Cost of Living Comparison Between Santiago del Estero and Ubud, Bali Cost of Living Comparison Between Santiago del Estero and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $956 in Santiago del Estero versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $1,566 in Santiago del Estero versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,176 in Santiago del Estero versus $3,660 in Ubud, Bali.

Living in Santiago del Estero costs roughly 33% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Santiago del Estero is 29% below, Ubud, Bali is 6% above.

Meal at Budget Restaurant

$10.64 ARS 15.2K

$3.56 Rp 63.7K

198.88%

Three-Course Dinner for Two, Mid-Range

$33.17 ARS 47.3K

$32.73 Rp 584.5K

1.34%

Fast Food Meal (McDonalds, etc)

$9.26 ARS 13.2K

$4.95 Rp 88.4K

87.07%

Cappuccino

$2.80 ARS 3,994

$2.71 Rp 48.4K

3.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 ARS 2,467

$1.34 Rp 24.0K

29.10%

Water (0.33 liter bottle)

$1.53 ARS 2,184

$0.70 Rp 12.5K

118.57%

Local Beer (0.5 liter draught)

$2.17 ARS 3,097

$2.92 Rp 52.1K

-25.68%

Imported Beer (0.33 liter bottle)

$3.02 ARS 4,310

$3.96 Rp 70.7K

-23.74%

Milk (1 liter)

$1.32 ARS 1,881

$1.81 Rp 32.3K

-27.07%

White Bread (500g)

$1.62 ARS 2,317

$2.52 Rp 45.0K

-35.71%

Rice (white) (1kg)

$2.04 ARS 2,903

$1.16 Rp 20.7K

75.86%

Eggs

$2.24 ARS 3,192

$2.46 Rp 43.9K

-8.94%

Local Cheese (1kg)

$10.23 ARS 14.6K

$14.71 Rp 262.7K

-30.46%

Chicken Fillets (1kg)

$6.03 ARS 8,608

$4.32 Rp 77.1K

39.58%

Beef Round Steak (1kg)

$9.44 ARS 13.5K

$12.14 Rp 216.7K

-22.24%

Apples (1kg)

$1.94 ARS 2,772

$3.84 Rp 68.6K

-49.48%

Banana (1kg)

$2.12 ARS 3,022

$1.56 Rp 27.8K

35.90%

Oranges (1kg)

$1.32 ARS 1,880

$2.83 Rp 50.6K

-53.36%

Tomato (1kg)

$2.66 ARS 3,790

$2.33 Rp 41.5K

14.16%

Potato (1kg)

$1.19 ARS 1,702

$1.91 Rp 34.2K

-37.70%

Onion (1kg)

$1.25 ARS 1,787

$2.20 Rp 39.3K

-43.18%

Lettuce (1 head)

$1.26 ARS 1,792

$1.01 Rp 18.1K

24.75%

Water (1.5 liter bottle)

$1.42 ARS 2,033

$0.78 Rp 13.8K

82.05%

Cigarettes 20 Pack (Marlboro, Camel)

$3.06 ARS 4,366

$3.32 Rp 59.2K

-7.83%

Wine (Bottle)

$4.57 ARS 6,517

$23.74 Rp 423.9K

-80.75%

Local Beer (0.5 liter bottle)

$2.04 ARS 2,917

$2.79 Rp 49.8K

-26.88%

Imported Beer (0.33 liter bottle)

$3.19 ARS 4,554

$2.86 Rp 51.1K

11.54%

One-way Ticket (Public Transport)

$0.77 ARS 1,095

$0.27 Rp 4,800

185.19%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$1.47 ARS 2,099

$0.46 Rp 8,150

219.57%

Taxi (Normal Tariff) (1km)

$0.85 ARS 1,214

$0.45 Rp 8,037

88.89%

Taxi 1hour Waiting (Normal Tariff)

$6.08 ARS 8,669

$6.10 Rp 108.9K

-0.33%

Gasoline (1 liter)

$1.07 ARS 1,522

$0.79 Rp 14.2K

35.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K ARS 39.3M

$26.1K Rp 467.0M

5.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.9K ARS 42.6M

$32.1K Rp 573.6M

-7.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$67.5 ARS 96.4K

$79.9 Rp 1.4M

-15.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.26 ARS 24.6K

$4.06 Rp 72.6K

325.12%

Internet (50+ Mbps, Unlimited Data)

$22.92 ARS 32.7K

$23.52 Rp 420.0K

-2.55%

Gym Membership (Monthly)

$26.07 ARS 37.2K

$98.7 Rp 1.8M

-73.59%

Tennis Court (1 Hour on Weekend)

$14.01 ARS 20.0K

$6.63 Rp 118.4K

111.31%

Cinema Ticket

$6.13 ARS 8,750

$4.15 Rp 74.1K

47.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$222 ARS 317.0K

$304 Rp 5.4M

-26.89%

International Primary School, 1 Child (Yearly)

$2,647 ARS 3.8M

$6,613 Rp 118.1M

-59.97%

Jeans (Levis 501 Or Similar)

$73.5 ARS 104.9K

$55.5 Rp 991.8K

32.37%

Summer Dress (H&M, Zara, etc)

$68.3 ARS 97.5K

$38.31 Rp 684.1K

78.36%

Sport Shoes (Adidas, Nike)

$114 ARS 162.8K

$88.6 Rp 1.6M

28.77%

Men's Leather Business Shoes

$110 ARS 157.0K

$77.9 Rp 1.4M

41.38%

1-bedroom Apartment, City Center (Monthly)

$338 ARS 482.0K

$1,006 Rp 18.0M

-66.43%

1-bedroom Apartment, Outside City Center (Monthly)

$239 ARS 341.5K

$675 Rp 12.1M

-64.55%

3-bedroom Apartment, City Center (Monthly)

$681 ARS 971.3K

$3,442 Rp 61.5M

-80.22%

3-bedroom Apartment, Outside City Center (Monthly)

$529 ARS 754.8K

$2,039 Rp 36.4M

-74.05%

Buy Apartment in City Center (m2)

$2,053 ARS 2.9M

$2,841 Rp 50.7M

-27.74%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

58.5

13.28

340.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santiago del Estero: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $338 in Santiago del Estero and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Santiago del Estero vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $231 vs $302 per month, with Santiago del Estero cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santiago del Estero vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Santiago del Estero and Ubud, Bali differ by about 48% in total monthly costs ($956 vs $1,419 including rent). Santiago del Estero is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,434 in Santiago del Estero and $2,129 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $338 in Santiago del Estero versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $222 in Santiago del Estero versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Santiago del Estero – a meal for two runs $33.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $956 in Santiago del Estero versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Santiago del Estero but tight or insufficient in Ubud, Bali. The gap between the two cities makes Santiago del Estero the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Santiago del Estero and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Santiago del Estero gentler on the wallet – expenses run 48% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.