Last update: Oct 2026

Cost of Living Comparison Between San Jose and Naperville, IL

For one person, living is cheaper in San Jose: $1,924 a month against $2,821 in Naperville, IL, rent and utilities included – about $10,800 less a year. Higher rent and utilities in Naperville, IL outweigh lower spending on other living expenses.

93

Cost of Living Index in San Jose
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San Jose Living Index
137

Cost of Living Index in Naperville, IL
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Naperville, IL Living Index

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San Jose

🇨🇷 Costa Rica

$1,924

/mo nomad

Naperville, IL

🇺🇸 United States

$2,821

/mo nomad

Monthly Cost of Living

How much you'll spend in San Jose and in Naperville, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Jose and in Naperville, IL actually costs, broken down by who's living it.

A single person spends $1,924 per month in San Jose vs $2,821 in Naperville, IL, rent included.

San Jose $1,924
Naperville, IL $2,821

A couple spends around $2,926 per month in San Jose vs $3,974 in Naperville, IL, rent included.

San Jose $2,926
Naperville, IL $3,974

A family of three spends $3,929 per month in San Jose vs $5,127 in Naperville, IL, rent included.

San Jose $3,929
Naperville, IL $5,127

San Jose is about 32% cheaper than Naperville, IL, and outside of rent the biggest gap is in groceries.

Both San Jose and Naperville, IL sit above the global median – San Jose by 42%, Naperville, IL by 108%.

Meal at Budget Restaurant

$12.29 ₡5,513

$14.01 $14.01

-12.28%

Three-Course Dinner for Two, Mid-Range

$62.3 ₡27.9K

$74.9 $74.9

-16.82%

Fast Food Meal (McDonalds, etc)

$11.53 ₡5,171

$11.98 $11.98

-3.76%

Cappuccino

$4.35 ₡1,953

$5.27 $5.27

-17.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 ₡1,183

$2.88 $2.88

-8.33%

Water (0.33 liter bottle)

$1.86 ₡836

$2.29 $2.29

-18.78%

Local Beer (0.5 liter draught)

$3.32 ₡1,490

$6.13 $6.13

-45.84%

Imported Beer (0.33 liter bottle)

$4.52 ₡2,026

$8.45 $8.45

-46.51%

Milk (1 liter)

$2.39 ₡1,073

$0.78 $0.78

206.41%

White Bread (500g)

$3.08 ₡1,381

$2.85 $2.85

8.07%

Rice (white) (1kg)

$2.50 ₡1,119

$2.95 $2.95

-15.25%

Eggs

$3.48 ₡1,562

$3.52 $3.52

-1.14%

Local Cheese (1kg)

$10.74 ₡4,815

$7.74 $7.74

38.76%

Chicken Fillets (1kg)

$10.32 ₡4,629

$11.46 $11.46

-9.95%

Beef Round Steak (1kg)

$14.10 ₡6,325

$10.49 $10.49

34.41%

Apples (1kg)

$5.03 ₡2,256

$5.49 $5.49

-8.38%

Banana (1kg)

$1.59 ₡714

$1.66 $1.66

-4.22%

Oranges (1kg)

$4.84 ₡2,171

$3.47 $3.47

39.48%

Tomato (1kg)

$3.96 ₡1,776

$5.37 $5.37

-26.26%

Potato (1kg)

$3.76 ₡1,684

$1.70 $1.70

121.18%

Onion (1kg)

$3.73 ₡1,674

$3.35 $3.35

11.34%

Lettuce (1 head)

$1.08 ₡485

$1.69 $1.69

-36.09%

Water (1.5 liter bottle)

$3.25 ₡1,456

Cigarettes 20 Pack (Marlboro, Camel)

$5.86 ₡2,627

$12.21 $12.21

-52.01%

Wine (Bottle)

$20.28 ₡9,095

$8.21 $8.21

147.02%

Local Beer (0.5 liter bottle)

$2.90 ₡1,300

$1.76 $1.76

64.77%

Imported Beer (0.33 liter bottle)

$3.73 ₡1,673

$3.99 $3.99

-6.52%

One-way Ticket (Public Transport)

$1.08 ₡486

Public Transport Monthly Pass (Regular Price)

$65.5 ₡29.4K

$130 $130

-49.60%

Taxi Start (Normal Tariff)

$2.50 ₡1,123

$5.61 $5.61

-55.44%

Taxi (Normal Tariff) (1km)

$1.63 ₡732

$2.91 $2.91

-43.99%

Taxi 1hour Waiting (Normal Tariff)

$8.71 ₡3,904

$17.46 $17.46

-50.11%

Gasoline (1 liter)

