Cost of Living Comparison Between Santa Marta and Eldoret Cost of Living Comparison Between Santa Marta and Eldoret

Monthly Cost of Living

Monthly costs for one person with rent: $1,052 in Santa Marta versus $524 in Eldoret.

Estimated couple costs with rent: $1,421 in Santa Marta versus $920 in Eldoret.

Monthly costs for a family of three with rent: $1,789 in Santa Marta versus $1,316 in Eldoret.

Living in Santa Marta is roughly 101% more expensive than Eldoret, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Santa Marta 21% lower, Eldoret 61% lower.

Currency
🍽 Eating Out
Santa Marta
Eldoret
Difference
Meal at Budget Restaurant
$3.56 COP 12.7K
$5.49 KES 712
-35.15%
Three-Course Dinner for Two, Mid-Range
$28.12 COP 100.4K
$38.82 KES 5,029
-27.56%
Fast Food Meal (McDonalds, etc)
$6.21 COP 22.2K
$6.84 KES 887
-9.21%
Cappuccino
$1.57 COP 5,615
$2.47 KES 321
-36.44%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.68 COP 2,426
$0.70 KES 91.0
-2.86%
Water (0.33 liter bottle)
$0.47 COP 1,663
$0.54 KES 69.9
-12.96%
Local Beer (0.5 liter draught)
$0.88 COP 3,146
$2.28 KES 295
-61.40%
Imported Beer (0.33 liter bottle)
$1.64 COP 5,865
$2.86 KES 370
-42.66%
🛒 Groceries & Markets
Santa Marta
Eldoret
Difference
Milk (1 liter)
$1.12 COP 4,006
$0.74 KES 96.0
51.35%
White Bread (500g)
$1.20 COP 4,294
$0.44 KES 57.5
172.73%
Rice (white) (1kg)
$0.91 COP 3,244
$1.22 KES 158
-25.41%
Eggs
$2.46 COP 8,782
$1.59 KES 206
54.72%
Local Cheese (1kg)
$3.56 COP 12.7K
$3.79 KES 491
-6.07%
Chicken Fillets (1kg)
$3.86 COP 13.8K
$3.61 KES 468
6.93%
Beef Round Steak (1kg)
$8.02 COP 28.6K
$4.19 KES 543
91.41%
Apples (1kg)
$1.81 COP 6,446
$3.16 KES 409
-42.72%
Banana (1kg)
$0.77 COP 2,736
$0.95 KES 124
-18.95%
Oranges (1kg)
$0.99 COP 3,533
$1.69 KES 218
-41.42%
Tomato (1kg)
$0.74 COP 2,647
$1.00 KES 130
-26.00%
Potato (1kg)
$0.55 COP 1,955
$0.52 KES 67.9
5.77%
Onion (1kg)
$0.98 COP 3,515
$0.87 KES 113
12.64%
Lettuce (1 head)
$1.04 COP 3,718
$0.64 KES 83.3
62.50%
Water (1.5 liter bottle)
$0.51 COP 1,827
$0.64 KES 83.2
-20.31%
Cigarettes 20 Pack (Marlboro, Camel)
$2.49 COP 8,896
$3.03 KES 393
-17.82%
Wine (Bottle)
$13.57 COP 48.5K
$5.71 KES 740
137.65%
Local Beer (0.5 liter bottle)
$1.48 COP 5,281
$1.73 KES 224
-14.45%
Imported Beer (0.33 liter bottle)
$1.49 COP 5,325
$1.56 KES 203
-4.49%
🚌 Getting Around
Santa Marta
Eldoret
Difference
One-way Ticket (Public Transport)
$0.72 COP 2,573
$1.41 KES 182
-48.94%
Public Transport Monthly Pass (Regular Price)
$14.44 COP 51.6K
-
-
Taxi Start (Normal Tariff)
$1.66 COP 5,944
$1.52 KES 197
9.21%
Taxi (Normal Tariff) (1km)
$1.79 COP 6,381
$1.58 KES 205
13.29%
Taxi 1hour Waiting (Normal Tariff)
$8.51 COP 30.4K
$2.95 KES 382
188.47%
Gasoline (1 liter)
$0.92 COP 3,271
$1.55 KES 201
-40.65%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.7K COP 77.3M
$21.9K KES 2.8M
-1.10%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K COP 93.8M
$19.6K KES 2.5M
33.70%
🧾 Monthly Utilities & Internet
Santa Marta
Eldoret
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$196 COP 699.7K
$33.82 KES 4,381
479.33%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.85 COP 31.6K
$16.72 KES 2,166
-47.07%
Internet (50+ Mbps, Unlimited Data)
$24.02 COP 85.8K
$38.62 KES 5,004
-37.80%
🎉 Sport & Entertainment
Santa Marta
Eldoret
Difference
Gym Membership (Monthly)
$19.61 COP 70.0K
$38.66 KES 5,008
-49.28%
Tennis Court (1 Hour on Weekend)
$7.63 COP 27.3K
-
-
Cinema Ticket
$4.78 COP 17.1K
$5.15 KES 667
-7.18%
🧸 Childcare & Education
Santa Marta
Eldoret
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$161 COP 576.7K
$65.2 KES 8,443
147.78%
International Primary School, 1 Child (Yearly)
$4,882 COP 17.4M
$8,154 KES 1.1M
-40.13%
👕👟 Clothing & Footwear
Santa Marta
Eldoret
Difference
Jeans (Levis 501 Or Similar)
$40.46 COP 144.5K
$11.84 KES 1,533
241.72%
Summer Dress (H&M, Zara, etc)
$35.11 COP 125.4K
$24.36 KES 3,156
44.13%
Sport Shoes (Adidas, Nike)
$80.2 COP 286.3K
$19.10 KES 2,474
319.79%
Men's Leather Business Shoes
$58.3 COP 208.2K
$34.89 KES 4,520
67.10%
🏠 Accommodation & Living
Santa Marta
Eldoret
Difference
1-bedroom Apartment, City Center (Monthly)
$281 COP 1.0M
$94.3 KES 12.2K
197.56%
1-bedroom Apartment, Outside City Center (Monthly)
$437 COP 1.6M
$90.6 KES 11.7K
382.76%
3-bedroom Apartment, City Center (Monthly)
$697 COP 2.5M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$563 COP 2.0M
$270 KES 35.0K
108.56%
Buy Apartment in City Center (m2)
$1,900 COP 6.8M
$615 KES 79.6K
209.19%
Buy Apartment Outside City Center (m2)
$952 COP 3.4M
-
-
💵 Salaries & Financials
Santa Marta
Eldoret
Difference
Average Monthly Net Salary (After Tax)
$468 COP 1.7M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8.62
12
-28.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Marta: June 1, 2026

