Last update: Oct 2026

Cost of Living Comparison Between Sant Julia de Loria and Cebu

For one person, living is cheaper in Sant Julia de Loria: $207 a month against $934 in Cebu, rent and utilities included – about $8,700 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Cebu
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Cebu Living Index

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Sant Julia de Loria

🇦🇩 Andorra

$207

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Sant Julia de Loria and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sant Julia de Loria and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $207 in Sant Julia de Loria versus $934 in Cebu.

Sant Julia de Loria $207
Cebu $934

Estimated couple costs with rent: $439 in Sant Julia de Loria versus $1,415 in Cebu.

Sant Julia de Loria $439
Cebu $1,415

Monthly costs for a family of three with rent: $670 in Sant Julia de Loria versus $1,896 in Cebu.

Sant Julia de Loria $670
Cebu $1,896

Living in Sant Julia de Loria costs roughly 78% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Sant Julia de Loria 85% lower, Cebu 30% lower.

Meal at Budget Restaurant

$13.46 €12.01

$3.03 ₱190

344.22%

Three-Course Dinner for Two, Mid-Range

$51.5 €45.93

$23.48 ₱1,473

119.17%

Fast Food Meal (McDonalds, etc)

$12.63 €11.27

$4.09 ₱256

208.80%

Cappuccino

$1.81 €1.61

$2.52 ₱158

-28.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.44 €2.17

$1.54 ₱96.9

58.44%

Water (0.33 liter bottle)

$2.09 €1.86

$0.49 ₱30.98

326.53%

Local Beer (0.5 liter draught)

$2.41 €2.15

$1.79 ₱112

34.64%

Imported Beer (0.33 liter bottle)

$4.06 €3.62

$2.26 ₱142

79.65%

Milk (1 liter)

$1.95 ₱122

White Bread (500g)

$1.43 ₱89.7

Rice (white) (1kg)

$1.02 ₱63.8

Eggs

$2.06 ₱129

Local Cheese (1kg)

$9.81 ₱615

Chicken Fillets (1kg)

$4.61 ₱289

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$3.31 ₱207

Banana (1kg)

$1.45 ₱90.9

Oranges (1kg)

$2.36 ₱148

Tomato (1kg)

$1.54 ₱96.4

Potato (1kg)

$2.36 ₱148

Onion (1kg)

$1.99 ₱125

Lettuce (1 head)

$1.15 ₱72.1

Water (1.5 liter bottle)

$0.67 ₱42.15

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

Wine (Bottle)

$6.35 ₱398

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

Imported Beer (0.33 liter bottle)

$1.73 ₱108

One-way Ticket (Public Transport)

$0.25 ₱15.78

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

Gasoline (1 liter)

$1.33 ₱83.5

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

Gym Membership (Monthly)

$32.68 ₱2,050

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

Men's Leather Business Shoes

$59.3 ₱3,717

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$5,796 €5,172

$341 ₱21.4K

1599.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sant Julia de Loria: October 4, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sant Julia de Loria

–

Cebu

$309 33.5%

Groceries & Markets

Sant Julia de Loria

–

Cebu

$210 22.7%

Monthly Utilities & Internet

Sant Julia de Loria

–

Cebu

$163 17.7%

Clothing & Footwear

Sant Julia de Loria

–

Cebu

$95 10.2%

Eating Out

Sant Julia de Loria

–

Cebu

$88 9.6%

Sport & Entertainment

Sant Julia de Loria

–

Cebu

$44 4.7%

Getting Around

Sant Julia de Loria

–

Cebu

$15 1.7%

Cost Breakdown

Sant Julia de Loria pays 1599% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out at a mid-range restaurant: $51.0 in Sant Julia de Loria vs $23.00 in Cebu for two.

Good to know

🇦🇩 Sant Julia de Loria

🇵🇭 Cebu

🕒 Local time

15:45 3:45 PM

21:45 9:45 PM

6 h ahead of Sant Julia de Loria

🌤 Weather

👥 Population

8,022

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Sant Julia de Loria Cebu 11,740 km ≈ 15 h nonstop flight

From you

Sant Julia de Loria
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sant Julia de Loria vs Cebu: Cost of Living - Frequently Asked Questions

Sant Julia de Loria is cheaper overall, especially in groceries, transport, and utilities. The 350% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1599% higher in Sant Julia de Loria, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Dining out is cheaper in Sant Julia de Loria – a meal for two runs $51.0 versus $23.00 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $207 per month in Sant Julia de Loria versus $934 in Cebu – a 350% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Sant Julia de Loria gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Sant Julia de Loria is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Sant Julia de Loria and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sant Julia de Loria gentler on the wallet – expenses run 350% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.