Last update: Oct 2026

Cost of Living Comparison Between San Mateo, CA and Nosara

For one person, living is cheaper in Nosara: $1,839 a month against $4,419 in San Mateo, CA, rent and utilities included – about $31,000 less a year. Rent and utilities account for most of the difference.

San Mateo, CA
🇺🇸 United States
$4,419
/mo nomad
Nosara
🇨🇷 Costa Rica
$1,839
/mo nomad
Monthly Cost of Living

How much you'll spend in San Mateo, CA and in Nosara

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Mateo, CA and in Nosara actually costs, broken down by who's living it.

A single person spends $4,419 per month in San Mateo, CA vs $1,839 in Nosara, rent included.

  • San Mateo, CA $4,419
  • Nosara $1,839

A couple spends around $6,644 per month in San Mateo, CA vs $2,828 in Nosara, rent included.

  • San Mateo, CA $6,644
  • Nosara $2,828

A family of three spends $8,868 per month in San Mateo, CA vs $3,818 in Nosara, rent included.

  • San Mateo, CA $8,868
  • Nosara $3,818

San Mateo, CA costs about 140% more than Nosara, and outside of rent the biggest gap is in groceries.

Both San Mateo, CA and Nosara sit above the global median – San Mateo, CA by 227%, Nosara by 36%.

Currency
🍽 Eating Out
San Mateo, CA
Nosara
Difference
Meal at Budget Restaurant
$19.81 $19.81
$12.35 ₡5,539
60.40%
Three-Course Dinner for Two, Mid-Range
$98.2 $98.2
$61.2 ₡27.4K
60.46%
Fast Food Meal (McDonalds, etc)
$12.87 $12.87
$7.52 ₡3,373
71.14%
Cappuccino
$5.54 $5.54
$4.41 ₡1,978
25.62%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.08 $3.08
$1.74 ₡780
77.01%
Water (0.33 liter bottle)
$2.81 $2.81
$1.31 ₡587
114.50%
Local Beer (0.5 liter draught)
$8.31 $8.31
$3.28 ₡1,471
153.35%
Imported Beer (0.33 liter bottle)
$9.86 $9.86
$4.47 ₡2,004
120.58%
🛒 Groceries & Markets
San Mateo, CA
Nosara
Difference
Milk (1 liter)
$1.61 $1.61
$1.56 ₡701
3.21%
White Bread (500g)
$5.96 $5.96
$3.02 ₡1,355
97.35%
Rice (white) (1kg)
$5.98 $5.98
$2.51 ₡1,125
138.25%
Eggs
$7.19 $7.19
$3.57 ₡1,603
101.40%
Local Cheese (1kg)
$13.35 $13.35
$7.43 ₡3,333
79.68%
Chicken Fillets (1kg)
$19.03 $19.03
$10.52 ₡4,717
80.89%
Beef Round Steak (1kg)
$19.87 $19.87
$13.97 ₡6,265
42.23%
Apples (1kg)
$6.06 $6.06
$2.35 ₡1,052
157.87%
Banana (1kg)
$2.13 $2.13
$1.61 ₡720
32.30%
Oranges (1kg)
$3.90 $3.90
$4.80 ₡2,152
-18.75%
Tomato (1kg)
$8.86 $8.86
$1.61 ₡724
450.31%
Potato (1kg)
$4.34 $4.34
$3.80 ₡1,703
14.21%
Onion (1kg)
$3.04 $3.04
$3.69 ₡1,657
-17.62%
Lettuce (1 head)
$3.06 $3.06
$1.13 ₡507
170.80%
Water (1.5 liter bottle)
$1.97 $1.97
$2.66 ₡1,191
-25.94%
Cigarettes 20 Pack (Marlboro, Camel)
$11.94 $11.94
$5.18 ₡2,321
130.50%
Wine (Bottle)
$14.53 $14.53
$19.88 ₡8,916
-26.91%
Local Beer (0.5 liter bottle)
$1.69 $1.69
$2.90 ₡1,300
-41.72%
Imported Beer (0.33 liter bottle)
$1.93 $1.93
$3.63 ₡1,626
-46.83%
🚌 Getting Around
San Mateo, CA
Nosara
Difference
One-way Ticket (Public Transport)
$3.99 $3.99
$1.12 ₡504
256.25%
Public Transport Monthly Pass (Regular Price)
$97.1 $97.1
$72.6 ₡32.6K
33.63%
Taxi Start (Normal Tariff)
$4.05 $4.05
$2.14 ₡958
89.25%
Taxi (Normal Tariff) (1km)
$2.03 $2.03
$1.57 ₡703
29.30%
Taxi 1hour Waiting (Normal Tariff)
-
$8.52 ₡3,823
-
Gasoline (1 liter)
$1.56 $1.56
$1.52 ₡682
2.63%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.8K $36.8K
$21.6K ₡9.7M
70.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K $26.0K
$34.5K ₡15.5M
-24.66%
🧾 Monthly Utilities & Internet
San Mateo, CA
Nosara
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$267 $267
$96.3 ₡43.2K
177.07%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$41.54 $41.54
$35.89 ₡16.1K
15.74%
Internet (50+ Mbps, Unlimited Data)
$62.4 $62.4
$53.6 ₡24.0K
16.44%
🎉 Sport & Entertainment
San Mateo, CA
Nosara
Difference
Gym Membership (Monthly)
$109 $109
$71.6 ₡32.1K
52.19%
Tennis Court (1 Hour on Weekend)
$9.40 $9.40
$34.91 ₡15.7K
-73.07%
Cinema Ticket
$18.35 $18.35
$7.89 ₡3,539
132.57%
🧸 Childcare & Education
San Mateo, CA
Nosara
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,947 $2,947
$494 ₡221.6K
496.49%
International Primary School, 1 Child (Yearly)
$28.8K $28.8K
$11.9K ₡5.3M
143.00%
👕👟 Clothing & Footwear
San Mateo, CA
Nosara
Difference
Jeans (Levis 501 Or Similar)
$63.6 $63.6
$53.9 ₡24.2K
17.85%
Summer Dress (H&M, Zara, etc)
$47.52 $47.52
$55.4 ₡24.8K
-14.24%
Sport Shoes (Adidas, Nike)
$117 $117
$77.9 ₡34.9K
50.32%
Men's Leather Business Shoes
$135 $135
$79.6 ₡35.7K
69.00%
🏠 Accommodation & Living
San Mateo, CA
Nosara
Difference
1-bedroom Apartment, City Center (Monthly)
$3,421 $3,421
$788 ₡353.4K
334.10%
1-bedroom Apartment, Outside City Center (Monthly)
$2,741 $2,741
$794 ₡356.2K
245.05%
3-bedroom Apartment, City Center (Monthly)
$5,944 $5,944
$3,939 ₡1.8M
50.91%
3-bedroom Apartment, Outside City Center (Monthly)
$5,128 $5,128
$1,419 ₡636.5K
261.30%
Buy Apartment in City Center (m2)
$13.8K $13.8K
$6,912 ₡3.1M
99.87%
Buy Apartment Outside City Center (m2)
$8,907 $8,907
$1,224 ₡549.0K
627.66%
💵 Salaries & Financials
San Mateo, CA
Nosara
Difference
Average Monthly Net Salary (After Tax)
$7,501 $7,501
$864 ₡387.3K
768.65%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.53
8.62
-24.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Mateo, CA: October 10, 2026

