Last update: Nov 2026

Cost of Living Comparison Between Saint John Island and Toronto

For one person, living is cheaper in Toronto: $2,599 a month against $6,163 in Saint John Island, rent and utilities included – about $42,800 less a year. Rent and utilities account for most of the difference.

293

Cost of Living Index in Saint John Island
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Saint John Island Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Saint John Island

🇻🇮 U.S. Virgin Islands

$6,163

/mo nomad

Toronto

🇨🇦 Canada

$2,599

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint John Island and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint John Island and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $6,163 in Saint John Island versus $2,599 in Toronto.

Saint John Island $6,163
Toronto $2,599

Estimated couple costs with rent: $8,359 in Saint John Island versus $3,700 in Toronto.

Saint John Island $8,359
Toronto $3,700

Monthly costs for a family of three with rent: $10.6K in Saint John Island versus $4,801 in Toronto.

Saint John Island $10.6K
Toronto $4,801

Living in Saint John Island is roughly 137% more expensive than in Toronto, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Saint John Island 356% above, Toronto 92% above.

Meal at Budget Restaurant

$69.6 $69.6

$17.98 CA$25.20

287.04%

Three-Course Dinner for Two, Mid-Range

$152 $152

$72.3 CA$101

110.60%

Fast Food Meal (McDonalds, etc)

$15.22 $15.22

$10.83 CA$15.18

40.54%

Cappuccino

$8.97 $8.97

$4.34 CA$6.09

106.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.52 $3.52

$2.16 CA$3.03

62.96%

Water (0.33 liter bottle)

$3.42 $3.42

$1.66 CA$2.32

106.02%

Local Beer (0.5 liter draught)

$4.95 $4.95

$6.35 CA$8.90

-22.05%

Imported Beer (0.33 liter bottle)

$7.15 $7.15

$7.34 CA$10.29

-2.59%

Milk (1 liter)

$3.13 $3.13

$2.57 CA$3.60

21.79%

White Bread (500g)

$7.88 $7.88

$2.71 CA$3.79

190.77%

Rice (white) (1kg)

$12.02 $12.02

$2.28 CA$3.19

427.19%

Eggs

$12.04 $12.04

$3.60 CA$5.05

234.44%

Local Cheese (1kg)

$32.35 $32.35

$8.94 CA$12.54

261.86%

Chicken Fillets (1kg)

$33.61 $33.61

$11.19 CA$15.69

200.36%

Beef Round Steak (1kg)

$23.89 $23.89

$15.23 CA$21.34

56.86%

Apples (1kg)

$22.07 $22.07

$3.74 CA$5.25

490.11%

Banana (1kg)

$3.94 $3.94

$1.23 CA$1.72

220.33%

Oranges (1kg)

$17.98 $17.98

$3.58 CA$5.02

402.23%

Tomato (1kg)

$11.96 $11.96

$4.25 CA$5.96

181.41%

Potato (1kg)

$7.55 $7.55

$1.94 CA$2.72

289.18%

Onion (1kg)

$7.91 $7.91

$1.67 CA$2.34

373.65%

Lettuce (1 head)

$5.07 $5.07

$2.30 CA$3.22

120.43%

Water (1.5 liter bottle)

$3.60 $3.60

$1.26 CA$1.77

185.71%

Cigarettes 20 Pack (Marlboro, Camel)

$8.89 $8.89

$14.19 CA$19.90

-37.35%

Wine (Bottle)

$22.65 $22.65

$14.25 CA$19.97

58.95%

Local Beer (0.5 liter bottle)

$4.52 $4.52

$2.28 CA$3.20

98.25%

Imported Beer (0.33 liter bottle)

$6.15 $6.15

$2.58 CA$3.62

138.37%

One-way Ticket (Public Transport)

$7.13 $7.13

$2.35 CA$3.30

203.40%

Public Transport Monthly Pass (Regular Price)

$152 $152

$111 CA$156

36.62%

Taxi Start (Normal Tariff)

$29.91 $29.91

$3.01 CA$4.22

893.69%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.71

Taxi 1hour Waiting (Normal Tariff)

