Cost of Living Comparison Between San Miguel de Allende and Ubud, Bali Cost of Living Comparison Between San Miguel de Allende and Ubud, Bali

Monthly Cost of Living

A single person spends $1,660 per month in San Miguel de Allende vs $1,419 in Ubud, Bali, rent included.

A couple spends around $2,670 per month in San Miguel de Allende vs $2,540 in Ubud, Bali, rent included.

A family of three spends $3,679 per month in San Miguel de Allende vs $3,660 in Ubud, Bali, rent included.

San Miguel de Allende costs about 17% more than Ubud, Bali, driven mainly by Eating Out.

Both San Miguel de Allende and Ubud, Bali sit above the global median – San Miguel de Allende by 24%, Ubud, Bali by 6%.

Currency
🍽 Eating Out
San Miguel de Allende
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.77 MX$186
$3.56 Rp 63.7K
202.53%
Three-Course Dinner for Two, Mid-Range
$47.51 MX$822
$32.73 Rp 584.5K
45.16%
Fast Food Meal (McDonalds, etc)
$7.99 MX$138
$4.95 Rp 88.4K
61.41%
Cappuccino
$3.62 MX$62.6
$2.71 Rp 48.4K
33.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.33 MX$22.93
$1.34 Rp 24.0K
-0.75%
Water (0.33 liter bottle)
$1.03 MX$17.77
$0.70 Rp 12.5K
47.14%
Local Beer (0.5 liter draught)
$2.86 MX$49.46
$2.92 Rp 52.1K
-2.05%
Imported Beer (0.33 liter bottle)
$5.08 MX$87.8
$3.96 Rp 70.7K
28.28%
🛒 Groceries & Markets
San Miguel de Allende
Ubud, Bali
Difference
Milk (1 liter)
$1.35 MX$23.41
$1.81 Rp 32.3K
-25.41%
White Bread (500g)
$3.88 MX$67.1
$2.52 Rp 45.0K
53.97%
Rice (white) (1kg)
$1.85 MX$31.99
$1.16 Rp 20.7K
59.48%
Eggs
$2.56 MX$44.27
$2.46 Rp 43.9K
4.07%
Local Cheese (1kg)
$7.98 MX$138
$14.71 Rp 262.7K
-45.75%
Chicken Fillets (1kg)
$14.05 MX$243
$4.32 Rp 77.1K
225.23%
Beef Round Steak (1kg)
$17.93 MX$310
$12.14 Rp 216.7K
47.69%
Apples (1kg)
$4.22 MX$73.0
$3.84 Rp 68.6K
9.90%
Banana (1kg)
$1.72 MX$29.77
$1.56 Rp 27.8K
10.26%
Oranges (1kg)
$3.12 MX$53.9
$2.83 Rp 50.6K
10.25%
Tomato (1kg)
$2.77 MX$47.88
$2.33 Rp 41.5K
18.88%
Potato (1kg)
$2.46 MX$42.62
$1.91 Rp 34.2K
28.80%
Onion (1kg)
$3.13 MX$54.1
$2.20 Rp 39.3K
42.27%
Lettuce (1 head)
$1.63 MX$28.17
$1.01 Rp 18.1K
61.39%
Water (1.5 liter bottle)
$1.26 MX$21.75
$0.78 Rp 13.8K
61.54%
Cigarettes 20 Pack (Marlboro, Camel)
$4.15 MX$71.8
$3.32 Rp 59.2K
25.00%
Wine (Bottle)
$17.24 MX$298
$23.74 Rp 423.9K
-27.38%
Local Beer (0.5 liter bottle)
$2.42 MX$41.88
$2.79 Rp 49.8K
-13.26%
Imported Beer (0.33 liter bottle)
$3.59 MX$62.1
$2.86 Rp 51.1K
25.52%
🚌 Getting Around
San Miguel de Allende
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.41 MX$7.06
$0.27 Rp 4,800
51.85%
Public Transport Monthly Pass (Regular Price)
$6.30 MX$109
$8.03 Rp 143.4K
-21.54%
Taxi Start (Normal Tariff)
$4.29 MX$74.1
$0.46 Rp 8,150
832.61%
Taxi (Normal Tariff) (1km)
$0.30 MX$5.21
$0.45 Rp 8,037
-33.33%
Taxi 1hour Waiting (Normal Tariff)
$7.97 MX$138
$6.10 Rp 108.9K
30.66%
Gasoline (1 liter)
$1.30 MX$22.52
$0.79 Rp 14.2K
64.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.3K MX$316.3K
$26.1K Rp 467.0M
-30.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.3K MX$368.9K
$32.1K Rp 573.6M
-33.59%
🧾 Monthly Utilities & Internet
San Miguel de Allende
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$58.8 MX$1,016
$79.9 Rp 1.4M
-26.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$21.58 MX$373
$4.06 Rp 72.6K
431.53%
Internet (50+ Mbps, Unlimited Data)
$34.20 MX$592
$23.52 Rp 420.0K
45.41%
🎉 Sport & Entertainment
San Miguel de Allende
Ubud, Bali
Difference
