Last update: Oct 2026

Cost of Living Comparison Between San Luis Obispo, CA and Lima

For one person, living is cheaper in Lima: $1,012 a month against $3,487 in San Luis Obispo, CA, rent and utilities included – about $29,700 less a year. Rent and utilities account for most of the difference.

171

Cost of Living Index in San Luis Obispo, CA
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San Luis Obispo, CA Living Index
49

Cost of Living Index in Lima
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Lima Living Index

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San Luis Obispo, CA

🇺🇸 United States

$3,487

/mo nomad

Lima

🇵🇪 Peru

$1,012

/mo nomad

Monthly Cost of Living

How much you'll spend in San Luis Obispo, CA and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Luis Obispo, CA and in Lima actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,487 in San Luis Obispo, CA versus $1,012 in Lima.

San Luis Obispo, CA $3,487
Lima $1,012

Estimated couple costs with rent: $5,130 in San Luis Obispo, CA versus $1,589 in Lima.

San Luis Obispo, CA $5,130
Lima $1,589

Monthly costs for a family of three with rent: $6,774 in San Luis Obispo, CA versus $2,167 in Lima.

San Luis Obispo, CA $6,774
Lima $2,167

Living in San Luis Obispo, CA is roughly 245% more expensive than in Lima, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: San Luis Obispo, CA is 158% above, Lima is 25% below.

Meal at Budget Restaurant

$24.03 $24.03

$4.40 PEN 15.10

446.14%

Three-Course Dinner for Two, Mid-Range

$58.9 $58.9

$35.17 PEN 121

67.39%

Fast Food Meal (McDonalds, etc)

$13.25 $13.25

$6.89 PEN 23.65

92.31%

Cappuccino

$6.26 $6.26

$3.26 PEN 11.20

92.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.90 $2.90

$1.12 PEN 3.84

158.93%

Water (0.33 liter bottle)

$2.48 $2.48

$0.62 PEN 2.11

300.00%

Local Beer (0.5 liter draught)

$7.97 $7.97

$2.65 PEN 9.09

200.75%

Imported Beer (0.33 liter bottle)

$7.88 $7.88

$4.41 PEN 15.15

78.68%

Milk (1 liter)

$1.12 $1.12

$1.63 PEN 5.61

-31.29%

White Bread (500g)

$4.30 $4.30

$2.56 PEN 8.78

67.97%

Rice (white) (1kg)

$5.54 $5.54

$1.35 PEN 4.65

310.37%

Eggs

$4.72 $4.72

$2.90 PEN 9.96

62.76%

Local Cheese (1kg)

$15.24 $15.24

$8.85 PEN 30.38

72.20%

Chicken Fillets (1kg)

$8.70 $8.70

$5.98 PEN 20.52

45.48%

Beef Round Steak (1kg)

$15.43 $15.43

$9.78 PEN 33.59

57.77%

Apples (1kg)

$3.81 $3.81

$2.05 PEN 7.02

85.85%

Banana (1kg)

$1.99 $1.99

$1.06 PEN 3.66

87.74%

Oranges (1kg)

$3.30 $3.30

$1.35 PEN 4.64

144.44%

Tomato (1kg)

$3.37 $3.37

$1.50 PEN 5.15

124.67%

Potato (1kg)

$2.79 $2.79

$0.88 PEN 3.03

217.05%

Onion (1kg)

$2.78 $2.78

$0.92 PEN 3.15

202.17%

Lettuce (1 head)

$2.16 $2.16

$0.89 PEN 3.07

142.70%

Water (1.5 liter bottle)

$1.94 $1.94

$0.90 PEN 3.10

115.56%

Cigarettes 20 Pack (Marlboro, Camel)

$11.55 $11.55

$5.90 PEN 20.27

95.76%

Wine (Bottle)

$16.97 $16.97

$8.52 PEN 29.26

99.18%

Local Beer (0.5 liter bottle)

$1.83 $1.83

$1.88 PEN 6.45

-2.66%

Imported Beer (0.33 liter bottle)

$3.13 $3.13

$3.22 PEN 11.05

-2.80%

One-way Ticket (Public Transport)

$1.93 $1.93

$0.68 PEN 2.33

183.82%

Public Transport Monthly Pass (Regular Price)

$60.1 $60.1

$26.86 PEN 92.2

123.72%

Taxi Start (Normal Tariff)

$6.37 $6.37

$3.81 PEN 13.09

67.19%

Taxi (Normal Tariff) (1km)

$2.74 $2.74

$2.02 PEN 6.93

35.64%

Taxi 1hour Waiting (Normal Tariff)

$37.64 $37.64

$7.11 PEN 24.41

429.40%

Gasoline (1 liter)

