Last update: Oct 2026

Cost of Living Comparison Between Saint Joseph, MO and Chiang Mai

For one person, living is cheaper in Chiang Mai: $935 a month against $2,526 in Saint Joseph, MO, rent and utilities included – about $19,100 less a year. Rent and utilities account for most of the difference.

Saint Joseph, MO, United States
Chiang Mai, Thailand
Saint Joseph, MO
🇺🇸 United States
$2,526
/mo nomad
Chiang Mai
🇹🇭 Thailand
$935
/mo nomad
Monthly Cost of Living

How much you'll spend in Saint Joseph, MO and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Joseph, MO and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $2,526 per month in Saint Joseph, MO vs $935 in Chiang Mai, rent included.

  • Saint Joseph, MO $2,526
  • Chiang Mai $935

A couple spends around $3,681 per month in Saint Joseph, MO vs $1,467 in Chiang Mai, rent included.

  • Saint Joseph, MO $3,681
  • Chiang Mai $1,467

A family of three spends $4,836 per month in Saint Joseph, MO vs $1,999 in Chiang Mai, rent included.

  • Saint Joseph, MO $4,836
  • Chiang Mai $1,999

Saint Joseph, MO costs about 170% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Saint Joseph, MO sits 87% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Saint Joseph, MO
Chiang Mai
Difference
Meal at Budget Restaurant
$20.12 $20.12
$2.13 ฿71.7
844.60%
Three-Course Dinner for Two, Mid-Range
$49.48 $49.48
$18.62 ฿625
165.74%
Fast Food Meal (McDonalds, etc)
$10.81 $10.81
$5.60 ฿188
93.04%
Cappuccino
$5.00 $5.00
$1.66 ฿55.9
201.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.03 $2.03
$0.65 ฿21.73
212.31%
Water (0.33 liter bottle)
$1.14 $1.14
$0.30 ฿10.24
280.00%
Local Beer (0.5 liter draught)
$4.89 $4.89
$2.32 ฿78.0
110.78%
Imported Beer (0.33 liter bottle)
$7.87 $7.87
$3.67 ฿123
114.44%
🛒 Groceries & Markets
Saint Joseph, MO
Chiang Mai
Difference
Milk (1 liter)
$0.89 $0.89
$2.02 ฿67.7
-55.94%
White Bread (500g)
$3.26 $3.26
$1.41 ฿47.29
131.21%
Rice (white) (1kg)
$6.27 $6.27
$1.39 ฿46.75
351.08%
Eggs
$4.67 $4.67
$2.37 ฿79.5
97.05%
Local Cheese (1kg)
$11.38 $11.38
$16.52 ฿555
-31.11%
Chicken Fillets (1kg)
$8.37 $8.37
$2.67 ฿89.7
213.48%
Beef Round Steak (1kg)
$15.10 $15.10
$9.02 ฿303
67.41%
Apples (1kg)
$6.64 $6.64
$2.40 ฿80.6
176.67%
Banana (1kg)
$2.10 $2.10
$1.04 ฿34.98
101.92%
Oranges (1kg)
$5.84 $5.84
$1.66 ฿55.7
251.81%
Tomato (1kg)
$4.20 $4.20
$1.56 ฿52.4
169.23%
Potato (1kg)
$3.39 $3.39
$1.24 ฿41.57
173.39%
Onion (1kg)
$3.70 $3.70
$1.09 ฿36.50
239.45%
Lettuce (1 head)
$1.88 $1.88
$0.76 ฿25.59
147.37%
Water (1.5 liter bottle)
$2.56 $2.56
$0.51 ฿17.27
401.96%
Cigarettes 20 Pack (Marlboro, Camel)
$8.87 $8.87
$4.12 ฿138
115.29%
Wine (Bottle)
$17.28 $17.28
$17.93 ฿602
-3.63%
Local Beer (0.5 liter bottle)
$1.79 $1.79
$1.62 ฿54.5
10.49%
Imported Beer (0.33 liter bottle)
$2.57 $2.57
$2.82 ฿94.8
-8.87%
🚌 Getting Around
Saint Joseph, MO
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.74 $1.74
$0.93 ฿31.39
87.10%
Public Transport Monthly Pass (Regular Price)
$67.3 $67.3
$52.9 ฿1,777
27.25%
Taxi Start (Normal Tariff)
$4.90 $4.90
$1.18 ฿39.52
315.25%
Taxi (Normal Tariff) (1km)
$1.81 $1.81
$0.17 ฿5.76
964.71%
Taxi 1hour Waiting (Normal Tariff)
$35.06 $35.06
$1.81 ฿60.9
1837.02%
Gasoline (1 liter)
$1.08 $1.08
$1.47 ฿49.47
-26.53%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.3K $27.3K
$21.0K ฿705.8K
30.05%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K $26.0K
$26.5K ฿890.7K
-1.81%
🧾 Monthly Utilities & Internet
Saint Joseph, MO
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$147 $147
$62.6 ฿2,101
134.80%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$47.66 $47.66
$11.60 ฿390
310.86%
Internet (50+ Mbps, Unlimited Data)
$66.6 $66.6
$20.30 ฿682
227.93%
🎉 Sport & Entertainment
Saint Joseph, MO
Chiang Mai
Difference
Gym Membership (Monthly)
$35.95 $35.95
$37.88 ฿1,272
-5.10%
Tennis Court (1 Hour on Weekend)
-
$3.70 ฿124
-
Cinema Ticket
$14.85 $14.85
$6.51 ฿219
128.11%
🧸 Childcare & Education
Saint Joseph, MO
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$821 $821
$727 ฿24.4K
12.98%
International Primary School, 1 Child (Yearly)
$9,129 $9,129
$16.6K ฿556.7K
-44.92%
👕👟 Clothing & Footwear
Saint Joseph, MO
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$47.88 $47.88
$53.5 ฿1,798
-10.57%
Summer Dress (H&M, Zara, etc)
$34.87 $34.87
$24.80 ฿833
40.60%
Sport Shoes (Adidas, Nike)
$90.1 $90.1
$90.4 ฿3,036
-0.34%
Men's Leather Business Shoes
$116 $116
$72.0 ฿2,418
61.62%
🏠 Accommodation & Living
Saint Joseph, MO
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$1,594 $1,594
$481 ฿16.2K
231.34%
1-bedroom Apartment, Outside City Center (Monthly)
$1,274 $1,274
$310 ฿10.4K
311.06%
3-bedroom Apartment, City Center (Monthly)
$2,535 $2,535
$1,058 ฿35.5K
139.57%
3-bedroom Apartment, Outside City Center (Monthly)
$2,138 $2,138
$659 ฿22.1K
224.70%
Buy Apartment in City Center (m2)
$1,566 $1,566
$2,418 ฿81.2K
-35.25%
Buy Apartment Outside City Center (m2)
$1,537 $1,537
$1,609 ฿54.0K
-4.49%
💵 Salaries & Financials
Saint Joseph, MO
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$2,808 $2,808
$595 ฿20.0K
372.09%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.37
5.57
14.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Joseph, MO: October 31, 2026

