Last update: Oct 2026

Cost of Living Comparison Between San Rafael, CA and Quito

For one person, living is cheaper in Quito: $979 a month against $4,955 in San Rafael, CA, rent and utilities included – about $47,700 less a year. Rent and utilities account for most of the difference.

237

Cost of Living Index in San Rafael, CA
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San Rafael, CA Living Index
48

Cost of Living Index in Quito
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Quito Living Index

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San Rafael, CA

🇺🇸 United States

$4,955

/mo nomad

Quito

🇪🇨 Ecuador

$979

/mo nomad

Monthly Cost of Living

How much you'll spend in San Rafael, CA and in Quito

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Rafael, CA and in Quito actually costs, broken down by who's living it.

A single person spends $4,955 per month in San Rafael, CA vs $979 in Quito, rent included.

San Rafael, CA $4,955
Quito $979

A couple spends around $6,421 per month in San Rafael, CA vs $1,607 in Quito, rent included.

San Rafael, CA $6,421
Quito $1,607

A family of three spends $7,886 per month in San Rafael, CA vs $2,234 in Quito, rent included.

San Rafael, CA $7,886
Quito $2,234

San Rafael, CA costs about 406% more than Quito, and outside of rent the biggest gap is in groceries.

San Rafael, CA sits 270% above the global median, while Quito is 27% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$25.06 $25.06

$6.14 $6.14

308.14%

Three-Course Dinner for Two, Mid-Range

$120 $120

$53.9 $53.9

123.59%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$7.81 $7.81

54.55%

Cappuccino

$4.67 $4.67

$3.42 $3.42

36.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 $2.97

$1.44 $1.44

106.25%

Water (0.33 liter bottle)

$2.98 $2.98

$1.14 $1.14

161.40%

Local Beer (0.5 liter draught)

$5.40 $5.40

$3.48 $3.48

55.17%

Imported Beer (0.33 liter bottle)

$6.96 $6.96

$5.89 $5.89

18.17%

Milk (1 liter)

$1.50 $1.50

$1.14 $1.14

31.58%

White Bread (500g)

$4.43 $4.43

$1.54 $1.54

187.66%

Rice (white) (1kg)

$9.69 $9.69

$1.51 $1.51

541.72%

Eggs

$5.52 $5.52

$2.16 $2.16

155.56%

Local Cheese (1kg)

$22.55 $22.55

$6.40 $6.40

252.34%

Chicken Fillets (1kg)

$15.37 $15.37

$5.48 $5.48

180.47%

Beef Round Steak (1kg)

$18.20 $18.20

$7.81 $7.81

133.03%

Apples (1kg)

$7.34 $7.34

$2.33 $2.33

215.02%

Banana (1kg)

$2.93 $2.93

$1.24 $1.24

136.29%

Oranges (1kg)

$6.65 $6.65

$1.31 $1.31

407.63%

Tomato (1kg)

$8.27 $8.27

$1.14 $1.14

625.44%

Potato (1kg)

$5.78 $5.78

$1.21 $1.21

377.69%

Onion (1kg)

$5.44 $5.44

$1.02 $1.02

433.33%

Lettuce (1 head)

$3.20 $3.20

$0.93 $0.93

244.09%

Water (1.5 liter bottle)

$3.87 $3.87

$1.05 $1.05

268.57%

Cigarettes 20 Pack (Marlboro, Camel)

$10.79 $10.79

$6.02 $6.02

79.24%

Wine (Bottle)

$12.81 $12.81

$9.93 $9.93

29.00%

Local Beer (0.5 liter bottle)

$2.22 $2.22

$1.59 $1.59

39.62%

Imported Beer (0.33 liter bottle)

$3.08 $3.08

One-way Ticket (Public Transport)

$1.99 $1.99

$0.37 $0.37

437.84%

Public Transport Monthly Pass (Regular Price)

$64.5 $64.5

$20.95 $20.95

207.88%

Taxi Start (Normal Tariff)

$4.10 $4.10

$1.54 $1.54

166.23%

Taxi (Normal Tariff) (1km)

$4.29 $4.29

$1.53 $1.53

180.39%

Taxi 1hour Waiting (Normal Tariff)

$28.62 $28.62

$10.01 $10.01

185.91%

Gasoline (1 liter)

