91 R$9.72

$1.82 R$9.22

4.95%

Oranges (1kg)

$1.65 R$8.37

$1.46 R$7.39

13.01%

Tomato (1kg)

$1.77 R$8.97

$1.58 R$8.02

12.03%

Potato (1kg)

$1.37 R$6.97

$1.32 R$6.68

3.79%

Onion (1kg)

$1.29 R$6.52

$1.14 R$5.78

13.16%

Lettuce (1 head)

$0.95 R$4.84

$0.75 R$3.80

26.67%

Water (1.5 liter bottle)

$0.73 R$3.71

$0.66 R$3.36

10.61%

Cigarettes 20 Pack (Marlboro, Camel)

$2.56 R$12.97

$2.71 R$13.77

-5.54%

Wine (Bottle)

$9.92 R$50.3

$8.59 R$43.61

15.48%

Local Beer (0.5 liter bottle)

$1.36 R$6.88

$1.32 R$6.70

3.03%

Imported Beer (0.33 liter bottle)

$2.36 R$11.96

$3.35 R$17.02

-29.55%

One-way Ticket (Public Transport)

$0.89 R$4.50

$0.87 R$4.41

2.30%

Public Transport Monthly Pass (Regular Price)

$45.17 R$229

$38.63 R$196

16.93%

Taxi Start (Normal Tariff)

$1.07 R$5.41

$0.87 R$4.40

22.99%

Taxi (Normal Tariff) (1km)

$0.72 R$3.64

$1.05 R$5.33

-31.43%

Taxi 1hour Waiting (Normal Tariff)

$9.08 R$46.10

$8.70 R$44.13

4.37%

Gasoline (1 liter)

$1.07 R$5.42

$1.05 R$5.31

1.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.9K R$111.0K

$22.2K R$112.8K

-1.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.5K R$144.7K

$28.7K R$145.7K

-0.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.6 R$282

$46.85 R$238

18.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.06 R$66.3

$15.21 R$77.2

-14.14%

Internet (50+ Mbps, Unlimited Data)

$20.35 R$103

$18.98 R$96.3

7.22%

Gym Membership (Monthly)

$29.17 R$148

$22.23 R$113

31.22%

Tennis Court (1 Hour on Weekend)

$35.33 R$179

$21.88 R$111

61.47%

Cinema Ticket

$8.15 R$41.33

$5.49 R$27.87

48.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 R$2,481

$315 R$1,599

55.12%

International Primary School, 1 Child (Yearly)

$15.2K R$77.3K

$6,922 R$35.1K

120.02%

Jeans (Levis 501 Or Similar)

$51.9 R$263

$57.3 R$291

-9.52%

Summer Dress (H&M, Zara, etc)

$42.24 R$214

$50.6 R$257

-16.51%

Sport Shoes (Adidas, Nike)

$78.5 R$398

$85.7 R$435

-8.32%

Men's Leather Business Shoes

$73.8 R$374

$73.2 R$371

0.85%

1-bedroom Apartment, City Center (Monthly)

$664 R$3,370

$320 R$1,621

107.84%

1-bedroom Apartment, Outside City Center (Monthly)

$405 R$2,056

$215 R$1,088

88.88%

3-bedroom Apartment, City Center (Monthly)

$1,271 R$6,448

$585 R$2,970

117.10%

3-bedroom Apartment, Outside City Center (Monthly)

$762 R$3,866

$438 R$2,221

74.08%

Buy Apartment in City Center (m2)

$2,709 R$13.7K

$1,802 R$9,142

50.33%

Buy Apartment Outside City Center (m2)

$1,928 R$9,784

$1,258 R$6,385

53.24%

Average Monthly Net Salary (After Tax)

$854 R$4,332

20-Year Fixed Mortgage Interest Rate (Annual %)

11.56

10.92

5.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sao Paulo: July 25, 2026

Last update for Francisco Morato: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $664 in Sao Paulo and $320 in Francisco Morato. Housing cost is often the main lever when comparing two cities.

Dining out: $39.00 in Sao Paulo vs $33.00 in Francisco Morato for a mid-range dinner for two. Groceries echo the gap at $218 vs $194 per month, with Francisco Morato cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sao Paulo vs Francisco Morato: Cost of Living - Frequently Asked Questions

Francisco Morato is cheaper overall, especially in Groceries & Markets, Eating Out, Getting Around, Sport & Entertainment. The 28% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,569 in Sao Paulo and $1,224 in Francisco Morato to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $664 in Sao Paulo versus $320 in Francisco Morato. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Francisco Morato – a meal for two runs $33.00 versus $39.00 in Sao Paulo. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,046 per month in Sao Paulo versus $816 in Francisco Morato – a 28% gap that adds up to real savings over time for anyone picking the cheaper option.

At $816 in Francisco Morato versus $1,046 in Sao Paulo, a $1,500 budget is realistic in Francisco Morato but tight or insufficient in Sao Paulo. The gap between the two cities makes Francisco Morato the clear choice for anyone on this budget.

For families, Francisco Morato is more practical. Housing and childcare are both notably cheaper than in Sao Paulo, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Francisco Morato gentler on the wallet – expenses run 28% less than in Sao Paulo. Beyond cost, consider language, visa policies, and how big the international community is in each city.