Last update: Nov 2026

Cost of Living Comparison Between Sao Paulo and Francisco Morato

For one person, living is cheaper in Francisco Morato: $877 a month against $1,137 in Sao Paulo, rent and utilities included – about $3,100 less a year. Rent and utilities account for most of the difference.

54

Cost of Living Index in Sao Paulo
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Sao Paulo Living Index
42

Cost of Living Index in Francisco Morato
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Francisco Morato Living Index

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Sao Paulo

🇧🇷 Brazil

$1,137

/mo nomad

Francisco Morato

🇧🇷 Brazil

$877

/mo nomad

Monthly Cost of Living

How much you'll spend in Sao Paulo and in Francisco Morato

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sao Paulo and in Francisco Morato actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,137 in Sao Paulo versus $877 in Francisco Morato.

Sao Paulo $1,137
Francisco Morato $877

Estimated couple costs with rent: $1,898 in Sao Paulo versus $1,424 in Francisco Morato.

Sao Paulo $1,898
Francisco Morato $1,424

Monthly costs for a family of three with rent: $2,660 in Sao Paulo versus $1,971 in Francisco Morato.

Sao Paulo $2,660
Francisco Morato $1,971

Living in Sao Paulo is roughly 30% more expensive than in Francisco Morato, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Sao Paulo 16% lower, Francisco Morato 35% lower.

Meal at Budget Restaurant

$8.09 R$43.99

$6.60 R$35.86

22.58%

Three-Course Dinner for Two, Mid-Range

$46.75 R$254

$37.12 R$202

25.94%

Fast Food Meal (McDonalds, etc)

$8.19 R$44.55

$8.48 R$46.12

-3.42%

Cappuccino

$2.34 R$12.74

$2.04 R$11.11

14.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 R$7.33

$1.56 R$8.48

-13.46%

Water (0.33 liter bottle)

$0.81 R$4.39

$1.06 R$5.78

-23.58%

Local Beer (0.5 liter draught)

$2.83 R$15.37

$2.58 R$14.05

9.69%

Imported Beer (0.33 liter bottle)

$4.08 R$22.18

$4.17 R$22.68

-2.16%

Milk (1 liter)

$1.10 R$6.00

$1.12 R$6.10

-1.79%

White Bread (500g)

$1.73 R$9.42

$1.82 R$9.87

-4.95%

Rice (white) (1kg)

$1.47 R$8.01

$1.06 R$5.78

38.68%

Eggs

$2.55 R$13.84

$2.56 R$13.90

-0.39%

Local Cheese (1kg)

$11.49 R$62.5

$8.39 R$45.60

36.95%

Chicken Fillets (1kg)

$4.82 R$26.19

$4.23 R$22.98

13.95%

Beef Round Steak (1kg)

$10.03 R$54.5

$9.99 R$54.3

0.40%

Apples (1kg)

$2.41 R$13.09

$2.56 R$13.93

-5.86%

Banana (1kg)

$1.60 R$8.70

$1.67 R$9.07

-4.19%

Oranges (1kg)

$1.37 R$7.47

$1.71 R$9.27

-19.88%

Tomato (1kg)

$1.77 R$9.64

$1.69 R$9.18

4.73%

Potato (1kg)

$1.31 R$7.12

$1.31 R$7.11

Onion (1kg)

$1.15 R$6.25

$1.30 R$7.07

-11.54%

Lettuce (1 head)

$1.16 R$6.29

$0.87 R$4.76

33.33%

Water (1.5 liter bottle)

$0.87 R$4.74

$0.69 R$3.75

26.09%

Cigarettes 20 Pack (Marlboro, Camel)

$2.70 R$14.69

$2.62 R$14.23

3.05%

Wine (Bottle)

$9.28 R$50.5

$8.41 R$45.74

10.34%

Local Beer (0.5 liter bottle)

$1.62 R$8.83

$1.51 R$8.22

7.28%

Imported Beer (0.33 liter bottle)

$2.39 R$13.02

$4.20 R$22.85

-43.10%

One-way Ticket (Public Transport)

$0.96 R$5.20

$0.94 R$5.10

2.13%

Public Transport Monthly Pass (Regular Price)

$43.95 R$239

$42.23 R$230

4.07%

Taxi Start (Normal Tariff)

$1.26 R$6.85

$1.11 R$6.02

13.51%

Taxi (Normal Tariff) (1km)

$0.89 R$4.86

$1.18 R$6.42

-24.58%

Taxi 1hour Waiting (Normal Tariff)

$10.10 R$54.9

$6.50 R$35.31

55.38%

Gasoline (1 liter)