$1.44 $1.44

$0.87 $0.87

65.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.2K $32.2K

$21.0K $21.0K

53.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.3K $27.3K

$28.6K $28.6K

-4.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$259 $259

$28.97 $28.97

794.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$84.3 $84.3

$17.57 $17.57

379.91%

Internet (50+ Mbps, Unlimited Data)

$61.8 $61.8

$28.14 $28.14

119.62%

Gym Membership (Monthly)

$124 $124

$46.48 $46.48

166.91%

Tennis Court (1 Hour on Weekend)

$29.76 $29.76

$17.70 $17.70

68.14%

Cinema Ticket

$12.97 $12.97

$6.38 $6.38

103.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,128 $2,128

$746 $746

185.14%

International Primary School, 1 Child (Yearly)

$24.6K $24.6K

$9,015 $9,015

173.10%

Jeans (Levis 501 Or Similar)

$59.2 $59.2

$68.8 $68.8

-13.92%

Summer Dress (H&M, Zara, etc)

$42.66 $42.66

$50.4 $50.4

-15.27%

Sport Shoes (Adidas, Nike)

$94.0 $94.0

$117 $117

-19.99%

Men's Leather Business Shoes

$128 $128

$109 $109

17.21%

1-bedroom Apartment, City Center (Monthly)

$3,079 $3,079

$478 $478

543.97%

1-bedroom Apartment, Outside City Center (Monthly)

$3,143 $3,143

$313 $313

903.44%

3-bedroom Apartment, City Center (Monthly)

$4,230 $4,230

$967 $967

337.22%

3-bedroom Apartment, Outside City Center (Monthly)

$3,789 $3,789

$549 $549

589.97%

Buy Apartment in City Center (m2)

$7,545 $7,545

$1,763 $1,763

328.06%

Buy Apartment Outside City Center (m2)

$5,372 $5,372

$720 $720

646.09%

Average Monthly Net Salary (After Tax)

$7,047 $7,047

$597 $597

1080.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

10.12

-34.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Rafael, CA: October 3, 2026

Last update for Quito: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Rafael, CA

$3.1K 64.5%

Quito

$313 31.8% 90% $2.8K

Groceries & Markets

San Rafael, CA

$572 11.7%

Quito

$198 20.1% 65.5% $374

Monthly Utilities & Internet

San Rafael, CA

$405 8.3%

Quito

$75 7.6% 81.6% $331

Eating Out

San Rafael, CA

$357 7.3%

Quito

$153 15.5% 57.2% $204

Sport & Entertainment

San Rafael, CA

$150 3.1%

Quito

$59 6% 60.5% $91

Clothing & Footwear

San Rafael, CA

$146 3%

Quito

$156 15.8% 6.8% $9.9

Getting Around

San Rafael, CA

$98 2%

Quito

$32 3.2% 67.7% $66

Cost Breakdown

A central one-bedroom costs $3,079 in San Rafael, CA versus $478 in Quito. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1081% higher in San Rafael, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $120 in San Rafael, CA versus $54.0 in Quito. Monthly groceries follow the same trend: $572 vs $198 – making Quito the more affordable choice for daily food spending.

Good to know

🇺🇸 San Rafael, CA

🇪🇨 Quito

🕒 Local time

20:42 8:42 PM

22:42 10:42 PM

2 h ahead of San Rafael, CA

🌤 Weather

👥 Population

58,704

2,671,191 Capital

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

On the map

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Between locations

San Rafael, CA Quito 6,190 km ≈ 8 h nonstop flight

From you

San Rafael, CA
Quito

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Rafael, CA vs Quito: Cost of Living - Frequently Asked Questions

Yes – San Rafael, CA is pricier by about 406%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $7,432 per month in San Rafael, CA and $1,468 in Quito. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Quito, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 208% less in Quito. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $2,128 per month in San Rafael, CA and $746 in Quito. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Quito, where all-in costs run around $979, than in San Rafael, CA at $4,955. In Quito it covers expenses comfortably, while in San Rafael, CA it requires careful planning or may not stretch far enough.

Families tend to lean toward Quito – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Quito. If higher salaries, better infrastructure, or specific career opportunities are the priority, San Rafael, CA makes more sense. Both are solid long-term options with distinct trade-offs.