Last update: Nov 2026

Cost of Living Comparison Between San Jose and Utica, NY

For one person, living is cheaper in San Jose: $2,107 a month against $2,509 in Utica, NY, rent and utilities included – about $4,800 less a year. Higher rent and utilities in Utica, NY outweigh lower spending on other living expenses.

101

Cost of Living Index in San Jose
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San Jose Living Index
119

Cost of Living Index in Utica, NY
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Utica, NY Living Index

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San Jose

🇨🇷 Costa Rica

$2,107

/mo nomad

Utica, NY

🇺🇸 United States

$2,509

/mo nomad

Monthly Cost of Living

How much you'll spend in San Jose and in Utica, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Jose and in Utica, NY actually costs, broken down by who's living it.

A single person spends $2,107 per month in San Jose vs $2,509 in Utica, NY, rent included.

San Jose $2,107
Utica, NY $2,509

A couple spends around $3,081 per month in San Jose vs $3,898 in Utica, NY, rent included.

San Jose $3,081
Utica, NY $3,898

A family of three spends $4,054 per month in San Jose vs $5,286 in Utica, NY, rent included.

San Jose $4,054
Utica, NY $5,286

San Jose is about 16% cheaper than Utica, NY, and outside of rent the biggest gap is in eating out.

Both San Jose and Utica, NY sit above the global median – San Jose by 56%, Utica, NY by 86%.

Meal at Budget Restaurant

$12.37 ₡5,563

$17.14 $17.14

-27.83%

Three-Course Dinner for Two, Mid-Range

$62.4 ₡28.0K

$75.8 $75.8

-17.67%

Fast Food Meal (McDonalds, etc)

$11.71 ₡5,264

$11.04 $11.04

6.07%

Cappuccino

$4.54 ₡2,040

$5.26 $5.26

-13.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.75 ₡1,238

$2.85 $2.85

-3.51%

Water (0.33 liter bottle)

$1.86 ₡837

$1.71 $1.71

8.77%

Local Beer (0.5 liter draught)

$3.35 ₡1,505

$4.88 $4.88

-31.35%

Imported Beer (0.33 liter bottle)

$4.32 ₡1,944

$6.07 $6.07

-28.83%

Milk (1 liter)

$2.36 ₡1,061

$0.89 $0.89

165.17%

White Bread (500g)

$3.07 ₡1,379

$3.47 $3.47

-11.53%

Rice (white) (1kg)

$2.51 ₡1,128

$2.95 $2.95

-14.92%

Eggs

$3.53 ₡1,585

$4.46 $4.46

-20.85%

Local Cheese (1kg)

$10.54 ₡4,738

$13.27 $13.27

-20.57%

Chicken Fillets (1kg)

$10.57 ₡4,754

$9.60 $9.60

10.10%

Beef Round Steak (1kg)

$13.92 ₡6,261

$15.88 $15.88

-12.34%

Apples (1kg)

$5.20 ₡2,338

$4.97 $4.97

4.63%

Banana (1kg)

$1.65 ₡740

$1.56 $1.56

5.77%

Oranges (1kg)

$4.89 ₡2,198

$4.03 $4.03

21.34%

Tomato (1kg)

$3.84 ₡1,728

$5.21 $5.21

-26.30%

Potato (1kg)

$3.91 ₡1,757

$1.57 $1.57

149.04%

Onion (1kg)

$3.76 ₡1,692

$2.03 $2.03

85.22%

Lettuce (1 head)

$1.12 ₡504

$2.36 $2.36

-52.54%

Water (1.5 liter bottle)

$3.22 ₡1,447

$2.39 $2.39

34.73%

Cigarettes 20 Pack (Marlboro, Camel)

$6.02 ₡2,706

$13.42 $13.42

-55.14%

Wine (Bottle)

$19.84 ₡8,919

$11.82 $11.82

67.85%

Local Beer (0.5 liter bottle)

$2.81 ₡1,264

$2.11 $2.11

33.18%

Imported Beer (0.33 liter bottle)

$3.65 ₡1,643

$3.43 $3.43

6.41%

One-way Ticket (Public Transport)

$1.08 ₡487

$1.51 $1.51

-28.48%

Public Transport Monthly Pass (Regular Price)

$65.2 ₡29.3K

$42.97 $42.97

51.80%

Taxi Start (Normal Tariff)

$2.26 ₡1,018

$5.28 $5.28

-57.20%

Taxi (Normal Tariff) (1km)

$1.78 ₡799

$2.28 $2.28

-21.93%

Taxi 1hour Waiting (Normal Tariff)

$7.90 ₡3,551

$44.75 $44.75

-82.35%

Gasoline (1 liter)

$1.50 ₡673

$0.91 $0.91

64.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.5K ₡15.1M

$32.6K $32.6K

2.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.3K ₡19.0M

$25.3K $25.3K

67.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.2 ₡41.9K

$189 $189

-50.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.13 ₡16.2K

$53.6 $53.6

-32.53%

Internet (50+ Mbps, Unlimited Data)

