😐Monthly costs for one person with rent: $1,078 in Santa Marta versus $533 in Eldoret.
😐Estimated couple costs with rent: $1,454 in Santa Marta versus $937 in Eldoret.
😐Monthly costs for a family of three with rent: $1,830 in Santa Marta versus $1,341 in Eldoret.
🌍Living in Santa Marta is roughly 102% more expensive than in Eldoret, driven mainly by Clothing & Footwear.
📊Both cities sit below the global median: Santa Marta19% lower, Eldoret60% lower.
Currency
🍽 Eating Out
Santa Marta
Eldoret
Difference
Meal at Budget Restaurant
$3.66COP 11.9K
$5.47KES 707
-33.09%
Three-Course Dinner for Two, Mid-Range
$28.29COP 92.1K
$39.33KES 5,082
-28.07%
Fast Food Meal(McDonalds, etc)
$6.22COP 20.3K
$6.62KES 856
-6.04%
Cappuccino
$1.55COP 5,036
$2.39KES 309
-35.15%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.73COP 2,372
$0.76KES 98.1
-3.95%
Water(0.33 liter bottle)
$0.46COP 1,501
$0.54KES 69.4
-14.81%
Local Beer(0.5 liter draught)
$0.82COP 2,676
$2.35KES 304
-65.11%
Imported Beer(0.33 liter bottle)
$1.68COP 5,483
$2.85KES 368
-41.05%
🛒 Groceries & Markets
Santa Marta
Eldoret
Difference
Milk(1 liter)
$1.11COP 3,628
$0.76KES 97.6
46.05%
White Bread(500g)
$1.19COP 3,869
$0.48KES 62.4
147.92%
Rice(white)(1kg)
$0.90COP 2,919
$1.24KES 160
-27.42%
Eggs
$2.45COP 7,959
$1.63KES 211
50.31%
Local Cheese(1kg)
$3.69COP 12.0K
$3.95KES 511
-6.58%
Chicken Fillets(1kg)
$4.07COP 13.2K
$3.60KES 466
13.06%
Beef Round Steak(1kg)
$7.85COP 25.5K
$4.33KES 560
81.29%
Apples(1kg)
$1.74COP 5,680
$3.12KES 404
-44.23%
Banana(1kg)
$0.76COP 2,470
$0.95KES 123
-20.00%
Oranges(1kg)
$0.98COP 3,197
$1.63KES 211
-39.88%
Tomato(1kg)
$0.71COP 2,320
$1.05KES 136
-32.38%
Potato(1kg)
$0.51COP 1,670
$0.56KES 73.0
-8.93%
Onion(1kg)
$0.99COP 3,231
$0.82KES 106
20.73%
Lettuce(1 head)
$1.04COP 3,387
$0.69KES 88.6
50.72%
Water(1.5 liter bottle)
$0.55COP 1,791
$0.69KES 89.0
-20.29%
Cigarettes 20 Pack(Marlboro, Camel)
$2.41COP 7,834
$3.10KES 401
-22.26%
Wine(Bottle)
$15.04COP 49.0K
$5.89KES 761
155.35%
Local Beer(0.5 liter bottle)
$1.46COP 4,758
$1.76KES 228
-17.05%
Imported Beer(0.33 liter bottle)
$1.41COP 4,588
$1.58KES 204
-10.76%
🚌 Getting Around
Santa Marta
Eldoret
Difference
One-way Ticket(Public Transport)
$0.68COP 2,208
$1.42KES 184
-52.11%
Public Transport Monthly Pass(Regular Price)
$14.46COP 47.1K
-
-
Taxi Start(Normal Tariff)
$1.68COP 5,481
$1.57KES 203
7.01%
Taxi(Normal Tariff)(1km)
$1.79COP 5,820
$1.58KES 205
13.29%
Taxi 1hour Waiting(Normal Tariff)
$8.42COP 27.4K
$2.98KES 386
182.55%
Gasoline(1 liter)
$0.98COP 3,194
$1.54KES 199
-36.36%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2KCOP 69.0M
$22.0KKES 2.8M
-3.89%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2KCOP 85.3M
$20.2KKES 2.6M
29.76%
🧾 Monthly Utilities & Internet
Santa Marta
Eldoret
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$192COP 625.0K
$34.65KES 4,477
454.08%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.78COP 28.6K
$16.69KES 2,157
-47.39%
Internet(50+ Mbps, Unlimited Data)
$24.15COP 78.6K
$39.58KES 5,115
-38.98%
🎉 Sport & Entertainment
Santa Marta
Eldoret
Difference
Gym Membership(Monthly)
$19.49COP 63.4K
$39.34KES 5,083
-50.46%
Tennis Court(1 Hour on Weekend)
$7.94COP 25.9K
-
-
Cinema Ticket
$4.87COP 15.8K
