Last update: Nov 2026

Cost of Living Comparison Between San Jose and Toms River, NJ

For one person, living is cheaper in San Jose: $2,107 a month against $2,859 in Toms River, NJ, rent and utilities included – about $9,000 less a year. Rent and utilities account for most of the difference.

101

Cost of Living Index in San Jose
Learn more

San Jose Living Index
136

Cost of Living Index in Toms River, NJ
Learn more

Toms River, NJ Living Index

Jump to prices

San Jose

🇨🇷 Costa Rica

$2,107

/mo nomad

Toms River, NJ

🇺🇸 United States

$2,859

/mo nomad

Monthly Cost of Living

How much you'll spend in San Jose and in Toms River, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Jose and in Toms River, NJ actually costs, broken down by who's living it.

A single person spends $2,107 per month in San Jose vs $2,859 in Toms River, NJ, rent included.

San Jose $2,107
Toms River, NJ $2,859

A couple spends around $3,081 per month in San Jose vs $4,325 in Toms River, NJ, rent included.

San Jose $3,081
Toms River, NJ $4,325

A family of three spends $4,054 per month in San Jose vs $5,791 in Toms River, NJ, rent included.

San Jose $4,054
Toms River, NJ $5,791

San Jose is about 26% cheaper than Toms River, NJ, and outside of rent the biggest gap is in eating out.

Both San Jose and Toms River, NJ sit above the global median – San Jose by 56%, Toms River, NJ by 111%.

Meal at Budget Restaurant

$12.37 ₡5,563

$20.27 $20.27

-38.97%

Three-Course Dinner for Two, Mid-Range

$62.4 ₡28.0K

$74.1 $74.1

-15.81%

Fast Food Meal (McDonalds, etc)

$11.71 ₡5,264

$11.92 $11.92

-1.76%

Cappuccino

$4.54 ₡2,040

$5.42 $5.42

-16.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.75 ₡1,238

$2.62 $2.62

4.96%

Water (0.33 liter bottle)

$1.86 ₡837

$1.92 $1.92

-3.12%

Local Beer (0.5 liter draught)

$3.35 ₡1,505

$5.14 $5.14

-34.82%

Imported Beer (0.33 liter bottle)

$4.32 ₡1,944

$6.85 $6.85

-36.93%

Milk (1 liter)

$2.36 ₡1,061

$1.36 $1.36

73.53%

White Bread (500g)

$3.07 ₡1,379

$4.79 $4.79

-35.91%

Rice (white) (1kg)

$2.51 ₡1,128

$2.33 $2.33

7.73%

Eggs

$3.53 ₡1,585

$4.46 $4.46

-20.85%

Local Cheese (1kg)

$10.54 ₡4,738

$16.78 $16.78

-37.19%

Chicken Fillets (1kg)

$10.57 ₡4,754

$16.76 $16.76

-36.93%

Beef Round Steak (1kg)

$13.92 ₡6,261

$16.60 $16.60

-16.14%

Apples (1kg)

$5.20 ₡2,338

$5.74 $5.74

-9.41%

Banana (1kg)

$1.65 ₡740

$1.30 $1.30

26.92%

Oranges (1kg)

$4.89 ₡2,198

$5.09 $5.09

-3.93%

Tomato (1kg)

$3.84 ₡1,728

$5.91 $5.91

-35.03%

Potato (1kg)

$3.91 ₡1,757

$1.52 $1.52

157.24%

Onion (1kg)

$3.76 ₡1,692

$2.72 $2.72

38.24%

Lettuce (1 head)

$1.12 ₡504

$2.43 $2.43

-53.91%

Water (1.5 liter bottle)

$3.22 ₡1,447

$2.01 $2.01

60.20%

Cigarettes 20 Pack (Marlboro, Camel)

$6.02 ₡2,706

$10.06 $10.06

-40.16%

Wine (Bottle)

$19.84 ₡8,919

$9.70 $9.70

104.54%

Local Beer (0.5 liter bottle)

$2.81 ₡1,264

$2.78 $2.78

1.08%

Imported Beer (0.33 liter bottle)

$3.65 ₡1,643

$3.37 $3.37

8.31%

One-way Ticket (Public Transport)

$1.08 ₡487

Public Transport Monthly Pass (Regular Price)

$65.2 ₡29.3K

Taxi Start (Normal Tariff)

$2.26 ₡1,018

$3.02 $3.02

-25.17%

Taxi (Normal Tariff) (1km)

$1.78 ₡799

$2.22 $2.22

-19.82%

Taxi 1hour Waiting (Normal Tariff)

$7.90 ₡3,551

$41.39 $41.39

-80.91%

Gasoline (1 liter)

$1.50 ₡673

$0.98 $0.98

53.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.5K ₡15.1M

$30.6K $30.6K

9.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.3K ₡19.0M

$26.3K $26.3K

60.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.2 ₡41.9K

$217 $217

-56.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.13 ₡16.2K

$36.16 $36.16

-0.08%

Internet (50+ Mbps, Unlimited Data)

