Cost of Living Comparison Between Saint Paul, MN and Merced, CA Cost of Living Comparison Between Saint Paul, MN and Merced, CA

🙂 Solo nomad: Saint Paul, MN is 19.1% cheaper than Merced, CA without rent, and 3.7% cheaper with rent.
😐 Family of 3: Saint Paul, MN is 37.1% more expensive than Merced, CA without rent, and 9.9% more expensive with rent.
Currency
🍽 Eating Out
Saint Paul, MN
Merced, CA
Difference
Meal at Budget Restaurant
$18.11 $18.11
$20.02 $20.02
-9.54%
Three-Course Dinner for Two, Mid-Range
$66.4 $66.4
$40.51 $40.51
63.81%
Fast Food Meal (McDonalds, etc)
$10.02 $10.02
$11.54 $11.54
-13.17%
Cappuccino
$5.06 $5.06
$5.66 $5.66
-10.60%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.82 $2.82
$2.97 $2.97
-5.05%
Water (0.33 liter bottle)
$2.37 $2.37
$2.04 $2.04
16.18%
Local Beer (0.5 liter draught)
$5.85 $5.85
$9.09 $9.09
-35.64%
Imported Beer (0.33 liter bottle)
$7.12 $7.12
$10.08 $10.08
-29.37%
🛒 Groceries & Markets
Saint Paul, MN
Merced, CA
Difference
Milk (1 liter)
$1.02 $1.02
$1.23 $1.23
-17.07%
White Bread (500g)
$4.28 $4.28
$2.7 $2.7
58.52%
Rice (white) (1kg)
$3.95 $3.95
$3.19 $3.19
23.82%
Eggs
$3.31 $3.31
$5.04 $5.04
-34.33%
Local Cheese (1kg)
$9.11 $9.11
$11.06 $11.06
-17.63%
Chicken Fillets (1kg)
$11.87 $11.87
$15.24 $15.24
-22.11%
Beef Round Steak (1kg)
$14.1 $14.1
$17.42 $17.42
-19.06%
Apples (1kg)
$5.13 $5.13
$5.68 $5.68
-9.68%
Banana (1kg)
$1.17 $1.17
$2.53 $2.53
-53.75%
Oranges (1kg)
$5.77 $5.77
$1.47 $1.47
292.52%
Tomato (1kg)
$5.27 $5.27
$4.28 $4.28
23.13%
Potato (1kg)
$3.97 $3.97
$2.07 $2.07
91.79%
Onion (1kg)
$3.72 $3.72
$3.26 $3.26
14.11%
Lettuce (1 head)
$2.05 $2.05
$1.02 $1.02
100.98%
Water (1.5 liter bottle)
$1.99 $1.99
$2.79 $2.79
-28.67%
Cigarettes 20 Pack (Marlboro, Camel)
$10.3 $10.3
$10.18 $10.18
1.18%
Wine (Bottle)
$13.91 $13.91
$18.56 $18.56
-25.05%
Local Beer (0.5 liter bottle)
$1.75 $1.75
$2.26 $2.26
-22.57%
Imported Beer (0.33 liter bottle)
$4.53 $4.53
$3.27 $3.27
38.53%
🚌 Getting Around
Saint Paul, MN
Merced, CA
Difference
One-way Ticket (Public Transport)
$2.31 $2.31
$1.52 $1.52
51.97%
Public Transport Monthly Pass (Regular Price)
$119 $119
$59.3 $59.3
101.30%
Taxi Start (Normal Tariff)
$4.91 $4.91
$3.04 $3.04
61.51%
Taxi (Normal Tariff) (1km)
$1.44 $1.44
$1.72 $1.72
-16.28%
Taxi 1hour Waiting (Normal Tariff)
$29.5 $29.5
$26.68 $26.68
10.57%
Gasoline (1 liter)
$0.86 $0.86
$1.26 $1.26
-31.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.9K $34.9K
$30K $30K
16.35%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.2K $25.2K
$27.2K $27.2K
-7.67%
🧾 Monthly Utilities & Internet
Saint Paul, MN
Merced, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 $219
$278 $278
-21.35%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$47.85 $47.85
$35.23 $35.23
35.82%
Internet (50+ Mbps, Unlimited Data)
$73.5 $73.5
$67 $67
9.67%
🎉 Sport & Entertainment
Saint Paul, MN
Merced, CA
Difference
Gym Membership (Monthly)
$41.39 $41.39
$33.04 $33.04
25.27%
Tennis Court (1 Hour on Weekend)
$9.99 $9.99
$13.83 $13.83
-27.77%
Cinema Ticket
$13.88 $13.88
$15.63 $15.63
-11.20%
🧸 Childcare & Education
Saint Paul, MN
Merced, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,452 $1,452
$1,959 $1,959
-25.89%
International Primary School, 1 Child (Yearly)
$30.1K $30.1K
$26.3K $26.3K
14.18%
👕👟 Clothing & Footwear
Saint Paul, MN
Merced, CA
Difference
Jeans (Levis 501 Or Similar)
$39.48 $39.48
$53.8 $53.8
-26.58%
Summer Dress (H&M, Zara, etc)
$42.66 $42.66
$44.27 $44.27
-3.64%
Sport Shoes (Adidas, Nike)
$83.8 $83.8
$89.3 $89.3
-6.15%
Men's Leather Business Shoes
$126 $126
$137 $137
-8.13%
🏠 Accommodation & Living
Saint Paul, MN
Merced, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$1,249 $1,249
$1,593 $1,593
-21.62%
1-bedroom Apartment, Outside City Center (Monthly)
$1,028 $1,028
$1,099 $1,099
-6.50%
3-bedroom Apartment, City Center (Monthly)
$2,202 $2,202
$1,963 $1,963
12.22%
3-bedroom Apartment, Outside City Center (Monthly)
$2,212 $2,212
$1,917 $1,917
15.38%
Buy Apartment in City Center (m2)
$2,857 $2,857
$2,947 $2,947
-3.04%
Buy Apartment Outside City Center (m2)
$2,398 $2,398
$2,902 $2,902
-17.38%
💵 Salaries & Financials
Saint Paul, MN
Merced, CA
Difference
Average Monthly Net Salary (After Tax)
$4,170 $4,170
$3,525 $3,525
18.28%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.43
6.36
1.10%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Paul, MN: October 28, 2025

Last update for Merced, CA: October 27, 2025

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