$4.95KES 639
-1.62%
🧸 Childcare & Education
Santa Marta
Eldoret
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$167COP 543.0K
$64.3KES 8,311
159.40%
International Primary School, 1 Child(Yearly)
$4,906COP 16.0M
$7,995KES 1.0M
-38.64%
👕👟 Clothing & Footwear
Santa Marta
Eldoret
Difference
Jeans(Levis 501 Or Similar)
$39.94COP 130.0K
$11.55KES 1,493
245.80%
Summer Dress(H&M, Zara, etc)
$35.37COP 115.1K
$24.32KES 3,142
45.44%
Sport Shoes(Adidas, Nike)
$79.9COP 259.9K
$19.65KES 2,540
306.36%
Men's Leather Business Shoes
$59.9COP 194.9K
$34.90KES 4,510
71.55%
🏠 Accommodation & Living
Santa Marta
Eldoret
Difference
1-bedroom Apartment, City Center(Monthly)
$281COP 913.7K
$91.7KES 11.8K
206.13%
1-bedroom Apartment, Outside City Center(Monthly)
$450COP 1.5M
$90.6KES 11.7K
396.27%
3-bedroom Apartment, City Center(Monthly)
$685COP 2.2M
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$564COP 1.8M
$272KES 35.2K
107.16%
Buy Apartment in City Center(m2)
$2,078COP 6.8M
$631KES 81.5K
229.36%
Buy Apartment Outside City Center(m2)
$996COP 3.2M
-
-
💵 Salaries & Financials
Santa Marta
Eldoret
Difference
Average Monthly Net Salary(After Tax)
$530COP 1.7M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
8.62
12
-28.17%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Santa Marta: July 14, 2026
Last update for Eldoret: July 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $281 in Santa Marta and $91.7 in Eldoret. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $28.00 in Santa Marta vs $39.00 in Eldoret. Groceries flip the comparison at $167 vs $138, with Eldoret cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Santa Marta vs Eldoret: Cost of Living - Frequently Asked Questions
Which city is more expensive, Santa Marta or Eldoret?
Eldoret wins on cost – living expenses run 102% lower than in Santa Marta. Housing and daily spending are where you'll feel the difference most, making Eldoret the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Santa Marta and in Eldoret?
You'd need roughly $1,617 in Santa Marta and $800 in Eldoret to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Santa Marta compared to Eldoret?
Rent for a central apartment: $281 in Santa Marta versus $91.7 in Eldoret. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Santa Marta or in Eldoret?
Supermarket bills run roughly 21% higher in Santa Marta. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Santa Marta compared to Eldoret?
All in, you'll spend $1,078 per month in Santa Marta versus $533 in Eldoret – a 102% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $800/month in Santa Marta or in Eldoret?
Either city works on $800 a month, though Eldoret gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city is better for digital nomads, Santa Marta or Eldoret?
Both work as nomad bases, but Eldoret delivers better value – similar infrastructure at $533 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Eldoret hard to pass up.
Which city is more affordable for expats?
Expats usually find Eldoret gentler on the wallet – expenses run 102% less than in Santa Marta. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Santa Marta vs other spots: cost of living compared