Last update: Oct 2026

Cost of Living Comparison Between Samaxi and Cebu

For one person, living is cheaper in Samaxi: $839 a month against $934 in Cebu, rent and utilities included – about $1,100 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

41

Cost of Living Index in Samaxi
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Samaxi Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Samaxi

🇦🇿 Azerbaijan

$839

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Samaxi and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Samaxi and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $839 in Samaxi versus $934 in Cebu.

Samaxi $839
Cebu $934

Estimated couple costs with rent: $1,503 in Samaxi versus $1,415 in Cebu.

Samaxi $1,503
Cebu $1,415

Monthly costs for a family of three with rent: $2,168 in Samaxi versus $1,896 in Cebu.

Samaxi $2,168
Cebu $1,896

Living in Samaxi costs roughly 10% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Samaxi 37% lower, Cebu 30% lower.

Meal at Budget Restaurant

$8.06 ₼13.69

$3.03 ₱190

166.01%

Three-Course Dinner for Two, Mid-Range

$29.62 ₼50.3

$23.48 ₱1,473

26.15%

Fast Food Meal (McDonalds, etc)

$5.72 ₼9.71

$4.09 ₱256

39.85%

Cappuccino

$2.72 ₼4.61

$2.52 ₱158

7.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.92 ₼1.56

$1.54 ₱96.9

-40.26%

Water (0.33 liter bottle)

$0.34 ₼0.58

$0.49 ₱30.98

-30.61%

Local Beer (0.5 liter draught)

$1.19 ₼2.03

$1.79 ₱112

-33.52%

Imported Beer (0.33 liter bottle)

$2.30 ₼3.92

$2.26 ₱142

1.77%

Milk (1 liter)

$1.30 ₼2.20

$1.95 ₱122

-33.33%

White Bread (500g)

$0.33 ₼0.56

$1.43 ₱89.7

-76.92%

Rice (white) (1kg)

$2.36 ₼4.01

$1.02 ₱63.8

131.37%

Eggs

$1.18 ₼2.01

$2.06 ₱129

-42.72%

Local Cheese (1kg)

$2.91 ₼4.95

$9.81 ₱615

-70.34%

Chicken Fillets (1kg)

$4.48 ₼7.61

$4.61 ₱289

-2.82%

Beef Round Steak (1kg)

$8.59 ₼14.61

$7.70 ₱483

11.56%

Apples (1kg)

$0.63 ₼1.08

$3.31 ₱207

-80.97%

Banana (1kg)

$1.54 ₼2.62

$1.45 ₱90.9

6.21%

Oranges (1kg)

$1.37 ₼2.34

$2.36 ₱148

-41.95%

Tomato (1kg)

$1.01 ₼1.72

$1.54 ₱96.4

-34.42%

Potato (1kg)

$0.65 ₼1.10

$2.36 ₱148

-72.46%

Onion (1kg)

$0.49 ₼0.83

$1.99 ₱125

-75.38%

Lettuce (1 head)

$0.47 ₼0.79

$1.15 ₱72.1

-59.13%

Water (1.5 liter bottle)

$0.59 ₼1.01

$0.67 ₱42.15

-11.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.54 ₼6.02

$3.00 ₱188

18.00%

Wine (Bottle)

$5.39 ₼9.16

$6.35 ₱398

-15.12%

Local Beer (0.5 liter bottle)

$0.92 ₼1.56

$1.31 ₱81.9

-29.77%

Imported Beer (0.33 liter bottle)

$1.96 ₼3.34

$1.73 ₱108

13.29%

One-way Ticket (Public Transport)

$0.30 ₼0.52

$0.25 ₱15.78

20.00%

Public Transport Monthly Pass (Regular Price)

$14.94 ₼25.38

$12.65 ₱793

18.10%

Taxi Start (Normal Tariff)

$1.72 ₼2.92

$0.74 ₱46.32

132.43%

Taxi (Normal Tariff) (1km)

$0.28 ₼0.47

$0.21 ₱13.11

33.33%

Taxi 1hour Waiting (Normal Tariff)

$2.97 ₼5.04

$4.33 ₱271

-31.41%

Gasoline (1 liter)

$0.61 ₼1.03

$1.33 ₱83.5

-54.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.2K ₼39.4K

$21.8K ₱1.4M

6.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K ₼41.6K

$19.4K ₱1.2M

26.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$33.45 ₼56.9

$121 ₱7,563

-72.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.71 ₼21.61

$14.45 ₱907

-12.04%

Internet (50+ Mbps, Unlimited Data)

