😐Monthly costs for one person with rent: $1,052 in Santa Marta versus $744 in Cali.
😐Estimated couple costs with rent: $1,421 in Santa Marta versus $1,224 in Cali.
😐Monthly costs for a family of three with rent: $1,789 in Santa Marta versus $1,704 in Cali.
😐Living in Santa Marta is roughly 41% more expensive than Cali, driven mainly by Clothing & Footwear.
📊Both cities sit below the global median: Santa Marta21% lower, Cali44% lower.
Currency
🍽 Eating Out
Santa Marta
Cali
Difference
Meal at Budget Restaurant
$3.56COP 12.7K
$3.65COP 13.0K
-2.47%
Three-Course Dinner for Two, Mid-Range
$28.12COP 100.4K
$29.25COP 104.5K
-3.86%
Fast Food Meal(McDonalds, etc)
$6.21COP 22.2K
$7.36COP 26.3K
-15.63%
Cappuccino
$1.57COP 5,615
$1.61COP 5,754
-2.48%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.68COP 2,426
$0.94COP 3,353
-27.66%
Water(0.33 liter bottle)
$0.47COP 1,663
$0.55COP 1,979
-14.55%
Local Beer(0.5 liter draught)
$0.88COP 3,146
$1.06COP 3,775
-16.98%
Imported Beer(0.33 liter bottle)
$1.64COP 5,865
$2.56COP 9,130
-35.94%
🛒 Groceries & Markets
Santa Marta
Cali
Difference
Milk(1 liter)
$1.12COP 4,006
$1.22COP 4,347
-8.20%
White Bread(500g)
$1.20COP 4,294
$1.53COP 5,465
-21.57%
Rice(white)(1kg)
$0.91COP 3,244
$1.21COP 4,319
-24.79%
Eggs
$2.46COP 8,782
$2.46COP 8,779
-
Local Cheese(1kg)
$3.56COP 12.7K
$4.29COP 15.3K
-17.02%
Chicken Fillets(1kg)
$3.86COP 13.8K
$5.47COP 19.5K
-29.43%
Beef Round Steak(1kg)
$8.02COP 28.6K
$7.60COP 27.1K
5.53%
Apples(1kg)
$1.81COP 6,446
$2.40COP 8,570
-24.58%
Banana(1kg)
$0.77COP 2,736
$0.97COP 3,474
-20.62%
Oranges(1kg)
$0.99COP 3,533
$1.20COP 4,274
-17.50%
Tomato(1kg)
$0.74COP 2,647
$1.27COP 4,548
-41.73%
Potato(1kg)
$0.55COP 1,955
$0.88COP 3,148
-37.50%
Onion(1kg)
$0.98COP 3,515
$1.11COP 3,949
-11.71%
Lettuce(1 head)
$1.04COP 3,718
$0.75COP 2,679
38.67%
Water(1.5 liter bottle)
$0.51COP 1,827
$0.65COP 2,323
-21.54%
Cigarettes 20 Pack(Marlboro, Camel)
$2.49COP 8,896
$2.90COP 10.3K
-14.14%
Wine(Bottle)
$13.57COP 48.5K
$11.48COP 41.0K
18.21%
Local Beer(0.5 liter bottle)
$1.48COP 5,281
$1.10COP 3,932
34.55%
Imported Beer(0.33 liter bottle)
$1.49COP 5,325
$1.84COP 6,584
-19.02%
🚌 Getting Around
Santa Marta
Cali
Difference
One-way Ticket(Public Transport)
$0.72COP 2,573
$0.67COP 2,407
7.46%
Public Transport Monthly Pass(Regular Price)
$14.44COP 51.6K
$20.20COP 72.1K
-28.51%
Taxi Start(Normal Tariff)
$1.66COP 5,944
$1.54COP 5,485
7.79%
Taxi(Normal Tariff)(1km)
$1.79COP 6,381
$1.88COP 6,707
-4.79%
Taxi 1hour Waiting(Normal Tariff)
$8.51COP 30.4K
$9.80COP 35.0K
-13.16%
Gasoline(1 liter)
$0.92COP 3,271
$0.93COP 3,304
-1.08%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.7KCOP 77.3M
$21.4KCOP 76.4M
1.27%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3KCOP 93.8M
$30.3KCOP 108.3M
-13.40%
🧾 Monthly Utilities & Internet
Santa Marta
Cali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$196COP 699.7K
$80.9COP 289.0K
142.07%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.85COP 31.6K
$8.78COP 31.4K
0.80%
Internet(50+ Mbps, Unlimited Data)
$24.02COP 85.8K
$23.99COP 85.7K
0.13%
🎉 Sport & Entertainment
Santa Marta
Cali
Difference
Gym Membership(Monthly)
$19.61COP 70.0K
