Last update: Oct 2026

Cost of Living Comparison Between San Jose and Merrillville, IN

For one person, living is cheaper in San Jose: $1,924 a month against $2,597 in Merrillville, IN, rent and utilities included – about $8,100 less a year. Higher rent and utilities in Merrillville, IN outweigh lower spending on other living expenses.

93

Cost of Living Index in San Jose
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San Jose Living Index
122

Cost of Living Index in Merrillville, IN
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Merrillville, IN Living Index

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San Jose

🇨🇷 Costa Rica

$1,924

/mo nomad

Merrillville, IN

🇺🇸 United States

$2,597

/mo nomad

Monthly Cost of Living

How much you'll spend in San Jose and in Merrillville, IN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Jose and in Merrillville, IN actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,924 in San Jose versus $2,597 in Merrillville, IN.

San Jose $1,924
Merrillville, IN $2,597

Estimated couple costs with rent: $2,926 in San Jose versus $3,672 in Merrillville, IN.

San Jose $2,926
Merrillville, IN $3,672

Monthly costs for a family of three with rent: $3,929 in San Jose versus $4,748 in Merrillville, IN.

San Jose $3,929
Merrillville, IN $4,748

Living in San Jose costs roughly 26% less than in Merrillville, IN, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: San Jose 42% above, Merrillville, IN 92% above.

Meal at Budget Restaurant

$12.29 ₡5,513

$14.93 $14.93

-17.68%

Three-Course Dinner for Two, Mid-Range

$62.3 ₡27.9K

$55.9 $55.9

11.36%

Fast Food Meal (McDonalds, etc)

$11.53 ₡5,171

$9.88 $9.88

16.70%

Cappuccino

$4.35 ₡1,953

$4.63 $4.63

-6.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 ₡1,183

$2.19 $2.19

20.55%

Water (0.33 liter bottle)

$1.86 ₡836

$2.24 $2.24

-16.96%

Local Beer (0.5 liter draught)

$3.32 ₡1,490

$4.54 $4.54

-26.87%

Imported Beer (0.33 liter bottle)

$4.52 ₡2,026

$5.90 $5.90

-23.39%

Milk (1 liter)

$2.39 ₡1,073

$0.74 $0.74

222.97%

White Bread (500g)

$3.08 ₡1,381

$3.19 $3.19

-3.45%

Rice (white) (1kg)

$2.50 ₡1,119

$4.54 $4.54

-44.93%

Eggs

$3.48 ₡1,562

$4.63 $4.63

-24.84%

Local Cheese (1kg)

$10.74 ₡4,815

$11.10 $11.10

-3.24%

Chicken Fillets (1kg)

$10.32 ₡4,629

$9.61 $9.61

7.39%

Beef Round Steak (1kg)

$14.10 ₡6,325

$21.94 $21.94

-35.73%

Apples (1kg)

$5.03 ₡2,256

$5.75 $5.75

-12.52%

Banana (1kg)

$1.59 ₡714

$1.12 $1.12

41.96%

Oranges (1kg)

$4.84 ₡2,171

$4.39 $4.39

10.25%

Tomato (1kg)

$3.96 ₡1,776

$5.49 $5.49

-27.87%

Potato (1kg)

$3.76 ₡1,684

$3.68 $3.68

2.17%

Onion (1kg)

$3.73 ₡1,674

$4.40 $4.40

-15.23%

Lettuce (1 head)

$1.08 ₡485

$2.45 $2.45

-55.92%

Water (1.5 liter bottle)

$3.25 ₡1,456

$1.27 $1.27

155.91%

Cigarettes 20 Pack (Marlboro, Camel)

$5.86 ₡2,627

$11.36 $11.36

-48.42%

Wine (Bottle)

$20.28 ₡9,095

$12.22 $12.22

65.96%

Local Beer (0.5 liter bottle)

$2.90 ₡1,300

$2.08 $2.08

39.42%

Imported Beer (0.33 liter bottle)

$3.73 ₡1,673

$3.43 $3.43

8.75%

One-way Ticket (Public Transport)

$1.08 ₡486

$2.02 $2.02

-46.53%

Public Transport Monthly Pass (Regular Price)

$65.5 ₡29.4K

Taxi Start (Normal Tariff)

$2.50 ₡1,123

$4.95 $4.95

-49.49%

Taxi (Normal Tariff) (1km)

$1.63 ₡732

$1.87 $1.87

-12.83%

Taxi 1hour Waiting (Normal Tariff)

$8.71 ₡3,904

$50.3 $50.3

-82.67%

Gasoline (1 liter)

$1.58 ₡709

$0.93 $0.93

69.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K ₡15.1M

$27.9K $27.9K

20.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.7K ₡18.7M

$27.0K $27.0K

54.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.7 ₡42.0K

$233 $233

-59.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.42 ₡15.9K

$50.9 $50.9

-30.36%

Internet (50+ Mbps, Unlimited Data)

