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Cost of Living Comparison Between San Jose and San Francisco Cost of Living Comparison Between San Jose and San Francisco

๐Ÿ˜ Solo nomad: San Jose is 7.6% more expensive than San Francisco without rent, and 3.3% cheaper with rent.
๐Ÿ™‚ Family of 3: San Jose is 7.8% cheaper than San Francisco without rent, and 9.4% more expensive with rent.
Currency
๐Ÿฝ Eating Out
San Jose
San Francisco
Difference
Meal at Budget Restaurant
$10.77 โ‚ก5,338
$11.00 โ‚ก5,452
-2.09%
Three-Course Dinner for Two, Mid-Range
$60.7 โ‚ก30.1K
$58.5 โ‚ก29.0K
3.74%
Fast Food Meal (McDonalds, etc)
$10.00 โ‚ก4,960
$9.81 โ‚ก4,865
1.94%
Cappuccino
$3.74 โ‚ก1,854
$3.73 โ‚ก1,848
0.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.07 โ‚ก1,025
$1.98 โ‚ก981
4.55%
Water (0.33 liter bottle)
$1.58 โ‚ก784
$1.67 โ‚ก826
-5.39%
Local Beer (0.5 liter draught)
$3.04 โ‚ก1,507
$3.05 โ‚ก1,511
-0.33%
Imported Beer (0.33 liter bottle)
$4.73 โ‚ก2,344
$4.58 โ‚ก2,272
3.28%
๐Ÿ›’ Groceries & Markets
San Jose
San Francisco
Difference
Milk (1 liter)
$2.06 โ‚ก1,019
$2.06 โ‚ก1,020
-
White Bread (500g)
$2.75 โ‚ก1,363
$2.89 โ‚ก1,433
-4.84%
Rice (white) (1kg)
$2.14 โ‚ก1,061
$2.21 โ‚ก1,095
-3.17%
Eggs
$2.99 โ‚ก1,482
$3.01 โ‚ก1,494
-0.66%
Local Cheese (1kg)
$10.18 โ‚ก5,048
$10.10 โ‚ก5,009
0.79%
Chicken Fillets (1kg)
$9.05 โ‚ก4,486
$9.22 โ‚ก4,571
-1.84%
Beef Round Steak (1kg)
$13.46 โ‚ก6,676
$13.75 โ‚ก6,815
-2.11%
Apples (1kg)
$4.53 โ‚ก2,246
$4.53 โ‚ก2,246
-
Banana (1kg)
$1.47 โ‚ก728
$1.46 โ‚ก722
0.68%
Oranges (1kg)
$4.24 โ‚ก2,104
$4.30 โ‚ก2,131
-1.40%
Tomato (1kg)
$3.48 โ‚ก1,727
$3.60 โ‚ก1,786
-3.33%
Potato (1kg)
$3.42 โ‚ก1,696
$3.52 โ‚ก1,745
-2.84%
Onion (1kg)
$3.26 โ‚ก1,618
$3.13 โ‚ก1,552
4.15%
Lettuce (1 head)
$1.01 โ‚ก501
$0.97 โ‚ก479
4.12%
Water (1.5 liter bottle)
$2.87 โ‚ก1,422
$2.83 โ‚ก1,401
1.41%
Cigarettes 20 Pack (Marlboro, Camel)
$5.21 โ‚ก2,584
$5.22 โ‚ก2,590
-0.19%
Wine (Bottle)
$17.77 โ‚ก8,810
$18.15 โ‚ก9,000
-2.09%
Local Beer (0.5 liter bottle)
$2.40 โ‚ก1,190
$2.48 โ‚ก1,230
-3.23%
Imported Beer (0.33 liter bottle)
$2.94 โ‚ก1,455
$2.81 โ‚ก1,394
4.63%
๐ŸšŒ Getting Around
San Jose
San Francisco
Difference
One-way Ticket (Public Transport)
$0.98 โ‚ก484
$0.97 โ‚ก483
1.03%
Public Transport Monthly Pass (Regular Price)
$42.19 โ‚ก20.9K
-
-
Taxi Start (Normal Tariff)
$1.80 โ‚ก894
$1.87 โ‚ก926
-3.74%
Taxi (Normal Tariff) (1km)
$1.78 โ‚ก885
$1.86 โ‚ก920
-4.30%
Taxi 1hour Waiting (Normal Tariff)
$7.84 โ‚ก3,888
$7.73 โ‚ก3,834
1.42%
Gasoline (1 liter)
$1.44 โ‚ก716
$1.47 โ‚ก728
-2.04%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.2K โ‚ก19.0M
$37.4K โ‚ก18.5M
2.31%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.0K โ‚ก15.9M
$32.1K โ‚ก15.9M
-0.25%
๐Ÿงพ Monthly Utilities & Internet
San Jose
San Francisco
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$95.1 โ‚ก47.2K
$94.6 โ‚ก46.9K
0.54%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$25.89 โ‚ก12.8K
$26.14 โ‚ก13.0K
-0.96%
Internet (50+ Mbps, Unlimited Data)
$59.8 โ‚ก29.7K
$39.81 โ‚ก19.7K
50.24%
๐ŸŽ‰ Sport & Entertainment
San Jose
San Francisco
Difference
Gym Membership (Monthly)
$57.7 โ‚ก28.6K
$56.5 โ‚ก28.0K
2.07%
Tennis Court (1 Hour on Weekend)
$38.17 โ‚ก18.9K
$23.53 โ‚ก11.7K
62.22%
Cinema Ticket
$10.22 โ‚ก5,067
$9.83 โ‚ก4,876
3.97%
๐Ÿงธ Childcare & Education
San Jose
San Francisco
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$579 โ‚ก287.1K
$573 โ‚ก283.9K
1.14%
International Primary School, 1 Child (Yearly)
$12.5K โ‚ก6.2M
$12.5K โ‚ก6.2M
0.15%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
San Jose
San Francisco
Difference
Jeans (Levis 501 Or Similar)
$62.1 โ‚ก30.8K
$63.1 โ‚ก31.3K
-1.62%
Summer Dress (H&M, Zara, etc)
$51.5 โ‚ก25.5K
$51.2 โ‚ก25.4K
0.51%
Sport Shoes (Adidas, Nike)
$125 โ‚ก62.0K
$125 โ‚ก62.0K
0.04%
Men's Leather Business Shoes
$107 โ‚ก53.0K
$107 โ‚ก53.0K
0.05%
๐Ÿ  Accommodation & Living
San Jose
San Francisco
Difference
1-bedroom Apartment, City Center (Monthly)
$887 โ‚ก439.9K
$770 โ‚ก381.9K
15.21%
1-bedroom Apartment, Outside City Center (Monthly)
$528 โ‚ก261.8K
$588 โ‚ก291.6K
-10.21%
3-bedroom Apartment, City Center (Monthly)
$1,427 โ‚ก707.7K
$1,496 โ‚ก741.5K
-4.56%
3-bedroom Apartment, Outside City Center (Monthly)
$1,047 โ‚ก519.0K
$959 โ‚ก475.3K
9.20%
Buy Apartment in City Center (m2)
$2,231 โ‚ก1.1M
-
-
Buy Apartment Outside City Center (m2)
$1,763 โ‚ก874.1K
-
-
๐Ÿ’ต Salaries & Financials
San Jose
San Francisco
Difference
Average Monthly Net Salary (After Tax)
$927 โ‚ก459.7K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
10.17
10.17
-

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for San Jose: January 11, 2026

Last update for San Francisco: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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