Last update: Oct 2026

Cost of Living Comparison Between San Bernardo and Toronto

For one person, living is cheaper in San Bernardo: $897 a month against $2,561 in Toronto, rent and utilities included – about $20,000 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in San Bernardo
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San Bernardo Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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San Bernardo

🇨🇱 Chile

$897

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in San Bernardo and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Bernardo and in Toronto actually costs, broken down by who's living it.

A single person spends $897 per month in San Bernardo vs $2,561 in Toronto, rent included.

San Bernardo $897
Toronto $2,561

A couple spends around $1,414 per month in San Bernardo vs $3,694 in Toronto, rent included.

San Bernardo $1,414
Toronto $3,694

A family of three spends $1,932 per month in San Bernardo vs $4,826 in Toronto, rent included.

San Bernardo $1,932
Toronto $4,826

San Bernardo is about 65% cheaper than Toronto, and outside of rent the biggest gap is in eating out.

San Bernardo sits 34% below the global median, while Toronto is 90% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.85 CLP 7,727

$17.18 CA$24.29

-54.31%

Three-Course Dinner for Two, Mid-Range

$25.41 CLP 25.0K

$76.0 CA$107

-66.55%

Fast Food Meal (McDonalds, etc)

$6.51 CLP 6,407

$10.54 CA$14.89

-38.24%

Cappuccino

$2.52 CLP 2,481

$4.02 CA$5.68

-37.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.94 CLP 922

$2.12 CA$3.00

-55.66%

Water (0.33 liter bottle)

$1.01 CLP 991

$1.75 CA$2.48

-42.29%

Local Beer (0.5 liter draught)

$4.05 CLP 3,985

$6.24 CA$8.83

-35.10%

Imported Beer (0.33 liter bottle)

$4.49 CLP 4,421

$7.09 CA$10.02

-36.67%

Milk (1 liter)

$1.15 CLP 1,132

$2.44 CA$3.45

-52.87%

White Bread (500g)

$1.29 CLP 1,272

$2.68 CA$3.78

-51.87%

Rice (white) (1kg)

$1.66 CLP 1,632

$2.24 CA$3.17

-25.89%

Eggs

$3.91 CLP 3,848

$3.56 CA$5.03

9.83%

Local Cheese (1kg)

$11.24 CLP 11.1K

$9.09 CA$12.85

23.65%

Chicken Fillets (1kg)

$4.36 CLP 4,289

$11.33 CA$16.01

-61.52%

Beef Round Steak (1kg)

$10.73 CLP 10.6K

$14.53 CA$20.55

-26.15%

Apples (1kg)

$1.88 CLP 1,855

$3.62 CA$5.12

-48.07%

Banana (1kg)

$1.51 CLP 1,489

$1.21 CA$1.72

24.79%

Oranges (1kg)

$1.42 CLP 1,396

$3.60 CA$5.09

-60.56%

Tomato (1kg)

$1.75 CLP 1,721

$4.21 CA$5.96

-58.43%

Potato (1kg)

$0.85 CLP 839

$1.79 CA$2.53

-52.51%

Onion (1kg)

$0.84 CLP 822

$1.59 CA$2.25

-47.17%

Lettuce (1 head)

$1.21 CLP 1,194

$2.27 CA$3.21

-46.70%

Water (1.5 liter bottle)

$1.08 CLP 1,065

$1.25 CA$1.77

-13.60%

Cigarettes 20 Pack (Marlboro, Camel)

$3.31 CLP 3,259

$13.82 CA$19.53

-76.05%

Wine (Bottle)

$6.05 CLP 5,959

$14.27 CA$20.18

-57.60%

Local Beer (0.5 liter bottle)

$1.57 CLP 1,541

$2.20 CA$3.10

-28.64%

Imported Beer (0.33 liter bottle)

$2.30 CLP 2,261

$2.43 CA$3.44

-5.35%

One-way Ticket (Public Transport)

$0.79 CLP 781

$2.39 CA$3.38

-66.95%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$0.40 CLP 391

$2.91 CA$4.12

-86.25%

Taxi (Normal Tariff) (1km)

$0.84 CLP 830

$1.20 CA$1.69

-30.00%

Taxi 1hour Waiting (Normal Tariff)

$11.45 CLP 11.3K

$21.38 CA$30.23

-46.45%

Gasoline (1 liter)

