Cost of Living Comparison Between Santa Cruz and Ubud Cost of Living Comparison Between Santa Cruz and Ubud

😐 Solo nomad: Santa Cruz is 24.5% more expensive than Ubud without rent, and 20.3% more expensive with rent.
😐 Family of 3: Santa Cruz is 44.2% more expensive than Ubud without rent, and 30.3% more expensive with rent.
Currency
🍽 Eating Out
Santa Cruz
Ubud
Difference
Meal at Budget Restaurant
$7.72 JMD 1,228
$3 Rp 48.8K
157.33%
Three-Course Dinner for Two, Mid-Range
$63 JMD 10K
$12.52 Rp 203.2K
403.12%
Fast Food Meal (McDonalds, etc)
$8.96 JMD 1,427
$3.18 Rp 51.6K
181.76%
Cappuccino
$4.46 JMD 710
$2.21 Rp 35.9K
101.81%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 JMD 210
$1.1 Rp 17.9K
20.00%
Water (0.33 liter bottle)
$0.75 JMD 119
$0.26 Rp 4,217
188.46%
Local Beer (0.5 liter draught)
$2.49 JMD 396
$2.5 Rp 40.5K
-0.40%
Imported Beer (0.33 liter bottle)
$3.06 JMD 487
$3.2 Rp 51.9K
-4.38%
🛒 Groceries & Markets
Santa Cruz
Ubud
Difference
Milk (1 liter)
$4.23 JMD 674
$1.49 Rp 24.2K
183.89%
White Bread (500g)
$3.58 JMD 570
$1.67 Rp 27K
114.37%
Rice (white) (1kg)
$1.61 JMD 256
$1.14 Rp 18.5K
41.23%
Eggs
$3.48 JMD 554
$2.27 Rp 36.9K
53.30%
Local Cheese (1kg)
$11.08 JMD 1,764
$13.94 Rp 226.3K
-20.52%
Chicken Fillets (1kg)
$6.46 JMD 1,028
$4 Rp 64.8K
61.50%
Beef Round Steak (1kg)
$7.85 JMD 1,250
$11.3 Rp 183.4K
-30.53%
Apples (1kg)
$5.83 JMD 929
$3.6 Rp 58.4K
61.94%
Banana (1kg)
$3.12 JMD 496
$1.53 Rp 24.8K
103.92%
Oranges (1kg)
$4.11 JMD 654
$2.65 Rp 43K
55.09%
Tomato (1kg)
$3 JMD 478
$1.38 Rp 22.4K
117.39%
Potato (1kg)
$2.04 JMD 325
$1.58 Rp 25.6K
29.11%
Onion (1kg)
$1.92 JMD 305
$2.16 Rp 35.1K
-11.11%
Lettuce (1 head)
$3 JMD 477
$1.04 Rp 16.9K
188.46%
Water (1.5 liter bottle)
$1.49 JMD 238
$0.56 Rp 9,114
166.07%
Cigarettes 20 Pack (Marlboro, Camel)
$8.88 JMD 1,413
$2.23 Rp 36.3K
298.21%
Wine (Bottle)
$11.29 JMD 1,798
$14.98 Rp 243.2K
-24.63%
Local Beer (0.5 liter bottle)
$2.75 JMD 437
$2.43 Rp 39.5K
13.17%
Imported Beer (0.33 liter bottle)
$3.06 JMD 488
$2.64 Rp 42.8K
15.91%
🚌 Getting Around
Santa Cruz
Ubud
Difference
One-way Ticket (Public Transport)
-
$0.32 Rp 5,203
-
Public Transport Monthly Pass (Regular Price)
-
$10.12 Rp 164.3K
-
Taxi Start (Normal Tariff)
$1.11 JMD 177
$0.49 Rp 7,888
126.53%
Taxi (Normal Tariff) (1km)
$3.11 JMD 494
$0.34 Rp 5,573
814.71%
Taxi 1hour Waiting (Normal Tariff)
$6.33 JMD 1,007
$6.04 Rp 98K
4.80%
Gasoline (1 liter)
$1.23 JMD 195
$0.73 Rp 11.9K
68.49%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$43.5K JMD 6.9M
$26.2K Rp 425.6M
65.83%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34K JMD 5.4M
$31.9K Rp 518.5M
6.57%
🧾 Monthly Utilities & Internet
Santa Cruz
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$164 JMD 26.1K
$62.6 Rp 1M
161.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.27 JMD 3,546
$4.1 Rp 66.6K
443.17%
Internet (50+ Mbps, Unlimited Data)
$50.6 JMD 8,062
$24.32 Rp 394.7K
108.22%
🎉 Sport & Entertainment
Santa Cruz
Ubud
Difference
Gym Membership (Monthly)
-
$22.6 Rp 366.9K
-
Tennis Court (1 Hour on Weekend)
-
$6.26 Rp 101.5K
-
Cinema Ticket
$13.35 JMD 2,126
$3.29 Rp 53.4K
305.78%
🧸 Childcare & Education
Santa Cruz
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$230 JMD 36.6K
$93.2 Rp 1.5M
146.40%
International Primary School, 1 Child (Yearly)
$2,493 JMD 396.8K
$6,098 Rp 99M
-59.12%
👕👟 Clothing & Footwear
Santa Cruz
Ubud
Difference
Jeans (Levis 501 Or Similar)
$25.93 JMD 4,128
$52.8 Rp 857.4K
-50.91%
Summer Dress (H&M, Zara, etc)
$25.56 JMD 4,068
$24.84 Rp 403.3K
2.90%
Sport Shoes (Adidas, Nike)
$72.1 JMD 11.5K
$85.2 Rp 1.4M
-15.38%
Men's Leather Business Shoes
$77.2 JMD 12.3K
$72.5 Rp 1.2M
6.53%
🏠 Accommodation & Living
Santa Cruz
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
-
$259 Rp 4.2M
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$159 Rp 2.6M
-
3-bedroom Apartment, City Center (Monthly)
-
$578 Rp 9.4M
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$336 Rp 5.5M
-
Buy Apartment in City Center (m2)
-
$1,000 Rp 16.2M
-
Buy Apartment Outside City Center (m2)
-
$860 Rp 14M
-
💵 Salaries & Financials
Santa Cruz
Ubud
Difference
Average Monthly Net Salary (After Tax)
$396 JMD 63K
$182 Rp 3M
116.89%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.15
13.28
-31.10%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz: October 27, 2025

Last update for Ubud: October 29, 2025

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