$1.58 ₡709

$1.08 $1.08

46.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K ₡15.1M

$24.4K $24.4K

37.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.7K ₡18.7M

$25.8K $25.8K

61.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.7 ₡42.0K

$173 $173

-45.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.42 ₡15.9K

$52.4 $52.4

-32.42%

Internet (50+ Mbps, Unlimited Data)

$60.0 ₡26.9K

$51.6 $51.6

16.24%

Gym Membership (Monthly)

$72.6 ₡32.6K

$70.7 $70.7

2.69%

Tennis Court (1 Hour on Weekend)

$25.83 ₡11.6K

$15.09 $15.09

71.17%

Cinema Ticket

$7.74 ₡3,471

$11.99 $11.99

-35.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,005 ₡450.9K

$1,477 $1,477

-31.94%

International Primary School, 1 Child (Yearly)

$16.9K ₡7.6M

$12.7K $12.7K

33.36%

Jeans (Levis 501 Or Similar)

$73.1 ₡32.8K

$57.5 $57.5

26.96%

Summer Dress (H&M, Zara, etc)

$55.4 ₡24.9K

$24.78 $24.78

123.73%

Sport Shoes (Adidas, Nike)

$128 ₡57.5K

$87.4 $87.4

46.82%

Men's Leather Business Shoes

$130 ₡58.5K

$50.6 $50.6

157.76%

1-bedroom Apartment, City Center (Monthly)

$932 ₡418.0K

$2,037 $2,037

-54.23%

1-bedroom Apartment, Outside City Center (Monthly)

$760 ₡340.8K

$1,616 $1,616

-52.99%

3-bedroom Apartment, City Center (Monthly)

$1,922 ₡862.0K

$3,308 $3,308

-41.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,276 ₡572.1K

$2,429 $2,429

-47.49%

Buy Apartment in City Center (m2)

$2,301 ₡1.0M

$2,253 $2,253

2.15%

Buy Apartment Outside City Center (m2)

$1,833 ₡821.9K

$2,241 $2,241

-18.24%

Average Monthly Net Salary (After Tax)

$1,029 ₡461.3K

$6,526 $6,526

-84.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.62

6.43

34.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Jose: October 18, 2026

Last update for Naperville, IL: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Jose

$760 39.5%

Naperville, IL

$1.6K 57.3% 113% $856

Groceries & Markets

San Jose

$403 21%

Naperville, IL

$304 * 10.8% 24.6% $99

Eating Out

San Jose

$229 11.9%

Naperville, IL

$280 9.9% 22.1% $51

Monthly Utilities & Internet

San Jose

$189 9.8%

Naperville, IL

$277 9.8% 46.6% $88

Clothing & Footwear

San Jose

$174 9.1%

Naperville, IL

$99 3.5% 43.1% $75

Sport & Entertainment

San Jose

$88 4.6%

Naperville, IL

$95 3.4% 7.5% $6.6

Getting Around

San Jose

$80 4.2%

Naperville, IL

$150 * 5.3% 86.5% $70

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $932 in San Jose versus $2,037 in Naperville, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 534% higher in Naperville, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $62.0 in San Jose versus $75.0 in Naperville, IL. Groceries tell a different story – $403 in San Jose vs $304 in Naperville, IL – so Naperville, IL wins on supermarket bills even if dining out costs more.

Good to know

🇨🇷 San Jose

🇺🇸 Naperville, IL

🕒 Local time

18:50 6:50 PM

19:50 7:50 PM

1 h ahead of San Jose

🌤 Weather

👥 Population

342,188 Capital

149,540

💱 Currency

Costa Rican Colón CRC ₡

United States Dollar USD $

📈 Exchange rate

1,000 CRC = 2.23 USD

1,000 CRC = 1.98 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CRC – Costa Rican Colón Converter

🇺🇸 United States Dollar ($)

🇨🇷 Costa Rican Colón (₡)

Costa Rican Colón exchange rates as of October 21, 2026: 1 USD = 448 CRC (1,000 CRC = 2.23 USD). 1 EUR = 504 CRC (1,000 CRC = 1.98 EUR).

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CRC in detail →

On the map

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Between locations

San Jose Naperville, IL 3,560 km ≈ 5 h nonstop flight

From you

San Jose
Naperville, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Jose vs Naperville, IL: Cost of Living - Frequently Asked Questions

Naperville, IL costs about 47% more than San Jose, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,886 per month in San Jose and $4,231 in Naperville, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Jose, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 98% less in San Jose. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,005 per month in San Jose and $1,477 in Naperville, IL. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,500 monthly budget goes further in San Jose, where all-in costs run around $1,924, than in Naperville, IL at $2,821. In San Jose it covers expenses comfortably, while in Naperville, IL it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. San Jose costs $1,924 versus $2,821 in Naperville, IL. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with San Jose. If higher salaries, better infrastructure, or specific career opportunities are the priority, Naperville, IL makes more sense. Both are solid long-term options with distinct trade-offs.