$19.60COP 70.0K
0.05%
Tennis Court(1 Hour on Weekend)
$7.63COP 27.3K
$14.79COP 52.8K
-48.41%
Cinema Ticket
$4.78COP 17.1K
$4.87COP 17.4K
-1.85%
🧸 Childcare & Education
Santa Marta
Cali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$161COP 576.7K
$226COP 807.0K
-28.54%
International Primary School, 1 Child(Yearly)
$4,882COP 17.4M
$6,039COP 21.6M
-19.16%
👕👟 Clothing & Footwear
Santa Marta
Cali
Difference
Jeans(Levis 501 Or Similar)
$40.46COP 144.5K
$63.7COP 227.5K
-36.48%
Summer Dress(H&M, Zara, etc)
$35.11COP 125.4K
$44.16COP 157.7K
-20.49%
Sport Shoes(Adidas, Nike)
$80.2COP 286.3K
$78.6COP 280.5K
2.06%
Men's Leather Business Shoes
$58.3COP 208.2K
$89.5COP 319.6K
-34.86%
🏠 Accommodation & Living
Santa Marta
Cali
Difference
1-bedroom Apartment, City Center(Monthly)
$281COP 1.0M
$234COP 834.7K
20.08%
1-bedroom Apartment, Outside City Center(Monthly)
$437COP 1.6M
$186COP 665.2K
134.72%
3-bedroom Apartment, City Center(Monthly)
$697COP 2.5M
$609COP 2.2M
14.41%
3-bedroom Apartment, Outside City Center(Monthly)
$563COP 2.0M
$408COP 1.5M
38.19%
Buy Apartment in City Center(m2)
$1,900COP 6.8M
$1,101COP 3.9M
72.51%
Buy Apartment Outside City Center(m2)
$952COP 3.4M
$890COP 3.2M
6.92%
💵 Salaries & Financials
Santa Marta
Cali
Difference
Average Monthly Net Salary(After Tax)
$468COP 1.7M
$494COP 1.8M
-5.36%
20-Year Fixed Mortgage Interest Rate(Annual %)
8.62
11.58
-25.56%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Santa Marta: June 1, 2026
Last update for Cali: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $281 in Santa Marta and $234 in Cali. Housing cost is often the main lever when comparing two cities.
💰Cali pays 6% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $28.00 in Santa Marta vs $29.00 in Cali for a mid-range dinner for two. Groceries echo the gap at $163 vs $182 per month, with Santa Marta cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Santa Marta vs Cali: Cost of Living - Frequently Asked Questions
Is Cali cheaper than Santa Marta?
Cali is cheaper overall, especially in Monthly Utilities & Internet. The 41% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Santa Marta or Cali?
On paper, Cali earns 6% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Santa Marta and Cali?
Rent for a central apartment: $281 in Santa Marta versus $234 in Cali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $161 in Santa Marta versus $226 in Cali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Santa Marta and Cali?
Shoppers in Santa Marta pay roughly 11% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Is $1,000 enough for either Santa Marta or Cali?
Either city works on $1,000 a month, though Cali gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Santa Marta or Cali more family-friendly?
For families, Cali is more practical. Housing and childcare are both notably cheaper than in Santa Marta, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is easier to live in as a foreigner?
Expats usually find Cali gentler on the wallet – expenses run 41% less than in Santa Marta. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Santa Marta vs other spots: cost of living compared