Last update: Oct 2026

Cost of Living Comparison Between San Jose and Belmont, CA

For one person, living is cheaper in San Jose: $1,924 a month against $2,600 in Belmont, CA, rent and utilities included – about $8,100 less a year. Higher rent and utilities in Belmont, CA outweigh lower spending on other living expenses.

93

Cost of Living Index in San Jose
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San Jose Living Index
126

Cost of Living Index in Belmont, CA
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Belmont, CA Living Index

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San Jose

🇨🇷 Costa Rica

$1,924

/mo nomad

Belmont, CA

🇺🇸 United States

$2,600

/mo nomad

Monthly Cost of Living

How much you'll spend in San Jose and in Belmont, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Jose and in Belmont, CA actually costs, broken down by who's living it.

A single person spends $1,924 per month in San Jose vs $2,600 in Belmont, CA, rent included.

San Jose $1,924
Belmont, CA $2,600

A couple spends around $2,926 per month in San Jose vs $3,803 in Belmont, CA, rent included.

San Jose $2,926
Belmont, CA $3,803

A family of three spends $3,929 per month in San Jose vs $5,006 in Belmont, CA, rent included.

San Jose $3,929
Belmont, CA $5,006

San Jose is about 26% cheaper than Belmont, CA, and outside of rent the biggest gap is in eating out.

Both San Jose and Belmont, CA sit above the global median – San Jose by 42%, Belmont, CA by 92%.

Meal at Budget Restaurant

$12.29 ₡5,513

$19.88 $19.88

-38.18%

Three-Course Dinner for Two, Mid-Range

$62.3 ₡27.9K

$59.6 $59.6

4.44%

Fast Food Meal (McDonalds, etc)

$11.53 ₡5,171

$12.12 $12.12

-4.87%

Cappuccino

$4.35 ₡1,953

$5.38 $5.38

-19.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 ₡1,183

$1.97 $1.97

34.01%

Water (0.33 liter bottle)

$1.86 ₡836

$2.19 $2.19

-15.07%

Local Beer (0.5 liter draught)

$3.32 ₡1,490

$5.41 $5.41

-38.63%

Imported Beer (0.33 liter bottle)

$4.52 ₡2,026

$5.88 $5.88

-23.13%

Milk (1 liter)

$2.39 ₡1,073

$1.41 $1.41

69.50%

White Bread (500g)

$3.08 ₡1,381

$3.81 $3.81

-19.16%

Rice (white) (1kg)

$2.50 ₡1,119

$3.33 $3.33

-24.92%

Eggs

$3.48 ₡1,562

$5.13 $5.13

-32.16%

Local Cheese (1kg)

$10.74 ₡4,815

$6.55 $6.55

63.97%

Chicken Fillets (1kg)

$10.32 ₡4,629

$13.03 $13.03

-20.80%

Beef Round Steak (1kg)

$14.10 ₡6,325

$12.98 $12.98

8.63%

Apples (1kg)

$5.03 ₡2,256

$2.21 $2.21

127.60%

Banana (1kg)

$1.59 ₡714

$2.17 $2.17

-26.73%

Oranges (1kg)

$4.84 ₡2,171

$2.24 $2.24

116.07%

Tomato (1kg)

$3.96 ₡1,776

$2.22 $2.22

78.38%

Potato (1kg)

$3.76 ₡1,684

$1.07 $1.07

251.40%

Onion (1kg)

$3.73 ₡1,674

$1.89 $1.89

97.35%

Lettuce (1 head)

$1.08 ₡485

$2.56 $2.56

-57.81%

Water (1.5 liter bottle)

$3.25 ₡1,456

$1.02 $1.02

218.63%

Cigarettes 20 Pack (Marlboro, Camel)

$5.86 ₡2,627

$11.79 $11.79

-50.30%

Wine (Bottle)

$20.28 ₡9,095

$11.92 $11.92

70.13%

Local Beer (0.5 liter bottle)

$2.90 ₡1,300

$1.75 $1.75

65.71%

Imported Beer (0.33 liter bottle)

$3.73 ₡1,673

$1.24 $1.24

200.81%

One-way Ticket (Public Transport)

$1.08 ₡486

$2.02 $2.02

-46.53%

Public Transport Monthly Pass (Regular Price)

$65.5 ₡29.4K

$65.6 $65.6

-0.24%

Taxi Start (Normal Tariff)

$2.50 ₡1,123

$2.73 $2.73

-8.42%

Taxi (Normal Tariff) (1km)

$1.63 ₡732

$1.49 $1.49

9.40%

Taxi 1hour Waiting (Normal Tariff)

$8.71 ₡3,904

$30.41 $30.41

-71.36%

Gasoline (1 liter)

