Cost of Living Comparison Between San Fernando and Ubud Cost of Living Comparison Between San Fernando and Ubud

🙂 Solo nomad: San Fernando is 31% cheaper than Ubud without rent, and 7.6% more expensive with rent.
🙂 Family of 3: San Fernando is 25.2% cheaper than Ubud without rent, and 1.7% more expensive with rent.
Currency
🍽 Eating Out
San Fernando
Ubud
Difference
Meal at Budget Restaurant
$3.61 ₱201
$3 Rp 48.8K
20.33%
Three-Course Dinner for Two, Mid-Range
$13.46 ₱749
$12.52 Rp 203.2K
7.51%
Fast Food Meal (McDonalds, etc)
$2.7 ₱150
$3.18 Rp 51.6K
-15.09%
Cappuccino
$1.08 ₱60
$2.21 Rp 35.9K
-51.13%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.46 ₱25.52
$1.1 Rp 17.9K
-58.18%
Water (0.33 liter bottle)
$0.36 ₱20.05
$0.26 Rp 4,217
38.46%
Local Beer (0.5 liter draught)
$1.3 ₱72.6
$2.5 Rp 40.5K
-48.00%
Imported Beer (0.33 liter bottle)
$1.39 ₱77.4
$3.2 Rp 51.9K
-56.56%
🛒 Groceries & Markets
San Fernando
Ubud
Difference
Milk (1 liter)
$1.85 ₱103
$1.49 Rp 24.2K
24.16%
White Bread (500g)
$1.23 ₱68.5
$1.67 Rp 27K
-26.35%
Rice (white) (1kg)
$0.96 ₱53.3
$1.14 Rp 18.5K
-15.79%
Eggs
$2.19 ₱122
$2.27 Rp 36.9K
-3.52%
Local Cheese (1kg)
$9.27 ₱516
$13.94 Rp 226.3K
-33.50%
Chicken Fillets (1kg)
$3.75 ₱209
$4 Rp 64.8K
-6.25%
Beef Round Steak (1kg)
$7.77 ₱433
$11.3 Rp 183.4K
-31.24%
Apples (1kg)
$2.62 ₱146
$3.6 Rp 58.4K
-27.22%
Banana (1kg)
$1.8 ₱99.9
$1.53 Rp 24.8K
17.65%
Oranges (1kg)
$2.33 ₱130
$2.65 Rp 43K
-12.08%
Tomato (1kg)
$1.17 ₱65.1
$1.38 Rp 22.4K
-15.22%
Potato (1kg)
$1.89 ₱105
$1.58 Rp 25.6K
19.62%
Onion (1kg)
$2.16 ₱120
$2.16 Rp 35.1K
-
Lettuce (1 head)
$0.68 ₱37.9
$1.04 Rp 16.9K
-34.62%
Water (1.5 liter bottle)
$0.63 ₱35.34
$0.56 Rp 9,114
12.50%
Cigarettes 20 Pack (Marlboro, Camel)
$3.34 ₱186
$2.23 Rp 36.3K
49.78%
Wine (Bottle)
$8.78 ₱489
$14.98 Rp 243.2K
-41.39%
Local Beer (0.5 liter bottle)
$1.07 ₱59.7
$2.43 Rp 39.5K
-55.97%
Imported Beer (0.33 liter bottle)
$1.43 ₱79.6
$2.64 Rp 42.8K
-45.83%
🚌 Getting Around
San Fernando
Ubud
Difference
One-way Ticket (Public Transport)
$0.28 ₱15.7
$0.32 Rp 5,203
-12.50%
Public Transport Monthly Pass (Regular Price)
$21.28 ₱1,185
$10.12 Rp 164.3K
110.28%
Taxi Start (Normal Tariff)
$0.73 ₱40.45
$0.49 Rp 7,888
48.98%
Taxi (Normal Tariff) (1km)
$0.24 ₱13.38
$0.34 Rp 5,573
-29.41%
Taxi 1hour Waiting (Normal Tariff)
$1.08 ₱60.1
$6.04 Rp 98K
-82.12%
Gasoline (1 liter)
$1.16 ₱64.4
$0.73 Rp 11.9K
58.90%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.9K ₱1.6M
$26.2K Rp 425.6M
10.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.2K ₱1.3M
$31.9K Rp 518.5M
-24.26%
🧾 Monthly Utilities & Internet
San Fernando
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$105 ₱5,819
$62.6 Rp 1M
66.92%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.77 ₱990
$4.1 Rp 66.6K
333.41%
Internet (50+ Mbps, Unlimited Data)
$25.71 ₱1,432
$24.32 Rp 394.7K
5.72%
🎉 Sport & Entertainment
San Fernando
Ubud
Difference
Gym Membership (Monthly)
$30.53 ₱1,700
$22.6 Rp 366.9K
35.09%
Tennis Court (1 Hour on Weekend)
$7.27 ₱405
$6.26 Rp 101.5K
16.13%
Cinema Ticket
$4.3 ₱239
$3.29 Rp 53.4K
30.70%
🧸 Childcare & Education
San Fernando
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$62.5 ₱3,477
$93.2 Rp 1.5M
-33.01%
International Primary School, 1 Child (Yearly)
$1,912 ₱106.5K
$6,098 Rp 99M
-68.64%
👕👟 Clothing & Footwear
San Fernando
Ubud
Difference
Jeans (Levis 501 Or Similar)
$35.32 ₱1,966
$52.8 Rp 857.4K
-33.13%
Summer Dress (H&M, Zara, etc)
$15.94 ₱887
$24.84 Rp 403.3K
-35.83%
Sport Shoes (Adidas, Nike)
$52.7 ₱2,931
$85.2 Rp 1.4M
-38.23%
Men's Leather Business Shoes
$45.81 ₱2,550
$72.5 Rp 1.2M
-36.79%
🏠 Accommodation & Living
San Fernando
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$353 ₱19.7K
$259 Rp 4.2M
36.54%
1-bedroom Apartment, Outside City Center (Monthly)
$236 ₱13.2K
$159 Rp 2.6M
48.68%
3-bedroom Apartment, City Center (Monthly)
$576 ₱32.1K
$578 Rp 9.4M
-0.21%
3-bedroom Apartment, Outside City Center (Monthly)
$483 ₱26.9K
$336 Rp 5.5M
43.59%
Buy Apartment in City Center (m2)
$2,440 ₱135.9K
$1,000 Rp 16.2M
143.91%
Buy Apartment Outside City Center (m2)
-
$860 Rp 14M
-
💵 Salaries & Financials
San Fernando
Ubud
Difference
Average Monthly Net Salary (After Tax)
$344 ₱19.2K
$182 Rp 3M
88.73%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.5
13.28
-58.58%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Fernando: October 28, 2025

Last update for Ubud: October 29, 2025

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