Last update: Nov 2026

Cost of Living Comparison Between San Jose and Gallup, NM

For one person, living is cheaper in San Jose: $2,107 a month against $2,283 in Gallup, NM, rent and utilities included – about $2,100 less a year. Other living expenses account for most of the difference.

101

Cost of Living Index in San Jose
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San Jose Living Index
110

Cost of Living Index in Gallup, NM
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Gallup, NM Living Index

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San Jose

🇨🇷 Costa Rica

$2,107

/mo nomad

Gallup, NM

🇺🇸 United States

$2,283

/mo nomad

Monthly Cost of Living

How much you'll spend in San Jose and in Gallup, NM

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Jose and in Gallup, NM actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,107 in San Jose versus $2,283 in Gallup, NM.

San Jose $2,107
Gallup, NM $2,283

Estimated couple costs with rent: $3,081 in San Jose versus $3,314 in Gallup, NM.

San Jose $3,081
Gallup, NM $3,314

Monthly costs for a family of three with rent: $4,054 in San Jose versus $4,345 in Gallup, NM.

San Jose $4,054
Gallup, NM $4,345

Living in San Jose costs roughly 8% less than in Gallup, NM, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: San Jose 56% above, Gallup, NM 69% above.

Meal at Budget Restaurant

$12.37 ₡5,563

$16.78 $16.78

-26.28%

Three-Course Dinner for Two, Mid-Range

$62.4 ₡28.0K

$77.8 $77.8

-19.84%

Fast Food Meal (McDonalds, etc)

$11.71 ₡5,264

$12.09 $12.09

-3.14%

Cappuccino

$4.54 ₡2,040

$5.49 $5.49

-17.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.75 ₡1,238

$2.95 $2.95

-6.78%

Water (0.33 liter bottle)

$1.86 ₡837

$2.43 $2.43

-23.46%

Local Beer (0.5 liter draught)

$3.35 ₡1,505

$6.15 $6.15

-45.53%

Imported Beer (0.33 liter bottle)

$4.32 ₡1,944

$7.04 $7.04

-38.64%

Milk (1 liter)

$2.36 ₡1,061

$1.17 $1.17

101.71%

White Bread (500g)

$3.07 ₡1,379

$4.31 $4.31

-28.77%

Rice (white) (1kg)

$2.51 ₡1,128

$5.48 $5.48

-54.20%

Eggs

$3.53 ₡1,585

$4.20 $4.20

-15.95%

Local Cheese (1kg)

$10.54 ₡4,738

$16.70 $16.70

-36.89%

Chicken Fillets (1kg)

$10.57 ₡4,754

$20.64 $20.64

-48.79%

Beef Round Steak (1kg)

$13.92 ₡6,261

$17.02 $17.02

-18.21%

Apples (1kg)

$5.20 ₡2,338

$5.85 $5.85

-11.11%

Banana (1kg)

$1.65 ₡740

$1.75 $1.75

-5.71%

Oranges (1kg)

$4.89 ₡2,198

$3.75 $3.75

30.40%

Tomato (1kg)

$3.84 ₡1,728

$4.42 $4.42

-13.12%

Potato (1kg)

$3.91 ₡1,757

$2.81 $2.81

39.15%

Onion (1kg)

$3.76 ₡1,692

$2.03 $2.03

85.22%

Lettuce (1 head)

$1.12 ₡504

$2.54 $2.54

-55.91%

Water (1.5 liter bottle)

$3.22 ₡1,447

$2.47 $2.47

30.36%

Cigarettes 20 Pack (Marlboro, Camel)

$6.02 ₡2,706

$10.77 $10.77

-44.10%

Wine (Bottle)

$19.84 ₡8,919

$16.07 $16.07

23.46%

Local Beer (0.5 liter bottle)

$2.81 ₡1,264

$2.13 $2.13

31.92%

Imported Beer (0.33 liter bottle)

$3.65 ₡1,643

$4.28 $4.28

-14.72%

One-way Ticket (Public Transport)

$1.08 ₡487

$1.92 $1.92

-43.75%

Public Transport Monthly Pass (Regular Price)

$65.2 ₡29.3K

$52.7 $52.7

23.87%

Taxi Start (Normal Tariff)

$2.26 ₡1,018

$3.57 $3.57

-36.69%

Taxi (Normal Tariff) (1km)

$1.78 ₡799

$2.31 $2.31

-22.94%

Taxi 1hour Waiting (Normal Tariff)

$7.90 ₡3,551

$34.66 $34.66

-77.21%

Gasoline (1 liter)

