Last update: Oct 2026

Cost of Living Comparison Between Sakarya and Cebu

For one person, living costs are similar in Sakarya and in Cebu: $956 and $918 a month, rent and utilities included.

Sakarya
🇹🇷 Turkey
$956
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Sakarya and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sakarya and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $956 in Sakarya versus $918 in Cebu.

  • Sakarya $956
  • Cebu $918

Estimated couple costs with rent: $1,474 in Sakarya versus $1,409 in Cebu.

  • Sakarya $1,474
  • Cebu $1,409

Monthly costs for a family of three with rent: $1,992 in Sakarya versus $1,900 in Cebu.

  • Sakarya $1,992
  • Cebu $1,900

Living in Sakarya is roughly 4% more expensive than in Cebu, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Sakarya 29% lower, Cebu 32% lower.

Currency
🍽 Eating Out
Sakarya
Cebu
Difference
Meal at Budget Restaurant
$7.11 ₺352
$3.09 ₱194
130.10%
Three-Course Dinner for Two, Mid-Range
$30.89 ₺1,530
$24.22 ₱1,525
27.54%
Fast Food Meal (McDonalds, etc)
$6.96 ₺344
$3.92 ₱247
77.55%
Cappuccino
$3.59 ₺178
$2.51 ₱158
43.03%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.92 ₺45.55
$1.59 ₱100
-42.14%
Water (0.33 liter bottle)
$0.37 ₺18.23
$0.53 ₱33.43
-30.19%
Local Beer (0.5 liter draught)
$1.87 ₺92.6
$1.78 ₱112
5.06%
Imported Beer (0.33 liter bottle)
$2.39 ₺118
$2.17 ₱137
10.14%
🛒 Groceries & Markets
Sakarya
Cebu
Difference
Milk (1 liter)
$1.00 ₺49.60
$1.92 ₱121
-47.92%
White Bread (500g)
$1.01 ₺49.98
$1.36 ₱85.4
-25.74%
Rice (white) (1kg)
$2.10 ₺104
$1.01 ₱63.5
107.92%
Eggs
$2.07 ₺103
$2.03 ₱128
1.97%
Local Cheese (1kg)
$7.75 ₺384
$9.86 ₱621
-21.40%
Chicken Fillets (1kg)
$2.89 ₺143
$4.39 ₱277
-34.17%
Beef Round Steak (1kg)
$18.15 ₺899
$7.60 ₱479
138.82%
Apples (1kg)
$1.92 ₺95.1
$3.30 ₱208
-41.82%
Banana (1kg)
$1.87 ₺92.8
$1.39 ₱87.8
34.53%
Oranges (1kg)
$0.84 ₺41.49
$2.33 ₱147
-63.95%
Tomato (1kg)
$1.33 ₺65.6
$1.50 ₱94.3
-11.33%
Potato (1kg)
$0.49 ₺24.20
$2.36 ₱149
-79.24%
Onion (1kg)
$0.28 ₺13.78
$1.90 ₱119
-85.26%
Lettuce (1 head)
$0.75 ₺37.03
$1.19 ₱74.9
-36.97%
Water (1.5 liter bottle)
$0.72 ₺35.79
$0.63 ₱39.71
14.29%
Cigarettes 20 Pack (Marlboro, Camel)
$2.09 ₺103
$3.00 ₱189
-30.33%
Wine (Bottle)
$14.46 ₺716
$6.03 ₱379
139.80%
Local Beer (0.5 liter bottle)
$1.94 ₺96.3
$1.23 ₱77.7
57.72%
Imported Beer (0.33 liter bottle)
$3.47 ₺172
$1.75 ₱110
98.29%
🚌 Getting Around
Sakarya
Cebu
Difference
One-way Ticket (Public Transport)
$0.45 ₺22.10
$0.25 ₱15.86
80.00%
Public Transport Monthly Pass (Regular Price)
$62.0 ₺3,068
$12.64 ₱796
390.27%
Taxi Start (Normal Tariff)
$1.05 ₺51.9
$0.77 ₱48.62
36.36%
Taxi (Normal Tariff) (1km)
$1.12 ₺55.5
$0.23 ₱14.53
386.96%
Taxi 1hour Waiting (Normal Tariff)
$4.21 ₺208
$4.46 ₱281
-5.61%
Gasoline (1 liter)
$1.32 ₺65.4
$1.31 ₱82.8
0.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$42.2K ₺2.1M
$21.2K ₱1.3M
98.84%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.9K ₺2.0M
$19.1K ₱1.2M
113.40%
🧾 Monthly Utilities & Internet
Sakarya
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$44.90 ₺2,223
$120 ₱7,569
-62.65%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.23 ₺507
$14.00 ₱882
-26.93%
Internet (50+ Mbps, Unlimited Data)
$14.17 ₺701
$27.54 ₱1,734
-48.55%
🎉 Sport & Entertainment
Sakarya
Cebu
Difference
Gym Membership (Monthly)
$40.74 ₺2,017
$32.33 ₱2,035
26.01%
Tennis Court (1 Hour on Weekend)
-
$6.65 ₱419
-
Cinema Ticket
$6.12 ₺303
$5.65 ₱356
8.32%
🧸 Childcare & Education
Sakarya
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$898 ₺44.5K
$275 ₱17.3K
226.13%
International Primary School, 1 Child (Yearly)
$14.6K ₺721.3K
$7,918 ₱498.5K
83.98%
👕👟 Clothing & Footwear
Sakarya
Cebu
Difference
Jeans (Levis 501 Or Similar)
$38.69 ₺1,916
$49.33 ₱3,106
-21.57%
Summer Dress (H&M, Zara, etc)
$42.32 ₺2,095
$25.24 ₱1,589
67.67%
Sport Shoes (Adidas, Nike)
$82.9 ₺4,104
$77.0 ₱4,846
7.72%
Men's Leather Business Shoes
$71.3 ₺3,528
$57.2 ₱3,601
24.58%
🏠 Accommodation & Living
Sakarya
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$407 ₺20.1K
$500 ₱31.5K
-18.59%
1-bedroom Apartment, Outside City Center (Monthly)
$299 ₺14.8K
$309 ₱19.4K
-3.31%
3-bedroom Apartment, City Center (Monthly)
$785 ₺38.9K
$1,078 ₱67.9K
-27.19%
3-bedroom Apartment, Outside City Center (Monthly)
$498 ₺24.7K
$615 ₱38.7K
-19.01%
Buy Apartment in City Center (m2)
$1,211 ₺60.0K
$2,886 ₱181.7K
-58.03%
Buy Apartment Outside City Center (m2)
$689 ₺34.1K
$1,917 ₱120.7K
-64.04%
💵 Salaries & Financials
Sakarya
Cebu
Difference
Average Monthly Net Salary (After Tax)
$899 ₺44.5K
$346 ₱21.8K
159.91%
20-Year Fixed Mortgage Interest Rate (Annual %)
39.8
7.2
452.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sakarya: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Sakarya
$299
Cebu
$309 3.4% $10
Groceries & Markets
Sakarya
$219
Cebu
$206 6% $13
Eating Out
Sakarya
$140
Cebu
$88 37% $52
Clothing & Footwear
Sakarya
$106
Cebu
$94 11.2% $12
Getting Around
Sakarya
$70
Cebu
$16 77.9% $55
Monthly Utilities & Internet
Sakarya
$69
Cebu
$162 133% $92
Sport & Entertainment
Sakarya
$53
Cebu
$44 17.7% $9.4

