😐Monthly costs for one person with rent: $5,712 in Saint John Island versus $1,408 in Ubud, Bali.
😐Estimated couple costs with rent: $7,781 in Saint John Island versus $2,585 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $9,850 in Saint John Island versus $3,763 in Ubud, Bali.
🌍Living in Saint John Island is roughly 306% more expensive than in Ubud, Bali, driven mainly by Groceries & Markets.
📊Both cities are pricier than the global median: Saint John Island328% above, Ubud, Bali5% above.
Currency
🍽 Eating Out
Saint John Island
Ubud, Bali
Difference
Meal at Budget Restaurant
$31.58$31.58
$3.45Rp 61.8K
815.36%
Three-Course Dinner for Two, Mid-Range
$149$149
$32.34Rp 578.5K
360.17%
Fast Food Meal(McDonalds, etc)
$15.14$15.14
$4.84Rp 86.7K
212.81%
Cappuccino
$8.98$8.98
$2.75Rp 49.1K
226.55%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.49$3.49
$1.38Rp 24.8K
152.90%
Water(0.33 liter bottle)
$3.49$3.49
$0.75Rp 13.4K
365.33%
Local Beer(0.5 liter draught)
$5.08$5.08
$2.99Rp 53.5K
69.90%
Imported Beer(0.33 liter bottle)
$6.84$6.84
$3.85Rp 68.9K
77.66%
🛒 Groceries & Markets
Saint John Island
Ubud, Bali
Difference
Milk(1 liter)
$3.09$3.09
$1.74Rp 31.1K
77.59%
White Bread(500g)
$7.95$7.95
$2.46Rp 44.0K
223.17%
Rice(white)(1kg)
$11.83$11.83
$1.17Rp 20.9K
911.11%
Eggs
$11.80$11.80
$2.43Rp 43.5K
385.60%
Local Cheese(1kg)
$32.60$32.60
$14.50Rp 259.5K
124.83%
Chicken Fillets(1kg)
$32.88$32.88
$4.35Rp 77.8K
655.86%
Beef Round Steak(1kg)
$23.82$23.82
$11.98Rp 214.3K
98.83%
Apples(1kg)
$22.12$22.12
$3.72Rp 66.5K
494.62%
Banana(1kg)
$4.06$4.06
$1.63Rp 29.1K
149.08%
Oranges(1kg)
$17.56$17.56
$2.74Rp 49.1K
540.88%
Tomato(1kg)
$11.80$11.80
$2.24Rp 40.1K
426.79%
Potato(1kg)
$7.55$7.55
$1.92Rp 34.3K
293.23%
Onion(1kg)
$7.54$7.54
$2.28Rp 40.7K
230.70%
Lettuce(1 head)
$4.92$4.92
$1.06Rp 19.0K
364.15%
Water(1.5 liter bottle)
$3.42$3.42
$0.72Rp 12.9K
375.00%
Cigarettes 20 Pack(Marlboro, Camel)
$9.17$9.17
$3.29Rp 58.8K
178.72%
Wine(Bottle)
$23.45$23.45
$23.19Rp 414.9K
1.12%
Local Beer(0.5 liter bottle)
$4.41$4.41
$2.78Rp 49.7K
58.63%
Imported Beer(0.33 liter bottle)
$6.14$6.14
$2.73Rp 48.9K
124.91%
🚌 Getting Around
Saint John Island
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$6.98$6.98
$0.27Rp 4,765
2485.19%
Public Transport Monthly Pass(Regular Price)
$147$147
$8.11Rp 145.0K
1715.54%
Taxi Start(Normal Tariff)
$30.37$30.37
$0.48Rp 8,636
6227.08%
Taxi(Normal Tariff)(1km)
-
$0.42Rp 7,511
-
Taxi 1hour Waiting(Normal Tariff)
-
$6.22Rp 111.3K
-
Gasoline(1 liter)
$1.55$1.55
$0.81Rp 14.6K
91.36%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$47.3K$47.3K
$26.6KRp 476.1M
77.86%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$52.0K$52.0K
$32.2KRp 575.9M
61.56%
🧾 Monthly Utilities & Internet
Saint John Island
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$296$296
$78.4Rp 1.4M
277.36%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$101$101
$4.07Rp 72.8K
2372.73%
Internet(50+ Mbps, Unlimited Data)
$102$102
$24.33Rp 435.2K
318.54%
🎉 Sport & Entertainment
Saint John Island
Ubud, Bali
Difference
Gym Membership(Monthly)
-
$98.6Rp 1.8M
-
Tennis Court(1 Hour on Weekend)
-
$6.34Rp 113.3K
-
Cinema Ticket
-
$3.99Rp 71.3K
-
🧸 Childcare & Education
Saint John Island
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
-
$305Rp 5.5M
-
International Primary School, 1 Child(Yearly)
-
$6,642Rp 118.8M
-
👕👟 Clothing & Footwear
Saint John Island
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$79.4$79.4
$54.1Rp 968.6K
46.73%
Summer Dress(H&M, Zara, etc)
$49.85$49.85
$37.81Rp 676.3K
31.84%
Sport Shoes(Adidas, Nike)
$84.2$84.2
$86.8Rp 1.6M
-3.03%
Men's Leather Business Shoes
$99.5$99.5
$76.4Rp 1.4M
30.35%
🏠 Accommodation & Living
Saint John Island
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$3,935$3,935
$992Rp 17.7M
296.76%
1-bedroom Apartment, Outside City Center(Monthly)
$3,468$3,468
$673Rp 12.0M
415.57%
3-bedroom Apartment, City Center(Monthly)
$4,992$4,992
$3,375Rp 60.4M
47.92%
3-bedroom Apartment, Outside City Center(Monthly)
$4,538$4,538
$2,050Rp 36.7M
121.33%
Buy Apartment in City Center(m2)
-
$2,805Rp 50.2M
-
Buy Apartment Outside City Center(m2)
-
$2,227Rp 39.8M
-
💵 Salaries & Financials
Saint John Island
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$4,537$4,537
$167Rp 3.0M
2617.64%
20-Year Fixed Mortgage Interest Rate(Annual %)
7
13.28
-47.29%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Saint John Island: July 14, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $3,935 in Saint John Island and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Saint John Island pays 2618% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $149 in Saint John Island vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $982 vs $297 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Saint John Island vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Saint John Island or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 306% lower than in Saint John Island. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Saint John Island or in Ubud, Bali?
Average pay runs 2618% higher in Saint John Island, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Saint John Island compared to Ubud, Bali?
Rent for a central apartment: $3,935 in Saint John Island versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Saint John Island or in Ubud, Bali?
Supermarket bills run roughly 231% higher in Saint John Island. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Saint John Island compared to Ubud, Bali?
All in, you'll spend $5,712 per month in Saint John Island versus $1,408 in Ubud, Bali – a 306% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Saint John Island or in Ubud, Bali?
At $1,408 in Ubud, Bali versus $5,712 in Saint John Island, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Saint John Island. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Saint John Island or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Saint John Island compared to Ubud, Bali?
Safety-wise, Saint John Island and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 306% less than in Saint John Island. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Saint John Island vs other spots: cost of living compared