$49.06 $49.06

$21.82 CA$30.59

124.84%

Gasoline (1 liter)

$1.55 $1.55

$1.23 CA$1.73

26.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$46.6K $46.6K

$27.0K CA$37.8K

72.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$52.3K $52.3K

$21.8K CA$30.6K

139.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$306 $306

$121 CA$169

153.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$101 $101

$33.10 CA$46.40

203.99%

Internet (50+ Mbps, Unlimited Data)

$104 $104

$49.09 CA$68.8

112.18%

Gym Membership (Monthly)

$36.65 CA$51.4

Tennis Court (1 Hour on Weekend)

$25.01 CA$35.06

Cinema Ticket

$12.78 CA$17.91

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$754 CA$1,058

International Primary School, 1 Child (Yearly)

$33.7K CA$47.2K

Jeans (Levis 501 Or Similar)

$79.0 $79.0

$50.4 CA$70.6

56.70%

Summer Dress (H&M, Zara, etc)

$50.9 $50.9

$41.43 CA$58.1

22.79%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$101 CA$142

-16.21%

Men's Leather Business Shoes

$99.2 $99.2

$130 CA$183

-23.84%

1-bedroom Apartment, City Center (Monthly)

$3,925 $3,925

$1,590 CA$2,228

146.91%

1-bedroom Apartment, Outside City Center (Monthly)

$3,534 $3,534

$1,424 CA$1,996

148.12%

3-bedroom Apartment, City Center (Monthly)

$4,921 $4,921

$2,641 CA$3,702

86.33%

3-bedroom Apartment, Outside City Center (Monthly)

$4,464 $4,464

$2,090 CA$2,930

113.59%

Buy Apartment in City Center (m2)

$7,730 CA$10.8K

Buy Apartment Outside City Center (m2)

$6,892 CA$9,661

Average Monthly Net Salary (After Tax)

$4,523 $4,523

$3,623 CA$5,078

24.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

57.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint John Island: November 1, 2026

Last update for Toronto: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint John Island

$3.5K 57.3%

Toronto

$1.4K 54.8% 59.7% $2.1K

Groceries & Markets

Saint John Island

$991 16.1%

Toronto

$345 13.3% 65.2% $646

Eating Out

Saint John Island

$777 12.6%

Toronto

$290 11.2% 62.7% $487

Monthly Utilities & Internet

Saint John Island

$510 8.3%

Toronto

$203 7.8% 60.2% $308

Getting Around

Saint John Island

$210 * 3.4%

Toronto

$130 5% 38.3% $81

Clothing & Footwear

Saint John Island

$141 2.3%

Toronto

$145 5.6% 3% $4.3

Sport & Entertainment

Saint John Island

- * 0%

Toronto

$62 2.4%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $3,925 in Saint John Island and $1,590 in Toronto. Housing cost is often the main lever when comparing two cities.

Saint John Island pays 25% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $152 in Saint John Island vs $72 in Toronto for a mid-range dinner for two. Groceries echo the gap at $991 vs $345 per month, with Toronto cheaper across the board.

Good to know

🇻🇮 Saint John Island

🇨🇦 Toronto

🕒 Local time

07:13 7:13 AM

06:13 6:13 AM

1 h behind Saint John Island

🌤 Weather

👥 Population

4,170

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

CAD to USD in detail →

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Between locations

Saint John Island Toronto 3,130 km ≈ 4 h 30 min nonstop flight

From you

Saint John Island
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint John Island vs Toronto: Cost of Living - Frequently Asked Questions

Toronto wins on cost – living expenses run 58% lower than in Saint John Island. Housing and daily spending are where you’ll feel the difference most, making Toronto the obvious pick if budget is a priority.

Average pay runs 25% higher in Saint John Island, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,925 in Saint John Island versus $1,590 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 187% higher in Saint John Island. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $6,163 per month in Saint John Island versus $2,599 in Toronto – Toronto is about 58% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toronto gentler on the wallet – expenses run 58% less than in Saint John Island. Beyond cost, consider language, visa policies, and how big the international community is in each city.