$60.6 ₡27.2K

$63.0 $63.0

-3.84%

Gym Membership (Monthly)

$68.9 ₡31.0K

$29.57 $29.57

133.11%

Tennis Court (1 Hour on Weekend)

$24.94 ₡11.2K

Cinema Ticket

$7.67 ₡3,449

$17.21 $17.21

-55.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$972 ₡436.9K

$3,056 $3,056

-68.20%

International Primary School, 1 Child (Yearly)

$18.9K ₡8.5M

$51.2K $51.2K

-63.16%

Jeans (Levis 501 Or Similar)

$70.6 ₡31.8K

$68.7 $68.7

2.82%

Summer Dress (H&M, Zara, etc)

$56.7 ₡25.5K

$77.2 $77.2

-26.62%

Sport Shoes (Adidas, Nike)

$129 ₡57.8K

$122 $122

5.79%

Men's Leather Business Shoes

$131 ₡58.8K

$120 $120

8.64%

1-bedroom Apartment, City Center (Monthly)

$1,170 ₡525.9K

$1,678 $1,678

-30.29%

1-bedroom Apartment, Outside City Center (Monthly)

$943 ₡424.1K

$1,527 $1,527

-38.24%

3-bedroom Apartment, City Center (Monthly)

$1,984 ₡892.0K

$2,822 $2,822

-29.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,400 ₡629.5K

$2,847 $2,847

-50.82%

Buy Apartment in City Center (m2)

$2,681 ₡1.2M

Buy Apartment Outside City Center (m2)

$2,037 ₡915.8K

Average Monthly Net Salary (After Tax)

$987 ₡443.6K

$5,381 $5,381

-81.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.62

6.78

27.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Jose: November 2, 2026

Last update for Toms River, NJ: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Jose

$943 44.8%

Toms River, NJ

$1.5K 53.4% 61.9% $584

Groceries & Markets

San Jose

$403 19.1%

Toms River, NJ

$443 15.5% 10% $40

Eating Out

San Jose

$232 11%

Toms River, NJ

$320 11.2% 37.9% $88

Monthly Utilities & Internet

San Jose

$190 9%

Toms River, NJ

$316 11.1% 66.3% $126

Clothing & Footwear

San Jose

$174 8.3%

Toms River, NJ

$175 6.1% 0.3% $0.5

Sport & Entertainment

San Jose

$84 4%

Toms River, NJ

$64 2.2% 24.1% $20

Getting Around

San Jose

$81 3.8%

Toms River, NJ

$14 * 0.5% 82.5% $67

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,170 in San Jose versus $1,678 in Toms River, NJ. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Toms River, NJ are about 5.5 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $62 in San Jose versus $74 in Toms River, NJ. Monthly groceries follow the same trend: $403 vs $443 – making San Jose the more affordable choice for daily food spending.

Good to know

🇨🇷 San Jose

🇺🇸 Toms River, NJ

🕒 Local time

15:56 3:56 PM

16:56 4:56 PM

1 h ahead of San Jose

🌤 Weather

👥 Population

342,188 Capital

95,438

💱 Currency

Costa Rican Colón CRC ₡

United States Dollar USD $

📈 Exchange rate

1,000 CRC = 2.22 USD

1,000 CRC = 1.99 EUR

1 USD = 0.895 EUR

Exchange rates and currency converter

USD, EUR to CRC – Costa Rican Colón Converter

🇺🇸 United States Dollar ($)

🇨🇷 Costa Rican Colón (₡)

Costa Rican Colón exchange rates as of November 6, 2026: 1 USD = 450 CRC (1,000 CRC = 2.22 USD). 1 EUR = 502 CRC (1,000 CRC = 1.99 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

USD to CRC in detail →

On the map

Lowest

Highest

Between locations

San Jose Toms River, NJ 3,480 km ≈ 4 h 45 min nonstop flight

From you

San Jose
Toms River, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Jose vs Toms River, NJ: Cost of Living - Frequently Asked Questions

Yes – Toms River, NJ is pricier by about 36%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,161 per month in San Jose and $4,289 in Toms River, NJ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Jose, especially for central apartments: a one-bedroom in the center costs $1,170 there versus $1,678 in Toms River, NJ.

Monthly expenses with rent come to $2,107 in San Jose and $2,859 in Toms River, NJ. That makes San Jose about 26% cheaper.

Kindergarten costs $972 per month in San Jose and $3,056 in Toms River, NJ. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,500 monthly budget goes further in San Jose, where all-in costs run around $2,107, than in Toms River, NJ at $2,859. In San Jose it covers expenses comfortably, while in Toms River, NJ it requires careful planning or may not stretch far enough.

Families tend to lean toward San Jose – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with San Jose. If higher salaries or specific career opportunities are the priority, Toms River, NJ makes more sense. Both are solid long-term options with distinct trade-offs.