$60.0 ₡26.9K

$59.0 $59.0

1.59%

Gym Membership (Monthly)

$72.6 ₡32.6K

$47.50 $47.50

52.82%

Tennis Court (1 Hour on Weekend)

$25.83 ₡11.6K

Cinema Ticket

$7.74 ₡3,471

$14.98 $14.98

-48.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,005 ₡450.9K

$1,397 $1,397

-28.01%

International Primary School, 1 Child (Yearly)

$16.9K ₡7.6M

$20.4K $20.4K

-17.24%

Jeans (Levis 501 Or Similar)

$73.1 ₡32.8K

$53.3 $53.3

37.03%

Summer Dress (H&M, Zara, etc)

$55.4 ₡24.9K

$40.39 $40.39

37.26%

Sport Shoes (Adidas, Nike)

$128 ₡57.5K

$106 $106

20.49%

Men's Leather Business Shoes

$130 ₡58.5K

$95.7 $95.7

36.32%

1-bedroom Apartment, City Center (Monthly)

$932 ₡418.0K

$1,510 $1,510

-38.27%

1-bedroom Apartment, Outside City Center (Monthly)

$760 ₡340.8K

$1,374 $1,374

-44.71%

3-bedroom Apartment, City Center (Monthly)

$1,922 ₡862.0K

$2,410 $2,410

-20.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,276 ₡572.1K

$2,148 $2,148

-40.62%

Buy Apartment in City Center (m2)

$2,301 ₡1.0M

$2,523 $2,523

-8.78%

Buy Apartment Outside City Center (m2)

$1,833 ₡821.9K

$2,195 $2,195

-16.51%

Average Monthly Net Salary (After Tax)

$1,029 ₡461.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.62

6.53

32.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Jose: October 18, 2026

Last update for Merrillville, IN: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Jose

$760 39.5%

Merrillville, IN

$1.4K 52.9% 80.9% $614

Groceries & Markets

San Jose

$403 21%

Merrillville, IN

$390 15% 3.2% $13

Eating Out

San Jose

$229 11.9%

Merrillville, IN

$257 9.9% 12.2% $28

Monthly Utilities & Internet

San Jose

$189 9.8%

Merrillville, IN

$342 13.2% 81.1% $153

Clothing & Footwear

San Jose

$174 9.1%

Merrillville, IN

$133 5.1% 23.6% $41

Sport & Entertainment

San Jose

$88 4.6%

Merrillville, IN

$77 3% 12% $11

Getting Around

San Jose

$80 4.2%

Merrillville, IN

$22 * 0.9% 72.1% $58

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $932 in San Jose and $1,510 in Merrillville, IN. Housing cost is often the main lever when comparing two cities.

Dining out: $62.0 in San Jose vs $56.0 in Merrillville, IN for a mid-range dinner for two. Groceries echo the gap at $403 vs $390 per month, with Merrillville, IN cheaper across the board.

Good to know

🇨🇷 San Jose

🇺🇸 Merrillville, IN

🕒 Local time

16:19 4:19 PM

17:19 5:19 PM

1 h ahead of San Jose

🌤 Weather

👥 Population

342,188 Capital

36,444

💱 Currency

Costa Rican Colón CRC ₡

United States Dollar USD $

📈 Exchange rate

1,000 CRC = 2.23 USD

1,000 CRC = 1.98 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CRC – Costa Rican Colón Converter

🇺🇸 United States Dollar ($)

🇨🇷 Costa Rican Colón (₡)

Costa Rican Colón exchange rates as of October 20, 2026: 1 USD = 448 CRC (1,000 CRC = 2.23 USD). 1 EUR = 504 CRC (1,000 CRC = 1.98 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CRC in detail →

On the map

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Highest

Between locations

San Jose Merrillville, IN 3,520 km ≈ 5 h nonstop flight

From you

San Jose
Merrillville, IN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Jose vs Merrillville, IN: Cost of Living - Frequently Asked Questions

San Jose and Merrillville, IN differ by about 35% in total monthly costs ($1,924 vs $2,597 including rent). San Jose is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,886 in San Jose and $3,895 in Merrillville, IN to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $932 in San Jose versus $1,510 in Merrillville, IN. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Merrillville, IN pay roughly 3% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,924 per month in San Jose versus $2,597 in Merrillville, IN – a 35% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,924 in San Jose versus $2,597 in Merrillville, IN, a $2,500 budget is realistic in San Jose but tight or insufficient in Merrillville, IN. The gap between the two cities makes San Jose the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find San Jose gentler on the wallet – expenses run 35% less than in Merrillville, IN. Beyond cost, consider language, visa policies, and how big the international community is in each city.