Last update for Nosara: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
San Mateo, CA
$2.7K
Nosara
$794 71% $1.9K
Groceries & Markets
San Mateo, CA
$523
Nosara
$352 32.6% $170
Monthly Utilities & Internet
San Mateo, CA
$371
Nosara
$186 49.9% $185
Eating Out
San Mateo, CA
$348
Nosara
$212 39.2% $137
Clothing & Footwear
San Mateo, CA
$163
Nosara
$120 26.4% $43
Sport & Entertainment
San Mateo, CA
$146
Nosara
$87 40% $58
Getting Around
San Mateo, CA
$127
Nosara
$87 31.5% $40

Cost Breakdown

A central one-bedroom costs $3,421 in San Mateo, CA versus $788 in Nosara. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 769% higher in San Mateo, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $98.0 in San Mateo, CA versus $61.0 in Nosara. Monthly groceries follow the same trend: $523 vs $352 – making Nosara the more affordable choice for daily food spending.

Good to know
🇺🇸 San Mateo, CA
🇨🇷 Nosara
🕒 Local time
07:44 7:44 AM
08:44 8:44 AM
1 h ahead of San Mateo, CA
🌤 Weather
👥 Population
103,536
4,912
Exchange rates and currency converter

CRC, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Costa Rican Colón exchange rates as of October 19, 2026: 1 USD = 448 CRC (1,000 CRC = 2.23 USD). 1 EUR = 504 CRC (1,000 CRC = 1.98 EUR).

On the map
Between locations
  • San Mateo, CA Nosara 4,780 km ≈ 6 h nonstop flight
From you
  • San Mateo, CA
  • Nosara

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
San Mateo, CA vs Nosara: Cost of Living - Frequently Asked Questions
How do living costs in San Mateo, CA and in Nosara compare overall?
Monthly costs with rent: $4,419 in San Mateo, CA, $1,839 in Nosara – roughly 140% apart. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in San Mateo, CA compared to Nosara?
For a comfortable life, plan on about $6,628 per month in San Mateo, CA and $2,758 in Nosara. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between San Mateo, CA and Nosara?
Rent is clearly cheaper in Nosara, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in San Mateo, CA and in Nosara?
Public transport costs about 34% less in Nosara. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between San Mateo, CA and Nosara?
Kindergarten costs $2,947 per month in San Mateo, CA and $494 in Nosara. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $3,000 per month?
A $3,000 monthly budget goes further in Nosara, where all-in costs run around $1,839, than in San Mateo, CA at $4,419. In Nosara it covers expenses comfortably, while in San Mateo, CA it requires careful planning or may not stretch far enough.
How does quality of life compare between San Mateo, CA and Nosara?
It depends on your priorities. San Mateo, CA has an edge in some lifestyle areas, with costs from $1,839 in Nosara to $4,419 in San Mateo, CA. Climate, culture, job market, and personal taste all factor in.
Is San Mateo, CA or Nosara safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between San Mateo, CA and Nosara?
If budget matters most, go with Nosara. If higher salaries, better infrastructure, or specific career opportunities are the priority, San Mateo, CA makes more sense. Both are solid long-term options with distinct trade-offs.

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