Last update: Oct 2026

Cost of Living Comparison Between Santa Rosa and Panama City

For one person, living is cheaper in Santa Rosa: $1,265 a month against $1,855 in Panama City, rent and utilities included – about $7,100 less a year. Rent and utilities account for most of the difference.

60

Cost of Living Index in Santa Rosa
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Santa Rosa Living Index
90

Cost of Living Index in Panama City
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Panama City Living Index

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Santa Rosa

🇦🇷 Argentina

$1,265

/mo nomad

Panama City

🇵🇦 Panama

$1,855

/mo nomad

Monthly Cost of Living

How much you'll spend in Santa Rosa and in Panama City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Santa Rosa and in Panama City actually costs, broken down by who's living it.

A single person spends $1,265 per month in Santa Rosa vs $1,855 in Panama City, rent included.

Santa Rosa $1,265
Panama City $1,855

A couple spends around $2,107 per month in Santa Rosa vs $2,804 in Panama City, rent included.

Santa Rosa $2,107
Panama City $2,804

A family of three spends $2,950 per month in Santa Rosa vs $3,753 in Panama City, rent included.

Santa Rosa $2,950
Panama City $3,753

Santa Rosa is about 32% cheaper than Panama City, and outside of rent the biggest gap is in groceries.

Santa Rosa sits 6% below the global median, while Panama City is 37% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.42 ARS 26.4K

$11.63 PAB 11.63

49.79%

Three-Course Dinner for Two, Mid-Range

$58.3 ARS 88.5K

$47.92 PAB 47.92

21.74%

Fast Food Meal (McDonalds, etc)

$14.10 ARS 21.4K

$7.96 PAB 7.96

77.14%

Cappuccino

$3.86 ARS 5,864

$4.22 PAB 4.22

-8.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.91 ARS 2,892

$2.01 PAB 2.01

-4.98%

Water (0.33 liter bottle)

$1.94 ARS 2,940

$1.56 PAB 1.56

24.36%

Local Beer (0.5 liter draught)

$4.01 ARS 6,085

$3.39 PAB 3.39

18.29%

Imported Beer (0.33 liter bottle)

$3.65 ARS 5,544

$3.94 PAB 3.94

-7.36%

Milk (1 liter)

$1.46 ARS 2,212

$1.85 PAB 1.85

-21.08%

White Bread (500g)

$2.51 ARS 3,809

$2.56 PAB 2.56

-1.95%

Rice (white) (1kg)

$1.72 ARS 2,610

$3.48 PAB 3.48

-50.57%

Eggs

$3.14 ARS 4,758

$2.69 PAB 2.69

16.73%

Local Cheese (1kg)

$10.74 ARS 16.3K

$12.57 PAB 12.57

-14.56%

Chicken Fillets (1kg)

$7.00 ARS 10.6K

$6.83 PAB 6.83

2.49%

Beef Round Steak (1kg)

$11.06 ARS 16.8K

$10.58 PAB 10.58

4.54%

Apples (1kg)

$2.27 ARS 3,449

$4.18 PAB 4.18

-45.69%

Banana (1kg)

$1.94 ARS 2,940

$1.83 PAB 1.83

6.01%

Oranges (1kg)

$1.39 ARS 2,115

$4.20 PAB 4.20

-66.90%

Tomato (1kg)

$2.56 ARS 3,888

$4.03 PAB 4.03

-36.48%

Potato (1kg)

$1.23 ARS 1,868

$3.48 PAB 3.48

-64.66%

Onion (1kg)

$1.04 ARS 1,583

$4.22 PAB 4.22

-75.36%

Lettuce (1 head)

$2.41 PAB 2.41

Water (1.5 liter bottle)

$1.57 ARS 2,377

$1.69 PAB 1.69

-7.10%

Cigarettes 20 Pack (Marlboro, Camel)

$3.65 ARS 5,537

$6.14 PAB 6.14

-40.55%

Wine (Bottle)

$4.38 ARS 6,648

$11.30 PAB 11.30

-61.24%

Local Beer (0.5 liter bottle)

$1.70 ARS 2,581

$1.42 PAB 1.42

19.72%

Imported Beer (0.33 liter bottle)

$3.10 ARS 4,703

$2.73 PAB 2.73

13.55%

One-way Ticket (Public Transport)

$1.03 ARS 1,570

$0.33 PAB 0.33

212.12%

Public Transport Monthly Pass (Regular Price)

$21.23 PAB 21.23

Taxi Start (Normal Tariff)

$1.56 ARS 2,360

$2.52 PAB 2.52

-38.10%

Taxi (Normal Tariff) (1km)

$1.86 PAB 1.86

Taxi 1hour Waiting (Normal Tariff)

$21.78 PAB 21.78

Gasoline (1 liter)