$1.58 ₡709

$1.50 $1.50

5.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K ₡15.1M

$27.9K $27.9K

20.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.7K ₡18.7M

$27.0K $27.0K

54.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.7 ₡42.0K

$289 $289

-67.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.42 ₡15.9K

$41.69 $41.69

-15.04%

Internet (50+ Mbps, Unlimited Data)

$60.0 ₡26.9K

$78.4 $78.4

-23.51%

Gym Membership (Monthly)

$72.6 ₡32.6K

$39.58 $39.58

83.40%

Tennis Court (1 Hour on Weekend)

$25.83 ₡11.6K

Cinema Ticket

$7.74 ₡3,471

$14.72 $14.72

-47.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,005 ₡450.9K

$2,119 $2,119

-52.56%

International Primary School, 1 Child (Yearly)

$16.9K ₡7.6M

$24.7K $24.7K

-31.42%

Jeans (Levis 501 Or Similar)

$73.1 ₡32.8K

$37.96 $37.96

92.44%

Summer Dress (H&M, Zara, etc)

$55.4 ₡24.9K

$35.23 $35.23

57.37%

Sport Shoes (Adidas, Nike)

$128 ₡57.5K

$49.14 $49.14

161.01%

Men's Leather Business Shoes

$130 ₡58.5K

$116 $116

12.11%

1-bedroom Apartment, City Center (Monthly)

$932 ₡418.0K

$2,219 $2,219

-57.99%

1-bedroom Apartment, Outside City Center (Monthly)

$760 ₡340.8K

$1,297 $1,297

-41.41%

3-bedroom Apartment, City Center (Monthly)

$1,922 ₡862.0K

$2,539 $2,539

-24.30%

3-bedroom Apartment, Outside City Center (Monthly)

$1,276 ₡572.1K

$2,335 $2,335

-45.36%

Buy Apartment in City Center (m2)

$2,301 ₡1.0M

$2,718 $2,718

-15.34%

Buy Apartment Outside City Center (m2)

$1,833 ₡821.9K

$2,353 $2,353

-22.10%

Average Monthly Net Salary (After Tax)

$1,029 ₡461.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.62

6.51

32.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Jose: October 18, 2026

Last update for Belmont, CA: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Jose

$760 39.5%

Belmont, CA

$1.3K 49.9% 70.7% $537

Groceries & Markets

San Jose

$403 21%

Belmont, CA

$318 12.2% 21% $85

Eating Out

San Jose

$229 11.9%

Belmont, CA

$315 12.1% 37.9% $87

Monthly Utilities & Internet

San Jose

$189 9.8%

Belmont, CA

$409 15.7% 116% $220

Clothing & Footwear

San Jose

$174 9.1%

Belmont, CA

$107 4.1% 38.4% $67

Sport & Entertainment

San Jose

$88 4.6%

Belmont, CA

$69 2.7% 21.6% $19

Getting Around

San Jose

$80 4.2%

Belmont, CA

$84 3.2% 4.3% $3.5

Cost Breakdown

A central one-bedroom costs $932 in San Jose versus $2,219 in Belmont, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $62.0 in San Jose versus $60.0 in Belmont, CA. Monthly groceries follow the same trend: $403 vs $318 – making Belmont, CA the more affordable choice for daily food spending.

Good to know

🇨🇷 San Jose

🇺🇸 Belmont, CA

🕒 Local time

08:47 8:47 AM

07:47 7:47 AM

1 h behind San Jose

🌤 Weather

👥 Population

342,188 Capital

24,729

💱 Currency

Costa Rican Colón CRC ₡

United States Dollar USD $

📈 Exchange rate

1,000 CRC = 2.23 USD

1,000 CRC = 1.98 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CRC – Costa Rican Colón Converter

🇺🇸 United States Dollar ($)

🇨🇷 Costa Rican Colón (₡)

Costa Rican Colón exchange rates as of October 22, 2026: 1 USD = 448 CRC (1,000 CRC = 2.23 USD). 1 EUR = 504 CRC (1,000 CRC = 1.98 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CRC in detail →

On the map

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Between locations

San Jose Belmont, CA 4,900 km ≈ 7 h nonstop flight

From you

San Jose
Belmont, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Jose vs Belmont, CA: Cost of Living - Frequently Asked Questions

Belmont, CA costs about 35% more than San Jose, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,886 per month in San Jose and $3,900 in Belmont, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Jose, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,005 per month in San Jose and $2,119 in Belmont, CA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 27% cheaper in Belmont, CA – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,500 monthly budget goes further in San Jose, where all-in costs run around $1,924, than in Belmont, CA at $2,600. In San Jose it covers expenses comfortably, while in Belmont, CA it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. San Jose costs $1,924 versus $2,600 in Belmont, CA. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with San Jose. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belmont, CA makes more sense. Both are solid long-term options with distinct trade-offs.