😐Monthly costs for one person with rent: $5,829 in Saint John Island versus $1,419 in Ubud, Bali.
😐Estimated couple costs with rent: $7,948 in Saint John Island versus $2,540 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $10.1K in Saint John Island versus $3,660 in Ubud, Bali.
😐Living in Saint John Island is roughly 311% more expensive than Ubud, Bali, driven mainly by Groceries & Markets.
📊Both cities are pricier than the global median: Saint John Island335% above, Ubud, Bali6% above.
Currency
🍽 Eating Out
Saint John Island
Ubud, Bali
Difference
Meal at Budget Restaurant
$30.96$30.96
$3.56Rp 63.7K
769.66%
Three-Course Dinner for Two, Mid-Range
$147$147
$32.73Rp 584.5K
350.02%
Fast Food Meal(McDonalds, etc)
$14.88$14.88
$4.95Rp 88.4K
200.61%
Cappuccino
$8.87$8.87
$2.71Rp 48.4K
227.31%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.55$3.55
$1.34Rp 24.0K
164.93%
Water(0.33 liter bottle)
$3.47$3.47
$0.70Rp 12.5K
395.71%
Local Beer(0.5 liter draught)
$5.12$5.12
$2.92Rp 52.1K
75.34%
Imported Beer(0.33 liter bottle)
$6.88$6.88
$3.96Rp 70.7K
73.74%
🛒 Groceries & Markets
Saint John Island
Ubud, Bali
Difference
Milk(1 liter)
$3.08$3.08
$1.81Rp 32.3K
70.17%
White Bread(500g)
$7.88$7.88
$2.52Rp 45.0K
212.70%
Rice(white)(1kg)
$12.18$12.18
$1.16Rp 20.7K
950.00%
Eggs
$11.90$11.90
$2.46Rp 43.9K
383.74%
Local Cheese(1kg)
$32.26$32.26
$14.71Rp 262.7K
119.31%
Chicken Fillets(1kg)
$32.64$32.64
$4.32Rp 77.1K
655.56%
Beef Round Steak(1kg)
$24.18$24.18
$12.14Rp 216.7K
99.18%
Apples(1kg)
$21.87$21.87
$3.84Rp 68.6K
469.53%
Banana(1kg)
$4.08$4.08
$1.56Rp 27.8K
161.54%
Oranges(1kg)
$17.54$17.54
$2.83Rp 50.6K
519.79%
Tomato(1kg)
$11.92$11.92
$2.33Rp 41.5K
411.59%
Potato(1kg)
$7.53$7.53
$1.91Rp 34.2K
294.24%
Onion(1kg)
$7.59$7.59
$2.20Rp 39.3K
245.00%
Lettuce(1 head)
$4.88$4.88
$1.01Rp 18.1K
383.17%
Water(1.5 liter bottle)
$3.44$3.44
$0.78Rp 13.8K
341.03%
Cigarettes 20 Pack(Marlboro, Camel)
$9.24$9.24
$3.32Rp 59.2K
178.31%
Wine(Bottle)
$23.16$23.16
$23.74Rp 423.9K
-2.44%
Local Beer(0.5 liter bottle)
$4.48$4.48
$2.79Rp 49.8K
60.57%
Imported Beer(0.33 liter bottle)
$6.04$6.04
$2.86Rp 51.1K
111.19%
🚌 Getting Around
Saint John Island
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$7.12$7.12
$0.27Rp 4,800
2537.04%
Public Transport Monthly Pass(Regular Price)
$151$151
$8.03Rp 143.4K
1775.34%
Taxi Start(Normal Tariff)
$30.30$30.30
$0.46Rp 8,150
6486.96%
Taxi(Normal Tariff)(1km)
-
$0.45Rp 8,037
-
Taxi 1hour Waiting(Normal Tariff)
-
$6.10Rp 108.9K
-
Gasoline(1 liter)
$1.58$1.58
$0.79Rp 14.2K
100.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$47.1K$47.1K
$26.1KRp 467.0M
80.15%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$53.2K$53.2K
$32.1KRp 573.6M
65.75%
🧾 Monthly Utilities & Internet
Saint John Island
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$298$298
$79.9Rp 1.4M
272.27%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$100$100
$4.06Rp 72.6K
2363.55%
Internet(50+ Mbps, Unlimited Data)
$102$102
$23.52Rp 420.0K
333.46%
🎉 Sport & Entertainment
Saint John Island
Ubud, Bali
Difference
Gym Membership(Monthly)
-
$98.7Rp 1.8M
-
Tennis Court(1 Hour on Weekend)
-
$6.63Rp 118.4K
-
Cinema Ticket
-
$4.15Rp 74.1K
-
🧸 Childcare & Education
Saint John Island
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
-
$304Rp 5.4M
-
International Primary School, 1 Child(Yearly)
-
$6,613Rp 118.1M
-
👕👟 Clothing & Footwear
Saint John Island
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$80.3$80.3
$55.5Rp 991.8K
44.49%
Summer Dress(H&M, Zara, etc)
$50.6$50.6
$38.31Rp 684.1K
31.98%
Sport Shoes(Adidas, Nike)
$85.7$85.7
$88.6Rp 1.6M
-3.26%
Men's Leather Business Shoes
$99.6$99.6
$77.9Rp 1.4M
27.89%
🏠 Accommodation & Living
Saint John Island
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$3,934$3,934
$1,006Rp 18.0M
290.90%
1-bedroom Apartment, Outside City Center(Monthly)
$3,471$3,471
$675Rp 12.1M
414.03%
3-bedroom Apartment, City Center(Monthly)
$4,904$4,904
$3,442Rp 61.5M
42.49%
3-bedroom Apartment, Outside City Center(Monthly)
$4,533$4,533
$2,039Rp 36.4M
122.29%
Buy Apartment in City Center(m2)
-
$2,841Rp 50.7M
-
Buy Apartment Outside City Center(m2)
-
$2,264Rp 40.4M
-
💵 Salaries & Financials
Saint John Island
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$4,505$4,505
$165Rp 3.0M
2626.21%
20-Year Fixed Mortgage Interest Rate(Annual %)
7
13.28
-47.29%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Saint John Island: May 31, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $3,934 in Saint John Island and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Saint John Island pays 2626% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $147 in Saint John Island vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $981 vs $302 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Saint John Island vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Saint John Island or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 311% lower than in Saint John Island. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Saint John Island or Ubud, Bali?
Saint John Island pays 2626% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Saint John Island vs Ubud, Bali?
Rent for a central apartment: $3,934 in Saint John Island versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Saint John Island or Ubud, Bali?
Supermarket bills run roughly 225% higher in Saint John Island. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Saint John Island compared to Ubud, Bali?
All in, you'll spend $5,829 per month in Saint John Island versus $1,419 in Ubud, Bali – a 311% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Saint John Island or Ubud, Bali?
At $1,419 in Ubud, Bali versus $5,829 in Saint John Island, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Saint John Island. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Saint John Island or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Saint John Island compared to Ubud, Bali?
Safety-wise, Saint John Island and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 311% less than in Saint John Island. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Saint John Island vs other spots: cost of living compared