😐Monthly costs for one person with rent: $1,052 in Santa Marta versus $524 in Eldoret.
😐Estimated couple costs with rent: $1,421 in Santa Marta versus $920 in Eldoret.
😐Monthly costs for a family of three with rent: $1,789 in Santa Marta versus $1,316 in Eldoret.
😐Living in Santa Marta is roughly 101% more expensive than Eldoret, driven mainly by Clothing & Footwear.
📊Both cities sit below the global median: Santa Marta21% lower, Eldoret61% lower.
Currency
🍽 Eating Out
Santa Marta
Eldoret
Difference
Meal at Budget Restaurant
$3.56COP 12.7K
$5.49KES 712
-35.15%
Three-Course Dinner for Two, Mid-Range
$28.12COP 100.4K
$38.82KES 5,029
-27.56%
Fast Food Meal(McDonalds, etc)
$6.21COP 22.2K
$6.84KES 887
-9.21%
Cappuccino
$1.57COP 5,615
$2.47KES 321
-36.44%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.68COP 2,426
$0.70KES 91.0
-2.86%
Water(0.33 liter bottle)
$0.47COP 1,663
$0.54KES 69.9
-12.96%
Local Beer(0.5 liter draught)
$0.88COP 3,146
$2.28KES 295
-61.40%
Imported Beer(0.33 liter bottle)
$1.64COP 5,865
$2.86KES 370
-42.66%
🛒 Groceries & Markets
Santa Marta
Eldoret
Difference
Milk(1 liter)
$1.12COP 4,006
$0.74KES 96.0
51.35%
White Bread(500g)
$1.20COP 4,294
$0.44KES 57.5
172.73%
Rice(white)(1kg)
$0.91COP 3,244
$1.22KES 158
-25.41%
Eggs
$2.46COP 8,782
$1.59KES 206
54.72%
Local Cheese(1kg)
$3.56COP 12.7K
$3.79KES 491
-6.07%
Chicken Fillets(1kg)
$3.86COP 13.8K
$3.61KES 468
6.93%
Beef Round Steak(1kg)
$8.02COP 28.6K
$4.19KES 543
91.41%
Apples(1kg)
$1.81COP 6,446
$3.16KES 409
-42.72%
Banana(1kg)
$0.77COP 2,736
$0.95KES 124
-18.95%
Oranges(1kg)
$0.99COP 3,533
$1.69KES 218
-41.42%
Tomato(1kg)
$0.74COP 2,647
$1.00KES 130
-26.00%
Potato(1kg)
$0.55COP 1,955
$0.52KES 67.9
5.77%
Onion(1kg)
$0.98COP 3,515
$0.87KES 113
12.64%
Lettuce(1 head)
$1.04COP 3,718
$0.64KES 83.3
62.50%
Water(1.5 liter bottle)
$0.51COP 1,827
$0.64KES 83.2
-20.31%
Cigarettes 20 Pack(Marlboro, Camel)
$2.49COP 8,896
$3.03KES 393
-17.82%
Wine(Bottle)
$13.57COP 48.5K
$5.71KES 740
137.65%
Local Beer(0.5 liter bottle)
$1.48COP 5,281
$1.73KES 224
-14.45%
Imported Beer(0.33 liter bottle)
$1.49COP 5,325
$1.56KES 203
-4.49%
🚌 Getting Around
Santa Marta
Eldoret
Difference
One-way Ticket(Public Transport)
$0.72COP 2,573
$1.41KES 182
-48.94%
Public Transport Monthly Pass(Regular Price)
$14.44COP 51.6K
-
-
Taxi Start(Normal Tariff)
$1.66COP 5,944
$1.52KES 197
9.21%
Taxi(Normal Tariff)(1km)
$1.79COP 6,381
$1.58KES 205
13.29%
Taxi 1hour Waiting(Normal Tariff)
$8.51COP 30.4K
$2.95KES 382
188.47%
Gasoline(1 liter)
$0.92COP 3,271
$1.55KES 201
-40.65%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.7KCOP 77.3M
$21.9KKES 2.8M
-1.10%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3KCOP 93.8M
$19.6KKES 2.5M
33.70%
🧾 Monthly Utilities & Internet
Santa Marta
Eldoret
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$196COP 699.7K
$33.82KES 4,381
479.33%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.85COP 31.6K
$16.72KES 2,166
-47.07%
Internet(50+ Mbps, Unlimited Data)
$24.02COP 85.8K
$38.62KES 5,004
-37.80%
🎉 Sport & Entertainment
Santa Marta
Eldoret
Difference
Gym Membership(Monthly)
$19.61COP 70.0K
$38.66KES 5,008
-49.28%
Tennis Court(1 Hour on Weekend)
$7.63COP 27.3K
-
-
Cinema Ticket