$1.18 R$6.39

$1.17 R$6.36

0.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K R$116.6K

$22.2K R$120.5K

-3.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.3K R$175.7K

$32.0K R$174.2K

0.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.0 R$506

$44.88 R$244

107.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.28 R$83.1

$14.20 R$77.2

7.61%

Internet (50+ Mbps, Unlimited Data)

$19.65 R$107

$17.29 R$94.0

13.65%

Gym Membership (Monthly)

$31.16 R$169

$27.09 R$147

15.02%

Tennis Court (1 Hour on Weekend)

$47.29 R$257

$27.85 R$151

69.80%

Cinema Ticket

$9.36 R$50.9

$7.56 R$41.10

23.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$564 R$3,064

$400 R$2,177

40.75%

International Primary School, 1 Child (Yearly)

$25.1K R$136.3K

$6,923 R$37.6K

262.04%

Jeans (Levis 501 Or Similar)

$59.2 R$322

$51.5 R$280

15.08%

Summer Dress (H&M, Zara, etc)

$56.0 R$305

$54.8 R$298

2.26%

Sport Shoes (Adidas, Nike)

$96.3 R$523

$89.8 R$488

7.19%

Men's Leather Business Shoes

$86.9 R$473

$78.4 R$426

10.85%

1-bedroom Apartment, City Center (Monthly)

$602 R$3,272

$334 R$1,818

79.98%

1-bedroom Apartment, Outside City Center (Monthly)

$401 R$2,179

$238 R$1,295

68.26%

3-bedroom Apartment, City Center (Monthly)

$1,343 R$7,301

$636 R$3,458

111.15%

3-bedroom Apartment, Outside City Center (Monthly)

$925 R$5,031

$453 R$2,465

104.05%

Buy Apartment in City Center (m2)

$2,514 R$13.7K

$1,641 R$8,922

53.19%

Buy Apartment Outside City Center (m2)

$1,866 R$10.1K

$1,018 R$5,533

83.36%

Average Monthly Net Salary (After Tax)

$863 R$4,692

20-Year Fixed Mortgage Interest Rate (Annual %)

11.5

11.12

3.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sao Paulo: November 2, 2026

Last update for Francisco Morato: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sao Paulo

$401 35.3%

Francisco Morato

$238 27.2% 40.6% $163

Groceries & Markets

Sao Paulo

$222 19.5%

Francisco Morato

$209 23.9% 5.7% $13

Eating Out

Sao Paulo

$148 13.1%

Francisco Morato

$134 15.3% 9.3% $14

Clothing & Footwear

Sao Paulo

$134 11.8%

Francisco Morato

$124 14.1% 8% $11

Monthly Utilities & Internet

Sao Paulo

$128 11.3%

Francisco Morato

$76 8.7% 40.3% $52

Getting Around

Sao Paulo

$54 4.7%

Francisco Morato

$53 6% 1% $0.5

Sport & Entertainment

Sao Paulo

$50 4.4%

Francisco Morato

$42 4.8% 15.4% $7.7

Cost Breakdown

A one-bedroom apartment in the center runs $602 in Sao Paulo and $334 in Francisco Morato. Housing cost is often the main lever when comparing two cities.

Dining out: $47 in Sao Paulo vs $37 in Francisco Morato for a mid-range dinner for two. Groceries echo the gap at $222 vs $209 per month, with Francisco Morato cheaper across the board.

Good to know

🇧🇷 Sao Paulo

🇧🇷 Francisco Morato

🕒 Local time

08:49 8:49 AM

Same time as Sao Paulo

🌤 Weather

👥 Population

11,451,999

165,139

💱 Currency

Brazilian Real BRL R$

📈 Exchange rate

1 BRL = 0.184 USD

1 BRL = 0.164 EUR

1 BRL = 0.184 USD

1 BRL = 0.164 EUR

Exchange rates and currency converter

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Sao Paulo Francisco Morato 32 km

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Sao Paulo
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sao Paulo vs Francisco Morato: Cost of Living - Frequently Asked Questions

Francisco Morato is about 23% cheaper overall, especially in eating out, groceries, and clothing. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,705 in Sao Paulo and $1,316 in Francisco Morato to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $602 in Sao Paulo versus $334 in Francisco Morato. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Francisco Morato – a meal for two runs $37 versus $47 in Sao Paulo. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,137 per month in Sao Paulo versus $877 in Francisco Morato – Francisco Morato is about 23% cheaper, which adds up to real savings over time.

At $877 in Francisco Morato versus $1,137 in Sao Paulo, a $1,000 budget is realistic in Francisco Morato but tight or insufficient in Sao Paulo. The gap between the two cities makes Francisco Morato the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Francisco Morato gentler on the wallet – expenses run 23% less than in Sao Paulo. Beyond cost, consider language, visa policies, and how big the international community is in each city.