Cost of Living Comparison Between Santiago del Estero and Ubud, Bali Cost of Living Comparison Between Santiago del Estero and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,204 in Santiago del Estero versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $1,988 in Santiago del Estero versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,772 in Santiago del Estero versus $3,275 in Ubud, Bali.

Living in Santiago del Estero costs roughly 13% less than in Ubud, Bali, driven mainly by Eating Out.

The two cities straddle the global median: Santiago del Estero is 13% below, Ubud, Bali is 0% above.

Currency
🍽 Eating Out
Santiago del Estero
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.42 ARS 23.3K
$3.33 Rp 58.3K
363.06%
Three-Course Dinner for Two, Mid-Range
$53.1 ARS 80.4K
$35.82 Rp 626.9K
48.35%
Fast Food Meal (McDonalds, etc)
$13.16 ARS 19.9K
$5.63 Rp 98.5K
133.75%
Cappuccino
$3.83 ARS 5,791
$2.82 Rp 49.4K
35.82%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.15 ARS 3,253
$1.75 Rp 30.6K
22.86%
Water (0.33 liter bottle)
$1.68 ARS 2,539
$0.80 Rp 14.0K
110.00%
Local Beer (0.5 liter draught)
$3.65 ARS 5,523
$3.04 Rp 53.3K
20.07%
Imported Beer (0.33 liter bottle)
$3.63 ARS 5,497
$4.30 Rp 75.2K
-15.58%
🛒 Groceries & Markets
Santiago del Estero
Ubud, Bali
Difference
Milk (1 liter)
$1.38 ARS 2,091
$1.61 Rp 28.2K
-14.29%
White Bread (500g)
$2.11 ARS 3,191
$2.27 Rp 39.7K
-7.05%
Rice (white) (1kg)
$1.52 ARS 2,295
$1.17 Rp 20.5K
29.91%
Eggs
$2.49 ARS 3,764
$2.17 Rp 38.0K
14.75%
Local Cheese (1kg)
$10.09 ARS 15.3K
$17.63 Rp 308.6K
-42.77%
Chicken Fillets (1kg)
$6.31 ARS 9,545
$4.05 Rp 70.9K
55.80%
Beef Round Steak (1kg)
$11.63 ARS 17.6K
$12.18 Rp 213.2K
-4.52%
Apples (1kg)
$2.31 ARS 3,492
$3.62 Rp 63.3K
-36.19%
Banana (1kg)
$2.23 ARS 3,371
$1.64 Rp 28.6K
35.98%
Oranges (1kg)
$1.36 ARS 2,057
$2.31 Rp 40.3K
-41.13%
Tomato (1kg)
$2.14 ARS 3,240
$1.96 Rp 34.3K
9.18%
Potato (1kg)
$1.10 ARS 1,666
$1.84 Rp 32.3K
-40.22%
Onion (1kg)
$0.97 ARS 1,470
$2.37 Rp 41.5K
-59.07%
Lettuce (1 head)
$1.56 ARS 2,360
$1.05 Rp 18.4K
48.57%
Water (1.5 liter bottle)
$1.66 ARS 2,518
$0.54 Rp 9,502
207.41%
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 ARS 4,962
$2.30 Rp 40.3K
42.61%
Wine (Bottle)
$4.86 ARS 7,351
$23.08 Rp 403.9K
-78.94%
Local Beer (0.5 liter bottle)
$2.04 ARS 3,088
$2.34 Rp 40.9K
-12.82%
Imported Beer (0.33 liter bottle)
$2.80 ARS 4,243
$3.07 Rp 53.7K
-8.79%
🚌 Getting Around
Santiago del Estero
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.98 ARS 1,476
$0.25 Rp 4,338
292.00%
Public Transport Monthly Pass (Regular Price)
-
$9.42 Rp 164.9K
-
Taxi Start (Normal Tariff)
$1.56 ARS 2,366
$0.49 Rp 8,579
218.37%
Taxi (Normal Tariff) (1km)
$0.98 ARS 1,481
$0.47 Rp 8,299
108.51%
Taxi 1hour Waiting (Normal Tariff)
$7.41 ARS 11.2K
$5.60 Rp 98.1K
32.32%
Gasoline (1 liter)
$1.20 ARS 1,813
$0.81 Rp 14.1K
48.15%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.9K ARS 42.2M
$25.0K Rp 437.7M
11.53%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.9K ARS 51.4M
$31.1K Rp 543.7M
9.22%
🧾 Monthly Utilities & Internet
Santiago del Estero
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$85.0 ARS 128.7K
$82.7 Rp 1.4M
2.80%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.24 ARS 26.1K
$6.49 Rp 113.5K
165.64%
Internet (50+ Mbps, Unlimited Data)
$26.96 ARS 40.8K
$18.79 Rp 328.8K
43.48%
🎉 Sport & Entertainment
Santiago del Estero
Ubud, Bali
