Last update: Oct 2026

Cost of Living Comparison Between San Clemente, CA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,473 in San Clemente, CA, rent and utilities included – about $25,500 less a year. Rent and utilities account for most of the difference.

167

Cost of Living Index in San Clemente, CA
Learn more

San Clemente, CA Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

San Clemente, CA

🇺🇸 United States

$3,473

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in San Clemente, CA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Clemente, CA and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,473 in San Clemente, CA versus $1,349 in Ubud, Bali.

San Clemente, CA $3,473
Ubud, Bali $1,349

Estimated couple costs with rent: $5,398 in San Clemente, CA versus $2,305 in Ubud, Bali.

San Clemente, CA $5,398
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $7,322 in San Clemente, CA versus $3,261 in Ubud, Bali.

San Clemente, CA $7,322
Ubud, Bali $3,261

Living in San Clemente, CA is roughly 158% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$27.92 $27.92

$3.32 Rp 60.2K

740.96%

Three-Course Dinner for Two, Mid-Range

$99.7 $99.7

$35.64 Rp 645.8K

179.66%

Fast Food Meal (McDonalds, etc)

$12.52 $12.52

$5.53 Rp 100.3K

126.40%

Cappuccino

$5.77 $5.77

$2.72 Rp 49.3K

112.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.11 $3.11

$1.70 Rp 30.8K

82.94%

Water (0.33 liter bottle)

$2.64 $2.64

$0.76 Rp 13.8K

247.37%

Local Beer (0.5 liter draught)

$7.87 $7.87

$2.65 Rp 48.1K

196.98%

Imported Beer (0.33 liter bottle)

$9.58 $9.58

$4.38 Rp 79.4K

118.72%

Milk (1 liter)

$1.12 $1.12

$1.49 Rp 27.0K

-24.83%

White Bread (500g)

$4.50 $4.50

$2.28 Rp 41.2K

97.37%

Rice (white) (1kg)

$4.91 $4.91

$1.19 Rp 21.6K

312.61%

Eggs

$3.95 $3.95

$2.04 Rp 36.9K

93.63%

Local Cheese (1kg)

$16.52 $16.52

$17.70 Rp 320.8K

-6.67%

Chicken Fillets (1kg)

$14.13 $14.13

$3.96 Rp 71.8K

256.82%

Beef Round Steak (1kg)

$18.60 $18.60

$12.19 Rp 220.9K

52.58%

Apples (1kg)

$4.73 $4.73

$3.66 Rp 66.2K

29.23%

Banana (1kg)

$1.82 $1.82

$1.52 Rp 27.5K

19.74%

Oranges (1kg)

$4.71 $4.71

$2.23 Rp 40.4K

111.21%

Tomato (1kg)

$4.80 $4.80

$1.97 Rp 35.7K

143.65%

Potato (1kg)

$3.51 $3.51

$1.85 Rp 33.5K

89.73%

Onion (1kg)

$2.74 $2.74

$2.42 Rp 43.9K

13.22%

Lettuce (1 head)

$2.10 $2.10

$0.99 Rp 17.9K

112.12%

Water (1.5 liter bottle)

$2.11 $2.11

$0.51 Rp 9,303

313.73%

Cigarettes 20 Pack (Marlboro, Camel)

$7.28 $7.28

$2.22 Rp 40.3K

227.93%

Wine (Bottle)

$15.81 $15.81

$22.24 Rp 403.0K

-28.91%

Local Beer (0.5 liter bottle)

$2.31 $2.31

$2.26 Rp 41.0K

2.21%

Imported Beer (0.33 liter bottle)

$3.21 $3.21

$2.97 Rp 53.8K

8.08%

One-way Ticket (Public Transport)

$2.69 $2.69

$0.25 Rp 4,548

976.00%

Public Transport Monthly Pass (Regular Price)

$47.43 $47.43

$7.82 Rp 141.8K

506.52%

Taxi Start (Normal Tariff)

$2.98 $2.98

$0.44 Rp 7,964

577.27%

Taxi (Normal Tariff) (1km)

$2.09 $2.09

$0.43 Rp 7,793

386.05%

Taxi 1hour Waiting (Normal Tariff)

$27.90 $27.90

$5.41 Rp 98.0K

415.71%

Gasoline (1 liter)

