Cost of Living Comparison Between Santa Teresa and Ubud, Bali Cost of Living Comparison Between Santa Teresa and Ubud, Bali

Monthly Cost of Living

A single person spends $1,541 per month in Santa Teresa vs $1,438 in Ubud, Bali, rent included.

A couple spends around $2,320 per month in Santa Teresa vs $2,585 in Ubud, Bali, rent included.

A family of three spends $3,099 per month in Santa Teresa vs $3,732 in Ubud, Bali, rent included.

Santa Teresa costs about 7% more than Ubud, Bali, driven mainly by Eating Out.

Both Santa Teresa and Ubud, Bali sit above the global median – Santa Teresa by 15%, Ubud, Bali by 7%.

Meal at Budget Restaurant

$10.20 ₡4,645

$3.57 Rp 61.6K

185.71%

Three-Course Dinner for Two, Mid-Range

$42.87 ₡19.5K

$32.58 Rp 562.6K

31.58%

Fast Food Meal (McDonalds, etc)

$9.30 ₡4,236

$5.07 Rp 87.5K

83.43%

Cappuccino

$3.87 ₡1,765

$2.83 Rp 48.8K

36.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.05 ₡934

$1.34 Rp 23.1K

52.99%

Water (0.33 liter bottle)

$1.64 ₡747

$0.69 Rp 12.0K

137.68%

Local Beer (0.5 liter draught)

$2.97 ₡1,352

$2.99 Rp 51.6K

-0.67%

Imported Beer (0.33 liter bottle)

$4.63 ₡2,107

$3.85 Rp 66.4K

20.26%

Milk (1 liter)

$2.06 ₡937

$1.74 Rp 30.1K

18.39%

White Bread (500g)

$2.86 ₡1,301

$2.54 Rp 43.8K

12.60%

Rice (white) (1kg)

$2.17 ₡987

$1.19 Rp 20.6K

82.35%

Eggs

$3.00 ₡1,368

$2.43 Rp 41.9K

23.46%

Local Cheese (1kg)

$9.85 ₡4,488

$14.66 Rp 253.2K

-32.81%

Chicken Fillets (1kg)

$9.20 ₡4,193

$4.18 Rp 72.1K

120.10%

Beef Round Steak (1kg)

$13.43 ₡6,116

$11.94 Rp 206.1K

12.48%

Apples (1kg)

$4.58 ₡2,087

$3.69 Rp 63.6K

24.12%

Banana (1kg)

$1.52 ₡693

$1.61 Rp 27.7K

-5.59%

Oranges (1kg)

$4.07 ₡1,855

$2.69 Rp 46.4K

51.30%

Tomato (1kg)

$3.17 ₡1,444

$2.33 Rp 40.2K

36.05%

Potato (1kg)

$3.26 ₡1,483

$1.91 Rp 32.9K

70.68%

Onion (1kg)

$2.55 ₡1,161

$2.19 Rp 37.7K

16.44%

Lettuce (1 head)

$1.04 ₡472

$1.06 Rp 18.3K

-1.89%

Water (1.5 liter bottle)

$2.81 ₡1,278

$0.72 Rp 12.5K

290.28%

Cigarettes 20 Pack (Marlboro, Camel)

$5.08 ₡2,314

$3.13 Rp 54.1K

62.30%

Wine (Bottle)

$14.18 ₡6,462

$23.49 Rp 405.6K

-39.63%

Local Beer (0.5 liter bottle)

$2.33 ₡1,060

$2.74 Rp 47.3K

-14.96%

Imported Beer (0.33 liter bottle)

$2.53 ₡1,151

$2.88 Rp 49.7K

-12.15%

One-way Ticket (Public Transport)

$1.03 ₡469

$0.29 Rp 5,010

255.17%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.0K

Taxi Start (Normal Tariff)

$1.80 ₡818

$0.45 Rp 7,834

300.00%

Taxi (Normal Tariff) (1km)

$1.78 ₡810

$0.42 Rp 7,278

323.81%

Taxi 1hour Waiting (Normal Tariff)

$8.05 ₡3,666

$6.16 Rp 106.3K

30.68%

Gasoline (1 liter)

$1.44 ₡657

$0.84 Rp 14.5K

71.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.9K ₡17.3M

$26.2K Rp 453.1M

44.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K ₡14.8M

$32.5K Rp 560.8M

0.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.4 ₡37.5K

$78.4 Rp 1.4M

5.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.54 ₡11.6K

$3.95 Rp 68.2K

546.58%

Internet (50+ Mbps, Unlimited Data)

$49.55 ₡22.6K

$24.40 Rp 421.4K

103.07%

Gym Membership (Monthly)

$49.39 ₡22.5K

$96.5 Rp 1.7M

-48.84%

Tennis Court (1 Hour on Weekend)

$23.62 ₡10.8K

$6.35 Rp 109.6K

271.97%

Cinema Ticket

$9.08 ₡4,138

$4.04 Rp 69.7K

124.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$563 ₡256.7K

$303 Rp 5.2M

86.20%

International Primary School, 1 Child (Yearly)

$12.8K ₡5.8M

$6,523 Rp 112.6M

95.59%

Jeans (Levis 501 Or Similar)

$62.2 ₡28.4K

$53.8 Rp 929.5K

15.60%

Summer Dress (H&M, Zara, etc)

$51.0 ₡23.2K

$37.98 Rp 655.8K

34.25%

Sport Shoes (Adidas, Nike)

$125 ₡56.9K

$86.8 Rp 1.5M

44.05%

Men's Leather Business Shoes

$108 ₡49.1K

$78.9 Rp 1.4M

36.79%

1-bedroom Apartment, City Center (Monthly)

$684 ₡311.7K

$1,012 Rp 17.5M

-32.39%

1-bedroom Apartment, Outside City Center (Monthly)

$599 ₡272.7K

$674 Rp 11.6M

-11.23%

3-bedroom Apartment, City Center (Monthly)

$1,437 ₡654.5K

$3,390 Rp 58.5M

-57.62%

3-bedroom Apartment, Outside City Center (Monthly)

$977 ₡444.9K

$2,098 Rp 36.2M

-53.45%

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

10.17

13.28

-23.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Teresa: April 27, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A central one-bedroom costs $684 in Santa Teresa versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $43.00 in Santa Teresa versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $348 vs $298 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santa Teresa vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Santa Teresa is pricier by about 7%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,311 per month in Santa Teresa and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $43.00 in Santa Teresa and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 17% more in Santa Teresa, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,438, than in Santa Teresa at $1,541. In Ubud, Bali it covers expenses comfortably, while in Santa Teresa it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Santa Teresa makes more sense. Both are solid long-term options with distinct trade-offs.