$1.50 ₡673

$1.02 $1.02

47.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.5K ₡15.1M

$26.3K $26.3K

27.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.3K ₡19.0M

$25.4K $25.4K

66.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.2 ₡41.9K

$250 $250

-62.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.13 ₡16.2K

$44.45 $44.45

-18.72%

Internet (50+ Mbps, Unlimited Data)

$60.6 ₡27.2K

$92.7 $92.7

-34.62%

Gym Membership (Monthly)

$68.9 ₡31.0K

$39.23 $39.23

75.71%

Tennis Court (1 Hour on Weekend)

$24.94 ₡11.2K

Cinema Ticket

$7.67 ₡3,449

$17.79 $17.79

-56.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$972 ₡436.9K

$1,363 $1,363

-28.71%

International Primary School, 1 Child (Yearly)

$18.9K ₡8.5M

$23.1K $23.1K

-18.38%

Jeans (Levis 501 Or Similar)

$70.6 ₡31.8K

$60.5 $60.5

16.67%

Summer Dress (H&M, Zara, etc)

$56.7 ₡25.5K

$57.5 $57.5

-1.46%

Sport Shoes (Adidas, Nike)

$129 ₡57.8K

$80.0 $80.0

60.88%

Men's Leather Business Shoes

$131 ₡58.8K

$130 $130

0.65%

1-bedroom Apartment, City Center (Monthly)

$1,170 ₡525.9K

$991 $991

18.00%

1-bedroom Apartment, Outside City Center (Monthly)

$943 ₡424.1K

$817 $817

15.45%

3-bedroom Apartment, City Center (Monthly)

$1,984 ₡892.0K

$1,504 $1,504

31.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,400 ₡629.5K

$1,196 $1,196

17.05%

Buy Apartment in City Center (m2)

$2,681 ₡1.2M

$3,090 $3,090

-13.23%

Buy Apartment Outside City Center (m2)

$2,037 ₡915.8K

$2,405 $2,405

-15.31%

Average Monthly Net Salary (After Tax)

$987 ₡443.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.62

6.64

29.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Jose: November 2, 2026

Last update for Gallup, NM: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Jose

$943 44.8%

Gallup, NM

$817 35.8% 13.4% $126

Groceries & Markets

San Jose

$403 19.1%

Gallup, NM

$478 21% 18.8% $76

Eating Out

San Jose

$232 11%

Gallup, NM

$303 13.3% 30.3% $70

Monthly Utilities & Internet

San Jose

$190 9%

Gallup, NM

$387 16.9% 104% $197

Clothing & Footwear

San Jose

$174 8.3%

Gallup, NM

$148 6.5% 15.2% $26

Sport & Entertainment

San Jose

$84 4%

Gallup, NM

$75 3.3% 11.2% $9.5

Getting Around

San Jose

$81 3.8%

Gallup, NM

$75 3.3% 6.5% $5.3

Cost Breakdown

A one-bedroom apartment in the center runs $1,170 in San Jose and $991 in Gallup, NM. Housing cost is often the main lever when comparing two cities.

Dining out: $62 in San Jose vs $78 in Gallup, NM for a mid-range dinner for two. Groceries echo the gap at $403 vs $478 per month, with San Jose cheaper across the board.

Good to know

🇨🇷 San Jose

🇺🇸 Gallup, NM

🕒 Local time

13:52 1:52 PM

12:52 12:52 PM

1 h behind San Jose

🌤 Weather

👥 Population

342,188 Capital

21,605

💱 Currency

Costa Rican Colón CRC ₡

United States Dollar USD $

📈 Exchange rate

1,000 CRC = 2.22 USD

1,000 CRC = 1.99 EUR

1 USD = 0.895 EUR

Exchange rates and currency converter

USD, EUR to CRC – Costa Rican Colón Converter

🇺🇸 United States Dollar ($)

🇨🇷 Costa Rican Colón (₡)

Costa Rican Colón exchange rates as of November 6, 2026: 1 USD = 450 CRC (1,000 CRC = 2.22 USD). 1 EUR = 502 CRC (1,000 CRC = 1.99 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

USD to CRC in detail →

On the map

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Between locations

San Jose Gallup, NM 3,780 km ≈ 5 h nonstop flight

From you

San Jose
Gallup, NM

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Jose vs Gallup, NM: Cost of Living - Frequently Asked Questions

San Jose is about 8% cheaper overall, especially in groceries, eating out, and utilities. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $3,161 in San Jose and $3,424 in Gallup, NM to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,170 in San Jose versus $991 in Gallup, NM. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 19% higher in Gallup, NM. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in San Jose – a meal for two runs $62 versus $78 in Gallup, NM. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.