$4.78COP 17.1K
$5.15KES 667
-7.18%
🧸 Childcare & Education
Santa Marta
Eldoret
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$161COP 576.7K
$65.2KES 8,443
147.78%
International Primary School, 1 Child(Yearly)
$4,882COP 17.4M
$8,154KES 1.1M
-40.13%
👕👟 Clothing & Footwear
Santa Marta
Eldoret
Difference
Jeans(Levis 501 Or Similar)
$40.46COP 144.5K
$11.84KES 1,533
241.72%
Summer Dress(H&M, Zara, etc)
$35.11COP 125.4K
$24.36KES 3,156
44.13%
Sport Shoes(Adidas, Nike)
$80.2COP 286.3K
$19.10KES 2,474
319.79%
Men's Leather Business Shoes
$58.3COP 208.2K
$34.89KES 4,520
67.10%
🏠 Accommodation & Living
Santa Marta
Eldoret
Difference
1-bedroom Apartment, City Center(Monthly)
$281COP 1.0M
$94.3KES 12.2K
197.56%
1-bedroom Apartment, Outside City Center(Monthly)
$437COP 1.6M
$90.6KES 11.7K
382.76%
3-bedroom Apartment, City Center(Monthly)
$697COP 2.5M
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$563COP 2.0M
$270KES 35.0K
108.56%
Buy Apartment in City Center(m2)
$1,900COP 6.8M
$615KES 79.6K
209.19%
Buy Apartment Outside City Center(m2)
$952COP 3.4M
-
-
💵 Salaries & Financials
Santa Marta
Eldoret
Difference
Average Monthly Net Salary(After Tax)
$468COP 1.7M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
8.62
12
-28.17%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Santa Marta: June 1, 2026
Last update for Eldoret: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $281 in Santa Marta and $94.3 in Eldoret. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $28.00 in Santa Marta vs $39.00 in Eldoret. Groceries flip the comparison at $163 vs $135, with Eldoret cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Santa Marta vs Eldoret: Cost of Living - Frequently Asked Questions
Which city is more expensive, Santa Marta or Eldoret?
Eldoret wins on cost – living expenses run 101% lower than in Santa Marta. Housing and daily spending are where you'll feel the difference most, making Eldoret the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Santa Marta vs Eldoret?
You'd need roughly $1,579 in Santa Marta and $786 in Eldoret to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Santa Marta vs Eldoret?
Rent for a central apartment: $281 in Santa Marta versus $94.3 in Eldoret. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Santa Marta or Eldoret?
Supermarket bills run roughly 21% higher in Santa Marta. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Santa Marta compared to Eldoret?
All in, you'll spend $1,052 per month in Santa Marta versus $524 in Eldoret – a 101% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $800/month in Santa Marta or Eldoret?
Either city works on $800 a month, though Eldoret gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city is better for digital nomads, Santa Marta or Eldoret?
Both work as nomad bases, but Eldoret delivers better value – similar infrastructure at $524 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Eldoret hard to pass up.
Which city is more affordable for expats?
Expats usually find Eldoret gentler on the wallet – expenses run 101% less than in Santa Marta. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Santa Marta vs other spots: cost of living compared