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Cost of Living Comparison Between Saint Paul, MN and Indianapolis, IN Cost of Living Comparison Between Saint Paul, MN and Indianapolis, IN

😐 Solo nomad: Saint Paul, MN is 12.4% more expensive than Indianapolis, IN without rent, and 10.6% cheaper with rent.
😐 Family of 3: Saint Paul, MN is 3.2% more expensive than Indianapolis, IN without rent, and 3.1% more expensive with rent.
Currency
🍽 Eating Out
Saint Paul, MN
Indianapolis, IN
Difference
Meal at Budget Restaurant
$18.06 $18.06
$25.16 $25.16
-28.22%
Three-Course Dinner for Two, Mid-Range
$66.7 $66.7
$74.5 $74.5
-10.45%
Fast Food Meal (McDonalds, etc)
$10.09 $10.09
$10.95 $10.95
-7.85%
Cappuccino
$5.22 $5.22
$5.41 $5.41
-3.51%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.71 $2.71
$2.88 $2.88
-5.90%
Water (0.33 liter bottle)
$2.41 $2.41
$2.37 $2.37
1.69%
Local Beer (0.5 liter draught)
$5.82 $5.82
$5.93 $5.93
-1.85%
Imported Beer (0.33 liter bottle)
$6.82 $6.82
$8.09 $8.09
-15.70%
🛒 Groceries & Markets
Saint Paul, MN
Indianapolis, IN
Difference
Milk (1 liter)
$0.95 $0.95
$0.84 $0.84
13.10%
White Bread (500g)
$4.31 $4.31
$2.95 $2.95
46.10%
Rice (white) (1kg)
$3.79 $3.79
$5.09 $5.09
-25.54%
Eggs
$3.33 $3.33
$3.43 $3.43
-2.92%
Local Cheese (1kg)
$9.23 $9.23
$8.99 $8.99
2.67%
Chicken Fillets (1kg)
$11.7 $11.7
$10.95 $10.95
6.85%
Beef Round Steak (1kg)
$14.37 $14.37
$14.36 $14.36
0.07%
Apples (1kg)
$5 $5
$5.18 $5.18
-3.47%
Banana (1kg)
$1.15 $1.15
$1.3 $1.3
-11.54%
Oranges (1kg)
$5.66 $5.66
$5.62 $5.62
0.71%
Tomato (1kg)
$5.3 $5.3
$3.09 $3.09
71.52%
Potato (1kg)
$3.93 $3.93
$2.13 $2.13
84.51%
Onion (1kg)
$3.8 $3.8
$2.59 $2.59
46.72%
Lettuce (1 head)
$1.95 $1.95
$1.76 $1.76
10.80%
Water (1.5 liter bottle)
$1.89 $1.89
$2.14 $2.14
-11.68%
Cigarettes 20 Pack (Marlboro, Camel)
$10.49 $10.49
$9.34 $9.34
12.31%
Wine (Bottle)
$14.03 $14.03
$15.36 $15.36
-8.66%
Local Beer (0.5 liter bottle)
$1.71 $1.71
$1.78 $1.78
-3.93%
Imported Beer (0.33 liter bottle)
$4.57 $4.57
$2.23 $2.23
104.93%
🚌 Getting Around
Saint Paul, MN
Indianapolis, IN
Difference
One-way Ticket (Public Transport)
$2.21 $2.21
$1.78 $1.78
24.16%
Public Transport Monthly Pass (Regular Price)
$122 $122
$59.8 $59.8
103.78%
Taxi Start (Normal Tariff)
$4.89 $4.89
$1.94 $1.94
152.06%
Taxi (Normal Tariff) (1km)
$1.37 $1.37
$1.67 $1.67
-17.96%
Taxi 1hour Waiting (Normal Tariff)
$28.68 $28.68
$34.21 $34.21
-16.16%
Gasoline (1 liter)
$0.8 $0.8
$0.91 $0.91
-12.09%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.3K $36.3K
$33.3K $33.3K
9.08%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K $25.3K
$24.8K $24.8K
1.79%
🧾 Monthly Utilities & Internet
Saint Paul, MN
Indianapolis, IN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 $219
$239 $239
-8.53%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$49.48 $49.48
$64.5 $64.5
-23.31%
Internet (50+ Mbps, Unlimited Data)
$73.9 $73.9
$72.8 $72.8
1.46%
🎉 Sport & Entertainment
Saint Paul, MN
Indianapolis, IN
Difference
Gym Membership (Monthly)
$41.29 $41.29
$35.35 $35.35
16.80%
Tennis Court (1 Hour on Weekend)
$10.01 $10.01
$31.42 $31.42
-68.14%
Cinema Ticket
$13.8 $13.8
$14.84 $14.84
-7.01%
🧸 Childcare & Education
Saint Paul, MN
Indianapolis, IN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,474 $1,474
$1,798 $1,798
-18.04%
International Primary School, 1 Child (Yearly)
$29.7K $29.7K
$27.5K $27.5K
8.15%
👕👟 Clothing & Footwear
Saint Paul, MN
Indianapolis, IN
Difference
Jeans (Levis 501 Or Similar)
$38.83 $38.83
$46.86 $46.86
-17.14%
Summer Dress (H&M, Zara, etc)
$41.92 $41.92
$41.23 $41.23
1.67%
Sport Shoes (Adidas, Nike)
$85.9 $85.9
$100 $100
-14.36%
Men's Leather Business Shoes
$126 $126
$128 $128
-0.98%
🏠 Accommodation & Living
Saint Paul, MN
Indianapolis, IN
Difference
1-bedroom Apartment, City Center (Monthly)
$1,230 $1,230
$1,743 $1,743
-29.42%
1-bedroom Apartment, Outside City Center (Monthly)
$1,011 $1,011
$1,276 $1,276
-20.76%
3-bedroom Apartment, City Center (Monthly)
$2,224 $2,224
$2,838 $2,838
-21.66%
3-bedroom Apartment, Outside City Center (Monthly)
$2,281 $2,281
$2,109 $2,109
8.12%
Buy Apartment in City Center (m2)
$2,870 $2,870
$1,710 $1,710
67.89%
Buy Apartment Outside City Center (m2)
$2,418 $2,418
$1,615 $1,615
49.74%
💵 Salaries & Financials
Saint Paul, MN
Indianapolis, IN
Difference
Average Monthly Net Salary (After Tax)
$4,075 $4,075
$4,405 $4,405
-7.49%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.43
6.54
-1.68%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Paul, MN: November 30, 2025

Last update for Indianapolis, IN: December 2, 2025

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