Cost of Living Comparison Between Saint Croix and Ubud, Bali Cost of Living Comparison Between Saint Croix and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $830 in Saint Croix versus $1,374 in Ubud, Bali.

Estimated couple costs with rent: $1,715 in Saint Croix versus $2,313 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,599 in Saint Croix versus $3,252 in Ubud, Bali.

Living in Saint Croix costs roughly 40% less than in Ubud, Bali, driven mainly by Eating Out.

The two cities straddle the global median: Saint Croix is 39% below, Ubud, Bali is 2% above.

Meal at Budget Restaurant

$39.73 $39.73

$3.32 Rp 59.5K

1096.69%

Three-Course Dinner for Two, Mid-Range

$149 $149

$35.33 Rp 632.1K

320.78%

Fast Food Meal (McDonalds, etc)

$10.03 $10.03

$5.33 Rp 95.4K

88.18%

Cappuccino

$7.59 $7.59

$2.75 Rp 49.3K

176.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.21 $3.21

$1.73 Rp 30.9K

85.55%

Water (0.33 liter bottle)

$3.08 $3.08

$0.80 Rp 14.3K

285.00%

Local Beer (0.5 liter draught)

$6.17 $6.17

$2.95 Rp 52.7K

109.15%

Imported Beer (0.33 liter bottle)

$8.23 $8.23

$4.44 Rp 79.4K

85.36%

Milk (1 liter)

$2.57 $2.57

$1.50 Rp 26.8K

71.33%

White Bread (500g)

$6.88 $6.88

$2.30 Rp 41.1K

199.13%

Rice (white) (1kg)

$10.80 $10.80

$1.10 Rp 19.7K

881.82%

Eggs

$8.49 $8.49

$2.16 Rp 38.6K

293.06%

Local Cheese (1kg)

$22.03 $22.03

$17.09 Rp 305.7K

28.91%

Chicken Fillets (1kg)

$3.88 Rp 69.4K

Beef Round Steak (1kg)

$11.92 Rp 213.2K

Apples (1kg)

$11.10 $11.10

$3.57 Rp 63.8K

210.92%

Banana (1kg)

$1.58 Rp 28.3K

Oranges (1kg)

$2.36 Rp 42.2K

Tomato (1kg)

$1.97 Rp 35.2K

Potato (1kg)

$1.81 Rp 32.4K

Onion (1kg)

$2.39 Rp 42.8K

Lettuce (1 head)

$5.97 $5.97

$1.02 Rp 18.2K

485.29%

Water (1.5 liter bottle)

$0.49 Rp 8,792

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.2K

Wine (Bottle)

$22.30 Rp 399.0K

Local Beer (0.5 liter bottle)

$2.37 Rp 42.4K

Imported Beer (0.33 liter bottle)

$2.90 Rp 51.8K

One-way Ticket (Public Transport)

$0.25 Rp 4,457

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,906

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,556

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.3K

Gasoline (1 liter)

$1.03 $1.03

$0.81 Rp 14.6K

27.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 424.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 554.3M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 112.7K

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 333.4K

Gym Membership (Monthly)

$54.7 Rp 979.2K

Tennis Court (1 Hour on Weekend)

$18.45 Rp 330.1K

Cinema Ticket

$4.24 Rp 75.8K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,590 Rp 100.0M

Jeans (Levis 501 Or Similar)

$45.77 Rp 818.9K

Summer Dress (H&M, Zara, etc)

$35.69 Rp 638.6K

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

Men's Leather Business Shoes

$80.1 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$2,529 $2,529

$1,147 Rp 20.5M

120.60%

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 62.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.2M

Buy Apartment in City Center (m2)

$2,788 Rp 49.9M

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Croix: September 27, 2026

Last update for Ubud, Bali: September 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,529 in Saint Croix and $1,147 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $149 in Saint Croix vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $317 vs $286 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Croix vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Saint Croix and Ubud, Bali differ by about 66% in total monthly costs ($830 vs $1,374 including rent). Saint Croix is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,245 in Saint Croix and $2,062 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,529 in Saint Croix versus $1,147 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Saint Croix – a meal for two runs $149 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $830 per month in Saint Croix versus $1,374 in Ubud, Bali – a 66% gap that adds up to real savings over time for anyone picking the cheaper option.

At $830 in Saint Croix versus $1,374 in Ubud, Bali, a $2,000 budget is realistic in Saint Croix but tight or insufficient in Ubud, Bali. The gap between the two cities makes Saint Croix the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Saint Croix and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Saint Croix gentler on the wallet – expenses run 66% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.