$14.59 ₼24.79

$28.29 ₱1,774

-48.43%

Gym Membership (Monthly)

$29.88 ₼50.8

$32.68 ₱2,050

-8.57%

Tennis Court (1 Hour on Weekend)

$14.99 ₼25.47

$6.39 ₱401

134.59%

Cinema Ticket

$7.25 ₼12.33

$5.46 ₱342

32.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$238 ₼404

$273 ₱17.1K

-12.97%

International Primary School, 1 Child (Yearly)

$11.8K ₼20.0K

$8,156 ₱511.5K

44.10%

Jeans (Levis 501 Or Similar)

$46.91 ₼79.7

$49.57 ₱3,109

-5.37%

Summer Dress (H&M, Zara, etc)

$58.8 ₼100

$24.87 ₱1,560

136.59%

Sport Shoes (Adidas, Nike)

$120 ₼204

$76.6 ₱4,804

56.44%

Men's Leather Business Shoes

$118 ₼200

$59.3 ₱3,717

98.57%

1-bedroom Apartment, City Center (Monthly)

$375 ₼637

$506 ₱31.7K

-25.88%

1-bedroom Apartment, Outside City Center (Monthly)

$289 ₼491

$309 ₱19.4K

-6.72%

3-bedroom Apartment, City Center (Monthly)

$717 ₼1,219

$1,052 ₱66.0K

-31.80%

3-bedroom Apartment, Outside City Center (Monthly)

$871 ₼1,481

$619 ₱38.8K

40.77%

Buy Apartment in City Center (m2)

$2,028 ₼3,447

$2,915 ₱182.9K

-30.44%

Buy Apartment Outside City Center (m2)

$1,197 ₼2,034

$1,867 ₱117.1K

-35.91%

Average Monthly Net Salary (After Tax)

$339 ₼576

$341 ₱21.4K

-0.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

11.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Samaxi: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Samaxi

$289 34.4%

Cebu

$309 33.5% 7.2% $21

Clothing & Footwear

Samaxi

$154 18.4%

Cebu

$95 10.2% 38.7% $60

Groceries & Markets

Samaxi

$141 16.9%

Cebu

$210 22.7% 48.7% $69

Eating Out

Samaxi

$130 15.5%

Cebu

$88 9.6% 31.9% $41

Monthly Utilities & Internet

Samaxi

$61 7.2%

Cebu

$163 17.7% 169% $103

Sport & Entertainment

Samaxi

$44 5.3%

Cebu

$44 4.7% 1.8% $0.8

Getting Around

Samaxi

$19 2.3%

Cebu

$15 1.7% 19.8% $3.8

Cost Breakdown

A one-bedroom apartment in the center runs $375 in Samaxi and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 1% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $30.00 in Samaxi vs $23.00 in Cebu. Groceries flip the comparison at $141 vs $210, with Samaxi cheaper for home cooking.

Good to know

🇦🇿 Samaxi

🇵🇭 Cebu

🕒 Local time

06:15 6:15 AM

10:15 10:15 AM

4 h ahead of Samaxi

🌤 Weather

👥 Population

41,000

964,169

💱 Currency

Azerbaijani Manat AZN ₼

Philippine Peso PHP ₱

📈 Exchange rate

1 AZN = 0.588 USD

1 AZN = 0.525 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to AZN – Azerbaijani Manat Converter

🇺🇸 United States Dollar ($)

🇦🇿 Azerbaijani Manat (₼)

Azerbaijani Manat exchange rates as of October 10, 2026: 1 USD = 1.7 AZN (1 AZN = 0.588 USD). 1 EUR = 1.91 AZN (1 AZN = 0.525 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to AZN in detail →

On the map

Lowest

Highest

Between locations

Samaxi Cebu 8,020 km ≈ 11 h nonstop flight

From you

Samaxi
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Samaxi vs Cebu: Cost of Living - Frequently Asked Questions

Samaxi is cheaper overall, especially in groceries and utilities. The 11% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $375 in Samaxi versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $839 per month in Samaxi versus $934 in Cebu – a 11% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Samaxi runs roughly 18% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Samaxi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Samaxi is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Samaxi and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Samaxi gentler on the wallet – expenses run 11% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.