Last update for Eldoret: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $281 in Santa Marta and $94.3 in Eldoret. Housing cost is often the main lever when comparing two cities.

Dining out: $28.00 in Santa Marta vs $39.00 in Eldoret. Groceries flip the comparison at $163 vs $135, with Eldoret cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Santa Marta vs Eldoret: Cost of Living - Frequently Asked Questions
Which city is more expensive, Santa Marta or Eldoret?
Eldoret wins on cost – living expenses run 101% lower than in Santa Marta. Housing and daily spending are where you'll feel the difference most, making Eldoret the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Santa Marta vs Eldoret?
You'd need roughly $1,579 in Santa Marta and $786 in Eldoret to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Santa Marta vs Eldoret?
Rent for a central apartment: $281 in Santa Marta versus $94.3 in Eldoret. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Santa Marta or Eldoret?
Supermarket bills run roughly 21% higher in Santa Marta. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Santa Marta compared to Eldoret?
All in, you'll spend $1,052 per month in Santa Marta versus $524 in Eldoret – a 101% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $800/month in Santa Marta or Eldoret?
Either city works on $800 a month, though Eldoret gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city is better for digital nomads, Santa Marta or Eldoret?
Both work as nomad bases, but Eldoret delivers better value – similar infrastructure at $524 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Eldoret hard to pass up.
Which city is more affordable for expats?
Expats usually find Eldoret gentler on the wallet – expenses run 101% less than in Santa Marta. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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