$60.6 ₡27.2K

$65.7 $65.7

-7.81%

Gym Membership (Monthly)

$68.9 ₡31.0K

$39.48 $39.48

74.59%

Tennis Court (1 Hour on Weekend)

$24.94 ₡11.2K

Cinema Ticket

$7.67 ₡3,449

$13.08 $13.08

-41.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$972 ₡436.9K

$785 $785

23.79%

International Primary School, 1 Child (Yearly)

$18.9K ₡8.5M

$24.5K $24.5K

-23.08%

Jeans (Levis 501 Or Similar)

$70.6 ₡31.8K

$53.5 $53.5

32.00%

Summer Dress (H&M, Zara, etc)

$56.7 ₡25.5K

$45.24 $45.24

25.29%

Sport Shoes (Adidas, Nike)

$129 ₡57.8K

$82.4 $82.4

56.17%

Men's Leather Business Shoes

$131 ₡58.8K

$90.3 $90.3

44.96%

1-bedroom Apartment, City Center (Monthly)

$1,170 ₡525.9K

$1,185 $1,185

-1.27%

1-bedroom Apartment, Outside City Center (Monthly)

$943 ₡424.1K

$1,287 $1,287

-26.70%

3-bedroom Apartment, City Center (Monthly)

$1,984 ₡892.0K

$2,050 $2,050

-3.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,400 ₡629.5K

$2,571 $2,571

-45.55%

Buy Apartment in City Center (m2)

$2,681 ₡1.2M

$1,717 $1,717

56.14%

Buy Apartment Outside City Center (m2)

$2,037 ₡915.8K

$1,701 $1,701

19.74%

Average Monthly Net Salary (After Tax)

$987 ₡443.6K

$3,587 $3,587

-72.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.62

6.52

32.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Jose: November 2, 2026

Last update for Utica, NY: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Jose

$943 44.8%

Utica, NY

$1.3K 51.3% 36.4% $344

Groceries & Markets

San Jose

$403 19.1%

Utica, NY

$373 14.9% 7.4% $30

Eating Out

San Jose

$232 11%

Utica, NY

$288 11.5% 24% $56

Monthly Utilities & Internet

San Jose

$190 9%

Utica, NY

$308 12.3% 62.1% $118

Clothing & Footwear

San Jose

$174 8.3%

Utica, NY

$122 4.9% 29.8% $52

Sport & Entertainment

San Jose

$84 4%

Utica, NY

$66 2.6% 22.1% $19

Getting Around

San Jose

$81 3.8%

Utica, NY

$66 2.6% 18.6% $15

Cost Breakdown

A central one-bedroom costs $1,170 in San Jose versus $1,185 in Utica, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Utica, NY are about 3.6 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $62 in San Jose versus $76 in Utica, NY. Groceries tell a different story – $403 in San Jose vs $373 in Utica, NY – so Utica, NY wins on supermarket bills even if dining out costs more.

Good to know

🇨🇷 San Jose

🇺🇸 Utica, NY

🕒 Local time

15:46 3:46 PM

16:46 4:46 PM

1 h ahead of San Jose

🌤 Weather

👥 Population

342,188 Capital

65,283

💱 Currency

Costa Rican Colón CRC ₡

United States Dollar USD $

📈 Exchange rate

1,000 CRC = 2.22 USD

1,000 CRC = 1.99 EUR

1 USD = 0.895 EUR

Exchange rates and currency converter

USD, EUR to CRC – Costa Rican Colón Converter

🇺🇸 United States Dollar ($)

🇨🇷 Costa Rican Colón (₡)

Costa Rican Colón exchange rates as of November 6, 2026: 1 USD = 450 CRC (1,000 CRC = 2.22 USD). 1 EUR = 502 CRC (1,000 CRC = 1.99 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

USD to CRC in detail →

On the map

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Between locations

San Jose Utica, NY 3,790 km ≈ 5 h nonstop flight

From you

San Jose
Utica, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Jose vs Utica, NY: Cost of Living - Frequently Asked Questions

Yes – Utica, NY is pricier by about 19%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,161 per month in San Jose and $3,764 in Utica, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,170 in San Jose and $1,185 in Utica, NY. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

A mid-range dinner for two costs $62 in San Jose and $76 in Utica, NY. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,107 in San Jose and $2,509 in Utica, NY. That makes San Jose about 16% cheaper.

A $2,500 monthly budget goes further in San Jose, where all-in costs run around $2,107, than in Utica, NY at $2,509. In San Jose it covers expenses comfortably, while in Utica, NY it requires careful planning or may not stretch far enough.

It depends on your priorities. San Jose has an edge in some lifestyle areas, with costs from $2,107 in San Jose to $2,509 in Utica, NY. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with San Jose. If higher salaries or specific career opportunities are the priority, Utica, NY makes more sense. Both are solid long-term options with distinct trade-offs.