$1.31 CLP 1,293

$1.21 CA$1.71

8.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.5K CLP 17.3M

$28.2K CA$39.8K

-37.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K CLP 21.4M

$20.3K CA$28.6K

7.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 CLP 120.7K

$120 CA$170

1.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.05 CLP 11.9K

$32.26 CA$45.60

-62.65%

Internet (50+ Mbps, Unlimited Data)

$16.63 CLP 16.4K

$47.93 CA$67.8

-65.30%

Gym Membership (Monthly)

$19.89 CLP 19.6K

$38.48 CA$54.4

-48.31%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$7.43 CLP 7,312

$12.38 CA$17.50

-39.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$434 CLP 427.0K

$830 CA$1,173

-47.73%

International Primary School, 1 Child (Yearly)

$10.8K CLP 10.6M

$23.1K CA$32.6K

-53.36%

Jeans (Levis 501 Or Similar)

$36.88 CLP 36.3K

$50.7 CA$71.7

-27.27%

Summer Dress (H&M, Zara, etc)

$26.73 CLP 26.3K

$40.02 CA$56.6

-33.21%

Sport Shoes (Adidas, Nike)

$65.3 CLP 64.3K

$98.0 CA$139

-33.38%

Men's Leather Business Shoes

$80.5 CLP 79.3K

$121 CA$171

-33.25%

1-bedroom Apartment, City Center (Monthly)

$279 CLP 274.4K

$1,592 CA$2,251

-82.50%

1-bedroom Apartment, Outside City Center (Monthly)

$245 CLP 241.6K

$1,410 CA$1,994

-82.60%

3-bedroom Apartment, City Center (Monthly)

$703 CLP 691.9K

$2,670 CA$3,775

-73.67%

3-bedroom Apartment, Outside City Center (Monthly)

$552 CLP 543.3K

$2,152 CA$3,042

-74.35%

Buy Apartment in City Center (m2)

$1,856 CLP 1.8M

$7,945 CA$11.2K

-76.64%

Buy Apartment Outside City Center (m2)

$1,357 CLP 1.3M

$6,542 CA$9,249

-79.25%

Average Monthly Net Salary (After Tax)

$1,335 CLP 1.3M

$3,727 CA$5,269

-64.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.39

4.47

20.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Bernardo: October 10, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Bernardo

$245 27.4%

Toronto

$1.4K 55.1% 475% $1.2K

Groceries & Markets

San Bernardo

$214 23.9%

Toronto

$340 13.3% 58.8% $126

Monthly Utilities & Internet

San Bernardo

$151 16.9%

Toronto

$201 7.8% 32.5% $49

Eating Out

San Bernardo

$150 16.7%

Toronto

$278 10.9% 86% $129

Clothing & Footwear

San Bernardo

$94 10.5%

Toronto

$139 5.4% 47.7% $45

Sport & Entertainment

San Bernardo

$35 3.9%

Toronto

$63 2.5% 82% $28

Getting Around

San Bernardo

$7.8 * 0.9%

Toronto

$129 5.1% 1561% $122

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $279 in San Bernardo versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 179% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $25.00 in San Bernardo versus $76.0 in Toronto. Monthly groceries follow the same trend: $214 vs $340 – making San Bernardo the more affordable choice for daily food spending.

Good to know

🇨🇱 San Bernardo

🇨🇦 Toronto

🕒 Local time

10:54 10:54 AM

09:54 9:54 AM

1 h behind San Bernardo

🌤 Weather

👥 Population

290,912

2,731,571

💱 Currency

Chilean Peso CLP $

Canadian Dollar CAD $

📈 Exchange rate

10,000 CLP = 10.16 USD

10,000 CLP = 9.04 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to CLP – Chilean Peso Converter

🇺🇸 United States Dollar ($)

🇨🇱 Chilean Peso ($)

Chilean Peso exchange rates as of October 17, 2026: 1 USD = 984 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,107 CLP (10,000 CLP = 9.04 EUR).

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to CLP in detail →

On the map

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Between locations

San Bernardo Toronto 8,630 km ≈ 11 h nonstop flight

From you

San Bernardo
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Bernardo vs Toronto: Cost of Living - Frequently Asked Questions

Toronto costs about 185% more than San Bernardo, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,345 per month in San Bernardo and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Bernardo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $897 in San Bernardo and $2,561 in Toronto. That's a gap of about 185%.

Kindergarten costs $434 per month in San Bernardo and $830 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in San Bernardo, where all-in costs run around $897, than in Toronto at $2,561. In San Bernardo it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward San Bernardo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with San Bernardo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.