Last update: Nov 2026

Cost of Living Comparison Between Saint George, UT and Panama City

For one person, living is cheaper in Panama City: $1,972 a month against $2,454 in Saint George, UT, rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

117

Cost of Living Index in Saint George, UT
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Saint George, UT Living Index
95

Cost of Living Index in Panama City
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Panama City Living Index

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Saint George, UT

🇺🇸 United States

$2,454

/mo nomad

Panama City

🇵🇦 Panama

$1,972

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint George, UT and in Panama City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint George, UT and in Panama City actually costs, broken down by who's living it.

A single person spends $2,454 per month in Saint George, UT vs $1,972 in Panama City, rent included.

Saint George, UT $2,454
Panama City $1,972

A couple spends around $3,305 per month in Saint George, UT vs $2,930 in Panama City, rent included.

Saint George, UT $3,305
Panama City $2,930

A family of three spends $4,156 per month in Saint George, UT vs $3,888 in Panama City, rent included.

Saint George, UT $4,156
Panama City $3,888

Saint George, UT costs about 24% more than Panama City, and outside of rent the biggest gap is in utilities.

Both Saint George, UT and Panama City sit above the global median – Saint George, UT by 82%, Panama City by 46%.

Meal at Budget Restaurant

$13.05 $13.05

$11.37 PAB 11.37

14.78%

Three-Course Dinner for Two, Mid-Range

$68.9 $68.9

$46.69 PAB 46.69

47.61%

Fast Food Meal (McDonalds, etc)

$9.81 $9.81

$7.98 PAB 7.98

22.93%

Cappuccino

$4.87 $4.87

$4.12 PAB 4.12

18.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.70 $2.70

$2.01 PAB 2.01

34.33%

Water (0.33 liter bottle)

$2.34 $2.34

$1.57 PAB 1.57

49.04%

Local Beer (0.5 liter draught)

$7.84 $7.84

$3.28 PAB 3.28

139.02%

Imported Beer (0.33 liter bottle)

$7.86 $7.86

$3.88 PAB 3.88

102.58%

Milk (1 liter)

$0.89 $0.89

$1.82 PAB 1.82

-51.10%

White Bread (500g)

$2.95 $2.95

$2.61 PAB 2.61

13.03%

Rice (white) (1kg)

$4.42 $4.42

$3.45 PAB 3.45

28.12%

Eggs

$4.41 $4.41

$2.68 PAB 2.68

64.55%

Local Cheese (1kg)

$13.26 $13.26

$12.42 PAB 12.42

6.76%

Chicken Fillets (1kg)

$8.90 $8.90

$6.73 PAB 6.73

32.24%

Beef Round Steak (1kg)

$12.06 $12.06

$10.44 PAB 10.44

15.52%

Apples (1kg)

$4.20 $4.20

$4.21 PAB 4.21

-0.24%

Banana (1kg)

$1.49 $1.49

$1.95 PAB 1.95

-23.59%

Oranges (1kg)

$3.63 $3.63

$4.07 PAB 4.07

-10.81%

Tomato (1kg)

$3.43 $3.43

$4.02 PAB 4.02

-14.68%

Potato (1kg)

$1.98 $1.98

$3.46 PAB 3.46

-42.77%

Onion (1kg)

$2.24 $2.24

$4.42 PAB 4.42

-49.32%

Lettuce (1 head)

$1.91 $1.91

$2.43 PAB 2.43

-21.40%

Water (1.5 liter bottle)

$2.16 $2.16

$1.72 PAB 1.72

25.58%

Cigarettes 20 Pack (Marlboro, Camel)

$9.89 $9.89

$6.04 PAB 6.04

63.74%

Wine (Bottle)

$11.15 $11.15

$11.68 PAB 11.68

-4.54%

Local Beer (0.5 liter bottle)

$1.71 $1.71

$1.41 PAB 1.41

21.28%

Imported Beer (0.33 liter bottle)

$2.98 $2.98

$2.74 PAB 2.74

8.76%

One-way Ticket (Public Transport)

$0.33 PAB 0.33

Public Transport Monthly Pass (Regular Price)

$20.65 PAB 20.65

Taxi Start (Normal Tariff)

$5.14 $5.14

$2.45 PAB 2.45

109.80%

Taxi (Normal Tariff) (1km)

$1.93 $1.93

$1.76 PAB 1.76

9.66%

Taxi 1hour Waiting (Normal Tariff)

$32.79 $32.79

$21.86 PAB 21.86

50.00%

Gasoline (1 liter)

$1.08 $1.08

$1.20 PAB 1.20

-10.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.1K $37.1K

$24.6K PAB 24.6K

51.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.6K $27.6K

$20.9K PAB 20.9K

31.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 $132

$132 PAB 132

0.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$77.6 $77.6

$27.89 PAB 27.89

178.09%

Internet (50+ Mbps, Unlimited Data)

