😐Monthly costs for one person with rent: $1,477 in Santa Marta versus $493 in Eldoret.
😐Estimated couple costs with rent: $1,711 in Santa Marta versus $855 in Eldoret.
😐Monthly costs for a family of three with rent: $1,946 in Santa Marta versus $1,217 in Eldoret.
🌍Living in Santa Marta is roughly 200% more expensive than in Eldoret, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Santa Marta is 8% above, Eldoret is 64% below.
Currency
🍽 Eating Out
Santa Marta
Eldoret
Difference
Meal at Budget Restaurant
-
$1.58KES 205
-
Three-Course Dinner for Two, Mid-Range
-
$34.82KES 4,504
-
Fast Food Meal(McDonalds, etc)
-
$6.36KES 822
-
Cappuccino
$3.83COP 12.0K
$2.64KES 342
45.08%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
-
$0.33KES 42.08
-
Water(0.33 liter bottle)
-
$0.40KES 51.8
-
Local Beer(0.5 liter draught)
-
$2.27KES 293
-
Imported Beer(0.33 liter bottle)
-
$2.77KES 358
-
🛒 Groceries & Markets
Santa Marta
Eldoret
Difference
Milk(1 liter)
$1.61COP 5,036
$0.67KES 87.2
140.30%
White Bread(500g)
$2.28COP 7,128
$0.50KES 65.1
356.00%
Rice(white)(1kg)
$1.18COP 3,676
$1.49KES 193
-20.81%
Eggs
$2.48COP 7,734
$1.53KES 197
62.09%
Local Cheese(1kg)
$8.40COP 26.2K
$3.82KES 494
119.90%
Chicken Fillets(1kg)
$10.00COP 31.2K
$4.36KES 563
129.36%
Beef Round Steak(1kg)
$11.34COP 35.4K
$4.34KES 562
161.29%
Apples(1kg)
$4.15COP 13.0K
$2.37KES 306
75.11%
Banana(1kg)
$1.02COP 3,191
$1.01KES 130
0.99%
Oranges(1kg)
$1.08COP 3,385
$0.73KES 93.9
47.95%
Tomato(1kg)
$2.08COP 6,504
$0.87KES 113
139.08%
Potato(1kg)
$0.92COP 2,883
$0.52KES 67.0
76.92%
Onion(1kg)
$1.54COP 4,811
$0.48KES 61.5
220.83%
Lettuce(1 head)
$0.97COP 3,045
$0.73KES 95.0
32.88%
Water(1.5 liter bottle)
$0.66COP 2,049
$0.66KES 85.7
-
Cigarettes 20 Pack(Marlboro, Camel)
$4.13COP 12.9K
$3.49KES 452
18.34%
Wine(Bottle)
$17.09COP 53.4K
$5.91KES 765
189.17%
Local Beer(0.5 liter bottle)
$1.42COP 4,424
$2.05KES 265
-30.73%
Imported Beer(0.33 liter bottle)
$1.40COP 4,382
$1.50KES 194
-6.67%
🚌 Getting Around
Santa Marta
Eldoret
Difference
One-way Ticket(Public Transport)
$0.90COP 2,827
$1.35KES 175
-33.33%
Taxi Start(Normal Tariff)
$3.26COP 10.2K
$1.50KES 193
117.33%
Taxi(Normal Tariff)(1km)
-
$1.57KES 203
-
Taxi 1hour Waiting(Normal Tariff)
-
$2.82KES 365
-
Gasoline(1 liter)
$1.30COP 4,063
$1.48KES 192
-12.16%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8KCOP 74.5M
$20.8KKES 2.7M
14.40%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.5KCOP 107.9M
$19.6KKES 2.5M
76.09%
🧾 Monthly Utilities & Internet
Santa Marta
Eldoret
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$159COP 495.5K
$40.06KES 5,182
295.91%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.41COP 29.4K
$15.38KES 1,989
-38.82%
Internet(50+ Mbps, Unlimited Data)
$22.28COP 69.6K
$35.24KES 4,558
-36.78%
🎉 Sport & Entertainment
Santa Marta
Eldoret
Difference
Gym Membership(Monthly)
$31.72COP 99.1K
$38.57KES 4,989
-17.76%
Cinema Ticket
$5.36COP 16.7K
$4.98KES 644
7.63%
🧸 Childcare & Education
Santa Marta
Eldoret
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
-
$64.5KES 8,342
-
International Primary School, 1 Child(Yearly)
$11.0KCOP 34.5M
$11.8KKES 1.5M
-6.25%
👕👟 Clothing & Footwear
Santa Marta
Eldoret
Difference
Jeans(Levis 501 Or Similar)
$87.7COP 274.1K
$11.58KES 1,498
657.51%
Summer Dress(H&M, Zara, etc)
$62.3COP 194.7K
$25.82KES 3,340
141.36%
Sport Shoes(Adidas, Nike)
$94.8COP 296.2K
$19.41KES 2,511
388.36%
Men's Leather Business Shoes
$89.2COP 278.7K
$34.57KES 4,471
158.00%
🏠 Accommodation & Living
Santa Marta
Eldoret
Difference
1-bedroom Apartment, City Center(Monthly)
$1,094COP 3.4M
$94.5KES 12.2K
1057.18%
1-bedroom Apartment, Outside City Center(Monthly)
$755COP 2.4M
$89.3KES 11.6K
744.73%
3-bedroom Apartment, City Center(Monthly)
$1,096COP 3.4M
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$645COP 2.0M
$271KES 35.0K
138.23%
Buy Apartment in City Center(m2)
$1,101COP 3.4M
$620KES 80.2K
77.60%
Buy Apartment Outside City Center(m2)
$1,194COP 3.7M
-
-
💵 Salaries & Financials
Santa Marta
Eldoret
Difference
Average Monthly Net Salary(After Tax)
$544COP 1.7M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
19.54
14.71
32.83%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Santa Marta: August 29, 2026
Last update for Eldoret: August 29, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,094 in Santa Marta and $94.5 in Eldoret. Housing cost is often the main lever when comparing two cities.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Santa Marta vs Eldoret: Cost of Living - Frequently Asked Questions
Which city is more expensive, Santa Marta or Eldoret?
Eldoret wins on cost – living expenses run 200% lower than in Santa Marta. Housing and daily spending are where you'll feel the difference most, making Eldoret the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Santa Marta and in Eldoret?
You'd need roughly $2,216 in Santa Marta and $739 in Eldoret to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Santa Marta compared to Eldoret?
Rent for a central apartment: $1,094 in Santa Marta versus $94.5 in Eldoret. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Santa Marta or in Eldoret?
Supermarket bills run roughly 99% higher in Santa Marta. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Santa Marta compared to Eldoret?
All in, you'll spend $1,477 per month in Santa Marta versus $493 in Eldoret – a 200% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Santa Marta or in Eldoret?
At $493 in Eldoret versus $1,477 in Santa Marta, a $1,000 budget is realistic in Eldoret but tight or insufficient in Santa Marta. The gap between the two cities makes Eldoret the clear choice for anyone on this budget.
Which city is better for digital nomads, Santa Marta or Eldoret?
Both work as nomad bases, but Eldoret delivers better value – similar infrastructure at $493 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Eldoret hard to pass up.
Which city is more affordable for expats?
Expats usually find Eldoret gentler on the wallet – expenses run 200% less than in Santa Marta. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Santa Marta vs other spots: cost of living compared