Difference
Gym Membership (Monthly)
$30.73 ARS 46.5K
$55.2 Rp 966.8K
-44.37%
Tennis Court (1 Hour on Weekend)
-
$18.21 Rp 318.7K
-
Cinema Ticket
$8.65 ARS 13.1K
$4.30 Rp 75.2K
101.16%
🧸 Childcare & Education
Santiago del Estero
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 ARS 458.9K
$494 Rp 8.6M
-38.65%
International Primary School, 1 Child (Yearly)
$4,149 ARS 6.3M
$5,917 Rp 103.6M
-29.88%
👕👟 Clothing & Footwear
Santiago del Estero
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$109 ARS 164.7K
$46.28 Rp 809.9K
135.18%
Summer Dress (H&M, Zara, etc)
$76.8 ARS 116.2K
$36.44 Rp 637.7K
110.76%
Sport Shoes (Adidas, Nike)
$117 ARS 176.5K
$80.7 Rp 1.4M
44.50%
Men's Leather Business Shoes
$124 ARS 187.4K
$78.8 Rp 1.4M
57.12%
🏠 Accommodation & Living
Santiago del Estero
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$473 ARS 715.7K
$1,114 Rp 19.5M
-57.55%
1-bedroom Apartment, Outside City Center (Monthly)
$311 ARS 470.1K
$693 Rp 12.1M
-55.20%
3-bedroom Apartment, City Center (Monthly)
$1,006 ARS 1.5M
$3,639 Rp 63.7M
-72.35%
3-bedroom Apartment, Outside City Center (Monthly)
$762 ARS 1.2M
$1,712 Rp 30.0M
-55.50%
Buy Apartment in City Center (m2)
$2,357 ARS 3.6M
$2,761 Rp 48.3M
-14.61%
Buy Apartment Outside City Center (m2)
-
$2,293 Rp 40.1M
-
💵 Salaries & Financials
Santiago del Estero
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$167 Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
56.56
13.78
310.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santiago del Estero: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $473 in Santiago del Estero and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $53.0 in Santiago del Estero vs $36.00 in Ubud, Bali. Groceries flip the comparison at $246 vs $294, with Santiago del Estero cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Santiago del Estero vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Santiago del Estero and in Ubud, Bali?
Santiago del Estero and Ubud, Bali differ by about 14% in total monthly costs ($1,204 vs $1,378 including rent). Santiago del Estero is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Santiago del Estero compared to Ubud, Bali?
You'd need roughly $1,806 in Santiago del Estero and $2,067 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Santiago del Estero and in Ubud, Bali?
Rent for a central apartment: $473 in Santiago del Estero versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Santiago del Estero and Ubud, Bali?
Childcare runs $303 in Santiago del Estero versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Santiago del Estero – a meal for two runs $53.0 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $1,204 in Santiago del Estero versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Santiago del Estero but tight or insufficient in Ubud, Bali. The gap between the two cities makes Santiago del Estero the clear choice for anyone on this budget.
How does quality of life compare between Santiago del Estero and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Santiago del Estero or Ubud, Bali safer for residents?
Safety-wise, Santiago del Estero and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Santiago del Estero or Ubud, Bali?
Expats usually find Santiago del Estero gentler on the wallet – expenses run 14% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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