Gym Membership (Monthly)
$46.84 MX$810
$98.7 Rp 1.8M
-52.54%
Tennis Court (1 Hour on Weekend)
$39.84 MX$689
$6.63 Rp 118.4K
500.90%
Cinema Ticket
$6.94 MX$120
$4.15 Rp 74.1K
67.23%
🧸 Childcare & Education
San Miguel de Allende
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$341 MX$5,897
$304 Rp 5.4M
12.17%
International Primary School, 1 Child (Yearly)
$4,844 MX$83.8K
$6,613 Rp 118.1M
-26.75%
👕👟 Clothing & Footwear
San Miguel de Allende
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$62.6 MX$1,083
$55.5 Rp 991.8K
12.71%
Summer Dress (H&M, Zara, etc)
$57.1 MX$988
$38.31 Rp 684.1K
49.07%
Sport Shoes (Adidas, Nike)
$111 MX$1,921
$88.6 Rp 1.6M
25.33%
Men's Leather Business Shoes
$142 MX$2,455
$77.9 Rp 1.4M
82.27%
🏠 Accommodation & Living
San Miguel de Allende
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,105 MX$19.1K
$1,006 Rp 18.0M
9.77%
1-bedroom Apartment, Outside City Center (Monthly)
$730 MX$12.6K
$675 Rp 12.1M
8.13%
3-bedroom Apartment, City Center (Monthly)
$2,537 MX$43.9K
$3,442 Rp 61.5M
-26.29%
3-bedroom Apartment, Outside City Center (Monthly)
$1,566 MX$27.1K
$2,039 Rp 36.4M
-23.21%
Buy Apartment in City Center (m2)
$2,890 MX$50.0K
$2,841 Rp 50.7M
1.73%
Buy Apartment Outside City Center (m2)
$1,717 MX$29.7K
$2,264 Rp 40.4M
-24.18%
💵 Salaries & Financials
San Miguel de Allende
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$662 MX$11.4K
$165 Rp 3.0M
300.56%
20-Year Fixed Mortgage Interest Rate (Annual %)
12.17
13.28
-8.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Miguel de Allende: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,105 in San Miguel de Allende versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 301% higher in San Miguel de Allende, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $48.00 in San Miguel de Allende versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $365 vs $302 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
San Miguel de Allende vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, San Miguel de Allende or Ubud, Bali?
San Miguel de Allende costs about 17% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in San Miguel de Allende vs Ubud, Bali?
For a comfortable life, plan on about $2,491 per month in San Miguel de Allende and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, San Miguel de Allende or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in San Miguel de Allende and Ubud, Bali?
Kindergarten costs $341 per month in San Miguel de Allende and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in San Miguel de Allende or Ubud, Bali?
Groceries cost about 21% more in San Miguel de Allende, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in San Miguel de Allende or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in San Miguel de Allende at $1,660. In Ubud, Bali it covers expenses comfortably, while in San Miguel de Allende it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, San Miguel de Allende or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,419 versus $1,660 in San Miguel de Allende. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is San Miguel de Allende compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to San Miguel de Allende or Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, San Miguel de Allende makes more sense. Both are solid long-term options with distinct trade-offs.

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