Cost of Living Comparison Between Santa Maria, CA and Chicago, IL Cost of Living Comparison Between Santa Maria, CA and Chicago, IL

🙂 Solo nomad: Santa Maria, CA is 30.2% cheaper than Chicago, IL without rent, and 5.5% more expensive with rent.
🙂 Family of 3: Santa Maria, CA is 35.8% cheaper than Chicago, IL without rent, and 9.6% cheaper with rent.
Currency
🍽 Eating Out
Santa Maria, CA
Chicago, IL
Difference
Meal at Budget Restaurant
$20.18 $20.18
$20.82 $20.82
-3.07%
Three-Course Dinner for Two, Mid-Range
$68.9 $68.9
$100 $100
-31.30%
Fast Food Meal (McDonalds, etc)
$11.29 $11.29
$11.97 $11.97
-5.68%
Cappuccino
$4.76 $4.76
$5.56 $5.56
-14.39%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.45 $2.45
$3.11 $3.11
-21.22%
Water (0.33 liter bottle)
$2.01 $2.01
$2.42 $2.42
-16.94%
Local Beer (0.5 liter draught)
$6.11 $6.11
$6.86 $6.86
-10.93%
Imported Beer (0.33 liter bottle)
$8.16 $8.16
$8.45 $8.45
-3.43%
🛒 Groceries & Markets
Santa Maria, CA
Chicago, IL
Difference
Milk (1 liter)
$0.97 $0.97
$1.04 $1.04
-6.73%
White Bread (500g)
$2.72 $2.72
$4.15 $4.15
-34.46%
Rice (white) (1kg)
$4.76 $4.76
$5.52 $5.52
-13.77%
Eggs
$3.59 $3.59
$4.65 $4.65
-22.80%
Local Cheese (1kg)
$10.26 $10.26
$14.33 $14.33
-28.40%
Chicken Fillets (1kg)
$8.37 $8.37
$14.88 $14.88
-43.75%
Beef Round Steak (1kg)
$17.21 $17.21
$19.34 $19.34
-11.01%
Apples (1kg)
$3.81 $3.81
$5.17 $5.17
-26.31%
Banana (1kg)
$1.71 $1.71
$1.71 $1.71
-
Oranges (1kg)
$3.48 $3.48
$4.41 $4.41
-21.09%
Tomato (1kg)
$3.25 $3.25
$4.51 $4.51
-27.94%
Potato (1kg)
$3.07 $3.07
$2.53 $2.53
21.34%
Onion (1kg)
$2.07 $2.07
$2.74 $2.74
-24.45%
Lettuce (1 head)
$1.78 $1.78
$2.43 $2.43
-26.75%
Water (1.5 liter bottle)
$1.31 $1.31
$2.7 $2.7
-51.48%
Cigarettes 20 Pack (Marlboro, Camel)
$11 $11
$15.19 $15.19
-27.58%
Wine (Bottle)
$15.26 $15.26
$16.42 $16.42
-7.06%
Local Beer (0.5 liter bottle)
$1.71 $1.71
$2.35 $2.35
-27.23%
Imported Beer (0.33 liter bottle)
$3.31 $3.31
$3.7 $3.7
-10.54%
🚌 Getting Around
Santa Maria, CA
Chicago, IL
Difference
One-way Ticket (Public Transport)
$1.94 $1.94
$2.53 $2.53
-23.32%
Public Transport Monthly Pass (Regular Price)
-
$74.1 $74.1
-
Taxi Start (Normal Tariff)
$3.49 $3.49
$3.34 $3.34
4.49%
Taxi (Normal Tariff) (1km)
$1.81 $1.81
$1.42 $1.42
27.46%
Taxi 1hour Waiting (Normal Tariff)
$24.6 $24.6
$25.42 $25.42
-3.23%
Gasoline (1 liter)
$1.23 $1.23
$1.08 $1.08
13.89%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.8K $36.8K
$32.4K $32.4K
13.52%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.4K $29.4K
$26.2K $26.2K
11.96%
🧾 Monthly Utilities & Internet
Santa Maria, CA
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$166 $166
$188 $188
-11.74%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$51.1 $51.1
$63.7 $63.7
-19.72%
Internet (50+ Mbps, Unlimited Data)
$85.4 $85.4
$65.2 $65.2
30.94%
🎉 Sport & Entertainment
Santa Maria, CA
Chicago, IL
Difference
Gym Membership (Monthly)
$43.52 $43.52
$76.7 $76.7
-43.27%
Tennis Court (1 Hour on Weekend)
-
$13.03 $13.03
-
Cinema Ticket
$14.55 $14.55
$14.93 $14.93
-2.55%
🧸 Childcare & Education
Santa Maria, CA
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$992 $992
$2,063 $2,063
-51.89%
International Primary School, 1 Child (Yearly)
$12.9K $12.9K
$39.2K $39.2K
-67.17%
👕👟 Clothing & Footwear
Santa Maria, CA
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$55.2 $55.2
$64.3 $64.3
-14.13%
Summer Dress (H&M, Zara, etc)
$39.73 $39.73
$52.4 $52.4
-24.16%
Sport Shoes (Adidas, Nike)
$73 $73
$95.2 $95.2
-23.34%
Men's Leather Business Shoes
$78.1 $78.1
$145 $145
-45.99%
🏠 Accommodation & Living
Santa Maria, CA
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,257 $2,257
$2,378 $2,378
-5.07%
1-bedroom Apartment, Outside City Center (Monthly)
$2,063 $2,063
$1,584 $1,584
30.20%
3-bedroom Apartment, City Center (Monthly)
$3,376 $3,376
$4,763 $4,763
-29.13%
3-bedroom Apartment, Outside City Center (Monthly)
$3,138 $3,138
$2,815 $2,815
11.49%
Buy Apartment in City Center (m2)
$7,992 $7,992
$3,588 $3,588
122.74%
Buy Apartment Outside City Center (m2)
$7,900 $7,900
$2,490 $2,490
217.24%
💵 Salaries & Financials
Santa Maria, CA
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$4,387 $4,387
$5,275 $5,275
-16.84%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.51
6.6
-1.36%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Maria, CA: October 28, 2025

Last update for Chicago, IL: October 29, 2025

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