Cost of Living Comparison Between San Fernando, La Union and Ubud Cost of Living Comparison Between San Fernando, La Union and Ubud

🙂 Solo nomad: San Fernando, La Union is 16.6% cheaper than Ubud without rent, and 6.7% cheaper with rent.
🙂 Family of 3: San Fernando, La Union is 11.2% cheaper than Ubud without rent, and 10.8% cheaper with rent.
Currency
🍽 Eating Out
San Fernando, La Union
Ubud
Difference
Meal at Budget Restaurant
$3.56 ₱198
$3 Rp 48.8K
18.67%
Three-Course Dinner for Two, Mid-Range
$18.02 ₱1,003
$12.52 Rp 203.2K
43.93%
Fast Food Meal (McDonalds, etc)
$3.28 ₱183
$3.18 Rp 51.6K
3.14%
Cappuccino
$2.37 ₱132
$2.21 Rp 35.9K
7.24%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.77 ₱43.14
$1.1 Rp 17.9K
-30.00%
Water (0.33 liter bottle)
$0.36 ₱20.26
$0.26 Rp 4,217
38.46%
Local Beer (0.5 liter draught)
$1.29 ₱71.9
$2.5 Rp 40.5K
-48.40%
Imported Beer (0.33 liter bottle)
$2.19 ₱122
$3.2 Rp 51.9K
-31.56%
🛒 Groceries & Markets
San Fernando, La Union
Ubud
Difference
Milk (1 liter)
$3.06 ₱170
$1.49 Rp 24.2K
105.37%
White Bread (500g)
$1.26 ₱70.1
$1.67 Rp 27K
-24.55%
Rice (white) (1kg)
$1.01 ₱56.3
$1.14 Rp 18.5K
-11.40%
Eggs
$2.1 ₱117
$2.27 Rp 36.9K
-7.49%
Local Cheese (1kg)
$8.22 ₱458
$13.94 Rp 226.3K
-41.03%
Chicken Fillets (1kg)
$4.37 ₱243
$4 Rp 64.8K
9.25%
Beef Round Steak (1kg)
$7.67 ₱427
$11.3 Rp 183.4K
-32.12%
Apples (1kg)
$2.89 ₱161
$3.6 Rp 58.4K
-19.72%
Banana (1kg)
$1.59 ₱88.8
$1.53 Rp 24.8K
3.92%
Oranges (1kg)
$2.7 ₱150
$2.65 Rp 43K
1.89%
Tomato (1kg)
$1.61 ₱89.4
$1.38 Rp 22.4K
16.67%
Potato (1kg)
$2.24 ₱125
$1.58 Rp 25.6K
41.77%
Onion (1kg)
$2.51 ₱140
$2.16 Rp 35.1K
16.20%
Lettuce (1 head)
$1.06 ₱59
$1.04 Rp 16.9K
1.92%
Water (1.5 liter bottle)
$0.71 ₱39.63
$0.56 Rp 9,114
26.79%
Cigarettes 20 Pack (Marlboro, Camel)
$2.87 ₱160
$2.23 Rp 36.3K
28.70%
Wine (Bottle)
$6.95 ₱387
$14.98 Rp 243.2K
-53.60%
Local Beer (0.5 liter bottle)
$1.2 ₱67.1
$2.43 Rp 39.5K
-50.62%
Imported Beer (0.33 liter bottle)
$2.05 ₱114
$2.64 Rp 42.8K
-22.35%
🚌 Getting Around
San Fernando, La Union
Ubud
Difference
One-way Ticket (Public Transport)
$0.28 ₱15.6
$0.32 Rp 5,203
-12.50%
Public Transport Monthly Pass (Regular Price)
-
$10.12 Rp 164.3K
-
Taxi Start (Normal Tariff)
$0.82 ₱45.89
$0.49 Rp 7,888
67.35%
Taxi (Normal Tariff) (1km)
$0.24 ₱13.38
$0.34 Rp 5,573
-29.41%
Taxi 1hour Waiting (Normal Tariff)
$2.18 ₱122
$6.04 Rp 98K
-63.91%
Gasoline (1 liter)
$1.18 ₱66
$0.73 Rp 11.9K
61.64%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K ₱1.5M
$26.2K Rp 425.6M
0.00%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K ₱1.1M
$31.9K Rp 518.5M
-36.46%
🧾 Monthly Utilities & Internet
San Fernando, La Union
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$110 ₱6,139
$62.6 Rp 1M
76.11%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.74 ₱1,823
$4.1 Rp 66.6K
698.54%
Internet (50+ Mbps, Unlimited Data)
$27.87 ₱1,552
$24.32 Rp 394.7K
14.60%
🎉 Sport & Entertainment
San Fernando, La Union
Ubud
Difference
Gym Membership (Monthly)
$13.25 ₱738
$22.6 Rp 366.9K
-41.37%
Tennis Court (1 Hour on Weekend)
-
$6.26 Rp 101.5K
-
Cinema Ticket
$6.02 ₱335
$3.29 Rp 53.4K
82.98%
🧸 Childcare & Education
San Fernando, La Union
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$152 ₱8,449
$93.2 Rp 1.5M
62.78%
International Primary School, 1 Child (Yearly)
$5,713 ₱318.1K
$6,098 Rp 99M
-6.30%
👕👟 Clothing & Footwear
San Fernando, La Union
Ubud
Difference
Jeans (Levis 501 Or Similar)
$45.92 ₱2,557
$52.8 Rp 857.4K
-13.06%
Summer Dress (H&M, Zara, etc)
$27 ₱1,503
$24.84 Rp 403.3K
8.70%
Sport Shoes (Adidas, Nike)
$35.22 ₱1,961
$85.2 Rp 1.4M
-58.68%
Men's Leather Business Shoes
$40.65 ₱2,263
$72.5 Rp 1.2M
-43.91%
🏠 Accommodation & Living
San Fernando, La Union
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$132 ₱7,324
$259 Rp 4.2M
-49.18%
1-bedroom Apartment, Outside City Center (Monthly)
$123 ₱6,845
$159 Rp 2.6M
-22.62%
3-bedroom Apartment, City Center (Monthly)
$252 ₱14K
$578 Rp 9.4M
-56.38%
3-bedroom Apartment, Outside City Center (Monthly)
$211 ₱11.7K
$336 Rp 5.5M
-37.37%
Buy Apartment in City Center (m2)
$2,607 ₱145.1K
$1,000 Rp 16.2M
160.56%
Buy Apartment Outside City Center (m2)
-
$860 Rp 14M
-
💵 Salaries & Financials
San Fernando, La Union
Ubud
Difference
Average Monthly Net Salary (After Tax)
-
$182 Rp 3M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
13.28
-49.77%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Fernando, La Union: October 27, 2025

Last update for Ubud: October 29, 2025

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