Last update for Chiang Mai: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Saint Joseph, MO
$1.3K
Chiang Mai
$310 75.7% $964
Groceries & Markets
Saint Joseph, MO
$401
Chiang Mai
$237 41% $165
Eating Out
Saint Joseph, MO
$306
Chiang Mai
$77 75% $230
Monthly Utilities & Internet
Saint Joseph, MO
$261
Chiang Mai
$94 63.8% $167
Clothing & Footwear
Saint Joseph, MO
$130
Chiang Mai
$108 16.8% $22
Getting Around
Saint Joseph, MO
$88
Chiang Mai
$59 33.5% $30
Sport & Entertainment
Saint Joseph, MO
$66
Chiang Mai
$51 22.5% $15

Cost Breakdown

A central one-bedroom costs $1,594 in Saint Joseph, MO versus $481 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Saint Joseph, MO are about 4.7 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $49 in Saint Joseph, MO versus $19 in Chiang Mai. Monthly groceries follow the same trend: $401 vs $237 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇺🇸 Saint Joseph, MO
🇹🇭 Chiang Mai
🕒 Local time
03:54 3:54 AM
16:54 4:54 PM
13 h ahead of Saint Joseph, MO
🌤 Weather
👥 Population
76,780
127,240
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

THB, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Thai Baht exchange rates as of November 5, 2026: 1 USD = 33.59 THB (100 THB = 2.98 USD). 1 EUR = 37.75 THB (100 THB = 2.65 EUR).

On the map
Between locations
  • Saint Joseph, MO Chiang Mai 13,350 km ≈ 17 h nonstop flight
From you
  • Saint Joseph, MO
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Saint Joseph, MO vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Saint Joseph, MO or Chiang Mai?
Saint Joseph, MO costs about 170% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Saint Joseph, MO and in Chiang Mai?
For a comfortable life, plan on about $3,790 per month in Saint Joseph, MO and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Saint Joseph, MO or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $481 there versus $1,594 in Saint Joseph, MO.
How do childcare costs compare in Saint Joseph, MO and in Chiang Mai?
Kindergarten costs $821 per month in Saint Joseph, MO and $727 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Saint Joseph, MO or in Chiang Mai?
Groceries cost about 70% more in Saint Joseph, MO, though the gap depends on what you buy.
Can you live on $800/month in Saint Joseph, MO or in Chiang Mai?
$800 is a stretch for both – monthly costs hit $2,526 in Saint Joseph, MO and $935 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city is better for families?
Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Should I move to Saint Joseph, MO or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Saint Joseph, MO makes more sense. Both are solid long-term options with distinct trade-offs.

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