Cost of Living Comparison Between Saint Croix and Ubud, Bali Cost of Living Comparison Between Saint Croix and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,890 in Saint Croix versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $5,054 in Saint Croix versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $7,218 in Saint Croix versus $3,694 in Ubud, Bali.

Living in Saint Croix is roughly 106% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Saint Croix 115% above, Ubud, Bali 4% above.

Meal at Budget Restaurant

$40.43 $40.43

$3.57 Rp 64.0K

1032.49%

Three-Course Dinner for Two, Mid-Range

$138 $138

$32.50 Rp 582.3K

323.51%

Fast Food Meal (McDonalds, etc)

$9.96 $9.96

$4.86 Rp 87.1K

104.94%

Cappuccino

$7.68 $7.68

$2.75 Rp 49.2K

179.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.20 $3.20

$1.32 Rp 23.7K

142.42%

Water (0.33 liter bottle)

$2.47 $2.47

$0.70 Rp 12.6K

252.86%

Local Beer (0.5 liter draught)

$5.01 $5.01

$2.91 Rp 52.2K

72.16%

Imported Beer (0.33 liter bottle)

$5.95 $5.95

$3.79 Rp 68.0K

56.99%

Milk (1 liter)

$3.18 $3.18

$1.71 Rp 30.6K

85.96%

White Bread (500g)

$5.57 $5.57

$2.47 Rp 44.3K

125.51%

Rice (white) (1kg)

$7.17 $7.17

$1.20 Rp 21.5K

497.50%

Eggs

$7.34 $7.34

$2.44 Rp 43.8K

200.82%

Local Cheese (1kg)

$15.86 $15.86

$14.38 Rp 257.7K

10.29%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

Beef Round Steak (1kg)

$19.80 $19.80

$12.21 Rp 218.7K

62.16%

Apples (1kg)

$7.99 $7.99

$3.68 Rp 66.0K

117.12%

Banana (1kg)

$2.32 $2.32

$1.55 Rp 27.8K

49.68%

Oranges (1kg)

$4.44 $4.44

$2.79 Rp 49.9K

59.14%

Tomato (1kg)

$6.64 $6.64

$2.33 Rp 41.8K

184.98%

Potato (1kg)

$3.68 $3.68

$1.97 Rp 35.3K

86.80%

Onion (1kg)

$4.50 $4.50

$2.31 Rp 41.4K

94.81%

Lettuce (1 head)

$4.34 $4.34

$1.06 Rp 19.1K

309.43%

Water (1.5 liter bottle)

$3.10 $3.10

$0.73 Rp 13.1K

324.66%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

Wine (Bottle)

$22.79 Rp 408.4K

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

Imported Beer (0.33 liter bottle)

$6.08 $6.08

$2.78 Rp 49.9K

118.71%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

Taxi (Normal Tariff) (1km)

$1.53 $1.53

$0.45 Rp 8,094

240.00%

Taxi 1hour Waiting (Normal Tariff)

$14.96 $14.96

$6.24 Rp 111.7K

139.74%

Gasoline (1 liter)

$1.26 $1.26

$0.85 Rp 15.2K

48.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K $34.7K

$26.0K Rp 465.4M

33.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$45.2K $45.2K

$31.7K Rp 567.2M

42.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$333 $333

$80.8 Rp 1.4M

312.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

Internet (50+ Mbps, Unlimited Data)

$95.8 $95.8

$24.42 Rp 437.6K

292.18%

Gym Membership (Monthly)

$112 $112

$97.7 Rp 1.7M

14.40%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$12.92 $12.92

$4.04 Rp 72.4K

219.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,066 $1,066

$304 Rp 5.4M

250.74%

International Primary School, 1 Child (Yearly)

$10.8K $10.8K

$6,621 Rp 118.6M

62.67%

Jeans (Levis 501 Or Similar)

$49.96 $49.96

$54.2 Rp 971.7K

-7.87%

Summer Dress (H&M, Zara, etc)

$25.28 $25.28

$38.78 Rp 694.7K

-34.81%

Sport Shoes (Adidas, Nike)

$92.0 $92.0

$86.1 Rp 1.5M

6.84%

Men's Leather Business Shoes

$99.8 $99.8

$76.7 Rp 1.4M

30.21%

1-bedroom Apartment, City Center (Monthly)

$1,700 $1,700

$986 Rp 17.7M

72.50%

1-bedroom Apartment, Outside City Center (Monthly)

$1,176 $1,176

$658 Rp 11.8M

78.73%

3-bedroom Apartment, City Center (Monthly)

$2,849 $2,849

$3,369 Rp 60.4M

-15.45%

3-bedroom Apartment, Outside City Center (Monthly)

$3,493 $3,493

$2,066 Rp 37.0M

69.09%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.65

13.28

-57.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Croix: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,700 in Saint Croix and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $138 in Saint Croix vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $444 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Croix vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Saint Croix and Ubud, Bali differ by about 106% in total monthly costs ($2,890 vs $1,404 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $4,335 in Saint Croix and $2,106 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,700 in Saint Croix versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,066 in Saint Croix versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $138 in Saint Croix. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,404 in Ubud, Bali versus $2,890 in Saint Croix, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Saint Croix. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Saint Croix and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 106% less than in Saint Croix. Beyond cost, consider language, visa policies, and how big the international community is in each city.