$71.6 $71.6

$49.10 PAB 49.10

45.72%

Gym Membership (Monthly)

$29.68 $29.68

$44.53 PAB 44.53

-33.35%

Tennis Court (1 Hour on Weekend)

$34.01 PAB 34.01

Cinema Ticket

$12.75 $12.75

$8.70 PAB 8.70

46.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$615 $615

$537 PAB 537

14.54%

International Primary School, 1 Child (Yearly)

$27.0K $27.0K

$20.5K PAB 20.5K

31.69%

Jeans (Levis 501 Or Similar)

$45.91 $45.91

$65.8 PAB 65.8

-30.23%

Summer Dress (H&M, Zara, etc)

$36.03 $36.03

$48.45 PAB 48.45

-25.63%

Sport Shoes (Adidas, Nike)

$83.1 $83.1

$95.4 PAB 95.4

-12.89%

Men's Leather Business Shoes

$93.6 $93.6

$114 PAB 114

-17.60%

1-bedroom Apartment, City Center (Monthly)

$1,579 $1,579

$1,405 PAB 1,405

12.42%

1-bedroom Apartment, Outside City Center (Monthly)

$1,382 $1,382

$994 PAB 994

39.04%

3-bedroom Apartment, City Center (Monthly)

$2,054 $2,054

$2,221 PAB 2,221

-7.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,760 $1,760

$1,714 PAB 1,714

2.70%

Buy Apartment in City Center (m2)

$3,098 $3,098

$3,139 PAB 3,139

-1.30%

Buy Apartment Outside City Center (m2)

$3,074 $3,074

$1,724 PAB 1,724

78.33%

Average Monthly Net Salary (After Tax)

$3,958 $3,958

$936 PAB 936

322.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.54

6.39

2.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint George, UT: November 2, 2026

Last update for Panama City: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint George, UT

$1.4K 56.3%

Panama City

$994 50.4% 28.1% $388

Groceries & Markets

Saint George, UT

$337 13.7%

Panama City

$326 16.5% 3.3% $11

Monthly Utilities & Internet

Saint George, UT

$281 11.5%

Panama City

$209 10.6% 25.8% $73

Eating Out

Saint George, UT

$267 10.9%

Panama City

$203 10.3% 24.1% $64

Clothing & Footwear

Saint George, UT

$116 4.7%

Panama City

$145 7.4% 25% $29

Sport & Entertainment

Saint George, UT

$55 2.3%

Panama City

$62 3.1% 12.2% $6.8

Getting Around

Saint George, UT

$15 * 0.6%

Panama City

$33 1.7% 125% $18

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,579 in Saint George, UT versus $1,405 in Panama City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Saint George, UT are about 4.2 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $69 in Saint George, UT versus $47 in Panama City. Monthly groceries follow the same trend: $337 vs $326 – making Panama City the more affordable choice for daily food spending.

Good to know

🇺🇸 Saint George, UT

🇵🇦 Panama City

🕒 Local time

12:43 12:43 PM

14:43 2:43 PM

2 h ahead of Saint George, UT

🌤 Weather

👥 Population

95,342

1,086,990 Capital

💱 Currency

United States Dollar USD $

Panamanian Balboa PAB B/.

📈 Exchange rate

1 USD = 0.895 EUR

1 PAB = 1 USD

1 PAB = 0.895 EUR

Exchange rates and currency converter

PAB, EUR to USD – United States Dollar Converter

🇵🇦 Panamanian Balboa (B/.)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

Panamanian Balboa exchange rates as of November 6, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.895 EUR).

PAB to USD in detail →

On the map

Lowest

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Between locations

Saint George, UT Panama City 4,640 km ≈ 6 h nonstop flight

From you

Saint George, UT
Panama City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint George, UT vs Panama City: Cost of Living - Frequently Asked Questions

Yes – Saint George, UT is pricier by about 24%, and outside of rent the gap shows up most in utilities.

For a comfortable life, plan on about $3,681 per month in Saint George, UT and $2,958 in Panama City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Panama City, especially for central apartments: a one-bedroom in the center costs $1,405 there versus $1,579 in Saint George, UT.

Monthly expenses with rent come to $2,454 in Saint George, UT and $1,972 in Panama City. That makes Panama City about 20% cheaper.

Kindergarten costs $615 per month in Saint George, UT and $537 in Panama City. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Families tend to lean toward Panama City – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Panama City. If higher salaries or specific career opportunities are the priority, Saint George, UT makes more sense. Both are solid long-term options with distinct trade-offs.