$1.45 $1.45

$1.72 PEN 5.91

-15.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.7K $36.7K

$22.3K PEN 76.6K

64.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$25.5K PEN 87.6K

-0.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$249 $249

$73.1 PEN 251

240.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.9 $53.9

$16.35 PEN 56.2

229.85%

Internet (50+ Mbps, Unlimited Data)

$69.6 $69.6

$27.47 PEN 94.3

153.22%

Gym Membership (Monthly)

$42.89 $42.89

$31.90 PEN 110

34.45%

Tennis Court (1 Hour on Weekend)

$50.6 $50.6

$19.41 PEN 66.7

160.54%

Cinema Ticket

$12.47 $12.47

$7.05 PEN 24.23

76.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,345 $2,345

$182 PEN 627

1185.01%

International Primary School, 1 Child (Yearly)

$34.6K $34.6K

$13.0K PEN 44.8K

165.51%

Jeans (Levis 501 Or Similar)

$67.4 $67.4

$53.8 PEN 185

25.30%

Summer Dress (H&M, Zara, etc)

$49.73 $49.73

$34.32 PEN 118

44.90%

Sport Shoes (Adidas, Nike)

$107 $107

$82.8 PEN 284

29.64%

Men's Leather Business Shoes

$98.5 $98.5

$78.2 PEN 269

25.91%

1-bedroom Apartment, City Center (Monthly)

$2,635 $2,635

$721 PEN 2,476

265.34%

1-bedroom Apartment, Outside City Center (Monthly)

$2,042 $2,042

$343 PEN 1,179

494.70%

3-bedroom Apartment, City Center (Monthly)

$4,972 $4,972

$1,219 PEN 4,186

307.91%

3-bedroom Apartment, Outside City Center (Monthly)

$3,709 $3,709

$651 PEN 2,235

470.02%

Buy Apartment in City Center (m2)

$7,383 $7,383

$2,414 PEN 8,292

205.77%

Buy Apartment Outside City Center (m2)

$6,795 $6,795

$1,357 PEN 4,660

400.73%

Average Monthly Net Salary (After Tax)

$5,553 $5,553

$648 PEN 2,226

756.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.26

8.94

-29.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Luis Obispo, CA: October 12, 2026

Last update for Lima: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Luis Obispo, CA

$2K 58.6%

Lima

$343 33.9% 83.2% $1.7K

Groceries & Markets

San Luis Obispo, CA

$387 11.1%

Lima

$226 22.3% 41.6% $161

Eating Out

San Luis Obispo, CA

$384 11%

Lima

$124 12.3% 67.7% $260

Monthly Utilities & Internet

San Luis Obispo, CA

$372 10.7%

Lima

$117 11.6% 68.6% $255

Clothing & Footwear

San Luis Obispo, CA

$145 4.2%

Lima

$112 11.1% 22.9% $33

Getting Around

San Luis Obispo, CA

$88 2.5%

Lima

$43 4.3% 50.5% $44

Sport & Entertainment

San Luis Obispo, CA

$68 2%

Lima

$46 4.6% 32.2% $22

Cost Breakdown

A one-bedroom apartment in the center runs $2,635 in San Luis Obispo, CA and $721 in Lima. Housing cost is often the main lever when comparing two cities.

San Luis Obispo, CA pays 757% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $59.0 in San Luis Obispo, CA vs $35.00 in Lima for a mid-range dinner for two. Groceries echo the gap at $387 vs $226 per month, with Lima cheaper across the board.

Good to know

🇺🇸 San Luis Obispo, CA

🇵🇪 Lima

🕒 Local time

21:53 9:53 PM

23:53 11:53 PM

2 h ahead of San Luis Obispo, CA

🌤 Weather

👥 Population

47,339

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.89 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Peruvian Sol exchange rates as of October 19, 2026: 1 USD = 3.43 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

PEN to USD in detail →

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San Luis Obispo, CA Lima 6,980 km ≈ 9 h nonstop flight

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San Luis Obispo, CA
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Luis Obispo, CA vs Lima: Cost of Living - Frequently Asked Questions

San Luis Obispo, CA and Lima differ by about 245% in total monthly costs ($3,487 vs $1,012 including rent). Lima is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 757% higher in San Luis Obispo, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,635 in San Luis Obispo, CA versus $721 in Lima. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,345 in San Luis Obispo, CA versus $182 in Lima. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 71% higher in San Luis Obispo, CA. For households that cook at home regularly, that difference adds up over a month.

At $1,012 in Lima versus $3,487 in San Luis Obispo, CA, a $2,000 budget is realistic in Lima but tight or insufficient in San Luis Obispo, CA. The gap between the two cities makes Lima the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, San Luis Obispo, CA and Lima are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lima gentler on the wallet – expenses run 245% less than in San Luis Obispo, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.