Cost Breakdown

A one-bedroom apartment in the center runs $407 in Sakarya and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Sakarya pays 160% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $31.00 in Sakarya vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $219 vs $206 per month, with Cebu cheaper across the board.

Good to know
🇹🇷 Sakarya
🇵🇭 Cebu
🕒 Local time
05:26 5:26 AM
10:26 10:26 AM
5 h ahead of Sakarya
🌤 Weather
👥 Population
1,094,481
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to TRY – Turkish Lira Converter

Turkish Lira exchange rates as of October 18, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.66 TRY (100 TRY = 1.8 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Sakarya Cebu 9,550 km ≈ 12 h nonstop flight
From you
  • Sakarya
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sakarya vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Sakarya?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 4% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Sakarya or Cebu?
Average pay runs 160% higher in Sakarya, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Sakarya and Cebu?
Rent for a central apartment: $407 in Sakarya versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Sakarya and in Cebu?
All in, you'll spend $956 per month in Sakarya versus $918 in Cebu – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 390% less than in Sakarya. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Sakarya or in Cebu?
At $918 in Cebu versus $956 in Sakarya, a $1,500 budget is realistic in Cebu but tight or insufficient in Sakarya. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Sakarya or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Sakarya, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Sakarya or Cebu?
Safety-wise, Sakarya and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 4% less than in Sakarya. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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