Last update: Oct 2026

Cost of Living Comparison Between Samos and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,411 in Samos, rent and utilities included – about $6,000 less a year. Other living expenses account for most of the difference.

68

Cost of Living Index in Samos
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Samos Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Samos

🇬🇷 Greece

$1,411

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Samos and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Samos and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,411 in Samos versus $915 in Cebu.

Samos $1,411
Cebu $915

Estimated couple costs with rent: $2,081 in Samos versus $1,418 in Cebu.

Samos $2,081
Cebu $1,418

Monthly costs for a family of three with rent: $2,751 in Samos versus $1,921 in Cebu.

Samos $2,751
Cebu $1,921

Living in Samos is roughly 54% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Samos is 4% above, Cebu is 33% below.

Meal at Budget Restaurant

$11.13 €9.90

$3.05 ₱192

264.92%

Three-Course Dinner for Two, Mid-Range

$39.72 €35.33

$24.00 ₱1,511

65.50%

Fast Food Meal (McDonalds, etc)

$6.87 €6.11

$3.99 ₱251

72.18%

Cappuccino

$3.02 €2.68

$2.50 ₱157

20.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.36 €2.10

$1.54 ₱97.1

53.25%

Water (0.33 liter bottle)

$0.88 €0.78

$0.50 ₱31.37

76.00%

Local Beer (0.5 liter draught)

$4.13 €3.67

$1.78 ₱112

132.02%

Imported Beer (0.33 liter bottle)

$6.45 €5.74

$2.17 ₱136

197.24%

Milk (1 liter)

$1.53 €1.36

$2.00 ₱126

-23.50%

White Bread (500g)

$1.38 €1.23

$1.37 ₱86.2

0.73%

Rice (white) (1kg)

$2.61 €2.32

$1.03 ₱64.9

153.40%

Eggs

$4.56 €4.06

$2.03 ₱128

124.63%

Local Cheese (1kg)

$13.24 €11.78

$10.20 ₱642

29.80%

Chicken Fillets (1kg)

$9.65 €8.59

$4.45 ₱280

116.85%

Beef Round Steak (1kg)

$14.16 €12.59

$7.67 ₱483

84.62%

Apples (1kg)

$2.16 €1.92

$3.31 ₱208

-34.74%

Banana (1kg)

$2.01 €1.79

$1.46 ₱91.8

37.67%

Oranges (1kg)

$1.42 €1.27

$2.32 ₱146

-38.79%

Tomato (1kg)

$1.94 €1.73

$1.49 ₱94.0

30.20%

Potato (1kg)

$1.16 €1.03

$2.34 ₱147

-50.43%

Onion (1kg)

$1.15 €1.02

$1.94 ₱122

-40.72%

Lettuce (1 head)

$1.09 €0.97

$1.16 ₱73.0

-6.03%

Water (1.5 liter bottle)

$0.85 €0.76

$0.68 ₱42.89

25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$5.37 €4.77

$2.99 ₱188

79.60%

Wine (Bottle)

$6.76 €6.02

$6.24 ₱393

8.33%

Local Beer (0.5 liter bottle)

$2.06 €1.83

$1.23 ₱77.3

67.48%

Imported Beer (0.33 liter bottle)

$2.62 €2.33

$1.73 ₱109

51.45%

One-way Ticket (Public Transport)

$1.37 €1.21

$0.23 ₱14.36

495.65%

Public Transport Monthly Pass (Regular Price)

$44.20 €39.32

$12.34 ₱777

258.18%

Taxi Start (Normal Tariff)

$4.30 €3.83

$0.79 ₱49.96

444.30%

Taxi (Normal Tariff) (1km)

$1.09 €0.97

$0.22 ₱13.86

395.45%

Taxi 1hour Waiting (Normal Tariff)

$16.48 €14.66

$4.54 ₱286

263.00%

Gasoline (1 liter)

$2.15 €1.91

$1.32 ₱82.9

62.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.1K €25.0K

$21.0K ₱1.3M

33.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K €22.5K

$19.4K ₱1.2M

30.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$207 €184

$119 ₱7,464

74.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.54 €20.94

$14.22 ₱896

65.54%

Internet (50+ Mbps, Unlimited Data)

$30.70 €27.31

$27.47 ₱1,730

11.76%

Gym Membership (Monthly)

$51.3 €45.61

$32.31 ₱2,034

58.71%

Tennis Court (1 Hour on Weekend)

$25.38 €22.57

$6.50 ₱409

290.46%

Cinema Ticket

$8.94 €7.96

$5.40 ₱340

65.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$429 €382

$276 ₱17.4K

55.55%

International Primary School, 1 Child (Yearly)

$7,664 €6,817

$7,866 ₱495.3K

-2.57%

Jeans (Levis 501 Or Similar)

$89.9 €80.0

$49.37 ₱3,108

82.07%

Summer Dress (H&M, Zara, etc)

$40.02 €35.59

$24.58 ₱1,548

62.82%

Sport Shoes (Adidas, Nike)

$86.7 €77.1

$76.6 ₱4,825

13.15%

Men's Leather Business Shoes

$121 €108

$58.9 ₱3,706

106.29%

1-bedroom Apartment, City Center (Monthly)

$481 €428

$503 ₱31.7K

-4.39%

1-bedroom Apartment, Outside City Center (Monthly)

$400 €356

$305 ₱19.2K

31.49%

3-bedroom Apartment, City Center (Monthly)

$741 €659

$1,075 ₱67.7K

-31.09%

3-bedroom Apartment, Outside City Center (Monthly)

$611 €544

$632 ₱39.8K

-3.26%

Buy Apartment in City Center (m2)

$2,683 €2,387

$2,870 ₱180.7K

-6.51%

Buy Apartment Outside City Center (m2)

$2,181 €1,940

$1,877 ₱118.2K

16.17%

Average Monthly Net Salary (After Tax)

$990 €881

$336 ₱21.1K

194.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.46

7.2

-38.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Samos: October 18, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Samos

$400 28.4%

Cebu

$305 33.3% 23.9% $96

Groceries & Markets

Samos

$276 19.6%

Cebu

$210 22.9% 24% $66

Monthly Utilities & Internet

Samos

$262 18.5%

Cebu

$160 17.5% 38.7% $101

Eating Out

Samos

$192 13.6%

Cebu

$88 9.6% 54.4% $105

Clothing & Footwear

Samos

$152 10.8%

Cebu

$94 10.3% 38% $58

Sport & Entertainment

Samos

$69 4.9%

Cebu

$43 4.7% 37.7% $26

Getting Around

Samos

$59 4.2%

Cebu

$15 1.7% 74.5% $44

Cost Breakdown

A one-bedroom apartment in the center runs $481 in Samos and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Samos pays 195% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $40.00 in Samos vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $276 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇬🇷 Samos

🇵🇭 Cebu

🕒 Local time

19:49 7:49 PM

00:49 12:49 AM

5 h ahead of Samos

🌤 Weather

👥 Population

33,814

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Samos Cebu 9,920 km ≈ 13 h nonstop flight

From you

Samos
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Samos vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 54% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 195% higher in Samos, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $481 in Samos versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,411 per month in Samos versus $915 in Cebu – a 54% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 258% less than in Samos. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,411 in Samos, a $1,500 budget is realistic in Cebu but tight or insufficient in Samos. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Samos, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Samos and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 54% less than in Samos. Beyond cost, consider language, visa policies, and how big the international community is in each city.