$1.24 $1.24

$0.82 Rp 14.9K

51.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K $28.2K

$23.8K Rp 432.0M

18.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$31.7K Rp 575.3M

-16.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$249 $249

$79.1 Rp 1.4M

214.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.4 $71.4

$6.45 Rp 116.8K

1006.82%

Internet (50+ Mbps, Unlimited Data)

$83.6 $83.6

$18.58 Rp 336.7K

349.95%

Gym Membership (Monthly)

$44.63 $44.63

$49.48 Rp 896.7K

-9.80%

Tennis Court (1 Hour on Weekend)

$17.68 $17.68

$17.65 Rp 319.8K

0.17%

Cinema Ticket

$14.99 $14.99

$4.27 Rp 77.4K

251.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$980 $980

$491 Rp 8.9M

99.84%

International Primary School, 1 Child (Yearly)

$37.0K $37.0K

$5,674 Rp 102.8M

552.05%

Jeans (Levis 501 Or Similar)

$64.0 $64.0

$44.64 Rp 808.9K

43.28%

Summer Dress (H&M, Zara, etc)

$29.64 $29.64

$34.95 Rp 633.4K

-15.19%

Sport Shoes (Adidas, Nike)

$91.1 $91.1

$79.9 Rp 1.4M

13.97%

Men's Leather Business Shoes

$144 $144

$79.4 Rp 1.4M

81.74%

1-bedroom Apartment, City Center (Monthly)

$2,344 $2,344

$1,125 Rp 20.4M

108.42%

1-bedroom Apartment, Outside City Center (Monthly)

$1,919 $1,919

$671 Rp 12.2M

185.78%

3-bedroom Apartment, City Center (Monthly)

$4,063 $4,063

$3,565 Rp 64.6M

13.99%

3-bedroom Apartment, Outside City Center (Monthly)

$3,848 $3,848

$1,723 Rp 31.2M

123.28%

Buy Apartment in City Center (m2)

$6,526 $6,526

$2,732 Rp 49.5M

138.90%

Buy Apartment Outside City Center (m2)

$3,281 $3,281

$2,284 Rp 41.4M

43.66%

Average Monthly Net Salary (After Tax)

$4,035 $4,035

$164 Rp 3.0M

2362.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.19

13.78

-55.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Clemente, CA: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Clemente, CA

$1.9K 55.3%

Ubud, Bali

$672 49.8% 65% $1.2K

Groceries & Markets

San Clemente, CA

$444 12.8%

Ubud, Bali

$288 21.4% 35.1% $156

Eating Out

San Clemente, CA

$412 11.9%

Ubud, Bali

$108 8% 73.8% $304

Monthly Utilities & Internet

San Clemente, CA

$404 11.6%

Ubud, Bali

$104 7.7% 74.2% $300

Clothing & Footwear

San Clemente, CA

$148 4.3%

Ubud, Bali

$108 8% 27.4% $41

Sport & Entertainment

San Clemente, CA

$75 2.2%

Ubud, Bali

$58 4.3% 22.2% $17

Getting Around

San Clemente, CA

$72 2.1%

Ubud, Bali

$11 0.9% 84.1% $60

Cost Breakdown

A one-bedroom apartment in the center runs $2,344 in San Clemente, CA and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

San Clemente, CA pays about 25 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $100 in San Clemente, CA vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $444 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 San Clemente, CA

🇮🇩 Ubud, Bali

🕒 Local time

17:01 5:01 PM

09:01 9:01 AM

16 h ahead of San Clemente, CA

🌤 Weather

👥 Population

65,526

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.896 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

Lowest

Highest

Between locations

San Clemente, CA Ubud, Bali 13,950 km ≈ 18 h nonstop flight

From you

San Clemente, CA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Clemente, CA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 61% cheaper overall, especially in eating out, groceries, and utilities. That difference adds up to real monthly savings that compound significantly over time.

Average pay in San Clemente, CA is about 25 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,344 in San Clemente, CA versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $3,473 per month in San Clemente, CA versus $1,349 in Ubud, Bali – Ubud, Bali is about 61% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 84% less than in San Clemente, CA. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, San Clemente, CA and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 61% less than in San Clemente, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.