$1.26 ARS 1,905

$1.25 PAB 1.25

0.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.0K ARS 44.0M

$21.2K PAB 21.2K

36.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.1K ARS 53.2M

$21.0K PAB 21.0K

66.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$116 ARS 176.3K

$130 PAB 130

-10.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.64 ARS 23.7K

$28.13 PAB 28.13

-44.40%

Internet (50+ Mbps, Unlimited Data)

$29.16 ARS 44.2K

$48.21 PAB 48.21

-39.51%

Gym Membership (Monthly)

$34.30 ARS 52.0K

$45.78 PAB 45.78

-25.08%

Tennis Court (1 Hour on Weekend)

$34.92 PAB 34.92

Cinema Ticket

$8.31 ARS 12.6K

$8.67 PAB 8.67

-4.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$269 ARS 407.6K

$544 PAB 544

-50.64%

International Primary School, 1 Child (Yearly)

$9,697 PAB 9,697

Jeans (Levis 501 Or Similar)

$108 ARS 164.6K

$66.8 PAB 66.8

62.49%

Summer Dress (H&M, Zara, etc)

$49.14 PAB 49.14

Sport Shoes (Adidas, Nike)

$111 ARS 168.4K

$93.9 PAB 93.9

18.22%

Men's Leather Business Shoes

$146 ARS 221.3K

$112 PAB 112

30.75%

1-bedroom Apartment, City Center (Monthly)

$561 ARS 850.6K

$1,257 PAB 1,257

-55.41%

1-bedroom Apartment, Outside City Center (Monthly)

$363 ARS 551.1K

$875 PAB 875

-58.49%

3-bedroom Apartment, City Center (Monthly)

$932 ARS 1.4M

$2,155 PAB 2,155

-56.73%

3-bedroom Apartment, Outside City Center (Monthly)

$874 ARS 1.3M

$1,564 PAB 1,564

-44.10%

Buy Apartment in City Center (m2)

$3,122 PAB 3,122

Buy Apartment Outside City Center (m2)

$1,709 PAB 1,709

Average Monthly Net Salary (After Tax)

$916 PAB 916

20-Year Fixed Mortgage Interest Rate (Annual %)

6.39

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Rosa: October 12, 2026

Last update for Panama City: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Santa Rosa

$363 28.7%

Panama City

$875 47.2% 141% $512

Eating Out

Santa Rosa

$271 21.4%

Panama City

$207 11.1% 23.7% $64

Groceries & Markets

Santa Rosa

$249 * 19.7%

Panama City

$325 17.5% 30.6% $76

Clothing & Footwear

Santa Rosa

$164 * 13%

Panama City

$145 7.8% 12% $20

Monthly Utilities & Internet

Santa Rosa

$161 12.7%

Panama City

$206 11.1% 28.1% $45

Sport & Entertainment

Santa Rosa

$51 4%

Panama City

$63 3.4% 23.9% $12

Getting Around

Santa Rosa

$5.7 * 0.5%

Panama City

$34 1.9% 505% $29

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $561 in Santa Rosa versus $1,257 in Panama City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $58.0 in Santa Rosa versus $48.00 in Panama City. Groceries tell a different story – $249 in Santa Rosa vs $325 in Panama City – so Santa Rosa wins on supermarket bills even if dining out costs more.

Good to know

🇦🇷 Santa Rosa

🇵🇦 Panama City

🕒 Local time

11:31 11:31 AM

09:31 9:31 AM

2 h behind Santa Rosa

🌤 Weather

👥 Population

116,083

1,086,990 Capital

💱 Currency

Argentine Peso ARS $

Panamanian Balboa PAB B/.

📈 Exchange rate

10,000 ARS = 6.59 USD

10,000 ARS = 5.86 EUR

1 PAB = 1 USD

1 PAB = 0.889 EUR

Exchange rates and currency converter

PAB, USD, EUR to ARS – Argentine Peso Converter

🇺🇸 United States Dollar ($)

🇦🇷 Argentine Peso ($)

Argentine Peso exchange rates as of October 17, 2026: 1 USD = 1,517 ARS (10,000 ARS = 6.59 USD). 1 EUR = 1,706 ARS (10,000 ARS = 5.86 EUR).

Panamanian Balboa exchange rates as of October 17, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.889 EUR).

USD to ARS in detail →

On the map

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Highest

Between locations

Santa Rosa Panama City 5,310 km ≈ 7 h nonstop flight

From you

Santa Rosa
Panama City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santa Rosa vs Panama City: Cost of Living - Frequently Asked Questions

Yes – Panama City is pricier by about 47%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,897 per month in Santa Rosa and $2,783 in Panama City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Santa Rosa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,265 in Santa Rosa and $1,855 in Panama City. That's a gap of about 47%.

Kindergarten costs $269 per month in Santa Rosa and $544 in Panama City. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Santa Rosa, where all-in costs run around $1,265, than in Panama City at $1,855. In Santa Rosa it covers expenses comfortably, while in Panama City it requires careful planning or may not stretch far enough.

Families tend to lean toward Santa Rosa – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Santa Rosa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Panama City makes more sense. Both are solid long-term options with distinct trade-offs.